Find the latest Garden Savings Federal Credit Union CD rates, offers, and promotions here.
Garden Savings Federal Credit Union is currently offering a generous 1.97% APY 36-Month CD rate!
Garden Savings FCU CD Summary
Garden Savings Federal Credit Union is headquartered in Parsippany and is the 5th largest credit union in the state of New Jersey. It is also the 706th largest credit union in the nation.
If you have a minimum of $500, you can invest in a Garden Savings Federal Credit Union CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: Not listed
(NCUA Insured)
Term | APY Rate | Minimum Deposit |
30 Days | 0.20% | $500 |
3 Month | 0.35% | $500 |
4 Month | 0.35% | $500 |
5 Month | 0.35% | $500 |
6 Month | 0.75% | $500 |
7 Month | 0.75% | $500 |
8 Month | 0.75% | $500 |
9 Month | 0.75% | $500 |
12 Month | 1.76% | $500 |
18 Month | 1.76% | $500 |
24 Month | 1.87% | $500 |
36 Month | 1.97% | $500 |
48 Month | 2.02% | $500 |
60 Month | 2.07% | $500 |
Garden Savings FCU Best CD Rates
Overall, Garden Savings Federal Credit Union ranked highly across the board from our statewide Best 48-Month CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Garden Savings FCU CD Account Features
- Different terms
- Earns higher rate of interest than regular savings account
- Interest compounds
- Fixed rate of interest
- Paid interest may be withdrawn with no penalty
- NCUA insured
Conclusion
If you are interested in a short term or long term CD, look no further as Garden Savings Federal Credit Union offers you a standard and special CD rates that go up to 1.87% APY on 24-month CD term. Remember, this special ranked highly on our Best CDs list.
However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.