Chase Credit Card Bonuses 2025

Not only does Chase offer great bank accounts, they also offer excellent credit cards! Find the latest Chase credit card bonuses, promotions, and  offers here.

Chase is a consumer’s favorite, offering attractive sign-up bonuses for their credit cards and co-branded credit cards.

Update 1/2/25: See our updated list of the latest Chase credit card offers.

Best Chase Credit Card Bonuses

Chase Personal Credit Cards

The Chase Freedom Unlimited® Card offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC Learn More About This Card

The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. Learn More About This Card Here

The Chase Sapphire Preferred® Card offers 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. Learn More About This Card Here

The Chase Sapphire Reserve offers 100,000 points + $500 Chase Travel promo credit after you spend $5,000 in purchases in the first 3 months from account opening. You'll earn • 8x points on all purchases through Chase Travel, including The Edit • 4x points on flights booked direct • 4x points on hotels booked direct • 3x points on dining worldwide • 1x points on all other purchases This card does carry a $795 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre✓®, and more annual value from perks and benefits. Member FDIC Learn More About This Card Here

The Chase Slate Edge Card offers 0% Intro APR for 18 months from account opening on purchases and balance transfers. You'll be able to lower your interest rate by 2% each year and automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary. On top of that, you can raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months. Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more. This card comes with no annual fee. Member FDIC Learn More About This Card Here

The Southwest Rapid Rewards® Priority Credit Card offers 50,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening. In addition, you'll earn 7,500 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest® purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. Some perks include $75 Southwest travel credit each year., receiving 4 Upgraded Boardings per year when available, savings of 25% back on in-flight drinks and WiFi, and more! This card carries a $149 annual fee and no foreign transaction fees. Learn More About This Card Here

The United QuestSM Card offers 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open. You'll earn: • 3x miles on United® purchases • 2x miles on all other travel, dining, and select streaming services • 1x mile on all other purchases • Earn up to 9,000 Premier qualifying points per calendar year (1 PQP for every $20 you spend on purchases) • Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply) Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and priority boarding Plus, you'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card. This card does carry an annual fee of $250, but you'll receive up to a $125 United purchase credit and up to 10,000 miles in award flight credits each year - (terms apply) Member FDIC Learn More About This Card

The Southwest Rapid Rewards® Plus Credit Card offers 50,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening. You'll also earn 3,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 2X points on Southwest® purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your your points for flights, hotel stays, gift cards, access to events & more! This card does carry a $69 annual fee. Learn More About This Card Here

The Aeroplan® Credit Card offers up to 70,000 bonus points. Earn 60K bonus points after you spend $3,000 on purchases in the first 3 months your account is open. Earn 10K bonus points after your annual fee renewal payment posts and is paid in full You'll earn: • 3X points for every dollar spent on dining at restaurants • 3X points for every dollar spent at grocery stores • 3X points for each dollar spent directly with Air Canada • 1 point for each dollar spent on all other purchases Plus, 500 bonus points for every $2,000 spent in a calendar month (up to a maximum of 1,500 points per calendar month) This card carries a $95 annual fee and no foreign transaction fees. To help offset the annual fee, you'll get up to $100 through 9/30/24 then up to $120 starting 10/1/24 toward Global Entry, TSA Precheck or NEXUS every four years (as reimbursement for the application fee charged to your card). Member FDIC Learn More About This Card Here

The Southwest Rapid Rewards® Premier Credit Card offers 50,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. Learn More About This Card Here

The IHG One Rewards Premier Credit Card offers 4 free nights (each Free Night valued at up to 40,000 points) after spending $3,000 in the first 3 months from account opening. You'll earn: • Up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts • 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. • 3 points per $1 spent on all other purchases This card offers several perks that you'll sure enjoy like: an Anniversary Free Night at IHG Hotels & Resorts (plus, enjoy a reward night when you redeem points for a consecutive four-night IHG hotel stay) And as long as you're a cardmember, you'll have Platinum Elite status. You'll get Global Entry, TSA PreCheck or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card. There is an annual fee of $99. Learn More About This Card Here

The British Airways Visa Signature® Card offers 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening. You'll earn: • 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL. • 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. • 1 Avios per $1 spent on all other purchases. This card comes with a $95 annual fee and no foreign transaction fees. You'll be able to get 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials. In addition, every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years. Learn More About This Card Here

The Marriott Bonvoy Boundless® Credit Card offers 3 Free Night Awards up to a 150,000 Total Point Value (each night valued up to 50,000 points) after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn: • Up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. • 2X points for every $1 spent on all other purchase • 1 Elite Night Credit towards Elite Status for every $5,000 you spend. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. Learn More About This Card Here

The United Explorer Card offers 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You'll earn: • 2x miles on United® purchases, dining, and hotel stays. • 1x mile on all other purchases Perks of this card include: • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply. • Up to $120 Global Entry, TSA PreCheck or NEXUS fee credit • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card There is a $0 introductory annual fee for the first year, then $95. Member FDIC Learn More About This Card Here

The Marriott Bonvoy Bold® credit card offers 30,000 bonus points after spending $1,000 on eligible purchases within the first 3 months from account opening. You'll earn: • Up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 2X points for all other travel purchases • 1X points per $1 spent on all other purchases This card comes with no annual fees or foreign transaction fees and you'll get 15 elite night credits each calendar year! Learn More About This Card Here

The IHG One Rewards Traveler Credit Card offers 100,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening. You'll earn: • Up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts • 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. • 2 points per $1 spent on all other purchases This card has no annual fee or foreign transaction fees. Member FDIC Learn More About This Card

