Here you will find the latest Navy Federal Credit Union bonuses, offers, and promotions.
Currently, they have a $50 and $100 bonus offer when you sign up with a credit union.
Navy Federal Credit Union Review
Navy Federal Credit Union has a long-standing history catered to active/retired military service members. Today, Navy Federal Credit Union is headquartered in Vienna, Virginia, and serves more than 8 million members. The credit union serves its members through numerous locations in states all across the country. If you want to find out more about the bank, visit a local branch, and get started.
Eligibility: Membership is open to members of active duty Army, Marine Corps, Navy, Air Force, Coast Guard, Army and Air National Guard, Department of Defense Officer Candidate/ROTC, Department of Defense Reservists, retirees from military service, Department of Defense civilian employees and contractors and retirees, U.S. Government Employees Assigned to Department of Defense Installations. Membership is also open to immediate family of current members or those eligible for membership. For a full list of eligibility see their full list of membership requirements. |
- Availability: Nationwide (Bank Locator)
- Credit Inquiry: Soft Pull
Navy Federal Credit Union has a decent bonus, but not so great CD and Savings rates, so check out our best rates Savings, Money Market, and CD accounts.
If you’re not local to the state of Indiana, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll go over all Navy Federal Credit Union offers below.
Navy Federal Credit Union $100 Referral Bonus
Navy Federal Credit Union is offering a $100 bonus when you refer new Senior NCOs to the credit union. There is no expiration date listed.
- What you’ll get: $100 Bonus
- Eligible account: Personal Checking Account
- Where it’s available: Nationwide
- How to earn it:
- Refer new Senior NCOs to the credit union
- Senior NCOs are considered Active Duty, National Guard, and Reserves E-7 through E-9 and be at least 18 years of age.
- Once the account is open get $100, up to $500 in referral bonus
- When you’ll receive it: Bonus will be credited to your account once your referral opens their account.
(No Expiration Date Listed)
U.S. Bank Smartly® Checking ($400 Cash Bonus) | Truist Checking ($400 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) |
How To Earn Bonus
- Earn a $100 bonus when you refer new Senior NCOs to the credit union
- Have your referral open a new personal checking account and complete the minimum opening deposit
- Once account is open get $100, up to $500 in referral bonus
- Senior NCOs are considered Active Duty, National Guard and Reserves E-7 through E-9 and be at least 18 years of age.
- Offer can expire anytime without prior notice.
- To receive the $100 bonus, the person referred for membership must be Active Duty, National Guard, and Reserves E-7 through E-9 and be at least 18 years of age.
- Referring members must be at least 18 years of age and in good standing.
- Recruiters are not eligible to refer to recruits.
- Accounts must be in good standing
- Limit 5 referrals per member.
- Navy Federal employees and their immediate family are not eligible to participate in this program.
- The recipient is solely responsible for any personal tax liability arising out of the acceptance of this incentive.
[Expired]Navy Federal Credit Union $50 IRA Bonus
Navy Federal Credit Union is offering a $50 bonus when you open a new IRA account and complete the requirements.
- What you’ll get: $50 Bonus
- Eligible account: IRA Account
- Where it’s available: Nationwide
- How to earn it:
- To qualify for the $50 bonus, members must open their first IRA plan and deposit a minimum of $50 in the new IRA account no later than 45 days after account opening.
- Once the $50 required minimum balance has been deposited to the IRA, Navy Federal will credit the bonus directly into the new IRA account within 45 days.
- When you’ll receive it: Bonus will be credited to your account once your referral opens their account.
(No Expiration Date Listed)
J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
M1 Finance (Up to $20,000 Cash) | M1 Finance Retirement Rollover (Up to $5,000 Cash) |
M1 Finance (Up to $500 Cash) |
How To Earn Bonus
- To qualify for the $50 bonus, members must open their first IRA plan and deposit a minimum of $50 in the new IRA account no later than 45 days after account opening.
- Once the $50 required minimum balance has been deposited to the IRA, Navy Federal will credit the bonus directly into the new IRA account within 45 days.
- The bonus will be credited to the IRA in the form of a dividend and will not be reportable as a contribution.
- Account must be in good standing for credit to be processed.
- Penalties apply for early withdrawals from the certificate, including any earned dividends.
- Members should consult a tax consultant or obtain legal advice regarding any tax implications related to the dividend.
- Taxes related to the $50 IRA bonus are the member’s responsibility.
- Navy Federal does not provide tax advice.
- Other restrictions may apply.
How To Avoid Monthly Fees
No monthly fees
Conclusion
We will be updating this page with new Navy Federal Credit Union Bonuses and offers so check back regularly! In my opinion, this offer is decent considering it triggers a soft pull. However, definitely act soon as this promotion may end at any time!
Feel free to comment on this post with any questions you may have about Navy Federal Credit Union, their accounts they offer, or coupon codes.
Check back often for more Navy Federal Credit Union Bonuses, Promotions, or Offers!
lia says
ACCESS NUMBER:6218077
Name: Corneal Stewart
You must be military affiliated or dod employee. $50 referral bonus.
Faye says
But it’s asking for sob and last four of Social ? Now what ? Arghh
Faye says
D.o.b I mean
me says
03-28-1985
Brian P. McGivern says
Saying it requires your birthday your full name and the last four you social is this correct or am I clicking on the wrong link when I’m trying to apply as a member
Juliet says
When else are they open for joining really want to Join Navy federal anyone with information
lia says
ACCESS NUMBER:6218077
Name: Corneal Stewart
I have some referrals
Andrea says
How often does navy federal credit union do this? Both my sisters want to sign up but we want to wait till they’re offering the promotion again
Cameron Hinkley says
If you are still looking to join still, Navy Federal is running another bonus opportunity.
Get $25 FREE for opening a new account.
You can use my access number 9384949 and my last name Hinkley if you’d like.
leondra Calhoun says
Thanks i will love to use it and thanks
Debbie says
Its saying I need to show relationship
Yasg says
Can I use it?
Stephaine says
I was just wondering if the $50 pro.option was still going on?
Elizabeth Pham says
Stephaine – the promotion expired on 9/30/2016.
Lia says
ACCESS NUMBER:6218077
Name: Corneal Stewart
Going on until the 30th! I still have all 5 referrals. Feel free to use!
Charles Wilkinson says
May I use your referral when joining? Is there any info I need to give you so you will also get your bonus?
jennyjen says
Friends can’t refer you
jennyjen says
I was referred to by my brother opened accounts for myself and my children once I received my bonus they froze the accounts reason they want proof that we are family so if you all think its easy well its not. I don’t know why there promotion says family or friends can refer you its all lies if they are not related they can’t join