Find the latest Arizona Central Credit Union bonuses, promotions, and offers here.
Update 4/18/24: The $200 checking offers have been extended through 12/31/24. In addition, we’ve added a $250 / $500 bonus offer when opening a checking account with direct deposit valid through 12/31/24.
Arizona Central Credit Union Bonuses Review
Arizona Central Credit Union is headquartered in Phoenix, Arizona. It was established in 1939 and now has over 55,000 members at 11 locations throughout Arizona.
Eligibility: Arizona Central Credit Union is open to residents of Arizona who are age 55 and over, all members of the Baptist, Latter-Day Saints, or Catholic religions in Arizona, and Healthcare professionals in Arizona. See current membership details |
I’ll go over all Arizona Central Credit Union offers below.
Arizona Central Credit Union $500 Checking Bonus
- What you’ll get: $500 Bonus
- Eligible account: Checking Account
- Availability: AZ
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Open a new Arizona Central Credit Union checking account
- To qualify, the new member must ensure the following three (3) requirements have been met within the first sixty (60) days of account opening:
- 1. Have a monthly direct deposit of minimum $500.
- $250 ONE-TIME bonus to new member with $500 minimum monthly direct deposit.
- $500 ONE-TIME bonus to new member with $1,000 minimum monthly direct deposit.
- 2. Signed up and currently enrolled for eStatements, AND
- 3. Has performed at least fifteen (15) Debit card transactions.
- 1. Have a monthly direct deposit of minimum $500.
(Expires 12/31/2024)
U.S. Bank Smartly® Checking ($700 Cash Bonus) | SoFi Checking & Savings Account ($325 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($200 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) | Truist Checking ($400 bonus) |
Fine Print
- Must be a NEW member with no existing accounts at Arizona Central Credit Union (AZCCU).
- Existing primary members and joint owners opening a new membership do not qualify.
- Former members qualify as a new member if their previous account was closed at least 12 months prior to the new open date.
- To qualify, the new member must ensure the following three (3) requirements have been met within the first sixty (60) days of account opening: 1. Have a monthly direct deposit of minimum $500. 2. Signed up and currently enrolled for eStatements, AND 3. Has performed at least fifteen (15) Debit card transactions.
- The new member will receive 50% of the monetary bonus deposited to their Member Share account once the above (3) requirements have been met and the remaining 50% of the monetary bonus will be deposited at the end of 6 months from the date of account opening.
- Bonuses will be awarded in the following tiers: $500 minimum monthly Direct Deposit = $250 one-time bonus to new member; $1,000 minimum monthly Direct Deposit = $500 one-time bonus to new member.
- APY on checking accounts range from 0% to 0.10% APY based on product type and may vary.
- Minimum to earn APY is $1.00.
- Fees may reduce earnings.
- Bonus is considered interest and will be reported on IRS Form 1099-INT. Cannot be combined with any other offers.
- Offer valid for new accounts opened by 12/31/2024.
- Employees, officers and directors of AZCCU are not eligible.
- The above requirements must be met for 6 consecutive months.
- If the account is closed within 6 months, the new account bonus amount will be deducted upon closing from the new member’s account.
- Offer must be mentioned at the time of account opening to be eligible.
- Terms and conditions subject to change without notice.
- Federally insured by NCUA.
Arizona Central Credit Union $200 Checking Bonus
Arizona Central Credit Union is offering a $200 bonus when you join the credit union and meet certain requirements
- What you’ll get: $200 Bonus
- Eligible account: AzStyle checking, MyStyle checking, HighStyle checking
- Availability: AZ (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- To qualify, the member must mention this offer when opening a new checking account with Arizona Central Credit Union.
The $200 bonus will be deposited to the member’s new checking account within ten (10) business days after the following three (3) requirements have been met.- 1. Signed up and currently enrolled in eStatements.
- 2. Has performed at least fifteen (15) debit card transactions within the first sixty (60) days of account opening. AND
- 3. Have a direct deposit of at least $250/month.
- To qualify, the member must mention this offer when opening a new checking account with Arizona Central Credit Union.
