Find the most up to date KeyPoint Credit Union promotions, bonuses, and offers for checking accounts here.
Currently, KeyPoint Credit Union is offering $100, $200 bonuses when you open or refer someone to open a new account.
KeyPoint Credit Union Review
KeyPoint Credit Union is headquartered in Santa Clara, California, and was established in 1979. Since then they have grown to 8 locations and offer money market rates that are many times the national average.
Eligibility: Membership in Keypoint Credit Union is open to those who live, work, worship, or attend school in Santa Clara, Alameda, El Dorado, Placer, San Mateo, Sacramento, Santa Barbara, or Contra Costa Counties and in select areas of Ventura County in California. See current membership details |
I’ll go over all KeyPoint Credit Union offers below.
KeyPoint Credit Union $200 Checking Bonus
KeyPoint Credit Union is offering a $200 bonus when you open a new Checking Account.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Availability: CA (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$17; waivable
- How to earn it:
- Open a KeyPoint Checking Account with promo code JN2023
- Get $100 when you set up fast Direct Deposit of at least $1,000
- Get $100 when you use your new KeyPoint Debit Card to make 40 purchases
(Limited time offer)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($700 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($200 Bonus) |
Fine Print
- Offer may be cancelled at any time.
- May not be combined with any other promotion.
- $25 minimum account opening deposit.
- $100 direct deposit bonus credited to checking account within 90 days of account opening if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit to account of net pay, pension, or government benefits, and (c) first direct deposit posts within 60 days after account opening.
- Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify.
- $100 Debit Card usage bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 40 or more purchase transactions within three months after account opening.
- Other restrictions may apply.
- Student Checking Accounts are not eligible for this promotion.
- Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses.
- Other restrictions may apply.
- Taxes on bonuses, if any, are the recipient’s responsibility.
- KeyPoint complies with federal and state tax reporting laws.
KeyPoint Credit Union $200 Student Checking Bonus
KeyPoint Credit Union is offering a $200 bonus when you open a KeyPoint Checking account.
- What you’ll get: $100 Bonus
- Eligible account: Student Checking Account
- Availability: CA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$17; waivable
- How to earn it:
- Open a Student Checking Account
- $100 bonus applied at time of account opening.
- Additional available $100 bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 25 or more purchase transactions within three months after account opening.
(No expiration date listed)
U.S. Bank Smartly® Checking ($700 Cash Bonus) | SoFi Checking & Savings Account ($325 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($200 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) | Truist Checking ($400 bonus) |
Fine Print
- Offer may be cancelled at any time.
- New Members only. Must not have been Member within 30 days.
- Other restrictions may apply.
- Taxes on bonuses, if any, are the recipient’s responsibility.
- KeyPoint complies with federal and state tax reporting laws.
KeyPoint Credit Union $100 Referral Bonus
KeyPoint Credit Union is offering a $100 bonus to the new member when you refer them to a new Checking and Savings Account.
- What you’ll get: $100 Bonus
- Eligible account: Checking and Savings Account
- Availability: CA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$17; waivable
- How to earn it:
- Have your friend or family member open a checking account using the RAF22 promotion code online or in-person at a branch.
- When your friend sets up direct deposit of at least $1,000 per month, you will get $100 and they will get $100.
- When your referral makes 40 purchases with their new KeyPoint Debit Card, they can earn another $200.
- In order to qualify for a checking account:
- Checking account is opened with at least $25.
- Member establishes minimum $1,000 recurring monthly direct deposit to account of net pay, pension, or government benefits.
- First direct deposit posts within 60 days after account opening.
(No Expiration Date Listed)
Chase Business Checking ($300 Bonus) | U.S. Bank Business Checking ($350 or $800 Bonus) |
Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Huntington Business Checking 100 ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
Live Oak Bank Business Savings ($300 Bonus) |
Fine Print
- Offer may be cancelled anytime.
- Referred friend must be eligible to join KeyPoint and not be a previous or current KeyPoint Member.
- Referred Student Checking Account is not eligible for $300 bonus.
- This offer cannot be combined with other promotions
- KeyPoint employees and officials and their immediate families cannot participate.
- Other restrictions may apply.
- Taxes on bonuses, if any, are the recipient’s responsibility.
- KeyPoint complies with federal and state tax reporting laws.
How To Waive Monthly Fees
- Free Checking: None
- Unlimited Checking: $17, waived with minimum direct deposit of $1,000 or make ten (10) Debit purchase transactions within the month
- Dividend Checking: $12 (waived with direct deposit or $750 average daily balance)
- Free Student Checking: None
- Student Savings/Smart Savings Account: None
- Free Student Checking: None
- Business Free Checking: None
- Business Dividend Checking: $12 (waived with minimum average daily balance of $2,500)
Conclusion
All in all, the current promotion from KeyPoint Credit Union is a great promotion offering a $200 bonus when you open a new checking account or for referring qualifying accounts. You will receive a bonus for features you would need with your banking experience. However, I would only recommend this promotion only if it triggers a soft pull.
For those who have had an experience with KeyPoint Credit Union, definitely comment below and let us know about how it went! We value your feedback and will keep you posted on the most up to date promotions from this bank!
This bonus from KeyPoint Credit Union is super simple to earn. Standard Bank rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you’re not local to any of the States above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back soon to find more KeyPoint Credit Union bonuses, offers, and promotions.
John says
Can someone refer me? [email protected]