Find the latest Latino Credit Union CD Rates, Offers, and Promotions here.
They are currently featuring a 2.80% APY 48-Month Jumbo CD.
Latino Credit Union CD Summary
Latino Credit Union is headquartered in Durham and is the 12th largest credit union in the state of North Carolina. It was established in 2000 as a \response to a wave of robberies and muggings of Latino immigrants in Durham, North Carolina. Since then, it has become a national model for credit unions and community development financial institutions seeking to serve unbanked individuals and immigrant communities.
- Availability: Nationwide (Branch Locator)
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $500
- Additional Requirements: Make sure you have your Social Security number, birth date, e-mail address, U.S. street address, employer name and address as well as establishing funding
- Early Withdrawal Fee: You may face a penalty if you withdraw before the maturity date.
- Auto-Renewal: Unknown
(NCUA Insured)
Certificates
Term | APY Rate | Minimum Deposit |
6-Month | 1.55% | $500 |
12-Month | 1.75% | $500 |
18-Month | 1.85% | $500 |
24-Month | 2.15% | $500 |
36-Month | 2.30% | $500 |
48-Month | 2.40% | $500 |
60-Month | 2.60% | $500 |
Jumbo Certificates
Term | APY Rate | Minimum Deposit |
6-Month | 1.80% | $200,000 |
12-Month | 2.35% | $200,000 |
18-Month | 2.40% | $200,000 |
24-Month | 2.50% | $200,000 |
36-Month | 2.75% | $200,000 |
48-Month | 2.80% | $200,000 |
60-Month | 2.90% | $200,000 |
Latino Credit Union Best CD Rates
Latino Credit Union has ranked pretty high across the board from our statewide Best 4-Year CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Latino Credit Union CD Account Features
- Mobile app and online access
- All-in-one Funds
- Offers some of the highest rates available in the nation
- Daily compounded interest rate and credited monthly
- NCUA Insured of up to $250,000
Conclusion
If you don’t have an active account through Latino Credit Union, I recommend you sign up for an account length that will fit your banking needs the best. Not only do you get to take advantage of a range or rates to best fit all your financial needs, but you get the satisfaction of knowing the firm is NCUA insured. However, I would definitely recommend taking advantage of the current 2.80% APY 48-Month CD Special. Simply meet the deposit requirement and the rate is yours!
However, if you are not currently interested, then be sure to see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.