Take advantage of the latest Citadel Credit Union bonuses, promotions, and offers here.
Update 4/22/24: The $300 checking offer is back through 12/31/24. In addition, there is also $50 bonuses available for each person you refer to open a new account!
Citadel Credit Union Bonuses Review
With Citadel Credit Union being open for about 80 years now, they are still proudly servicing customers. Additionally, they offer many great and valuable financial products and solutions to better the financial lives of their members. Citadel Credit Union offers great rates and total transparency when it comes to making a plan.
I’ll review the Citadel Credit Union Checking bonuses below.
Citadel Credit Union $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking
- Where it’s available: PA (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$10; waivable
- How to earn it:
- Choose from either our Free Checking or Cashback Rewards Checking account and use promo code BONUSFB2024.
- Once you make qualifying direct deposits totaling $500 or more and your account has been open for 60 days, your bonus will be deposited!
(Expires 12/31/2024)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($700 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($200 Bonus) |
Fine Print
- $300 New Account Cash Bonus (Cashback Rewards and Free Checking Account):Open a new checking account and earn a $300 cash bonus deposit for qualifying direct deposit(s) totaling $500 or more posting to the new checking account within 60 days of account opening. A qualifying direct deposit is defined as a recurring electronic deposit into checking account of payroll, pension, Social Security, government benefits, or other eligible regular monthly income made through the Automated Clearing House (ACH) network. Checking account must be open for 60 days before $300 checking bonus will be awarded. Bonus deposit(s) will be automatically deposited into your Citadel checking account if the account is in good standing at time of incentive processing.
- Promotional code must be applied at the time of account opening to receive the incentive offer(s), given all requirements above are met. Checking account must be open for 60 days before checking bonus(es) will be awarded. Bonus deposit(s) will be automatically deposited into your Citadel checking account if the account is in good standing at time of incentive processing. Cash bonus is subject to all applicable taxes and are the responsibility of the member. The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state, or local taxes on this offer.
- New account cash bonus offer available to qualified new checking customers only. Customer must not have closed a Citadel checking account within the last 12 months and/or previously received a checking new account bonus. Limit one offer per household per lifetime. Offer may not be combined with any other new account offer. Offer not available for business accounts. New account cash bonus offer expires December 31, 2024, and may be modified or withdrawn at any time.
Citadel Credit Union $50 Referral Bonuses
Citadel Credit Union is offering a $50 bonus for referring your friends to opening a new checking account with them. With this promotion, you can earn up to $500 yearly!
- What you’ll get: $50 Bonus
- Eligible account: Free Checking or Cashback Rewards Checking
- Where it’s available: PA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$10; waivable
- How to earn it:
- In order to receive $50, the person you refer must register for the “Refer a Friend” program, and open a new Citadel checking account.
- After that person’s account has been opened for 30 days, he or she must complete the following requirements within 60 days of account opening:
- One (1) or more direct deposits totaling a minimum of $250 to a Citadel Checking Account
- OR Ten (10) or more debit card transactions (excluding ATM withdrawals).
(Limited time offer)
U.S. Bank Smartly® Checking ($700 Cash Bonus) | SoFi Checking & Savings Account ($325 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($200 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) | Truist Checking ($400 bonus) |
Fine Print
- Account must be in good standing at time of incentive processing in order to receive the cash bonus
- Incentive earned will be automatically deposited into your Citadel checking account
- Bonuses may be reported on a 1099-INT
- New Account Cash Bonus offer available to qualified new checking customers only
- Customer must not have closed a Citadel checking account within the last 12 months and/or received a checking new account bonus previously
- Limit one offer per household per lifetime
- Offer may not be combined with any other new account offer and may be withdrawn or modified at any time.
How To Waive Monthly Fees
- Cashback Rewards Checking: $10 monthly fee, waived with $1,000 in qualifying Direct Deposit(s) per month
- Free Checking: None
- Business Checking Account: None
- High Yield Savings: $10 monthly fee, waived by maintaining an average daily balance of at least $10,000
- Money Market: $10 monthly fee, waived for 60 days following account opening
Conclusion
Now, when you open an eligible checking account, you’ll be able to earn this great bonus offer. Additionally, these two accounts come with their own array of neat perks as well. Not to mention, these accounts come with a soft pull, which won’t damage your credit score. However, if you don’t reside in Pennsylvania, check out other reviews below.
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you do not live in Pennsylvania, definitely take a look at our bank bonuses page to find other offers. Furthermore, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Furthermore, feel free to comment on this post with any questions you may have about Citadel Credit Union, their accounts they offer, or any experiences you have had!
Lastly, Check back often for more Bonuses, Promotions, or Offers!