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Reducing costs and maximizing profits are the goals of any business. One way to accomplish those goals is by using a business credit card. Chase offers the Chase Ink Business UnlimitedSM Credit Card with features that fully cater to the needs of every day business owners. One of the many benefits on this card is that it offers an unlimited 1.5% cash back on every purchase with no earning cap. It also has no annual fee, so you can reap the benefits without worrying about any costs. To top it off, you can even get a generous $500 cash bonus when you spend $3,000 on purchases in the first 3 months from account opening! If you’re interested in what more this card has to offer, see our review below!
Chase Ink Business Unlimited Credit Card Summary:
|With the Chase Ink Business UnlimitedSM Credit Card:
-Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
-Earn unlimited 1.5% cash back on every purchase made for your business
-0% introductory APR for 12 months on purchases and balance transfers
-Employee cards at no additional cost
-No Annual Fee
Earning Cash Back:
The Ink Business Unlimited earns an unlimited 1.5% cash back on all eligible purchases. There are no caps or restrictions on your earning power. Your cash back is accumulated in the form of Ultimate Rewards points for 1.5 points per $1 in eligible purchases.
Points don’t expire as long as your account remains open and in good standing.
Redeeming Cash Back:
The Ink Business Unlimited features a simple rewards structure that requires no thinking about rotating or bonus categories. Redeem your Ultimate Rewards points for cash, merchandise, experiences, and services in the Chase Ultimate Rewards marketplace. There’s no minimum threshold for cash redemptions, but there may be minimums for other redemption types.
Points redeemed for cash, gift cards or travel are worth a cent apiece. If you move your points to another Chase card with Ultimate Rewards points, such as the Chase Sapphire Preferred®, Chase Sapphire Reserve® or Ink Business PreferredSM Card, you can boost your redemption rate. The other card must be registered to the owner of the company, you, or a member of your household, to qualify.
Transfer Points: If you have multiple Chase credit cards, you can pool your Ultimate Rewards points as long as the card participates in the Ultimate Rewards program and the pooled accounts are in good standing. If you have a certain card, such as the Chase Sapphire ReserveSM Card or the Chase Sapphire Preferred® Card, you can then transfer your Ultimate Rewards points to Chase’s travel partners. Your Ultimate Rewards points will be typically transferred at a 1-to-1 ratio. But, depending on which partner you transfer your points to, you could get even more value for your redemptions. Travel partners are subject to change, but these include Southwest Rapid Rewards and Marriott Rewards.
Ink Mobile App: The Chase Ink Business UnlimitedSM Credit Card comes with the free Ink mobile app which includes expense category tagging, authorized user tracking, authorized user privilege customization, and real-time purchase alerts.
Travel Perks: When you charge the full cost of your rental to the card, you’ll get complimentary rental car loss and damage coverage . It also has 24/7 travel and emergency assistance, including roadside assistance, however you may need to pay additional out-of-pocket fees.
Purchase Perks: Enjoy complimentary purchase protection insurance, covering theft and damage to purchased items. This covers up to $10,000 per item and $50,000 total per lifetime per account. This benefit applies to repair or replacement costs, and must be invoked within 120 days of a covered item’s purchase. Plus, get extended warranty coverage where original warranties can be extended for an additional year. Coverage applies only to original warranties that last at most 3 years.
Overall, this is one of the best business cards out there right now. It rivals existing business credit cards because of its generous $500 cash back bonus offer and lack of annual fee. The Chase Ink Business UnlimitedSMCredit Card can not only help your business grow, it can transform it into something even better. Maximize all the features on this card to help you turn your small business into a thriving place of profit. With this new card from Chase, the opportunities (and cash back earnings) are endless. Don’t hesitate to apply now if you’re interested! If you’re looking for more products from Chase, check out our Chase Credit Card Promotions and Chase Bank pages for more information. If you’re looking for more general options, then consider our Best Credit Card Promotions master list.
Learn more about this card here.