Not only does Chase offer great bank accounts, they also offer excellent credit cards! Find the latest Chase credit card bonuses, promotions, and offers here.
Chase is a consumer’s favorite, offering attractive sign-up bonuses for their credit cards and co-branded credit cards.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Best Chase Credit Card Bonuses
Chase Personal Credit Cards
 The Chase Freedom Unlimited® Card offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%. Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). In addition, you can earn (after your first year or $20,000 spent): • 5% cash back on Chase travel purchased through Ultimate Rewards • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, • Unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
 The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
 The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards. You'll earn: • 5X points on travel purchased through Chase Ultimate Rewards • 3X points on dining • 3X points on select streaming services and online grocery purchases • 2X points on all other travel purchases • 1X point per $1 spent on all other purchases Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! This card carries a $95 annual fee. |
 The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards. You'll earn • 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. • 5X total points on flights • 3X points on other travel and dining • 1 point per $1 spent on all other purchases When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre✓®. Member FDIC |
 The Chase Slate Edge Card offers 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 20.49% - 29.24% on balance transfers and purchases after the introductory period ends. You'll be able to lower your interest rate by 2% each year and automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary. On top of that, you can raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months. Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more. This card comes with no annual fee. Member FDIC |
 The Chase Freedom Student credit card offers a $50 Bonus after first purchase made within the first 3 months from account opening. You'll earn 1% cash back on all purchases and a $20 Good Standing Rewards after each account anniversary for up to 5 years. There is no minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open In addition, earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria This card has no annual fee and you'll get free credit score with Chase Credit Journey. |
 The Southwest Rapid Rewards® Priority Credit Card offers 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening. In addition, you'll earn 7,500 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. Some perks include $75 Southwest travel credit each year., receiving 4 Upgraded Boardings per year when available, savings of 25% back on in-flight drinks and WiFi, and more! This card carries a $149 annual fee and no transaction fees. |
 The United Quest Card offers 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open. You'll earn: • 3 miles per $1 spent on United purchases • 2 miles per $1 spent on all other travel, dining and select streaming services • 1 mile per $1 spent on all other purchases • Earn up to 6,000 Premier qualifying points (500 PQP for every $12K you spend on purchases) Plus, you'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card. This card does carry an annual fee of $250, but you'll receive up to a $125 United purchase credit and two 5,000-mile anniversary award flight credits each year (terms apply) Member FDIC |
 The Southwest Rapid Rewards® Plus Credit Card offers 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening. You'll also earn 3,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 2X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your your points for flights, hotel stays, gift cards, access to events & more! This card does carry a $69 annual fee. |
 The Chase Aeroplan World Elite Mastercard offers up to 100,000 bonus points. Earn 75,000 points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 points after you spend $20,000 on purchases in the first 12 months. In addition, you'll earn 7,500 bonus points after your Cardmember anniversary each year. You'll earn: • 3X points for every dollar spent on dining at restaurants • 3X points for every dollar spent at grocery stores • 3X points for each dollar spent directly with Air Canada • 1 point for each dollar spent on all other purchases Plus, 500 bonus points for every $2,000 spent in a calendar month (up to a maximum of 1,500 points per calendar month) This card carries a $95 annual fee and no transaction fees. To help offset the annual fee, you'll get $100 credit toward Global Entry, TSA Precheck or NEXUS every four years (as reimbursement for the application fee charged to your card). Member FDIC |
 The Southwest Rapid Rewards® Premier Credit Card offers 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
 The IHG One Rewards Premier Credit Card offers 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. Plus, earn up to $100 in IHG® statement credits on purchases at IHG® Hotels and Resorts during the first 12 months from account opening. You'll earn up to 26 points total per $1 spent when you stay at an IHG hotel. Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases This card offers several perks that you'll sure enjoy like: an Anniversary Free Night at IHG Hotels & Resorts (plus, enjoy a reward night when you redeem points for a consecutive four-night IHG hotel stay) And as long as you're a cardmember, you'll have Platinum Elite status. You'll get Global Entry or TSA Pre✓®, or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. There is an annual fee of $99. |
