If you are a residents of Idaho, Montana, Oregon, or Washington and currently looking for great savings rates, then make sure you keep reading. P1FCU has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 6-months to 60-months with 0.75% to 3.35% APY Rates. They also have a special 3.25% APY Rate for 48-Month CD terms on balances of $500 or more. By joining P1FCU, you get to enjoy earning higher rate of interest than regular savings account.
Eligibility: To be eligible for this promotion, you must live, regularly work, attend school, worship, perform volunteer services in, participate in associations, work at a business or legal entity, or participate in programs to alleviate poverty or distress in their Field of Membership, or be an immediate family member of a current member. For complete details, be sure to check out their complete Membership Requirements.
P1FCU CD Summary
- Direct Link to Offer
- Account Type: CD account
- APY Rates/Balance Requirements:
- 0.75% APY for 6 Month CD – $500
- 2.55% APY for 12-Month CD – $500
- 2.65% APY for 18-Month CD – $500
- 2.75% APY for 24-Month CD – $500
- 3.15% APY for 36-Month CD – $500
- 3.25% APY for 48-Month CD – $500
- 3.35% APY for 60-Month CD – $500
- Availability: ID, MT, OR, WA (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $500
- Additional Requirements: See below
- Early Withdrawal Fee: Yes
- Auto-Renewal: None listed, check with CSR
P1FCU Best CD Rates
Overall, P1FCU ranked high across the board from our statewide Best 4-Year CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
P1FCU CD Account Features
- Different terms
- Earns higher rate of interest than regular savings account
- Interest compounds
- NCUA insured
Conclusion
If you are interested in a short term or long term CD, look no further as P1FCU offers you a standard and special CD rates that go up to 36 month CD term with 2.75% APY, 48 month CD term with 2.95% APY, 60 month CD term with 3.15% APY. Remember, these specials ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.