Find our latest HSBC Bank Bonuses, Promotions, and Offers for Checking, Savings, and Business Accounts here.
Take advantage of new checking to earn $200, $240, $450, $600, $700 and up to $2,000 in cash bonuses.
Currently, HSBC Bank has over 230 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia and Washington.
For more information, go to our Bank Account Bonuses for a list of the current best offers.
HSBC Bank Bonuses
- Bonus Links:
- Account Type: Premier Checking, Advance Checking, Business Checking
- Availability: Nationwide (Online Only)
HSBC Premier Checking Account $600 Bonus
HSBC Bank is currently offering qualified residents nationwide up to $600 when you sign up and open a new HSBC Premier Checking Account online.
- What you’ll get: $600 bonus
- Eligible account: HSBC Premier Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide
- Monthly fee: $50, See below on how to waive.
(Expires 09/30/2020)
How To Earn The $600 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by September 30, 2020; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
- No fees on everyday banking transactions
- Ability to extend your Premier status to up to four family members
- All day deposit
- Free wire transfers
- Online Bill pay
- No ATM Fees
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
- To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR
- Any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.
- HSBC Premier 3% Cash Bonus Offer Terms and Conditions:
- This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- To qualify for 3% Cash Bonus (rounded up to the nearest dollar) on Qualifying Direct Deposits up to $600 ($100 max per month), during the first 6 calendar months after account opening you must: (1) open your new HSBC Premier checking account from June 30, 2020 through and including September 30, 2020 and (2) set-up recurring Qualifying Direct Deposits from a third party to an HSBC Premier checking account at least once per calendar month for 6 consecutive calendar months following account opening month.
- The 6 calendar months from account opening begins with the first full calendar month after your Premier checking account is opened.
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
- Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
- Customers who held an HSBC consumer deposit or investment account from June 29, 2017 through and including June 29, 2020 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for 3% Cash Bonus.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
- Limit one 3% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- The 3% Cash Bonus to your HSBC Premier checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, and in good standing at the time of fulfillment.
See our review of the HSBC Premier Checking account.
HSBC Premier Checking Account $450 Bonus
HSBC Bank is currently offering qualified residents nationwide a $450 when you sign up and open a new HSBC Premier Checking Account online.
- What you’ll get: $450 bonus
- Eligible account: HSBC Premier Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide
- Monthly fee: $50, See below on how to waive.
(Expires 09/30/2020)
How To Earn The $450 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by September 30, 2020; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
- No fees on everyday banking transactions
- Ability to extend your Premier status to up to four family members
- All day deposit
- Free wire transfers
- Online Bill pay
- No ATM Fees
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
- To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR
- Any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.
- HSBC Premier $450 Welcome Deposit Offer Terms and Conditions:
- This offer is available only online for applications completed using the Apply now button on the offer webpage. You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- To qualify for the HSBC Premier $450 Welcome Deposit you must: (1) open your new HSBC Premier checking account from June 30, 2020 through and including September 30, 2020; and (2) make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities.
- Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
- Customers who held any HSBC consumer deposit or investment account June 29, 2017 through and including June 29, 2020 are not eligible for this offer. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- Your HSBC Premier checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, and in good standing at the time of fulfillment.
See our review of the HSBC Premier Checking account.
HSBC Advance Checking Account $240 Bonus
HSBC Bank is currently offering qualified residents nationwide up to $240 when you sign up and open a new HSBC Advance Checking Account online.
- What you’ll get: $240 bonus
- Eligible account: HSBC Advance Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide
- Monthly fee: $25, See below on how to waive.
(Expires 09/30/2020)
While you would still need direct deposit for this bonus, their opening deposit requirement is much more manageable. I’d recommend this bonus offer from HSBC Bank.
How To Earn The $240 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by September 30, 2020; and
- Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
- Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities.
- HSBC Advance Debit Mastercard card
- Access to HSBC ATMs worldwide, most with no withdrawal fees
- Free select style HSBC Advance checks
- International services
- Optional overdraft protection
- Personal Internet Banking and Mobile Banking plus Global View and Global Transfers
The $25 monthly maintenance fee is waived if minimum balance requirements are met:
- $5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- A monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.
- Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- To qualify for 3% Cash Bonus (rounded up to the nearest dollar) on Qualifying Direct Deposits up to $240 ($40 max per month), during the first 6 calendar months after account opening you must: (1) open your new HSBC Advance checking account from June 30, 2020 through and including September 30, 2020 and (2) set-up recurring Qualifying Direct Deposits from a third party to an HSBC Advance checking account at least once per calendar month for 6 consecutive calendar months following account opening month.
- The 6 calendar months from account opening begins with the first full calendar month after your Advance checking account is opened. You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities.
- Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month. Customers who held an HSBC consumer deposit or investment account from June 29, 2017 through and including June 29, 2020 are not eligible for this offer.
- All qualifying activities must be completed within the stated time frames in order to be eligible for the 3% Cash Bonus.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
- Limit one 3% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- The 3% Cash Bonus to your HSBC Advance checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, and in good standing at the time of fulfillment.
See our review of the HSBC Advance Checking account.
HSBC Advance Checking Account $200 Bonus
HSBC Bank is currently offering qualified residents nationwide a $200 bonus when you sign up and open a new HSBC Advance Checking Account online.
- What you’ll get: $200 bonus
- Eligible account: HSBC Advance Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide
- Monthly fee: $25, See below on how to waive.
