Find the latest BMO CD Rates, Offers, and Promotions here.
At the moment you can earn up to 5.65% APY.
BMO CD Rates
Term | APY Rate | Minimum Deposit |
6-Month | 5.50% | $0 |
12-Month | 5.65% | $0 |
24-Month | 5.00% | $0 |
36-Month | 5.10% | $0 |
48-Month | 5.20% | $0 |
60-Month | 5.25% | $0 |
Account Features
- Your deposit is FDIC insured, so your money is safe and secure.
- Protection against market volatility.
- Guaranteed returns.
- $1000 minimum opening deposit.
Important Details of BMO CD
- Funding – ACH or internal transfer
- Interest – Compounded daily/credited monthly, interest can be paid via ACH or internal transfer to a BMO Alto savings account.
- Maturing Funds – ACH, or internal transfer to a BMO Alto savings account. Official check can also be mailed.
- Grace Period – 10 calendar days before automatic renewal. Advance Maturity Instructions can be given to close CD at maturity.
Conclusion
Build your savings with this CD and earn a high, competitive rate on your funds.
For more from BMO, see our list of their latest banking offers.
However, if you are not currently interested, be sure to see our complete list of the Best CD Rates for all your banking needs!
Compare this CD to CIT Bank’s No Penalty CD and many other no penalty CDs here.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.