 The British Airways Visa Signature® Card offers 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening. You'll earn: • 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL. • 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. • 1 Avios per $1 spent on all other purchases. This card comes with a $95 annual fee and no foreign transaction fees. You'll be able to get 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials. In addition, every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years. |
 The Marriott Bonvoy Boundless® Credit Card offers 3 Free Night Awards up to a 150,000 Total Point Value (each night valued up to 50,000 points) after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn: • Up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. • 2X points for every $1 spent on all other purchase • 1 Elite Night Credit towards Elite Status for every $5,000 you spend. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. |
 The United Explorer Card offers 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You'll earn: • Earn 2 miles per $1 spent on dining, hotel stays, and United purchases • Earn 2 miles per $1 spent on dining including eligible delivery services Perks of this card include: • Getting up to $100 Global Entry, TSA PreCheck or NEXUS fee credit • Get your first bag checked for free (up to $140 savings per roundtrip). Terms apply. • Get priority boarding perks & visit the United Club with 2 one-time passes each year for your anniversary • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks • Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24. This card does come with a $95 annual fee, however, the annual fee is waived for the first year. |
 The Marriott Bonvoy Bold® credit card offers 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening. You'll earn: • Up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 2X points for all other travel purchases • 1X points per $1 spent on all other purchases This card comes with no annual fees or foreign transaction fees and you'll get 15 elite night credits each calendar year! |
 The IHG One Rewards Traveler Credit Card offers 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening. You'll earn up to 17X points total per $1 spent when you stay at an IHG Hotels & Resorts, 3X points per $1 spent on purchases at monthly bills, gas stations, and restaurants. 2X point per $1 spent on all other purchases. This card has no annual fee or foreign transaction fees.a Member FDIC |
 The United ClubSM Infinite Card offers 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 4 miles per $1 spent on United(R) purchases • 2 miles per $1 spent on all other travel and dining • 1 mile per $1 spent on all other purchases • Earn up to 8,000 Premier qualifying points (500 PQP for every $12K you spend on purchases) This card does carry an annual fee of $525. However, you can get up to $100 Global Entry, TSA PreCheck or NEXUS fee credit. In addition, you'll get a savings of up to $320 per roundtrip (terms apply) by getting your first and second checked bags for free and Premier Access travel services! Member FDIC |
 The United Gateway Card offers 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. With this card, you'll earn: • 2 miles per $1 spent on United purchases, at gas stations and on local transit and commuting • 2 miles per $1 spent on United purchases • 2 miles per $1 spent at gas stations, on local transit and commuting • 1 mile per $1 spent on all other purchases This card comes with no annual fee. |
Chase Business Credit Cards
 The Ink Business PremierSM Credit Card offers $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. You'll earn: • Unlimited 2.5% total cash back on purchases of $5,000 or more • Unlimited 2% cash back on all other business purchases. • Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance. Features: • The only business credit card with 2.5% cash back on every purchase of $5,000 or more. • For businesses who prefer to pay their balance in full each month, Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits. • Pay off eligible purchases over time with interest up to assigned Flex for Business limit. All other purchases must be paid in full each month. • Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection. • There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more. This card carries a $195 annual fee. |
 The Ink Business Unlimited® Credit Card offers $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
 The Ink Business Cash® Credit Card offers $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, & 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
 The Ink Business Preferred® Credit Card offers 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The IHG One Rewards Premier Business Credit Card offers 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive 4-night IHG hotel stay. You'll earn: • Earn up to 26X total points per $1 spent when you stay at an IHG Hotels and Resorts • Earn 5 points per $1 spent on purchases on travel, gas stations, select advertising, and restaurants. • Earn 3 points per $1 spent on all other purchases Get Platinum Elite status as long as you remain a Premier Business card member along with Global Entry, TSA PreCheck or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. This card carries a $99 annual fee and no transaction fees. |
