Take advantage of the latest Fifth Third Bank bonuses, promotions, and offers here.
Currently, Fifth Third Bank is offering $375 bonuses when opening an eligible checking account with qualifying activity.
You’re able to apply and open a new account by choosing to submit your email to receive a unique offer code to bring in-branch or you can open an account online through the promotional landing page.
Update 10/4/24: The offer has increased to a $375 bonus (from $325) through 1/6/25.
Fifth Third Bank Bonuses Review
Fifth Third Bank is a bank headquartered in Cincinnati, Ohio, at Fifth Third Center. It is the principal subsidiary of Fifth Third Bancorp, a bank holding company.
I’ll review the current Fifth Third Bank bonuses & offers below.
Fifth Third Bank $375 Checking Bonus
Earn a $375 bonus from Fifth Third Bank when you open a new checking account with qualifying activity.
- What you’ll get: $375 Bonus
- Eligible account: Checking
- Availability: FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$25; see below on on how to waive the fee
- How to earn it:
- Open a new checking account by 1/6/2025.
- Make direct deposits totaling $500 or more within 90 days of account opening.
- The $375 bonus will be added to your new account within 10 business days of completing qualifying activity requirements.
(Expires 01/06/2025)
Fine Print
- To qualify for the $375 checking bonus, provide the offer code, open a Fifth Third Momentum® Checking, or Preferred2 checking account by 1/6/2025 and make qualifying payroll or government issued direct deposit(s) totaling $500 or more within 90 days of account opening.
- Account(s) must be funded within 90 days of account opening or account may be closed, and you may not be eligible for the bonus.
- The $375 checking bonus does not require any additional activities.
- The cash bonus will be deposited into your new account within 10 business days of completing qualifying activity requirements.
- In order to receive the cash bonus, your checking account must be open and in good standing.
- Offer is not available to anyone who has an ownership interest (including, but not limited to, primary owner or joint owner) in any existing Fifth Third checking or a Fifth Third checking account that closed within the last 13 months.
- Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
- Eligibility may be limited based on your account type and ownership role.
- No minimum deposit required to open a checking account.
- Bonus is considered income and may be reported on IRS Form 1099-INT, 1099- MISC, or 1042-S, as required by applicable law.
- UNIQUE OFFER CODE MUST BE PRESENTED AT ACCOUNT OPENING TO RECEIVE THE BONUS.
- See your banker for details.
- Not valid with any other offer.
- Offer availability subject to change.
Fifth Third Bank $500 Business Checking Bonuses (Expired)
Earn a $500 bonus from Fifth Third Bank when you open a new Business Checking Account with qualifying activity.
- What you’ll get: $500 Bonus
- Eligible account: Business Checking
- Availability: FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $11-$35; see below on on how to waive the fee
- How to earn it:
- Enter your email address to get your offer and bring it to a Fifth Third branch.
- Schedule a conversation with a banker at a branch location and bring your offer code. Find the business checking account that fits your needs and open an account by September 8, 2023.
- Make deposits totaling $5000 or more within 10 days of account opening. A $5000 minimum must be maintained for 90 days. $500 will be added to your account within 10 days of completing qualifying activity requirements.
(Expires 09/08/2023)
| Chase Business Checking ($300 Bonus) | U.S. Bank Business Checking ( $400 or $900 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Huntington Business Checking 100 ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | |
Fine Print
- To qualify for the $500 checking bonus, provide the offer code, open a Fifth Third Business Checking Account, Fifth Third Business Premium Checking Account, or Fifth Third Business Elite Checking Account by 9/8/2023 and make deposits totaling $5000 or more within 10 days of account opening.
- Account(s) must be funded within 10 days of account opening and maintain a minimum balance of $5,000.00 for 90 days to be eligible for the bonus.
- The $500 checking bonus does not require any additional activities.
- The cash bonus will be deposited into your new account within 10 business days of completing qualifying activity requirements.
