Wells Fargo offers a great cash back credit card, Wells Fargo Cash Wise Visa® Credit Card, that offers a $200 bonus and a pretty decent unlimited 1.5% cash back on all purchases with no caps whatsoever. On top of that, you’ll receive 1.8% cash back on all Apple Pay & Android Pay purchases for the first twelve months and with no annual fee, it makes this card a wonderful daily credit card.To earn the $200 bonus you must spend at least $1,000 within the first 3 months of card opening.
Now the most attractive feature that I find appealing to me on this credit card is Wells Fargo’s unique Cell Phone protection insurance plan. In cases of damage or theft; you can be covered for up to $600 and on up to four phones. I’ll elaborate more on this feature below!
Editor’s Note: I believe this would be a very rewarding card for students looking to build their credit scores!
Alternative Credit Cards Bonuses:
- Chase Freedom UnlimitedSM
- Citi® Double Cash Card – 18 month BT offer
- Barclaycard CashForwardTM World MasterCard®
|Chase Premier Plus CheckingSM Get $300 when you open a new Chase Premier Plus Checking(SM) account and set up direct deposit. Access to over 16,000 Chase ATMs and 5,200 branches. Customer earns interest. No Chase fee on first four non-Chase ATM transactions. Learn More---Chase Premier Plus Checking Review
Chase Total Checking® + Chase Savings(SM) Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase Savings(SM) account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Learn More---Chase Total Checking + Savings Review
Wells Fargo Cash Wise Visa Card Key Features:
- $200 bonus if you spend $1,000 within the first 3 months of card opening
- 1.5% cash back on all purchases with no limit
- 1.8% cash back on all Apple Pay & Android Pay purchases for the first twelve months
- Cell Phone Protection insurance, up to $600 with a $25 deductible
- Cash back can be redeemed in increments of $25 ($20 for ATM withdrawals)
- 0% Introductory APR for purchases and balance transfers for first 15 months
- No annual fee
Wells Fargo Cash Wise Cell Phone Protection:
You will need to firstly, put your monthly cellular bill on this card. You will then get covered for up to $600 for up to 3 phones. Again, the phones must be listed on the monthly bills for Cell Phone Protection services to be active. There will be a $25 deductible for every time you use this service. You will also be approved for up to 2 claims per twelve months period. A $600 limit per claim multiplied by 2 claims = $1,200 per twelve months.
Wells Fargo Cash Wise Visa Pros:
- 1.5% cash back
- CellPhone Protection
- No limits
- No Annual Fee
If you’re currently in the market for a efficient cash back credit card and a little extra cash, then the Wells Fargo Cash Wise Visa ® Credit Card may be a card to look into. Firstly, it offers 1.5% cash back, which is quite decent but nothing that really stands out in the market. Many cards in the market offer 2% now such as DoubleCash from Citi or Fidelity, but when I say unique, I mean that this card strays away from what other Cash Back credit cards do. Now, they have an absolutely flawless Cell Phone Protection plan that could save you upwards of $100-$200 a year. Here’s how it works; if you lose or damage your phone, you will be covered $600 for each claim up to twice a year. This could be a great perk considering accidents really do happen.
Secondly, this card is currently offering you a chance to earn $200 cash back bonus for spending $1,000 or more within the first 3 months of card opening. This could be a very well-rounded credit card depending on how you spend your money. I feel like this card would be great for bigger spending since you really want to reap the 1.5% cash back everywhere. Downgrading to this card could be a plausible option lets say, if you have a Wells Fargo Propel 365 or any other higher end Wells Fargo card and you’re not looking forward to the annual fee. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!