If you are a resident of New York who is on the market for a new banking experience, then look no further than Geddes Federal S&L. When you join the bank, you will be able to select from a wide variety of rates and lengths to fit your needs. Whether you are looking for a short term or long term solution, there will definitely be a rate for you. With that said, the bank is offering a wide range of rates ranging from 0.20% APY all the way up to current 1.35% APY on a 9-Month CD special, 1.75% APY on a 18-Month CD special, and 2.50% APY on a 44-Month CD special! With these rates, all you would need to do is provide the initial $500 deposit! It’s as simple as that. Additionally, you can have the satisfaction of knowing you are receiving a rate higher than what the bank previously offered! If you are interested, I suggest you apply as soon as you can!
Geddes Federal S&L CD Account Summary:
- Apply Now
- Account Type: CD account
- Current Promotion:
- 1.35% APY on a 9-Month CD
- 1.75% APY on a 18-Month CD
- 2.50% APY on a 44-Month CD
- APY Rates:
- 0.20% APY- 4 Month
- 0.30% APY- 6 Month
- 0.50% APY- 12 Month
- 0.55% APY- 13 Month
- 0.60% APY- 20 Month
- 0.60% APY- 24 Month
- 0.70% APY- 25 Month
- 0.80% APY- 26 Month
- 0.80% APY- 30 Month
- 0.90% APY- 36 Month
- 1.50% APY- 42 Month
- 1.60% APY- 48 Month
- 2.25% APY- 60 Month
- Availability: NY (Branch Locator)
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $500
- Additional Requirements: See below
- Early Withdrawal Fee: There is a fee if you withdraw before the maturity date.
- Auto-Renewal: Unknown
Geddes Federal S&L Best CD Rates:
Overall, Geddes Federal S&L rank nicely across the board from our Best 5-Year CD Rates in our local list. So if you are looking for a reliable and secure way to see your money grow, open your CD account today. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Geddes Federal S&L Features:
- Terms from 4 months to 63 months
- Maximum customer deposit limits apply
- Low $500 minimum deposit
- Choose your monthly interest disbursement
- Early withdrawal penalties will apply
- FDIC insurance up to the maximum allowed by law
Conclusion:
At the end of the day, the current range of CD rates available through Geddes Federal S&L are great for those who would like to earn a great rate through one of the most trusted financial institution nationwide. With a wide range of rates to choose from, you can definitely count on the bank to help you through every step of your banking process! Not only are these higher than what the bank previously offered, but you will still be able to earn the rate on a low $500 balance. However, I would most definitely take advantage of the current 1.35% APY on a 9-Month CD special, 1.75% APY on a 18-Month CD special, and 2.50% APY on a 44-Month CD special! However, if you are not currently interested, then be sure to see our complete list of the Best National CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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