Sign up today for the Citi Simplicity® Card and receive 0% Intro APR for 21 months on balance transfers and purchases. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. There are no annual fees, late fees, or penalty rates. However, there is a balance transfer fee of 3% of the amount of each transfer, $5 minimum so that is something worth considering. If this is something you’re interested in, then read on!
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Alternative Credit Card Bonuses:
Citi Simplicity Card Summary:
- Apply Now
- Best Feature: 0% Intro APR for 21 months
- Annual Fee: none
- Expiration Date: none
- Additional Advice: set up alerts to get reminders about your balance levels, payments due or when you go over your credit limit, by email or directly on your mobile phone
City Simplicity Card Features:
- No annual fee
- 0% Intro APR for 21 months on balance transfers and purchases.
- Balance transfer fee of 3% of the amount of each transfer, $5 minimum
- Fee for foreign purchases – 3% of the U.S. dollar amount of each purchase
- No late fees or a penalty rate just because you missed a payment due date
- Set up alerts to get reminders about your balance levels, payments due or when you go over your credit limit, by email or directly on your mobile phone
City Simplicity Card Pros:
- 0% Intro APR for a long period
- No Annual Fee
City Simplicity Card Cons:
- 3% Foreign Transaction Fee – not the ideal card for travel.
The Citi Simplicity® Card offers cardholders 0% Intro APR for 21 months on balance transfers and purchases. For frequent travelers, keep in mind that there is a fee for foreign purchases – 3% of the U.S. dollar amount of each purchase. On the upside, you’ll never be charged late fees, penalty fees or annual fees with this card. Sign up today if this interests you. Otherwise, find out which card is fit for you by checking out our complete list of Credit Card Promotions today!
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