Here you can find the most updated Spectrum Credit Union bonuses, promotions, and offers here.
Right now, they are offering a $25 bonus for referring a friend to open checking account and meet all the requirements.
About Spectrum Credit Union Promotions
Spectrum Credit Union is a not-for-profit financial institution dedicated to improving the economic conditions of their members. They were founded in 1973 and they provide a variety of checking features.
Eligibility: Membership in Spectrum Credit Union is open to anyone through joining the Contra Costa County Historical Society ($20 membership fee) or the Navy League of the United States ($25 annual membership fee). Membership is also open to the following: 1) those who live, work, attend school or worship in Russian Hill, Telegraph Hill, North Beach, Potrero Hill, Chinatown, Financial District, Western Addition, Hunters Point, South of Market, The Panhandle, The Mission, Bernal Heights, Bayview, Portola, or Visitacion Valley neighborhoods in San Francisco, California; 2) those who live, work, attend school or worship in Frederick County in Maryland (including Frederick, Emmitsburg, Thurmont, Woodsboro, and other surrounding areas); 3) employees of Charles Schwab & Co. Inc. who work in or are paid from San Francisco, California; 4) non-manual employees of Bechtel Corporation, its wholly-owned subsidiaries, and affiliated companies; 5) U.S. members and employees of Safari Club International or the Project Management Institute; 6) immediate family of current members. See current membership details |
- Promotion Links:
- $25 Referral Bonus (Expires 09/30/2021)
- Account Type: Checking
- Availability: Available nationwide with branches in CA, LA, MS, TX, UT, VA
- Branches: 22 (locator)
- Credit Inquiry: Unknown
- Direct Deposit Options: Optional
Additionally, CD accounts or Savings Accounts are also another great way to earn and save money. If you are interested, check out our nationwide lists here:
Furthermore, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over the Spectrum Credit Union offer below.
Spectrum Credit Union $25 Referral Bonus
You can earn up to a $25 bonus when you refer someone to open a checking account.
- What you’ll get: $25 Bonus
- Eligible account: Checking
- Credit Inquiry: Unknown
- Where it’s available: Nationwide*
- How to earn it:
- Refer someone to open a qualifying checking account
- When you’ll receive it: The $50 promotion amount will be credited to the member’s Primary Savings account as a dividend within 90 days of completing all of the steps.
- Monthly fee: Varies, see below
(Expires September 30, 2021)
U.S. Bank Smartly® Checking ($400 Cash Bonus) | Truist Checking ($400 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) |
How To Earn $25 Checking Bonus
- New members must be eligible for membership and complete the following steps within 60 days of joining to qualify for the promotional funds:
- Sign up for Digital Banking
- Open a checking account
- Register for eStatements
- Set up a monthly recurring transfer or direct deposit equal to or greater than $100
- Promo Code 412
- No minimum balance required
- Free ATM/debit card, Online Banking, Bill Payer, and eStatements
- Unlimited check writing, a free box of checks, and free online check images
- Account converts to a typical Member Checking account after 12 months of positive activity
- ATM cash withdrawals up to $1,000/day
- Free and unlimited point-of-sale (POS) transactions with your debit card
- Added security of the latest chip technology with your debit card
- Unlimited surcharge-free transactions at Credit Union-owned ATMs and up to eight surcharge-free transactions per month at 85,000+ network ATMs
- Low monthly fee of $5 per month, charged at statement cycle
- Taxes due on earned dividends are the sole responsibility of the recipient.
- Spectrum Credit Union will report the earned dividends to the appropriate state and federal agencies as required by applicable law.
- For the purposes of this promotion, a recurring transfer is defined as more than one ACH deposit transaction from the same Company ID to the same Share within a 90-day period.
- Must maintain accounts for one year; otherwise, all promotional funds will be forfeited.
- Dividends earned on Checking account balances of $500 or more are compounded daily and paid monthly.
- This offer cannot be combined with any other offer or promotion.
- Other restrictions may apply.
- Referral offer is limited to existing members in good standing only.
- Limited time offer.
- Promotion may end at any time without notice.
- $25 will be credited to the current member’s Savings account as a dividend once the referral successfully opens and funds their new membership.
- Other restrictions may apply.
Conclusion
You can earn a great $25 referral bonus with Spectrum Credit Union. This bonus amount is average, just be sure you can complete the requirements!
Additionally, feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Lastly, Check back on this page for updated Spectrum Credit Union promotions, bonuses, and offers.