Find the latest and updated Quontic Bank bonuses, promotions, & rates here! Quontic Bank is a national and adaptive digital bank with a strong focus on the customer.
Update 12/5/24: You can earn up to 4.75% APY by opening a Quontic Bank account!
Continue reading below to learn more about Quontic Bank’s savings, money market, high interest checking, CD accounts, bonuses & promotions, and their services!
These offers are available nationwide.
About Quontic Bank Bonuses
First started in 2009 as a community development bank in New York City, Quontic transitioned to a digital bank (this means that there are no brick-and-mortar bank branches).
Being a digital bank, their product are available nationwide offering a range of checking, savings accounts, CDs, and mortgage options.
I’ll review Quontic Bank products below.
Quontic Bank Money Market
- Earn 4.75% with a Quontic Annual Percentage Yield with a Quontic Money Market Account
- No Monthly Maintenance or Overdraft Fees
- $100 minimum deposit required to open an account
(FDIC Insured)
Quontic Bank CD Rate
To earn Quontic Bank’s competitive CD rate offer of up to 4.25% APY, open your account with a minimum of $500. Keep in mind withdrawals before the maturity date are subject to penalties.
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
| Term | APY Rate | Minimum Deposit |
| 6 Month CD | 4.25% | $500 |
| 12 Month CD | 4.00% | $500 |
| 24 Month CD | 3.35% | $500 |
| 36 Month CD | 3.25% | $500 |
| 60 Month CD | 3.00% | $500 |
(FDIC Insured)
Quontic Bank High-Yield Savings
Open their High Yield Savings account online with a minimum opening deposit of $100 to earn their nationwide competitive rate of 4.00% APY.
- Earn 4.00% APY with a Quontic High Yield Savings Account
- Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.
- Open an account online in just 3 minutes
- Interest is compounded daily and credited to your account every month
Limit of 6 withdrawals per statement cycle
APY means Annual Percentage Yield
(FDIC Insured)
Quontic Bank High Interest Checking
Earn a competitive rate when you open a Quontic High Interest Checking Account.
- Earn up to 1.10% APY on all balances
- Open an account online in just 3 minutes
- No monthly maintenance fees or minimums
- $100 minimum deposit required to open an account
10 debit card point of sale transactions of $10 or more per statement cycle required to earn the maximum APY per account balance tier. If the qualifying activity requirement is NOT fulfilled, the interest rate paid on the entire balance will be 0.01% APY. Please visit our website for list of non-qualifying activities. APY means Annual Percentage Yield.
(FDIC Insured)
Why Choose Quontic Bank?
Quontic Bank prides themselves with the service they provide. They believe that banking should be a convenient and equitable experience.
Their range of checking, savings savings and CD accounts come with convenient online & mobile access.
Not only is the service great, but you’ll earn some of the best APYs in banking.
So with an account from Quontic, you can expect these account features:
- No Overdraft Fees
- No Incoming Wire Transfer Fees
- No Monthly Service Fees
- 90,000+ Surcharge Free ATMs
- Savings Made Simple (Roundup)
- Responsive U.S. Based Customer Service Team
Is Quontic Safe and Secure?
Security is their top priority. All accounts are FDIC insured, and since 2009, they’ve taken charge of protecting their client’s hard-earned funds seriously. In addition, Quontic offers:
- Mastercard® Zero Liability Protection For Your Debit Card
- The Ability To Lock And Unlock Your Debit Card
- ID Theft Protection
What Is Quontic Bank’s Routing Number?
The routing number for Quontic Bank is 021473030.
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Conclusion
Availble nationwide, Quontic is a digital bank that empowers its customers financially with their competitive rates and accessible accounts.
For more options, compare their rates with the best bank rates here and CD rates here.
Furthermore, you can also check out other great promotions from banks such as Chase Bank, HSBC Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Check back often to see the latest Quontic Bank bonuses and promotions!
