The Reflex Mastercard Credit Card is a fast and easy way for people with low or no credit history to start building their credit up. Not only that, but the process won’t affect your credit score.
However, you should be weary about applying for this card because it can be an expensive starter credit card for people with little to no credit history. Continue reading below to learn more about the Reflex Mastercard to see if it’s the card for you.
Reflex Mastercard Credit Card Summary
(Visit the link above to sign up at Reflexcardnow.com)
| Bonus Available | No sign-up bonus available for this card |
| Balance Transfers APR: Intro | N/A |
| Purchases: Intro APR | N/A |
| Monthly Servicing Fee | See Terms* |
| Cash Advance APR | See Terms* |
| Regular APR | See Terms* |
| Processing Fee | See Terms* |
| Credit Needed | Bad/Fair |
| Annual Fee | See Terms* |
Recommended Free Credit Score (Get Free Score)
PROS
- Qualify with limited / bad credit
- Reports to three bureaus
CONS
- High fees
- High APR
- No rewards
- Requires checking account
Card Highlights
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
Reflex Mastercard Features
- Monthly Credit Reporting
- Credit Limit Increase
- Free Credit Score
- Account Notifications
- Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
Who Should Apply For This Card?
This card is for people who have poor or no credit that are interested on a credit card, but can’t do so because of bad or no credit. Keep in mind, there are a lot of high fees associated with this card including high interest rates and low credit limits. The only type of person that should apply for this card is someone who has nowhere else to turn.
Conclusion
The Reflex Mastercard Credit Card is best for those who want approval without a perfect credit score. As mentioned above, this card comes with some very high fees with no benefit to outweigh it. The only benefit is you can get a prequalification check without any damage to your credit score.
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(Visit the link above to sign up at Reflexcardnow.com)
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
