If you are interested in a generous rate, then look no further! Available nationwide, Ally Bank is an online bank offering great rates and outstanding customer care. They have a wide range of CD rates for you to take advantage of. Whether you are looking for a short term or long term solution, there is definitely an account for you. Currently, Ally Bank is offering a wide selection of rates ranging from 0.75% APY to 3.00% APY from 3-Months to 5-Years. Right now they are having a great rates on their 2.50% APY 12-Month CD, 2.55% APY 18-Month CD, 2.60% APY 36-Month CD terms. To earn the special rates, simply meet the amount requirement depending on which CD you open! Additionally, no matter which length you choose, you can always count on Ally Bank to offer you the satisfaction of having no monthly fees and no minimum deposit requirements. If you are interested, I recommend you head on over to the site and sign up now!
|Best CD Accounts|
11-Month No-Penalty CD Account
12-Month CD Account
24-Month CD Account
|BBVA Compass Bank|
18-Month CD Account
Ally Bank CD Summary:
- Apply Now
- Account Type:
- Current Promotion: 2.50% APY 12-Month CD, 2.55% APY 18-Month CD, 2.60% APY 36-Month CD terms
- Special APY Rates/Balance requirements:
- 12-Month High Yield CD:
- 2.25% APY: less than $5,000
- 2.40% APY: $5,000
- 2.50% APY: $25,000
- 18-Month High Yield CD:
- 2.35% APY: less than $5,000
- 2.45% APY: $5,000
- 2.55% APY: $25,000
- 36-Month High Yield CD:
- 2.50% APY: less than $5,000
- 2.55% APY: $5,000
- 2.60% APY: $25,000
- 12-Month High Yield CD:
- APY Rates/Balance requirements:
- No minimum balance
- 0.75% – 3 Month CD
- 1.00% – 6 Month CD
- 1.25% – 9 Month CD
- <$5,000 Opening Deposit
- 2.75% – 60 Month CD – less than $5,000
- $5,000 Minimum Opening Deposit
- 2.90% – 60 Month CD – $5,000
- $25,000 Minimum Opening Deposit
- 3.00% – 60 Month CD – $25,000
- No minimum balance
- Availability: Nationwide
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: Varies by Term
- Additional Requirements: None
- Early Withdrawal Fee: There is a fee if you withdraw before the maturity date.
- Auto-Renewal: Yes, the account will auto-renew when the account reaches maturity.
Ally Bank Best CD Rates:
Overall, Ally Bank ranked high across the board from our statewide Best 1-Year CD Rates and Best 60-Month CD Rates list. Ally Bank wants to give you the freedom of selecting an account that will fit all your banking needs while still being able to put you in the control of how much you would like to deposit. If you would like to earn the high rates available, make sure you take advantage of the current special offers! Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Ally Bank CD Features:
- No monthly fees
- Free Online Banking and Mobile Banking
- Daily compounded interest rate and credited monthly
- FDIC insured of up to $250,000
The wide variety of CD lengths from Ally Bank provides you with a versatile online banking experience that not only saves you money, but allows you to enjoy great benefits that are typically offered with bigger brick and mortar banks. Because the bank focuses all their energy and resources on bettering your financial futures, they are able to increase all their current rates on their 2.50% APY 12-Month CD, 2.55% APY 18-Month CD, 2.60% APY 36-Month CD terms. I recommend the Raise Your Rate CD because all you need to do is deposit any amount and you can watch your money grow! However, if you are currently not interested, then be sure to check out our complete list of the Best National CD Rates to satisfy all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
|With the Blue Cash Preferred® Card from American Express:
-$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
-6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
-3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
-Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
-Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
-Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
-$95 annual fee.
-See Rates & Fees