(Expires 12/31/2024)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($700 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($200 Bonus) |
Fine Print
- To qualify, the member must mention this offer when opening a new checking account with Arizona Central Credit Union.
- The $200 bonus will be deposited to the member’s new checking account within ten (10) business days after the following three (3) requirements have been met. 1. Signed up and currently enrolled in eStatements. 2. Has performed at least fifteen (15) debit card transactions within the first sixty (60) days of account opening. AND 3. Have a direct deposit of at least $250/month.
- APY on checking accounts range from 0% to 0.10% APY based on product type and may vary.
- Minimum to earn APY is $1.00.
- Fees may reduce earnings.
- Bonus is considered interest and will be reported on IRS Form 1098-INT.
- Cannot be combined with any other offers.
- Offer valid for new checking accounts opened by 12/31/2024.
- Terms and conditions subject to change without notice.
- The new member must maintain the membership account and meet the above requirements for six (6) consecutive months, otherwise the $200 bonus will be deducted from the new member’s account upon closing and/or failure to meet requirements.
- $5 minimum balance must be maintained at all times to remain eligible for credit union services.
- This is a one-time offer and is non-transferable.
- Federally insured by NCUA.
Arizona Central Credit Union $200 Checking Bonus
Arizona Central Credit Union is offering a $200 bonus when you join the credit union and meet certain requirements
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Availability: AZ
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Open a checking account and perform at least fifteen (15) Check card transactions of any kind within the first sixty (60) days.
- Sign up for eStatements.
- Have direct deposit of at least $250/month.
(Expires 12/31/2024)
U.S. Bank Smartly® Checking ($700 Cash Bonus) | SoFi Checking & Savings Account ($325 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($200 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) | Truist Checking ($400 bonus) |
Fine Print
- To qualify, the member must mention this offer when opening a new checking account with Arizona Central Credit Union.
- The $200 bonus will be deposited to the member’s new checking account within ten (10) business days after the following three (3) requirements have been met. 1. Signed up and currently enrolled in eStatements. 2. Has performed at least fifteen (15) debit card transactions within the first sixty (60) days of account opening. AND 3. Have a direct deposit of at least $250/month.
- APY on checking accounts range from 0% to 0.10% APY based on product type and may vary.
- Minimum to earn APY is $1.00. Fees may reduce earnings.
- Bonus is considered interest and will be reported on IRS Form 1098-INT.
- Cannot be combined with any other offers.
- Offer valid for new checking accounts opened by 12/31/2024.
- Terms and conditions subject to change without notice.
- The new member must maintain the membership account and meet the above requirements for six (6) consecutive months, otherwise the $200 bonus will be deducted from the new member’s account upon closing and/or failure to meet requirements.
- $5 minimum balance must be maintained at all times to remain eligible for credit union services.
- This is a one-time offer and is non-transferable.
- Federally insured by NCUA.
How To Waive Monthly Fees
- You-Name-It™ Savings: None
- Simple Checking: Monthly Service Fee waived when any 2 of the following requirements are met:
- Enrolled in eStatements
- Direct Deposit of $250 or more per month
- 15 Visa® Check Card transactions per month
- If you are age 23 or under
- Combined per member account balances totaling $2,500 or more
- Money Market Checking: Monthly Service Fee waived when you maintain minimum daily balance of $5,000+ otherwise $15.
- Money Market Account: When an average monthly balance of $1,000 is maintained, there is no monthly service fee. A service fee of $15 will be applied to all accounts that do not maintain this monthly balance.
- Business Value Checking: $2 monthly service fee waived with an average monthly balance of $1,500 or eStatements.
- Business Classic Checking: Service fee of $2.00 per month waived when enrolled in eStatements.
- Business Money Market Account: When an average monthly balance of $5,000 is maintained, there is no monthly service fee. A service fee of $15 will be applied to all accounts that do not maintain this monthly balance.
Conclusion
We are here to provide you with the best promotions from Arizona Central Credit Union. Any time there is a new offer or coupon code we will update you here.
Arizona Central Credit Union rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you don’t meet the membership requirements above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Arizona Central Credit Union.
Check back often for more Arizona Central Credit Union Bonuses, Promotions, or Offers!