Check out the latest CommunityAmerica Credit Union bonuses, promotions, and offers here.
Right now, they are offering a $400, $200, $150 and $25 bonus when you open a checking and savings account and meet certain requirements.
CommunityAmerica Credit Union Bonuses Review
CommunityAmerica Credit Union is committed to creating lasting relationships with the local business community and the individuals who make them successful. Additionally, they strive to deliver an exceptional member experience through trust-based advice to meet your business’s unique financial needs.
Eligibility: To be eligible for this deal, you must live or work in the Kansas City Area, be employed at one their 150 affiliated organizations, or be an extended family member of a current member. Additionally, for more information, be sure to check out their Membership Requirements. |
I’ll go over the CommunityAmerica Credit Union bonuses & offers below.
CommunityAmerica Credit Union $400 Checking Bonus
When you open a new checking account, you can earn a $400 bonus from CommunityAmerica Credit Union.
- What you’ll get: $400 Bonus
- Eligible account: Cashback Free Checking, Chiefs Checking
- Availability: KS, MO (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- To receive the $400 credit, you must first meet CommunityAmerica Credit Union membership eligibility requirements.
- Other qualifications are as follows:
- (1) Eligible to the first 500 members that live in the St. Louis Metropolitan Area. Living in the St. Louis Metropolitan Area is defined as living in the following counties: Bond, Calhoun, Clinton, Jersey, Macoupin, Madison, Monroe, and St. Clair in Illinois; and Franklin, Jefferson, Lincoln, St. Charles, Warren, St. Louis County and St. Louis City in Missouri.
- (2) Open a new Cashback Free Checking or Chiefs Checking account, starting 4/1/2023 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or CashBack Free Checking accounts that have closed within the past six months do not qualify), and
- (3) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- Within 60 days of meeting qualification requirements, a $400 credit will be posted into the primary account owner’s membership savings account.
(Limited time offer)
Western Alliance Bank High-Yield Savings Premier (5.36% APY) | Customers Bank High Yield Savings (5.26% APY) |
RBMAX High Yield Savings (5.20% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
Ponce Bank Money Market (5.28% APY) | Harborstone Credit Union Money Market (5.25% APY) |
CloudBank 24/7 High Yield Savings (5.26% APY) |
Fine Print
- Qualifications to Receive $400: To receive the $400 credit, you must first meet CommunityAmerica Credit Union membership eligibility requirements.
- Other qualifications are as follows: (1) Eligible to the first 500 members that live in the St. Louis Metropolitan Area. Living in the St. Louis Metropolitan Area is defined as living in the following counties: Bond, Calhoun, Clinton, Jersey, Macoupin, Madison, Monroe, and St. Clair in Illinois; and Franklin, Jefferson, Lincoln, St. Charles, Warren, St. Louis County and St. Louis City in Missouri. (2) Open a new Cashback Free Checking or Chiefs Checking account, starting 4/1/2023 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or CashBack Free Checking accounts that have closed within the past six months do not qualify), and (3) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- Applications are subject to credit approval.
- A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don’t qualify as a direct deposit.
- Within 60 days of meeting qualification requirements, a $400 credit will be posted into the primary account owner’s membership savings account.
- The account must be open and in good standing at the time of payout to qualify for the credit.
- Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings.
- Other requirements do apply.
- Limit one $400 credit per Checking account and per member.
- Offers subject to change without notice and cannot be combined with any other offer.
- The credit(s) may be reported as income on IRS Form 1099-MISC.
CommunityAmerica Credit Union $200 Checking Bonus
When you open a new checking account, you can earn a $200 bonus from CommunityAmerica Credit Union.
- What you’ll get: $200 Bonus
- Eligible account: Cashback Free Checking, Chiefs Checking
- Availability: KS, MO (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- To receive the $200 credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and
- (1) open a new Chiefs Checking account between 9/1/2023 – 3/10/2024 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or Cash Back Free Checking accounts that have closed within the past six months do not qualify), and
- (2) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- To receive the $200 credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and
(Expires 03/10/2024)
Western Alliance Bank High-Yield Savings Premier (5.36% APY) | Customers Bank High Yield Savings (5.26% APY) |
RBMAX High Yield Savings (5.20% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
Ponce Bank Money Market (5.28% APY) | Harborstone Credit Union Money Market (5.25% APY) |
CloudBank 24/7 High Yield Savings (5.26% APY) |
Fine Print
- Chiefs Checking Promotion.
- To receive the $200 credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and (1) open a new Chiefs Checking account between 9/1/2023 – 3/10/2024 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or Cash Back Free Checking accounts that have closed within the past six months do not qualify), and (2) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- Applications are subject to credit approval.
- A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account.
- Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don’t qualify as a direct deposit.
- Within 60 days of meeting qualification requirements, a $200 credit will be posted into the primary account owner’s membership savings account.
