Find the latest KeyBank bonuses, promotions, and offers here.
KeyBank is offering $300 bonuses when opening a qualifying account and meeting the requirements.
Update 1/23/25: There is now an improved offer for the Key Smart Checking® – the checking bonus is now $300 (up from $200) after meeting the requirements valid through 5/16/25.
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About KeyBank Bonuses Review
The Consumer Bank serves individuals and small businesses throughout their 15-state branch footprint and through their national Laurel Road® digital lending business targeted toward healthcare professionals by offering a variety of deposit and investment products, personal finance and financial wellness services, lending, student loan refinancing, mortgage and home equity, credit card, treasury services, and business advisory services. In addition, wealth management and investment services are offered to assist nonprofit and high-net-worth clients with their banking, trust, portfolio management, charitable giving, and related needs.
The Commercial Bank includes their Institutional and Commercial operating segments. The Commercial operating segment is a full-service corporate bank focused principally on serving the needs of middle market clients in seven industry sectors: consumer, energy, healthcare, industrial, public sector, real estate, and technology. The Commercial operating segment is also a significant servicer of commercial mortgage loans and a significant special servicer of commercial-backed mortgage security. The Institutional operating segment delivers a broad suite of banking and capital markets products to its clients, including syndicated finance, debt and equity capital markets, commercial payments, equipment finance, commercial mortgage banking, derivatives, foreign exchange, financial advisory, and public finance.
I’ll go over all KeyBank checking account bonuses & offers below.
KeyBank Key Smart Checking® $300 Checking Bonus
What you’ll get: $300 Bonus- Eligible account: Key Smart Checking®
- Availability: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA (Bank Locator)
- Direct Deposit Required: Yes
- Monthly Maintenance Fee: None
- How to earn it:
- Earn $300 after qualified activities until 5/16/25 with the no-monthly-maintenance-fee Key Smart Checking®.
- Make the minimum opening deposit of $10, plus one single eligible direct deposit of at least $1,000 within the first 60 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
(Expires 05/16/2025)
Fine Print
- Direct deposit transactions include, but are not limited to: payroll, Social Security, pension and government benefits.
- Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.
- One account opening gift per qualifying account. One account opening gift per individual.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
- Accounts overdrawn or closed at the time of gift payment are not eligible.
- Offer is subject to cancellation without notice.
- KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
- Geographic restrictions apply.
KeyBank Key Select Money Market Savings®
- Relationship Benefits. Earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank’s Relationship Benefits.
- Early Pay. Get paid up to two days early with eligible direct deposits to a KeyBank account.
- Competitive Interest Rates. Their interest rates are compounded daily to give you the best possible returns.
- Waivable Monthly Maintenance Fee. To waive the monthly maintenance fee, you need to have either a KeyBank consumer relationship package checking account, or a minimum daily balance of $25,000.
- Check Writing and Transfers. Access your savings anytime with an unlimited number of withdrawals and transfers.
- Secure, Easy Online Banking. Check your balance, make deposits and manage your account anytime with KeyBank online and mobile banking.
- Overdraft Protection. Link a savings account to your checking account to automatically cover overdrafts without a transfer fee.
- FDIC insured
Learn more about Key Select Money Market Savings®
KeyBank Certificates of Deposit (CDs)
With certificates of deposit (CD), you choose the term and your rate is fixed, so you always know what you’ll earn and when you’ll earn it.
- Guaranteed Returns. CD interest rates are fixed, so you grow your money at the same rate for the entire length of the term you choose.
- Interest Payments. Choose to redeem your certificate of deposit at the end of the term or reinvest it to keep earning interest.
- FDIC Insured. Every KeyBank CD is insured.
- Online and Mobile Banking. Check in on your CD growth anytime in KeyBank online and mobile banking.
Certificate of Deposit Accounts at KeyBank
- Short-Term CDs. Short-term savings at a higher interest rate
- Terms from seven days to six months
- Earn more interest than with a traditional savings account
- $2,500 Minimum Opening Balance
- Interest Compounded Daily and Fixed For the Term
- Tiered Long-Term CDs. Get higher interest rates with several term options
- Get higher interest rates with several term options
- Terms from six months to 10 years
- $2,500 Minimum Opening Balance
- Interest Compounded Daily and Fixed For the Term
- High-Yield Jumbo CDs. Intended for balances of $100,000 and greater
- Intended for balances of $100,000 and greater
- Terms from seven days to 120 months
- $100,000 Minimum Opening Balance
- Interest Compounded Daily and Fixed For the Term
Learn more about KeyBank Certificate of Deposits
How To Avoid Monthly Fees
- Key Smart Checking®: No monthly maintenance fee
- Key Select Checking®: The $25 monthly maintenance fee for the Key Select Checking® Account can be waived by:
- Having direct deposits totaling at least $5,000 during each statement period. OR
- Being a Key@Work® program member and having at least $3,000 in cumulative direct deposits each statement period. OR
- Having a combined balance in any combination of KeyBank checking and savings deposit accounts, certificates of deposit, retirement deposits, and Key Investment Services LLC accounts of $15,000 or more.
- Also, the fee is waived for the first three statement cycles.
- Key Select Money Market Savings®: $20 Waivable Monthly Maintenance Fee
- Waive the $20 monthly maintenance fee when you have either a KeyBank consumer relationship package checking account or a minimum daily balance of $25,000.
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Conclusion
KeyBank is constantly sharing coupons & bonuses for their checking, savings, and business accounts – too many to keep up with. That’s why we’re here to provide you with the best promotions KeyBank has to offer.
Furthermore feel free to comment on this post with any questions you may have about KeyBank, their accounts they offer, or KeyBank coupon codes for their bonuses.
This bonus from KeyBank is super simple to earn and I recommend taking advantage of the offers & bonuses before it expires.
If you’re not local to any of the States above to apply for KeyBank bonuses, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Lastly, check back often for more KeyBank Bonuses, Promotions, or Offers!
About KeyCorp: For more information, visit https://www.key.com/.
