Available nationwide, Synchrony Bank is offering a competitive rate of 2.85% APY on a 36-Month CD. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. They currently offer standard CD rates from 3-months to 60-months with a wide range of APY Rates.
To sign up with Synchrony Bank, you are required to have a valid U.S. residence, a U.S. Social Security Number or a U.S. Tax Identification Number, and a U.S. Driver’s License, State Identification Number or Military ID.
With Synchrony Bank, enjoy no monthly fees and a low minimum deposit of $2,000. Start earning with this 2.70% APY rate today! In addition, you can also check out other great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Synchrony Bank CD Account Summary
- Direct Link to Offer
- Account Type: CD account
- APY Rate: see table below
- Availability: Nationwide (Bank Locator)
- CD Length: 36-Months
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $2,000
- Additional Requirements: Must have a valid U.S. residence, a U.S. Social Security Number or a U.S. Tax Identification Number, and a U.S. Driver’s License, State Identification Number or Military ID.
- Early Withdrawal Fee: Varies by CD Term
- Terms of 12 months or less: 90 days of simple interest at the current rate.
- Terms of more than 12 months but less than 48 months: 180 days of simple interest at the current rate.
- Terms of 48 months or more: 365 days of simple interest at the current rate.
- Auto-Renewal: Check with CSR for additional information
Synchrony Bank Best CD Rates
Overall, Synchrony Bank ranked highest across the board from our statewide Best 36-Month CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
CD Term | APY Rate |
---|---|
3-Month Term | 0.75% APY |
6-Month Term | 1.00% APY |
9-Month Term | 1.25% APY |
12-Month Term | 2.00% APY |
13-Month Term | 2.00% APY |
14-Month Term | 2.00% APY |
15-Month Term | 2.00% APY |
18-Month Term | 2.00% APY |
24-Month Term | 2.10% APY |
36-Month Term | 2.10% APY |
48-Month Term | 2.10% APY |
60-Month Term | 2.15% APY |
Synchrony Bank CD Account Features
- No monthly fees and minimum balance requirement of just $2,000
- Highly competitive APY rate for a 36-Month term
- Need flexibility? Choose from 3 to 60 month terms to suit your needs
- Daily compounded interest rate and credited monthly
- FDIC insured of up to $250,000
Conclusion
I recommend taking advantage of this Synchrony Bank online 36-Month CD account offer if you can meet the $2,000 initial deposit requirement. You won’t have to worry about any monthly fees; just make sure you maintain a $2,000 balance. Visit Synchrony Bank’s website and apply for a CD account online today! Are you looking for more ways to invest your money? If yes, then make sure to check out our complete list of the Best National CD Rates!
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Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.