- The account must be open and in good standing at the time of payout to qualify for the credit.
- Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings.
- Limit one $200 credit per account and per member.
- Offer subject to change without notice and cannot be combined with any other offer.
- The credit may be reported as income on IRS Form 1099-MISC.
CommunityAmerica Credit Union $150 Checking Savings Bonus
When you open a new checking and savings account, you can earn a $150 bonus from CommunityAmerica Credit Union.
- What you’ll get: $150 Bonus
- Eligible account: Cashback Free Checking, Chiefs Checking, or High Interest Savings
- Availability: KS, MO (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0
- How to earn it:
- $100 Checking Offer:
- Within 60 days of account opening, the member must maintain the ‘Qualifications for cash back’ requirements for a consecutive 31 days.
- $100 will be deposited into primary savings account within 30 days of meeting qualifications.
- $50 Savings Offer:
- Open a High Interest Savings account at the same time as your checking account.
- Reach a balance of $1,000 within 60 days of the new account opening.
- Maintain the ‘Qualifications for cash back’ requirements for a consecutive 31 days.
- $100 Checking Offer:
(Limited time offer)
U.S. Bank Smartly® Checking ($400 Cash Bonus) | Truist Checking ($400 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) |
Fine Print
- Must qualify for membership, including being in good standing with the Credit Union.
- Offer may change or end without notice.
- Limit one per person.
- Employees, Board of Directors and Volunteers of the Credit Union and its affiliates, and their immediate families and household members, are not eligible.
- Only valid on new checking relationships with the Credit Union.
- Those with existing checking accounts or accounts closed within the past six months do not qualify.
- NCUA Insured
CommunityAmerica Credit Union $200 Checking Bonus (At Work Program)
When you open a new checking and savings account, you can earn a $200 bonus from CommunityAmerica Credit Union.
- What you’ll get: $200 Bonus
- Eligible account: Cashback Free Checking, Chiefs Checking
- Availability: KS, MO (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Only for new Chiefs Checking or Cashback Free Checking accounts with a limit of one per membership with the at work program.
- Must have a monthly direct deposit of at least $250 posted to the new checking account.
- Use Promo Code: BMC
(Expires 12/31/2023)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($325 Bonus) |
Fine Print
- All account applications are subject to approval.
- Valid promo code must be included on application.
- Only for new Chiefs Checking or Cashback Free Checking accounts with a limit of one per membership.
- Offer valid through 12/31/2023.
- Minimum balance is not required to obtain the bonus offer or open the checking account.
- Within 60 days of opening the new checking account, the member must have a monthly direct deposit of at least $250 posted to the new checking account.
- $200 will be deposited into primary savings account within 30 days of meeting qualifications.
- Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts.
CommunityAmerica Credit Union $25 Checking Bonus
Open a new checking account and meet the eligible requirements to earn the $25 bonus. Keep mind that this offer is valid for Prairie Village branch location only.
- What you’ll get: $25 Bonus
- Eligible account: Chiefs Checking, Cashback Free Checking or Free Checking
- Availability: KS, MO (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0
- How to earn it:
- An active checking account is 15 or more transactions within the first 60 days of account opening.
- To qualify, new member must be at least 18 years of age.
- Valid for new members for an active checking account, auto loan, mortgage or home equity.
(Limited time offer)
Chase Business Checking ($400 Bonus) | U.S. Bank Business Checking ($350 or $800 Bonus) |
Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Huntington Business Checking 100 ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
Fine Print
- Early closure fee of $25 may apply to new member if account is closed within first six months.
- May not be combined with any other offer.
- Program valid for consumer accounts only.
- CommunityAmerica Credit Union will report premiums paid to the IRS and a 1099 form will be issued at year-end.
- Any applicable taxes resulting from this offer are the responsibility of the recipient.
- By taking advantage of this referral, members acknowledge and understand that both the new member and referring member may learn that the other has an account with CommunityAmerica, by the nature of the promotion.
- Employees, Board of Directors and Volunteers of CommunityAmerica and their immediate families and households are not eligible.
- Subject to change at any time without notice.
How To Waive Monthly Fees
- Chiefs Checking: None
- Cashback Free Checking: None
- Free Checking: None
- Student Checking: None
- Small Business Checking: None
- Business Growth Checking: None
- Analyzed Checking: You can use deposit balances to offset fees
Conclusion
If you are currently a resident of Kansas and Missouri and are currently interested in a new banking experience, then the promotion from CommunityAmerica Credit Union is a great bet for you! However, be sure to note that this account triggers a hard pull, meaning it will harm your credit score.
Feel free to comment on this post with any questions you may have about CommunityAmerica Credit Union, their accounts they offer, or coupon codes.
Furthermore, I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
However, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Finally, check back often for more CommunityAmerica Credit Union Bonuses, Promotions, or Offers!