Here you can find the most recent Lafayette Federal Credit Union bonuses, promotions, and offers.
Right now, Lafayette Federal Credit Union is offering bonuses of $25, $100, $125 when you meet the requirements.
Lafayette Federal Credit Union Bonuses Review
Since 1935, they have provided their members a safe and convenient place to bank with rates and terms more favorable than those of other financial institutions. They are federally insured through the NCUA so you can have peace of mind knowing that your money is safe.
I’ll go over the Lafayette Federal Credit Union bonuses & offers below.
Lafayette Federal Credit Union $150 Checking & Savings Bonus
When you open a checking and savings account and meet other requirements, you can receive a $150 bonus.
- What you’ll get: $150 Bonus (up to $750)
- Eligible account: Checking and Savings Account
- Where it’s available: DC, MD, VA
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- $100 when you open a Lafayette Federal Checking Account and establish Qualified Direct Deposit
- $50 when you open a Lafayette Federal Credit Card
- $50 when you open a Lafayette Federal Share Certificate with $10,000+
- $50 when you open a Lafayette Federal Preferred or Premier Savings with $10,000+
- $500 closing cost credit towards a Lafayette Federal Mortgage Loan
(Limited time offer)
U.S. Bank Smartly® Checking ($400 Cash Bonus) | Truist Checking ($400 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) |
Fine Print
- Offer subject to change without notice.
- Cannot be combined with any other new member offers.
- Members who have received previous new member/direct deposit promotions in the past 12 months do not qualify.
- Business accounts are excluded from offer.
- Membership eligibility required.
- Must first set up Checking/Qualified Direct Deposit to be eligible for the remaining incentive money.
- Members who open a Checking Account and Qualified Direct Deposit will receive a $100 deposit to their Checking Account.
- If account is closed within first 6 months, promotional deposit will be deducted from account.
- Qualified Direct Deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic income payment of at least $500 into a Savings or Checking Account on a month-to-month basis made by an outside organization or agency.
- Members who open a Credit Card no later than 60 days after account opening will receive a $50 deposit to their Checking Account.
- Members who open a Share Certificate no later than 60 days after account opening will receive a $50 deposit to their Checking Account.
- Members who open a Preferred or Premier Savings Account no later than 60 days after account opening will receive a $50 deposit to their Checking Account.
- Members who fund a Mortgage Loan no later than 6 months after account opening will receive a $500 closing credit towards their Mortgage Loan.
- $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal Share Savings Account balances.
- $5 minimum balance required to open and earn 2.04% APY on LFCU Checking Account balances up to $25,000 and 0.025% APY on Checking Account balances over $25,000.
- Please visit LFCU.ORG/2FOR22 for full Checking Account requirements.
- Rates current as of January 1, 2023 and subject to change without notice.
- Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.
- Lafayette Federal is an equal opportunity lender.
- LFCU NMLS #464425
Lafayette Federal Credit Union $100 Checking Bonus
When you open a checking account and meet other requirements, you can receive a $100 bonus. Use promo code DD2022.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: DC, MD, VA (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Members who open a checking account and initiate a qualified direct deposit to Lafayette Federal Credit Union will receive a $50 deposit to their savings account
- An additional $50 will be awarded after first direct deposit which must be deposited no later than 45 days after account opening
- Qualified direct deposit of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency
- $50 minimum balance required to open
(No expiration date listed)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($325 Bonus) |
Fine Print
- Offer subject to change without notice.
- Lafayette Federal is an equal opportunity lender.
- Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment.
- Please visit LFCU.ORG/BIG3 for full checking account requirements.
- If account is closed within first 6 months, initial $50 promotional deposit will be deducted from account.
Lafayette Federal Credit Union $25 Referral Bonuses
Lafayette Federal Credit Union is offering $25 bonus per qualifying referrals made. You can earn up to $125 yearly with this promotion!
- What you’ll get: $25 Bonus
- Eligible account: Savings Account
- Where it’s available: DC, MD, VA
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Refer a friend or family member, and get $25 deposited into your savings account, and your referral’s savings account, after he or she joins the credit union.
- Refer as many people for membership as you like and earn up to $125
(No Expiration Date Listed)
Fine Print
- Offer subject to change without notice.
- Cannot be combined with any other new member offers.
- Cash rebate to be deposited to Lafayette Federal Share Savings account within 14 days of account opening.
- Must be eligible for membership.
- $50 minimum balance required to open and earn 0.10% APY on Lafayette Federal share savings account balances.
- $5 minimum balance required to open and earn 2.04% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000.
- Please visit LFCU.ORG/2for22 for full checking account requirements.
How To Waive Monthly Fees
- Distinct Checking: None
- Business Basic Checking: $5 monthly fees, waived by meeting just one of the following criteria: (1) Maintain an average monthly checking balance of $500 or greater (2) Open a Lafayette Federal Business Credit Card or Line of Credit (3) Use one or more Lafayette Federal Business Service products (Remote Deposit Capture, ACH SmartPay, Paychex Payroll, or FirstData Merchant Services)
- Business Performance Checking: $20
- Money Market: None
Conclusion
If you live near a Lafayette Federal Credit Union branch, I would check out these bonuses to receive $100 or $25 when you meet the requirements.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you don’t have a branch near you, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Don’t hesitate to comment on this post with any questions you may have about Lafayette Federal Credit Union, their accounts they offer, or coupon codes.
Check back often for more Lafayette Federal Credit Union Bonuses, Promotions, or Offers!