If you are unsatisfied with your current rates, and are looking for an alternative then consider a CD account! OneWest Bank is offering residents nationwide a chance to take advantage of a host of account rates and lengths to fit all your banking needs. With a new CD account, you will most definitely find an account to cater to your savings goals, whether it be short term or long term. Right now, the bank is offering an attractive 2.75% APY 28-Month CD Special when you sign up and provide a $10,000 minimum opening deposit into your new account. In addition, you will gain access to all the great features and service the bank has to offer. If you are interested, I suggest you apply as soon as you can!
OneWest Bank CD Summary
- Apply Now
- Account Type: CD account
- Current Promotion: 2.75% APY 28-Month CD Special
- APY Rates:
- 0.30% APY for 3-Month CD
- 0.45% APY for 6-Month CD
- 2.00% APY for 8-Month CD Special
- 0.50% APY for 9-Month CD
- 0.55% APY for 12-Month CD
- 0.85% APY for 13-Month CD
- 2.40% APY for 17-Month CD Special
- 1.00% APY for 18-Month CD
- 1.10% APY for 24-Month CD
- 1.20% APY for 36-Month CD
- 1.30% APY for 48-Month CD
- 1.40% APY for 60-Month CD
- Availability: Nationwide (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $10,000
- Additional Requirements: None
- Early Withdrawal Fee: Penalty applied, but not specified
- Auto-Renewal: None listed, check with CSR
OneWest Bank CD Rates
Simply put, OneWest Bank has consistently been ranked nicely across the board from our Best 2-Year CD Rates in the local section. If you are looking into a generous APY rate, then the wide range of lengths and CD rates are definitely worth checking out. However, if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
OneWest Bank CD Account Features
- Mobile Banking
- 24/7 Online Banking
- No Check Writing
- No Monthly Service Fee
Conclusion:
OneWest Bank has been proven to provide fantastic CD rate offerings as well as customer satisfaction. With their current range of rate, you will definitely be able to find one that fits all your needs. If you are looking for a short term, there is a 12-month CD option for you. On the other hand, if you would like a longer length, then definitely check out the 60-month CD! However, I would definitely recommend 2.75% APY 28-Month CD Special CD rate for its high rate. At the end of the day, if you would like to start a new banking experience for the year ahead, be sure to open your CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.