(Expires 09/30/2020)
While you would still need direct deposit for this bonus, their opening deposit requirement is much more manageable. I’d recommend this bonus offer from HSBC Bank.
How To Earn The $200 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by September 30, 2020; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
- HSBC Advance Debit Mastercard card
- Access to HSBC ATMs worldwide, most with no withdrawal fees
- Free select style HSBC Advance checks
- International services
- Optional overdraft protection
- Personal Internet Banking and Mobile Banking plus Global View and Global Transfers
The $25 monthly maintenance fee is waived if minimum balance requirements are met:
- $5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- A monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.
- HSBC Advance $200 Welcome Deposit Offer Terms and Conditions:
- This offer is available only online for applications completed using the Apply now button on the offer webpage. You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- To qualify for the HSBC Advance $200 Welcome Deposit you must: (1) open your new HSBC Advance checking account from June 30, 2020 through and including September 29, 2020; and (2) make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month.
- Customers who held any HSBC consumer deposit or investment account from June 29, 2017 through and including June 29, 2020 are not eligible for this offer.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
- Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- Your HSBC Advance checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, and in good standing at the time of fulfillment.
See our review of the HSBC Advance Checking account.
HSBC $250 Business Checking Bonus *In-Branch*
Earn a $250 bonus with a new HSBC Business Checking Account. However, you must visit a branch near you, then simply meet the requirements.
- What you’ll get: $250 Business Bonus
- Eligible account:HSBC Business Checking accounts
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: In Branch
- Monthly Service Fee: See below on how to waive the monthly fee
(Expires September 30, 2020)
Earn The $250 Bonus
EARN THE BONUSWAIVE MONTHLY FEEFINE PRINT
- Open your new HSBC Fusion business checking account (Fusion First, Fusion Smart or Fusion Professional) by 09/30/2020
- Deposit a minimum Qualifying Balance of $5,000 or more in New Money in the eligible HSBC Fusion business checking account within 30 calendar days of account opening; and
- Register, and Log On to HSBCnet within 45 days of account opening; and
- Maintain at least the minimum Qualifying Balance(s) in your eligible Fusion business checking account for 90 calendar days from the date you deposit the minimum Qualifying Balance.
- Fusion First Checking Account: $30 monthly fee waived with a $5,000 balance (commercial non-credit balance)
- This offer is available only in a U.S. HSBC branch
- Customers who held any HSBC business account (including but not limited to loans and credit cards) from August 1, 2017 through and including August 1, 2020 are not eligible for this offer.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
HSBC $2,000 Referral Bonus
Earn up to $2,000 in referral bonuses per calendar year, $100 – $200 per referral, when someone you refer opens a qualifying Checking account. Your referees can also earn anywhere from a $100 bonus, up to a $500 bonus as well.
- What you’ll get: Up to $2,000 referral bonus
- Eligible account:HSBC Premier, HSBC Advance, and HSBC Choice Checking accounts
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide
- When you’ll receive it: Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, or Choice Checking account within 8 weeks of your friend’s account opening.
- Monthly fee: Varies by account
(Expires December 31, 2020)
How To Earn The $2,000 Bonus
HOW TO EARN YOUR REFERRAL BONUSHOW YOUR FRIEND EARNS BONUSES
- To refer a friend, you must be an HSBC Premier, Advance, or Choice Checking customer.
- Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
- After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
- Providing them with your personalized referral code; or
- Printing the referral form, which contains your personalized code
- When your friend opens their new qualifying Premier, Advance, or Choice Checking account during the offer period, they simply provide the banker with your personalized referral code at account opening. For you to receive credit for the referral, the new account can be opened only in an HSBC branch or over the phone and must remain open for 15 business days.
- Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, or Choice Checking account within 8 weeks of your friend’s account opening.
- You’ll receive a $100 deposit for your first two referrals and up to $200 for each additional referral. Limit of $2,000 in earnings per calendar year. Reward doubles at 3rd referral–$2,000 cap.
- The new account must be fully funded within six months of account opening.
- The individual you referred will receive a $500 referral bonus to their new qualifying HSBC Premier checking account, a $250 referral bonus to their new qualifying HSBC Advance checking account, or a $100 referral bonus to their new qualifying HSBC Choice Checking account within 8 weeks from the date their new account is fully funded.
- The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The qualifying new account must be opened only in a branch or over the phone.
- The individual you refer may receive a referral bonus only once and can use only one referral code at the time of account opening.
- Referral bonus is limited to one per household.
Application Requirements
- You must be 18 years of age and have a Social Security Number
- Current U.S. residential address and a U.S. residential address for the past three years
- Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
- Account information for funding your new account
Conclusion
For those looking for a high value bonus, then the current bonus offers are the ones for you. Additionally, it’s great to note that the HSBC Advance Checking and HSBC Premier Checking Accounts will result in soft pull so there will be no impact on your credit!
If you are looking for a bonus with low deposit amount, be sure to check out the HSBC Advance Checking. Additionally, be sure to check out our list of the best bank bonuses currently available to fit your banking needs!
Check back often to find new HSBC Bank bonuses, promotions, and offers!
| BONUS LINK | OFFER | REVIEW |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| BBVA Online Checking | $250 Cash | Review |
| Chase Total Business Checking® | $300 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 25 Checking | $500 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Simple | 1.00% APY | Review |
| CIT Bank Money Market | 0.85% APY | Review |
| CIT Bank Savings Builder | 0.75% APY | Review |
Disclaimer: Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.
