EverBank, an Internet-only bank, is offering 1.11% APY 12-month guaranteed rate for their Yield Pledge Checking account. For their Yield Pledge Checking account, you must have an opening deposit of at least $5,000 with no account maintenance fees. EverBank policy on their interest rates is always to remain within the top 5% of all U.S. banks’ interest rates. The twelve-month introductory interest rate of 1.11% APY is for balances up to $250,000. The current standard interest rate sits at 0.30% on balances up to $10,000, and rises to a maximum rate of 0.56% on balances between $50,000 and $100,000. You’ll also get unlimited ATM fee reimbursements for those with a minimum average daily balance of $5,000.
Everbank Checking Account Summary:
- Apply Now
- Account Type: Yield Pledge Checking
- Rate: 1.11% APY(first 12 months only) for up to $250,000 balances
- Availability: Nationwide
- Expiration Date: None
- Soft/Hard Pull: Soft pull, ChexSystems only.
- Direct Deposit Requirement: None
- Additional Requirements: You must open the account with $5,000 minimum funding requirement.
- Monthly Account Fee: None
- Early Termination Fee: No.
Yield Pledge Checking Account Features:
- Top 5% yields always
- $5,000 to open
- No monthly account fee plus free bill pay
- Unlimited ATM fee reimbursements with minimum balance
- Mobile check deposits
Some people are concerned with Everbank being an online-only bank. However, Everbank has been around for years and your money is FDIC-insured for up to $250,000. There is no monthly or annual fees, along with ATMs fees reimbursement. You can deposit checks or see your balances anywhere using their Android or iPhone app. Enjoy the convenience of online only banking along with their great rate of 1.11% APY guaranteed for the first twelve months! Find all the best savings rates from our exclusive list nationwide!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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