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With the Chase IHG® Rewards Club Premier Credit Card, you could earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening. Earn 25 points total per $1 spent when you stay at an IHG hotel.
If that’s not enough, you can also get an anniversary free night each year you renew your card. If these features are appealing to you, keep reading to find out more!
Chase IHG Rewards Club Premier
Credit Card Summary
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| Bonus Available | Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening |
| *Bonus Value | $400 |
| Annual Free Night | Yes, each account anniversary |
| Ongoing Rewards/Benefits |
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| Foreign Transaction Fees | No |
| Elite Status | Yes, Platinum Elite |
| Annual Fee | $89 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good-Excellent)
* The IHG Rewards Club Premier is issued by Chase. They also offer great sign-up bonuses. You can also compare this card with other credit card bonuses!
* Bonus value is an estimated value calculated by BankCheckingSavings and not the card issuer.
View our latest valuations here.
PROS
- Bonus points
- High earning rate for IHG purchases
- Anniversary free night
- Automatic elite status
- Transfer partners
- No foreign transaction fees
CONS
- Annual fee
- Good-Excellent credit needed to qualify
- Low per-point value
Editor’s Alternate Pick
 The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide; 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value! Learn More About This Card Here |
IHG Rewards Club Premier Card
80,000 Bonus Points
In order to qualify for the 80,000 bonus points, you’ll need to spend $2,000 on purchases in the first three months from account opening.
Here are some ideas on meeting the spending requirements:
| • Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review. |
| • Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank. |
| • Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay. |
| • Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees. |
What are IHG Points Worth?
You points’ worth depends on how you use them, the value of an IHG point averages around $0.005. Most hotels rewards card have similar low individual point values. The card’s high earn rate for IHG purchases make up for it.
You can use your IHG points towards:
- Hotel stays
- Flights
- Car rentals
- Merchandise
- Gift cards
- Member-only access to events
- Digital downloads
- Donations
OR, you can transfer your poitns to various IHG airline partners. But if you want to maximize the value of your points, you can redeem them for IHG hotel stays.
IHG Properties
InterContinental Hotels Group properties include these familiar hotels:
| InterContinental Hotels & Resorts | InterContinetal Alliance Resorts | Kimpton Hotels |
| Crowne Plaza | Hotel Indigo | Holiday Inn |
| Holiday Inn Express | Holiday Inn Resort | Holiday Inn Club Vacations |
| Staybridge Suites | Candlewood Suites | EVEN Hotels |
| HUALUXE | Avid Hotels |
IHG Rewards Club Premier Card Top Features
Enjoy a free night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a free reward night when you redeem points for any stay of 4 or more nights.
Enjoy automatic Platinum Elite Status, which includes all Gold Elite benefits. Some notable Gold Elite benefits include:
- Extended check-out
- Priority check-in
- Elite members’ points don’t expire
Platinum Elite status includes these notable additional benefits:
- Platinum members earn a 50% bonus on base points. It replaces the 10% bonus with Gold Elite status.
- Elite rollover nights
- Complimentary room upgrades
You would normally need to stay 40 qualified nights or earn 40,000 qualified points per calendar year to obtain Platinum status.
Get reimbursed for your Global Entry or TSA PreCheck fee of up to $100 every 4 years.
Please note that transfer ratios to these loyalty programs vary. You can see the ful llist of IHG Rewards Club’s airline transfer partners.
| Aeromexico | Aeroplan | Air China |
| Air France | Air Miles | Air New Zealand |
| Alaska Airlines | Alitalia | All Nippon Airways |
| American Airlines | Asiana Airlines | British Airways |
| Cathay Pacific | China Eastern | China Southern Airlines |
| Delta | El Al Israel Airlines | Emirates |
| Etihad Airways | Gulf Air | Hainan Airlines |
| Hawaiian Airlines | Iberia Airlines | Japan Airlines |
| Jet Airways | JetBlue | KLM |
| LATAM Airlines | Avianca Airlines | Lufthansa |
| Malaysia Airlines | Qantas Airlines | Saudi Arabian Airlines |
| Singapore Airlines | South African Airways | TAP Air Portugal |
| Thai Airways | United Airlines | Virgin Atlantic |
| Virgin Australia |
Use this card internationally without paying a foreign transaction fee when you’re purchasing outside of the U.S.
Conclusion
Overall, the Chase IHG® Rewards Club Premier Credit Card offers a fantastic rewards rate on IHG purchases as well as some great benefits. One of the best features on this card is that you can receive one free night stay at a participating IHG hotel each year, which is quite useful if you travel often.
Get 25X points back on this card when you stay at IHG hotels. Plus, earn 2X points back on purchases spent at gas stations, grocery stores, and restaurants. Keep in mind there is an annual fee of $89, but the benefits on this card no doubt make up for it. If this card interests you, don’t hesitate to sign up today!
If you are looking for something different, find out which card is right for you by checking out our complete list of credit card promotions today! Don’t forget to also check out our complete list of Chase Bank promotions if you’re looking for more options from Chase.
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Learn more about this card here.
What’s the Competition?
* Below are some of the top competitors to the IHG Rewards Club Premier card to consider.
If you’re looking for more flexibility, here are good general travel rewards cards with similar annual fees:
 The American Express® Gold Card offers 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months. You'll have the opportunity to earn 4X Membership Rewards® points when you dine at restaurants worldwide & at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X); 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. This card has an annual fee of $250 with no foreign transaction fees. Some benefits including earning up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. In addition, a $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. |
The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide; 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value! Learn More About This Card Here |
 The Capital One® Venture® Rewards Credit Card offers a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening (equal to $500 in travel). Named ‘The Best Travel Card' by CNBC, 2018. You're able to earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture. This card does come with a $95 annual fee, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre✔®. |
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