Find new Chase Business Checking bonuses and promotions here.
The bonus amounts for this business checking account in the past have included $100, $200 and $300 promotional offers.
Being one of the nation’s largest banks, Chase offers a wide selection of banking services available to consumers throughout AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.
For more Chase business Checking coupons, definitely take a look at our list of Chase Bank checking offers.
Table of Contents
Chase Total Business Checking® $200 Bonus
For business owners, enjoy a $200 bonus when you open a Chase Total Business Checking® or eligible business checking account and deposit $1,000 or more in new money within 20 days and meeting certain requirements.
- What you’ll get: $200 Bonus
- Eligible account: Chase Total Business Checking®, Chase Performance Business Checking® (or Chase Performance Business Checking® with Interest), or Chase Platinum Business CheckingSM account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- Get a coupon code from the offer page and open an eligible business checking account in-branch.
- Deposit a total of $1,000 or more in new money into your new checking account within 20 business days of account opening.
- Maintain at least $1,000 balance for 60 days from the date of deposit.
- Complete 5 qualifying transactions within 60 days
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 10 business days.
- Monthly fee: For Chase Total Business Checking®, $12 when you are enrolled in Paperless Statements (or $15 for paper statements); waived when you maintain a $1,500 minimum daily balance
(Expires 04/16/2020)
This business Chase Bank promotion is valuable to business owners. You can bank easy knowing that there are thousands of Chase branches and ATMs located throughout the U.S. Plus, you have the ability to use advanced online and mobile banking options.
How To Earn The $200 Bonus
- Open a new Chase Total Business Checking®, Chase Performance Business Checking® (or Chase Performance Business Checking® with Interest) account or Chase Platinum Business CheckingSMaccount
- Deposit a total of $1,000 or more in new money into your new checking account within 20 business days of opening the account
- Maintain at least $1,000 balance for 60 days from the date of deposit.
- The new money cannot be funds held by Chase or its affiliates.
- Complete 5 qualifying transactions within 60 days
- After you have completed all the above checking requirements, they’ll deposit the bonus in your new account within 10 business days.
- Get $200 as a new Chase business checking customer, when you open a Chase Total Business Checking® account with qualifying activities
- Access to 16,000 ATMs and nearly 4,900 Chase branches
- Chase has business specialists at your local branch to help with your business needs
- Account Alerts are a great way to stay on top of your account’s activity and enhance security
- Unlimited electronic deposits at no charge, including Chase QuickDepositSM, ACH and ATM
- Chase Total Business Checking®: Chase Total Business Checking® has no Monthly Service Fee when you maintain a daily minimum balance of $1,500 or more or if you maintain a linked Chase Private Client CheckingSM or Chase Premier Platinum CheckingSM personal account. Otherwise a $15 Monthly Service Fee will apply ($12 Monthly Service Fee when enrolled in Paperless Statements).
- Chase Performance Business Checking®: Monthly Service Fee $30–waived when you maintain qualifying business deposit balances of $35,000.
- Chase Platinum Business CheckingSM: Monthly Service Fee $95–waived when you maintain qualifying business deposit balances of $100,000
- You can receive only one new business checking account opening related bonus every two years from the last enrollment date and only one bonus per account.
- Employees of JPMorgan Chase Bank, N.A.and their affiliates are not eligible.
- Chase reserves the right to withdraw this offer at any time without notice.
- Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
How Do I Apply?
Whether you apply online or in branch, you’ll need to provide the following info to open an account:
- Name and date of birth
- Business address and details
- Social Security or tax ID number
- Driver’s license or other state-issued ID
- Minimum $0 deposit
Only sole proprietors can apply for this account online, or apply by phone or at a branch.
- Visit the Chase Business website, hover over Explore products and then click Business Checking.
- Scroll down to Total Business Checking and click Open Account .
- Sign in if you’re already a Chase customer, then choose between an individual or joint account.
- Choose your business type, and then click Next.
- Enter your personal information, verify all details and click Next.
- Choose your account options, fund your initial deposit and review the terms before submitting your application.
Chase Total Business Checking® Pros & Cons
- Access and Security Manager – Delegate cash management activities to employees without giving up control or security.
- Send and receive money – Access wire transfers, Chase QuickDeposit, bill pay, mobile banking and more.
- Easy access – Bank on the go with from an app or visit one of Chase’s ATMs and branches.
- Military banking – Exclusive perks and waived fees for service members and veterans of the US military.
- Hands-on support – Customer service is available 24/7 for help whenever you need it.
- Waived fees – Get 100 free transactions a month, up to $5,000 in free cash deposits each statement cycle and unlimited free electronic deposits.
- Monthly service fee – You can reduce the standard $15 monthly fee to $12 with electronic statements or avoid it altogether each statement period by:
- Maintaining a $1,500 minimum daily balance.
- Linking a Chase Private Client Checking or Chase Sapphire Checking account.
- Overdraft fees – You’ll pay $34 for each transaction that overdraws your account.
- Limited online eligibility – Only sole proprietors can open this account online.
- Long processing times – Chase doesn’t process transactions on weekends, which can lead to longer processing time for transactions and payments.
- Limited branch availability – Chase doesn’t operate branches in Hawaii, Kentucky, Louisiana, Massachusetts, Maine, Missouri, New Hampshire, Oklahoma, Rhode Island, Vermont or West Virginia.
Other Chase Business Checking Options
Asides from the Total Business Checking account, Chase also offers other business checking accounts. If the Total business checking account is not right for you, check out these other accounts:
- Chase Performance Business Checking. Designed for midsize businesses, this account allows for more fee-free transactions and large cash deposits.
- Chase Platinum Business Checking. Ideal for larger businesses, this account allows even more transactions and large deposits, but with a higher monthly fee.
Conclusion
The Chase Total Business Checking® account is a great account for business owners. Designed to meet the needs of small businesses, the Total Business Checking account is Chase’s most affordable checking option.
On top of the $200 checking bonus, you will get to enjoy great account features as well! This includes 100 free transactions and up to $5,000 free cash deposits each cycle. This way you can put more energy into running your business. Just be aware of the fees.
However, if you are not interested, then be sure to see our complete list of Bank Business Bonuses and Chase Bank Bonuses for all your banking needs!Check back often for all the latest Chase Total Business Checking® account bonuses and coupons.
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
| BONUS LINK | OFFER | REVIEW |
| Chase SapphireSM Checking | $1,000 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| CIT Bank Savings Builder | $200 Cash | Review |
| Discover Cashback Debit | $360 Cash | Review |
| HSBC Premier Checking Member FDIC | $700 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