- In order to receive the cash bonus, your checking account must be open and in good standing.
- Offer is not available to anyone who has an ownership interest (including, but not limited to, primary owner or joint owner) in any existing Fifth Third checking or a Fifth Third checking account that closed within the last 13 months.
- Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
- Eligibility may be limited based on your account type and ownership role.
- No minimum deposit required to open a business checking account.
- Bonus is considered income and may be reported on IRS Form 1099-INT, 1099-MISC, or 1042-S, as required by applicable law.
- Consult your tax advisor.
- UNIQUE OFFER CODE MUST BE PRESENTED AT ACCOUNT OPENING TO RECEIVE THE BONUS.
- See your banker for details.
- Not valid with any other offer.
- Offer availability subject to change.
How to Avoid Monthly Fees
- Fifth Third Momentum Checking: No monthly service charge
- Fifth Third Preferred Checking: $25 monthly fee waived with a combined total balance of at least $100,000 across your deposit and investment accounts one time per month
- Fifth Third Student Banking: No monthly service charge
- Fifth Third Military Checking: No monthly service charge
- Fifth Third Express Banking: No monthly service fee
- Fifth Third ABLE Checking: $2 monthly fee waived if:
- You Have an average monthly balance of $250 or more during your statement cycle, or
- You sign up for paperless statements
- Fifth Third Business Standard Checking Account: $11 monthly fee waived if:
- A combined monthly average balance of $3,500 across your business checking, savings and CDs.
- At least $500 monthly spending across your Fifth Third business credit cards.
- A personal Fifth Third Private Bank Checking account or Fifth Third Preferred Checking® account with a completed Relationship Consent form.
- Fifth Third Business Premium Checking Account: $25 monthly fee waived if:
- A combined monthly average balance of $10,000 across your business checking, savings and CDs.
- A Fifth Third Business Loan or Line of Credit.
- Merchant Services enrollment AND at least $500 monthly spending across your Fifth Third business credit cards.
- Fifth Third Business Elite Checking Account: $35 monthly fee waived if:
- A combined monthly average balance of $25,000 across your business checking, savings and CDs.
- A Fifth Third Business Loan or Line of Credit.
- At least $500 monthly spending across your Fifth Third business credit cards AND one of the following: Electronic Deposit Manager OR Fifth Third Direct®
What to Open at Fifth Third Bank
- Promotional CDs – With a minimum deposit of $5,000 to open, Fifth Third Bank offers promotions on their CDs offering competitive rates. There are terms between 5, 9, and 15 months.
- Student Checking – With no monthly service fees and no minimum balance requirements, you’re able to open a free checking account as long as you’re at least 13 years gold with a valid student ID. On top of that, you’ll get the perk of 5 free transactions per month at non-Fifth Third Bank ATMs.
- Express Banking – When you deposit a check, this account grants immediate access to your money. However, you do pay a small percentage fee of each check. There is no credit score to open this account, so you may benefit if you’ve had financial mishaps in the past. A great perk of this account is that it has no monthly service fees, balance requirements, or overdraft fees. Yet, you’re still able to get access to a debit card, ATM access, and mobile deposits.
- Fifth Third Momentum – If you have student loans, this account’s program may help speed up paying your student loans. Simply link your debit card to your student loan account – and with every purchase you make with your debit card, the transaction will round up to the nearest dollar and applied to your student loan balance.
Momentum® Checking
No-fee Banking Services. You’ve got goals and dreams for a better tomorrow, and Fifth Third Momentum® Banking can help you get there. From free checking accounts to savings and early direct deposit options, no-fee banking services from Fifth Third Momentum® Banking provide options that motivate, reward and protect your financial goals.
So if you’re looking for a free checking account without minimum balances and monthly fees, the Fifth Third Momentum Checking Account is perfect for you.
