Find the latest VirtualBank CD Rates, Offers, and Promotions here.
Some of the best VirtualBank CD Rates such as 1.75% APY 9-Month CD.
VirtualBank CD Summary
VirtualBank is a division of IBERIABANK, a United-States based commercial bank over $30 billion in assets. IBERIABANK was founded in New Iberia, Louisiana in 1887. The Bank provides a comprehensive array of financial services including retail banking, commercial banking, business banking, private banking and mortgages.
- Availability: Nationwide (Internet Bank)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $10,000
- Additional Requirements: See below
- Early Withdrawal Fee: Not specified, a penalty applies for early withdrawal
- Auto-Renewal: Yes
Term | APY Rate | Minimum Deposit |
1-Month | 1.65% | $10,000 |
2-Month | 1.65% | $10,000 |
3-Month | 1.51% | $10,000 |
6-Month | 1.75% | $10,000 |
9-Month | 1.75% | $10,000 |
12 Month | 2.00% | $10,000 |
18-Month | 2.05% | $10,000 |
24-Month | 2.05% | $10,000 |
36-Month | 2.00% | $10,000 |
48-Month | 1.79% | $10,000 |
60-Month | 1.95% | $10,000 |
VirtualBank Best CD Rates
Simply put, VirtualBank has consistently been ranked nicely across the board from our Best 9-Month CD Rates in the local section. If you are looking into a generous APY rate, then the wide range of lengths and CD rates are definitely worth checking out.
However, if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
VirtualBank CD Account Features
- Different terms options
- Earns higher rate of interest than regular savings account
- Interest will be compounded daily and added back every quarter
- Free Online and Mobile Banking
- Fixed rate of interest
- FDIC insured
Conclusion
VirtualBank has been consistently ranked among one of the highest in terms of CD rate offerings as well as customer satisfaction. With their current range of rate, you will definitely be able to find one that fits all your needs. If you are looking for a short term, there is a 6-month CD option for you. On the other hand, if you would like a longer length, then definitely check out the 60-month CD!
However, I would definitely recommend 2.05% APY 18-Month eCD Rate for its high rate and low deposit requirement. At the end of the day, if you would like to start a new banking experience for the year ahead, be sure to open your CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.