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Sign up today for the Citi Simplicity® Card and receive 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.99% – 29.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
With this card, there are no annual fees, late fees, or penalty rates. However, there is a foreign transaction of 3% when traveling outside of the U.S. that can add up your cost if you travel often. If this is something you’re interested in then continue reading below to learn more about the promotional offers.
Citi Simplicity Card Summary
* The Citi Simplicity® Card is issued by Citibank. They also offer great sign-up bonuses. You can also compare this card with other credit card bonuses!
Introductory APR
With the City Simplicity card, cardholders get 0% APR for balance transfers & purchases. Please note that qualifying balance transfers must be made within the first four months of account opening.
After the introductory promotional periods, the variable regular purchase and balance transfer APR applies, depending on your credit worthiness.
City Simplicity Top Features
The Citi Simplicity card has the longest 0% introductory APR from the first transfer. Once the promotional period ends, the regular balance transfer APR applies depending on your creditworthiness.
The Citi Simplicity has 0% APR purchase promotion that lasts 12 months from account opening date. After the promotional period ends, the regular purchase APR applies depending on your creditworthiness.
If you’re one to occasionally miss payments, Citi Simplicity never charges late payment fees or penalty interest.
Conclusion
For frequent travelers, keep in mind that there is a fee for foreign purchases – 3% of the U.S. dollar amount of each purchase. On the upside, you’ll never be charged late fees, penalty fees or annual fees with this card.
Sign up today if this interests you. Otherwise, find out which card is fit for you by checking out our complete list of Credit Card Promotions today!
Bankcheckingsavings has partnered with CardRatings for our coverage of credit card products. Bankcheckingsavings and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Hilda Padin says
Im am trying to apply for the Citi Simplicity 21MO 0percent on balance transfer, offer and is giving me a system error, its not letting me process my application