- No monthly service fee
- No minimum balance requirements
- No fees at over 50,000 partner ATMs nationwide
- Extra Time® to help avoid overdraft fees
Preferred Checking
Plan for more in life. At Fifth Third Preferred Banking, they’ll work hard to help you succeed – no matter where you’re going next.
As a member of Fifth Third Preferred Banking, you’ll enjoy:
- Complimentary services
- Fifth Third Exclusive personal checks
- Small safe deposit box
- Stop payments, incoming wires and more when using your Fifth Third Preferred Checking® account
- Waived fees for savings and business banking accounts
- Complimentary review of your current life, disability, and long-term care coverage
- Special rates and discounts
- Interest checking and money market accounts
- Exclusive rates on Fifth Third loans
- Special discounts on mortgage loans
- Enhanced convenience
- 24/7 Preferred customer service line
- Free ATMs
- Ours are free and we won’t charge you for using another bank’s ATM. Plus, if you use another bank’s ATM in the U.S., we’ll rebate their fee up to 10 times per month when using your Fifth Third Preferred Checking® account.
- Enhanced mobile banking
- Customizable text alerts
- Personalized support
- Count on your dedicated Preferred Banker to:
- Work as your financial right hand
- Serve as your central point of contact
- Provide straightforward planning
- Deliver financial clarity
- Count on your dedicated Preferred Banker to:
Key Features and Benefits for All Fifth Third Checking Accounts
- Debit Card
- Online Banking and Online Bill Pay
- Mobile Banking and Instant Alerts
- Access to more than 50,000 fee-free ATMs
Fifth Third Bank Routing Numbers
When you’re setting up your account, it’s important to know your routing number. Your routing number identifies where you opened your account.
Another option, you can also find the nine-digit code printed at the bottom left of your Fifth Third checks. The routing number is the first set of numbers.
| Fifth Third Bank Affiliate Routing Numbers | |
| Region | Routing Number |
| FL-Central Florida | 063109935 |
| FL-North Florida | 063113057 |
| FL-South Florida | 067091719 |
| FL-Tampa, Florida | 063103915 |
| GA-Georgia | 263190812 |
| IL-Chicago | 071923909 |
| IN-Central Indiana | 074908594 |
| IN-Southern Indiana | 086300041 |
| KY-Central Kentucky | 042101190 |
| KY-Northern Kentucky | 042100230 |
| KY-Southwestern Kentucky | 083002342 |
| MI-Eastern Michigan | 072405455 |
| MI-Northern Michigan | 072401404 |
| MI-Western Michigan | 072400052 |
| MO-St. Louis, Missouri | 081019104 |
| NC-North Carolina | 053100737 |
| OH-Cincinnati, Ohio | 042000314 |
| OH-Columbus, Ohio | 044002161 |
| OH-Northeastern Ohio | 041002711 |
| OH-Northwestern Ohio | 041200050 |
| OH-Southern Ohio | 042207735 |
| OH-Western Ohio | 042202196 |
| PA-Western Pennsylvania | 043018868 |
| TN-Tennessee | 064103833 |
Are My Deposits and Funds Safe?
Yes, you can rest assured and feel secure knowing the FDIC insures each depositor at Fifth Third to $250,000 (and possibly more).
See full coverage here.
 |
 |
Conclusion
If you live near a Fifth Third Bank location, you have the opportunity to earn bonuses ranging in value including the current bonuses! All it takes is opening the right account to make a certain number of transactions/payments, and/or maintaining a certain balance requirement and you’re all good to go!
Feel free to comment on this post with any questions you may have about Fifth Third Bank, their accounts they offer, bonuses, or any experiences you have had!
However, if you do not live in qualified states, definitely take a look at our bank bonuses page to find other offers in comparison to our list of Fifth Third Bank bonuses. Some popular bank offers include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
You can also compare rates from Fifth Third Bank bonuses list with our list of the latest CD rates here and savings/money market rates here.
Check back often for more Fifth Third Bank Bonuses, Promotions, or Offers!
