Wells Fargo is bringing out it’s lowest intro APR credit card. The Wells Fargo Platinum Visa® Card gives you 0% Intro APR for 18 months on purchases and balance transfers. After that your variable APR will be 16.15% to 25.99%. However, keep in mind that balance transfer fees do apply. If you’re looking for a card that will help you settle your balance with no extra fee, then keep reading to find out more!
Lowest Intro APR for 18 months
The annual percentage rate (APR), is the amount of interest on your total loan amount that you’ll pay annually. Thus a lower APR translates to lower monthly payments, so the lower the better.
The Wells Fargo Platinum Visa® Card gives you a generous APR rate. You get 0% Intro APR on purchases and balance transfers for 18 months. That’s much longer than the usual intro period of 12 weeks, making this card a great benefit to those who need to settle any debt you may have. After that your variable APR will be from 16.15% to 25.99%, and balance transfer fees apply.
No Annual Fee
An annual fee is a fee that’s automatically charged once a year to your credit card account for the benefits that come with that credit card. Many cards charge a hefty amount, sometimes reaching the hundreds. Although those can get pretty pricey, the Wells Fargo Platinum Visa® Card doesn’t charge you anything for its great features. In addition to this cards considerable intro APR rate, it also has no annual fee!
Cell Phone Protection
Wells Fargo takes care of you, so they give you the ability to get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card. This is useful for people who are prone to losing things, or just in general for those who want some extra peace of mind.
The crowning feature among many of the Wells Fargo Platinum Visa® Card is its 0% Intro APR on purchases and balance transfers for 18 months. This card would be great for those seeking to take advantage of low introductory APR and transfer higher rate balances. Along with its low intro APR, this card also offers rapid alerts that let you monitor your spending, chip technology, and free access to your FICO® credit score. If you’re interested, sign up today! Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!