Find an updated list of Equity Bank bonuses, promotions, and offers here.
Currently, they have a Revolution Smart Toaster offer, $100, $200, $400 bonus when you open a Checking Account and meet all the requirements.
Update 3/18/24: There is now a $400 bonus when opening a business checking account + $300 checking bonus and the Bank at Work offer has increased to $200 (from $100).
Equity Bank $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: AR, KS, OK, MO (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $6-$10
- How to earn it:
- Open a new checking account – online or in person
- Set-up direct deposit – pay no monthly service charge with Simply Free Checking
- Open a new savings account – online or in person
- That’s it! Once you complete these steps, your bonus will be deposited into your accounts.
(Limited time offer)
U.S. Bank Smartly® Checking ($400 Cash Bonus) | Truist Checking ($400 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) |
Fine Print
- Limited time offer and may be canceled without notice.
- One offer per household, available for new Equity Bank households only, and subject to review and approval.
- Incentive amount will be directly deposited into customer’s qualifying account after approximately 45 days of account opening, assuming qualifications are met.
- To qualify for offer, customer must (1) maintain Equity Bank account in active and good standing at time of incentive payment, (2) complete direct deposit forms at time of enrollment.
- Promotion not available to current employees and employee household members of Equity Bancshares, Inc. or its subsidiaries.
- Customer will be issued a 1099-INT form for tax value of the incentive amount.
- Minimum $100 deposit required to open Equity Bank checking account.
- Member FDIC.
Equity Bank $200 Checking Bonus
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: AR, KS, OK, MO (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $6-$10
- How to earn it:
- Open a new checking account.
- To qualify for offer, customer must
- (1) maintain Equity Bank account in active and good standing at time of incentive payment,
- (2) complete direct deposit forms at time of enrollment,
- (3) apply for, receive, and activate and use an Equity Bank debit card within first 45 days of account opening.
(Limited time offer)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($325 Bonus) |
Fine Print
- Limited time offer and may be canceled without notice. One offer per household, available for new Equity Bank households only, and subject to review and approval.
- Incentive amount will be directly deposited into customer’s qualifying account after approximately 45 days of account opening, assuming qualifications are met.
- To qualify for offer, customer must (1) maintain Equity Bank account in active and good standing at time of incentive payment, (2) complete direct deposit forms at time of enrollment, (3) apply for, receive, and activate and use an Equity Bank debit card within first 45 days of account opening.
- Promotion not available to current employees and employee household members of Equity Bancshares, Inc. or its subsidiaries.
- Customer will be issued a 1099-INT form for tax value of the incentive amount.
- Minimum $100 deposit required to open Equity Bank checking account.
- Member FDIC.
Equity Bank $400 Business Checking Bonus
- What you’ll get: $400 Bonus
- Eligible account: Business Checking Account
- Where it’s available: AR, KS, OK, MO (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: Varies
- How to earn it:
- Open a Small Business or Commercial Checking account with Equity Bank with a minimum deposit of $100.
- The following criteria must be met by June 30, 2024:
- (1) Enroll in business online banking and
- (2) make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts.
(Expires 06/30/2024)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($325 Bonus) |
Fine Print
- Business Checking Promotion.
- Limited time offer and may be canceled without notice.
- To qualify, please complete steps at equitybank.com and open a Small Business or Commercial Checking account with Equity Bank, including qualifying deposit.
- The following criteria must be met by June 30, 2024: (1) Enroll in business online banking and (2) make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts.
- Minimum deposit of $100 required to open new checking account.
- Service fees may be assessed, and we may collect the bonus if the account is closed within the first 180 days after account opened.
- Limit one promotional offer per business and/or address.
- If your account meets the criteria and remains open and active, we will deposit the earned bonus into your checking account within 30 days after the qualification expiration date of June 30, 2024.
- Bonuses may be considered interest and may be reported on IRS form 1099.
Equity Bank Revolution Smart Toaster Checking Bonus
- What you’ll get: Revolution Smart Toaster (~$350 value)
- Eligible account: Checking Account
- Where it’s available: AR, KS, OK, MO (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $6-$10
- How to earn it:
- Open a new Preferred or Elite checking account with a minimum opening deposit of $100.
- Under the Additional Details section of the account application, select “Toaster” from the dropdown menu and get one step closer to your free revolutionary toaster.
- To receive offer, customer must enroll in online banking and direct deposit, and receive a debit card.
(Limited time offer)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($325 Bonus) |
Fine Print
- Equity Bank’s Revolution™ toaster giveaway is a limited‑time offer subject to change without notice.
- Offer available to new Equity Bank checking accounts that are first in their household. Must be Preferred or Elite checking account, with balance of $2,000 at time of incentive redemption.
- Minimum $100 to open Preferred or Elite checking account.
- To receive offer, customer must enroll in online banking and direct deposit, and receive a debit card.
- Customer will be issued a 1099‑INT form for tax value of the incentive amount.
Equity Bank $200 Checking Bonus – Bank at Work
Equity Bank is offering a $200 bonus when you open a new checking account. This bonus promotion is only for employees of companies they are affiliated with.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: AR, KS, OK, MO (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $6-$10
- How to earn it:
- Earn $50 when you open an Equity Bank checking account
- Earn $50 for direct deposit and using an Equity Bank debit card
- Earn $100 when you open an Equity Bank savings account
(Limited time offer)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($325 Bonus) |
Fine Print
- Limited time offer and may be canceled without notice.
- One offer per household, available for new Equity Bank households only, and subject to review and approval. Incentive amount will be directly deposited into customer’s qualifying account approximately 45-60 days after account opening, assuming qualifications are met.
- To qualify for offer, customer must (1) maintain Equity Bank account in active and good standing at time of incentive payment, (2) remain employed with company at time of incentive payment, (3) complete direct deposit forms at time of enrollment, (4) apply for, receive, and activate and use an Equity Bank debit card within first 45 days of account opening.
- Customer will be issued a 1099-INT form for tax value of the incentive amount.
- Minimum $100 deposit required to open Equity Bank checking account.
How To Waive Monthly Fees
- Preferred Checking: $10 monthly fee. Maintain a $2,000 minimum balance to avoid the monthly account fee
- Elite Checking: $6 monthly fee.
- Essential Checking: $7 monthly fee. Maintain a $100 minimum balance or one direct deposit of $100 or more per statement cycle to avoid the monthly account fee.
Conclusion
This is the current offer from Equity Bank. Because this is only for the Bank at Work Program, this offer would be unavailable to most. However, we will continue to post updated promotions and bonus offers from Equity Bank!
Equity Bank doesn’t have the best rates for CDs and Savings. For the nationwide best, check out the best rates for Savings, Money Market, and CD accounts below.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to leave a comment below if you have experience with this bank! Let us know if we missed anything.
Check back often for more Equity Bank Bonuses, Promotions, or Offers!