Bank of America Business® Advantage Checking Bonus Offer
Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account and complete the eligible requirements to earn a $400 or $750 cash bonus offer. See offer page for more details.
Update 1/6/26: Bank of America is offering a $400 or $750 cash bonus offer when you open a qualifying business checking account. The requirements are very simple to complete to earn the bonus.
- What you’ll get: $400 or $750 cash bonus offer. See offer page for more details.
- Account Type: Business Checking
- Bonus Requirements:
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the end of the Deposit Period, all New Money deposits made directly into that new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for.
- $5,000 Balance Requirement: $400 Cash Bonus Tier
- $15,000 Balance Requirement: $750 Cash Bonus Tier
- Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
- Fine Print
- Offer is available only to applicants who apply for a new eligible Business Advantage checking account online and is intended for new customers only; you are not eligible for this offer is you were an owner or signer on a Bank of America Business Advantage checking account within the last twelve (12) months.
- Only one cash bonus offer per business customer regardless of the number of businesses owned or operated by the customers.
- Bank of America employees are not eligible for this offer.
- Bank of America may change or discontinue this offer at any time before this date without notice.
- Reproduction, purchase, sale, transfer or trade of this offer is prohibited.
- Monthly Fee:
- Bank of America® Business Advantage Fundamentals™ Banking:
- Monthly Fee: $16 or $0 – No monthly fee for the first 12 statement cycles.
- To avoid the Monthly Fee after, meet one of the following requirements each statement cycle:
- Maintain a $5,000 combined average monthly balance in eligible linked business deposit accounts.
- Use your Bank of America business debit card to make at least $500 in new net qualified purchases.
- Be a member of Preferred Rewards for Business (first 4 checking accounts per enrolled business)
- Bank of America® Business Advantage Banking is one account with two options –Business Advantage Fundamentals™ Banking is one of the account options.
- Best for new businesses with simple banking needs.
- No fee for the first 20 transactions per statement cycle.
- No fee for the first $5,000 in cash deposited per statement cycle at an ATM or Financial Center.
- Bank of America, N.A. Member FDIC
- Business Advantage Relationship Banking:
- Monthly Fee: $29.95 or $0 – Pay no monthly fee for Business Advantage Relationship Banking when you meet one of the following requirements each statement cycle:
- Maintain a $15,000 combined average monthly balance in eligible links business deposit accounts.
- Be a member of Preferred Rewards for Business (first 4 checking accounts per enrolled business)
- Bank of America® Business Advantage Banking is one account with two options –Business Advantage Relationship Banking is one of the account options.
- Best for businesses with the need for extra accounts and robust banking needs.
- One extra Business Advantage Relationship Banking account and one Business Advantage Savings account can be included for no additional monthly fee.
- No fee for incoming wire, stop payment, electronic deposits and more.
- No fee for the first 500 transactions per statement cycle.
- No fee for the first $20,000 in cash deposited per statement cycle at an ATM or Financial Center.
- Bank of America, N.A. Member FDIC
- Monthly Fee: $29.95 or $0 – Pay no monthly fee for Business Advantage Relationship Banking when you meet one of the following requirements each statement cycle:
- Bank of America® Business Advantage Fundamentals™ Banking:
(Visit Bank of America to learn more)
Bank of America® Business Advantage Banking
- Bank of America® Business Advantage Banking is a checking account with 2 options. Pick the 1 that works best for you.
- Easy, anytime access. Visit Bank of America at thousands of financial centers and ATMs.
- 24/7 security. Total Security Protection® and fraud monitoring. Secure sign-in, card locking features and more.
- Convenient ways to pay. Use your digital card for debit immediately for in-store and digital purchases.
- Digital account management tools when enrolled in Business Advantage 360.
- Efficiency tools like Cash Flow Monitor and Connect Apps, Erica®, Mobile Check Deposits and more.
- Easy QuickBooks® integration.
- Customize account access per employee.
- Debit card controls. Temporarily lock a misplaced card quickly and easily to help prevent unauthorized use.
- Custom alerts. Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, and more.
- Access to dedicated business specialists who will listen to your needs and provide guidance when you need it.
- $0 Liability Guarantee means that you’re not liable for unauthorized transactions made using your business debit card, as long as you report them promptly.
- Eligible Preferred Rewards for Business members can access a wide range of rewards, benefits and savings.
- Bank of America, N.A. Member FDIC