 The Southwest® Rapid Rewards® Premier Business Credit Card offers 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open. You'll earn • Earn 3X points on Southwest Airlines purchases. • Earn 2X points on Rapid Rewards hotel and car partners. • Earn 2X points on rideshare. • 1 point per $1 spent on all other purchases. This card does carry a $99 annual fee and there are no foreign transaction fees. Member FDIC |
 The World Of Hyatt Business Credit Card offers 60,000 Bonus Points after you spend $5,000 on purchases within the first 3 months of account opening. Earn an additional 15,000 Bonus Points after you spend $12,000 within the first 6 months of account opening. Offer ends 10/18/2023. You'll earn: • 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member • 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter. • 2 Bonus Points per $1 spent on fitness club and gym memberships • 1 Bonus Point per $1 spent on all other purchases. In addition, you'll get up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year. Get World of Hyatt Discoverist status for as long as your account is open. Plus. Discoverist status to up to five employees. This card comes with a $99 annual fee. Member FDIC |
 The Southwest® Rapid Rewards® Performance Business Credit Card offers 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.. This card earns • Earn 4X points on Southwest purchases. • Earn 3X points on Rapid Rewards hotel and car partners. • NEW! Earn 2X points on rideshare. • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases. In addition, you can score 9,000 bonus points after your Cardmember anniversary, get 4 upgraded boarding passes per year, and more! Member FDIC Learn more about this card and its features here. |
 The United℠ Business Card offers 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. You can also receive 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card. You'll earn 2X miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting; 1X mile per $1 spent on all other purchases. The card does carry a $0 intro annual fee for the first year, then $99. You're able to save up to $140 per round-trip with a free checked bag. In addition, you can enjoy priority boarding privileges and have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year. Also, enjoy $100 annual United travel credit after 7 United flight purchases of $100 or more. Member FDIC |
Chase Bank Bonuses
 • Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Full-service business banking. Convenient access to all your business banking services in one place — lending, checking, credit card and payment solutions. • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments. • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It’s a built-in feature with your Business Complete Checking account. • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money. • Full-featured banking online and on-the-go. Manage your business’ finances on your terms with the latest online and mobile banking technology. • Trusted and secure financial partner. We’re committed to helping you grow and protect your business. |
See our Chase Business Checking Review
 • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit • Access to more than 15,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • JPMorgan Chase Bank, N.A. Member FDIC • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
See our Chase Total Checking Review
 • Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status. • Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number or who are 17-year-olds can only open an account at a branch. • Keep track of your money in the Chase Mobile® app. The app helps you manage your money. • Zelle® is available in more than 1,000 banking apps in the U.S. So you can send and receive money from almost anyone you know and trust who has a bank account in the U.S. • Access to more than 15,000 Chase ATMs and more than 4,700 branches. • JPMorgan Chase Bank, N.A. Member FDIC • Chase Overdraft AssistSM – no overdraft fee if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
See our Chase College Checking Review
Things You Should Know About Chase
- Chase’s infamous 5/24 Rule may be a bummer. You won’t be approved for most Chase cards if you’ve received more than 5 new cards in the last 24 months. Though, not officially confirmed by Chase, this guideline applies to all new card accounts opened in the past 24 months, not just Chase cards.
- You can get the sign up bonus on Chase cards more than one time. As long as you abide by the 5/24 Rule and it’s been at least 24 months since you’ve last received the bonus, it’s absolutely possible for you to get a Chase credit card sign-up bonus multiple times.
- You’ll only be approved for two Chase cards per month. Generally, Chase won’t approve you for more than two of their cards per month. Business and personal credit cards are considered separate. Sometimes, you can get approved for three or more by calling in, but that is difficult.
- Chase will match-up higher sign-up bonuses if you notify them within 90 days of application. If you sign up for a bonus and Chase increases the bonus amount within 90 days, contact them to have your bonus matched up. Though, if the annual fee is different, they will often reject your request. If they do approve, you’ll keep the lower annual fee, per the Credit CARD Act.
- They not only offer generous credit card bonuses, but they also offer lavish checking & savings accounts bonuses. Earning $150-$300 on the total checking account and $150-$300 on the savings account are definitely common. You can read more on current Chase Bank bonuses if you’re interested.
