For a limited time for new customers, Discover It Card offers $100 referral bonus after first purchase and double cash back the first year.
You’ll get 5% cash back in categories that change each quarter and 1% cash back on all other purchases. Additionally, this card is offering an introductory 0% APR for 15 months on purchases and balance transfers and no annual or other hidden fees. It is Discover’s premier cash back credit card with a myriad of signature features like online account freezing, free FICO credit score tracking, and first late payment forgiveness.
The Discover It Card gives its members the ultimate buying power with price protection, purchase protection, return protection, fraud protection, and extended warranty.
Discover It Cashback Match Card Summary
- Annual Fee: $0
- Bonus Worth: Total yearly maximum of $6,000 for 5% cash back purchases plus amount earned for all 1% cash purchases which does not have a limit.
- Expiration Date: None
- Additional Advice: New customers can double the cash back earned at the end of the first year, up to the maximum of $1,500 each quarter for 5% cash back purchase categories and no limit for all other 1% cash back purchases. Refer your friends and receive $100 each, up to 10 referrals, for a total of $500 extra cash. Shop with Discover Deals online portal to take advantage of extra rewards since purchases are also doubled during the promotion period. Discover makes it easy to redeem your rewards with Amazon.com and increase the value of gift cards or e-certificates by as much as $20 from over 150 top major retailers and brands.
Discover It Card Features
- 0% Introductory APR – Discover is currently offering 0% interest rate on purchases and balance transfers for 15 months. With this excellent feature, consolidate your existing high-interest debt and feel good about not paying extra interest. Although, there is a 3% balance transfer fee, you will most likely be saving of money with a year and half of 0% interest.
- No Hidden Fees – No annual fees, no foreign transaction fees, no over limit fee, and no fee for your first late payment. Your interest rate will not increase for late payments.
- Price Protection – If you find a lower price within 90 days of making a qualifying Discover it card purchase, Discover will refund up to a $500 difference .
- Purchase Protection – If stolen or accidentally damaged, all eligible purchases made with the Discover It card are protected for up to $500 during the first 90 days.
- Return Protection – If you change your mind about a purchase, you can return any eligible purchase within 90 days for up to a $500 refund. For example, if the store return policy on an item that you purchase has a 30 day limit, you will have an extra 60 days for a refund with Discover.
- Fraud Protection – Discover will not make you liable for any charges that you did not make.
- Extended Warranty – Discover will extend the terms of the original U.S. manufacturer’s warranty and any purchased warranty for up to 1 extra year, on warranties of 3 years or less. You will appreciate this on major purchases like electronics, home and medical supplies.
- Free real FICO score – Keep a close eye on your FICO credit score each month for free with the Discover It Card.
- Freeze It On/Off switch – If your card gets lost or stolen, freeze or unfreeze your account within seconds with the mobile app or through Discover’s website. You no longer have to go through drawn out phone call process to reach a representative.
- Flexibility – The Discover It credit card allows you to choose your own monthly due date and you have until midnight of that day to pay by phone or online. This allows you to customize and manage your finances.
- U.S Based, 24 Hour Customer Support – Call any time and speak to a representative without any miscommunication since call centers are here in the US.
Conclusion
With the Discover It Card‘s double cash back promotion, new members can essentially earn up to 10% on categorized quarterly purchases, 2% on all other purchases for the first year, and also as much as 40% on purchases made through Discover Deals portal. Stack your rewards and there’s really no credit card out there that can match the cash back potential of the Discover It Card.
The maximum amount for 5% cash back purchases is $1,500 each quarter, totaling to $6,000 each year. Add the amount earned from your 1% cash back purchases and the sky’s the limit since there isn’t a maximum amount. Getting 10 of your buddies, family, or coworkers to sign up at $100 each for an extra $500 is just icing on the cake.
Discover makes it easy to redeem your rewards. Receive it as a statement credit or a deposit in your bank account, use it at Amazon.com or other partner retailers. You can also redeem gift cards at additional value or donate it to your favorite charity. Combined with the 0% introductory APR, no hidden fees, and all the signature features, the Discover It Cashback Match Card is truly amazing! If you still would like to review other options, check out our complete list of Credit Card Promotions today!