Budget out the biking and biking accessories you need to map out the wildest ride of your life on a Specialized Credit Card from Synchrony Bank. Specialized has everything you need in biking gear. From Mountains to fitness, tackle on the roads with premium gear. Now, there’s not much to lean on in terms of rewards, however, you should expect this card to be your standard special financing, no annual fee card. It’s necessary to be open-minded that these cards are geared towards less-than-perfect credit scorers. Building credit and getting the gear you need on top of a pretty high credit limit is could prove beneficial for some.
BONUS LINK | OFFER | REVIEW |
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J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
Alternative Credit Card Bonuses:
Key Features:
- Special Financing Offers on your Bicycle and accessory purchases.
- Financing participation may vary by location. Contact dealer or visit their website for details on selected store’s financing options.
- Optional Card Security
Pros:
- No Annual Fee
Cons:
- High Interest APR: 29.99%
Final Analysis:
This is yet another Synchrony Card with the standard special financing, no annual fee and almost no practicality unless you plan on putting a pretty good spending towards bicycle gear. Bicycling can turn into a pretty expensive hobby really quick,-which is why, if you plan on budgeting out your next Specialized purchase, then the Specialized Credit Card may be a decent choice for you. Note that the 29.99% Standard APR is definitely something you should avoid at all cost. Make sure that you pay your bills on time, I’m assuming that you’re getting this card to either build your credit, or finance your Specialized purchase. Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.
John Dejulia says
I just received you Specialized cc my bike shop Frankford bicycle Girard Ohio told me they may no be able to accept this card even know they finance from Synchrony I really whant to purchase a bicycle through them I am confused I don’t understand why thay can’t accept the specilzed cc I don’t really what to put another credit inquiry on my fico rep. Please can you help me I just want to purchase everything in one store and pay my cc off that is all I don’t understand why I am having this much of a problem I have a trek cc too but I prefer Specialized bicycles please get back to me asap John Dejulia