Browsing the web for the Best 6-Month CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 6-Month CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 9-Month CD Rates
- Best 1-Year CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | CIT Bank 11-Month No-Penalty CD Account | $1,000 | 2.05% | |
 | Synchrony Bank 15-Month CD Account | $2,000 | 2.85% | |
 | Discover Bank 12-Month CD Account | $2,500 | 2.65% | |
 | BBVA Compass Bank 36-Month CD Account | $500 | 2.25% |
Best 6-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| Navy Federal Credit Union | 3.00% | $1K | $100K | 6-Month CD | Review |
| Advancial Federal Credit Union | 2.83% | $50K | --- | 6-Month CD | Review |
| Banesco USA | 2.60% | $1.5K | $250K | 6-Month CD | Review |
| My e-BAnC | 2.60% | $5K | --- | 6-Month CD | Review |
| MutualOne Bank | 2.53% | $500 min | --- | 7-Month CD | Review |
| WebBank | 2.46% | $2.5K | --- | 6-Month CD | Review |
| Live Oak Bank | 2.45% | $2.5K | --- | 6-Month CD | Review |
| First Internet Bank | 2.43% | $1K | --- | 6-Month CD | Review |
| Dollar Savings Direct | 2.40% | $1K | --- | 6-Month CD | Review |
| EmigrantDirect | 2.40% | $1K | --- | 6-Month CD | Review |
| MySavingsDirect | 2.40% | $1K | --- | 6-Month CD | Review |
| Popular Direct | 2.40% | $10k | --- | 6-Month CD | Review |
| The Vanguard Group | 2.40% | $10K | --- | 6-Month CD | Review |
| VirtualBank | 2.40% | $10K | --- | 6-Month eCD | Review |
| Limelight Bank | 2.35% | $1K | --- | 6-Month CD | Review |
Best 6-Month CD Rates – State/Local
| Bank | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| Wasatch Peaks Credit Union | UT | 3.00% | $500 | --- | 6-Month CD | Review |
| Vermont State Employees Credit Union | VT | 3.00% | $500 | --- | 6-Month CD | Review |
| Bankers Trust | AZ, IA | 2.75% | $1K | --- | 7-Month CD | Review |
| Advantage Federal Credit Union | NY | 2.50% | $500 | --- | 5-Month CD | Review |
| Belmont Savings Bank | MA, NH | 2.50% | $500 | $1M | 6-Month CD | Review |
| Sunstate Bank | FL | 2.50% | $2.5K | --- | 7-Month CD | Review |
| Royal Bank | IL | 2.31% | $1K | --- | 7-Month CD | Review |
| State Bank of India (IL) | IL | 2.27% | $2.5K | --- | 6-Month CD | Review |
| Washington Federal Bank | AZ, ID, NM, NV, OR, TX, UT, WA | 2.20% | $1K | --- | 7-Month CD | Review |
| Atlantic Federal Credit Union | NJ | 2.15% | $500 | --- | 7-Month CD | Review |
| Evans Bank | NY | 2.00% | $500 | --- | 6-Month CD | Review |
| Kellogg Community Credit Union | MI | 2.00% | $50K | --- | 6-Month CD | Review |
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