Take advantage of our updates on Spectrum Credit Union bonuses, promotions, and offers here!
Currently, they have rates up to 0.90% APY account nationwide.
Spectrum Credit Union CD Summary
Spectrum Credit Union strives to provide their clients with a safe an secure place to conduct business. They are service-oriented and have lots of financial services and products to meet customer satisfaction. Additionally, there are some good perks that come with this account as well.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: All certificates are subject to an early withdrawal penalty.
Eligibility: To be eligible for this promotion, there is a lot of different options available. Non-manual employees of Bechtel Corp, and their subsidiaries, and affiliated companies. People who work, reside, go to school, or worship in Maryland or San Francisco. U.S. Members and employees of Safari Club International or Project Management Institute are eligible and many more. View their Membership Requirements. |
(NCUA insured)
$500 CD
Term | APY Rate | Minimum Deposit |
3 Month | 0.50% | $500 |
6 Month | 0.50% | $500 |
9 Month | 0.50% | $500 |
12 Month | 0.55% | $500 |
24 Month | 0.55% | $500 |
36 Month | 0.60% | $500 |
48 Month | 0.70% | $500 |
60 Month | 0.80% | $500 |
$50,000 CD
Term | APY Rate | Minimum Deposit |
12 Month | 0.55% | $50,000 |
24 Month | 0.55% | $50,000 |
36 Month | 0.60% | $50,000 |
48 Month | 0.70% | $50,000 |
60 Month | 0.80% | $50,000 |
$100,000 CD
Term | APY Rate | Minimum Deposit |
12 Month | 0.60% | $100,000 |
24 Month | 0.60% | $100,000 |
36 Month | 0.65% | $100,000 |
48 Month | 0.75% | $100,000 |
60 Month | 0.85% | $100,000 |
$250,000 CD
Term | APY Rate | Minimum Deposit |
12 Month | 0.65% | $250,000 |
24 Month | 0.65% | $250,000 |
36 Month | 0.70% | $250,000 |
48 Month | 0.80% | $250,000 |
60 Month | 0.90% | $250,000 |
CD Account Features
- High rates
- Guaranteed returns locked between 3 months to 5 years
- Available for people with trusts, and traditional and Roth IRAs
Conclusion
Overall, you’ll be able to receive a great rate when you open a new Certificates of Deposit account! You’ll need $500 to open an account and it will have some cool features as well. Applying for the membership is very open to almost anyone as well. However, if you don’t find this CD Rate appealing, check out other CD Rate offers.
Also, there will be a penalty if you withdraw prior to maturity. Be sure to also see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.