The Santander Sphere® Credit Card is one of the more affordable cards to carry in your wallet with 0% Intro APR on balance transfers for 24 billing cycles and 0% Intro APR on purchases for the first 12 billing cycles; After the introductory period a variable APR for balance transfers from 12.99% to 22.99% based on the Prime Rate and your credit worthiness. On top of that, there’s no annual fee!
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Chase Total Checking® and Chase Savings(SM) Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase Savings(SM) account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Learn More---Chase Total Checking + Savings Review
Alternative Credit Card Bonuses:
- Discover It 18 Month Balance Transfer Credit Card
- Barclaycard Ring MasterCard
- Citi® Diamond Preferred® MasterCard
Santander Sphere Credit Card Summary:
- Apply Now
- Best Feature: 0% Intro APR for a long period
- Annual Fee: $0
- Bonus Worth: N/A
- Expiration Date: None
- Additional Advice: Transfer your high interest balances to this card to take advantage of the introductory 0% APR for 24 billing cycles. Keep in mind that to trigger the 24 billing intro APR, you must accomplish at least one balance transfer in the first 3 months of account opening.
Santander Sphere Credit Card Features:
- No annual fee**.
- 0% Intro Annual Percentage Rate on balance transfers for 24 billing cycles if taken within the first 90 days of account opening**; After the introductory period a variable APR for balance transfers from 12.99% to 22.99% based on the Prime Rate and your credit worthiness.
- 0% Intro APR on purchases for the first 12 billing cycles of your account opening. After that, 12.99% to 22.99% APR, based on your creditworthiness when you open your account.**
The Santander Sphere® Credit Card is an ideal card for those in the market for a long-introductory. You will be able to take advantage of 24 Billing Cycles of No Intro APR if you accomplish at least one balance transfer within the first 3 months of account opening. This is a pretty straightforward and transparent card with no annual fee, it’s just that, this card doesn’t have a sign-up bonus. Now, if they introduced a Santander Relationship benefit towards this card, it may make this card a lot more attractive. The Santander Bravo Card seems like an all-around better option. You can review our entire list of Credit Card Promotions for other offers and bonuses.
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