- If you apply for multiple Chase cards in one day, hard credit pulls will be combined. Business and personal inquiries will not be combined.
- Participate in the Refer-A-Friend Program. Refer friends to the Chase credit cards you have. The typically bonus is $100 or 10,000 points for every referred friend. The bonus your friend receives and what is available regularly changes.
- Expedite your cards with 1-2 day shipping. If your card is lost or stolen, they will expedite you a credit card via snail mail for free. Just be sure to contact Chase and make a request.
- Call for reconsideration if you’re declined a credit card. You may be approved after they ask some basic questions. Make sure you have a valid reason for wanting the card, for example, a unique feature that the card offers. In addition, know your credit score and report, as different cards require different scores.
- Check your application status online. Click on “Manage Accounts” under Customer Center. Then, find the “Check my application(s) status” under Open a New Account. You can also call (888) 338-2586.
- There is no credit limit to the amount of Chase credit cards you can have. This is limited to how much credit you’re approved for. If you’re denied for a card, you can always request to transfer some of that credit limit to a new card.
- See if you’re pre-approved for a card online. This feature only works on Chase branded cards (Chase Sapphire, Chase Freedom, etc.). It’s not available for Chase co-branded credit cards (Chase Southwest, Chase Marriott, etc.)
- Asking for a credit limit increase will result in a hard credit pull.
- Distributing your credit limits between existing cards will result in a soft credit pull. This is not an option if your increasing the credit limit on a card to more than $35,000. It will be a hard pull instead.
- There is a $500 minimum credit limit on all Chase cards. If you’re opening or closing an account and you wan to transfer credit limits, keep in mind you need to keep a credit limit of at least $500 on each card.
- It’s possible for Chase to pull from a different bureau if you freeze your report. If you want to limit the number of inquiries on one of your credit reports, you can freeze that. Usually, Chase will agree to pull your report from one of the other bureaus. If they don’t allow it, they’ll let you grant them a PIN, giving them access to the original report they wanted to pull.
- Get your points posted sooner than normal. All you have to do is make the minimum spending requirement, then change the statement closing date to something sooner. Then, once the statement closes, the bonus points should be posted onto your account.
- Change your statement closing date. Chase is flexible with your statement closing date usually when your account is in good standing.
- Chase business credit cards don’t get reported to personal credit bureaus. This is great for keeping your credit report cleaner.
- You won’t usually earn a retention bonus. However, it’s still worth calling. These bonuses or spending offers are generally given when you annual fee is coming, but it’s best to call in early for one.
- Receive targeted spending bonuses. Chase often sends out targeted offers for spending on their cards on MyChaseBonus.com.
- You usually have between 103 – 115 days after being approved to meet the minimum spend requirement. If you don’t make your minimum spend in time, it’s still worth the try to ask them for the bonus. Sometimes, they’ll give you it.
- Chase allows product downgrades but only within the same brand. For example, if you have a Chase United MileagePlus Explorer Card and you want to change to a Chase United Card, it’s possible. But, you can’t exchange it for a British Airways co-branded card.
- Participate in Chase Offers. Log into your account and add Chase Offers to your card. You can receive up to an extra 10% cash back or points for your purchases with your Chase credit cards.
- Usually, Chase will refund the annual fee if you cancel within one or two statements. The rule varies among what card it is. However, if you forget to cancel your card and your annual fee is posted, you can get a refund. Just don’t stall too long!
- A closed credit card account can be reinstated up to 30 days after you close it if you change your mind and decide you want the card.
- If you make a partial or full payment and have auto pay set up, they will pull the full amount.
Conclusion
Didn’t find any Chase credit card bonuses you liked from this list? See our list of the best credit card promotions and their respective reviews to find the best one that suits your needs, here on BankCheckingSavings.
If you’re interested in opening a new checking and/or savings account, you can find a an extensive list of the best bank bonuses with some of our helpful guides listed on there if you need any additional information!
For more from Chase, see our list of their latest banking promotions here.
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.
I heard about the 103-115 days for Chase a couple years ago, but is it still true now that there’s a tracker with a listed deadline of 3 months?