The United ClubSM Infinite Card offers 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 4x miles on United® purchases • 2x miles on all other travel and dining • 1x mile on all other purchases. • Earn up to 15,000 Premier qualifying points per calendar year (1 PQP for every $15 you spend on purchases) This card does carry an annual fee of $525. However, you can get up to $120 Global Entry, TSA PreCheck or NEXUS fee credit. In addition, you'll get a savings of up to $360 per roundtrip (terms apply) by getting your first and second checked bags for free and Premier Access travel services! Member FDIC Learn More About This Card

The United GatewaySM Card offers 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. With this card, you'll earn: • 2x miles on United® purchases, at gas stations, and on local transit and commuting. • 1x mile on all other purchases. This card comes with no annual fee. Learn More About This Card

Chase Business Credit Cards

The Ink Business Premier® Credit Card offers $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. You'll earn: • Unlimited 2.5% total cash back on purchases of $5,000 or more • Unlimited 2% cash back on all other business purchases. • Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase TravelSM, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance. Features: • The only business credit card with 2.5% cash back on every purchase of $5,000 or more. • Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest. • Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection. • There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more. This card carries a $195 annual fee. Learn More About This Card

The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. Learn More About This Card Here

The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. Learn More About This Card

The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. Learn More About This Card Here

The IHG One Rewards Premier Business Credit Card offers 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay. You'll earn: • Earn up to 26X total points per $1 spent when you stay at an IHG Hotels and Resorts • Earn 5 points per $1 spent on purchases on travel, gas stations, select advertising, and restaurants. • Earn 3 points per $1 spent on all other purchases Get Platinum Elite status as long as you remain a Premier Business cardmember along with Global Entry, TSA PreCheck or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card. This card carries a $99 annual fee and no foreign transaction fees. Learn More About This Card Here

The Southwest® Rapid Rewards® Premier Business Credit Card offers 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn • Earn 3X points on Southwest Airlines purchases. • Earn 2X points on Rapid Rewards hotel and car partners. • Earn 2X points on rideshare. • 1 point per $1 spent on all other purchases. This card does carry a $99 annual fee and there are no foreign transaction fees. Member FDIC Learn More About This Card Here

The World Of Hyatt Business Credit Card offers 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. You'll earn: • Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 on qualifying purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member • 2 Bonus Points per $1 spent in your top three spend categories each quarter. • 2 Bonus Points per $1 spent on fitness club and gym memberships • 1 Bonus Point per $1 spent on all other purchases. In addition, you'll get up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year. Get World of Hyatt Discoverist status for as long as your account is open. Plus. Discoverist status to up to five employees. This card comes with a $199 annual fee. Member FDIC Learn More About This Card Here

The Southwest® Rapid Rewards® Performance Business Credit Card offers 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening. This card earns • Earn 4X points on Southwest purchases. • Earn 3X points on Rapid Rewards hotel and car partners. • Earn 2X points on rideshare. • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases. In addition, you can score 9,000 bonus points after your Cardmember anniversary, get 4 upgraded boarding passes per year, and more! Member FDIC Learn more about this card and its features here.

The United℠ Business Card offers 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. You can also receive 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card. You'll earn: • 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting. • 1x mile on all other purchases. The card does carry a $99 annual fee. You're able to save up to $160 per round-trip with a free checked bag (terms apply). In addition, you can enjoy priority boarding privileges and have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year. Also, enjoy $100 annual United travel credit after 7 United flight purchases of $100 or more. Member FDIC Learn More About This Card Here

Chase Bank Bonuses

• Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to connect with Chase. Get personal attention paired with a large-scale presence, including more than 4,900 local branches and 15,400 ATMs. Plus, bank on your phone with the Chase Mobile® app. • Chase for Business guidance you can count on. Access business insights and tools to help you grow. Meet with our team of bankers or go to our online Resource Center to find helpful information. • Chase Business Complete Checking does more for your business. Featuring multiple ways to pay and get paid, like built-in invoicing and card acceptance, Zelle®, and Tap to Pay on iPhone, to help improve your cash flow. • Waivable service fee. Multiple ways to waive the $15 Monthly Service Fee, like keeping a $2,000 minimum daily balance or making at least $2,000 in purchases per month with your Chase Ink® Business credit card. Apply Now at Chase

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

• Enjoy $125 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • $0 Monthly Service Fee while in school up to the expected graduation date provided at account opening (five years maximum) for students 17-24 years old. • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply. • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere. • With Zelle®, you can send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank. • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly. • JPMorgan Chase Bank, N.A. Member FDIC *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Apply Now at Chase

Things You Should Know About Chase

1. Chase’s infamous 5/24 Rule may be a bummer. You won’t be approved for most Chase cards if you’ve received more than 5 new cards in the last 24 months. Though, not officially confirmed by Chase, this guideline applies to all new card accounts opened in the past 24 months, not just Chase cards.
2. You can get the sign up bonus on Chase cards more than one time. As long as you abide by the 5/24 Rule and it’s been at least 24 months since you’ve last received the bonus, it’s absolutely possible for you to get a Chase credit card sign-up bonus multiple times.
3. You’ll only be approved for two Chase cards per month. Generally, Chase won’t approve you for more than two of their cards per month. Business and personal credit cards are considered separate. Sometimes, you can get approved for three or more by calling in, but that is difficult.
4. Chase will match-up higher sign-up bonuses if you notify them within 90 days of application. If you sign up for a bonus and Chase increases the bonus amount within 90 days, contact them to have your bonus matched up. Though, if the annual fee is different, they will often reject your request. If they do approve, you’ll keep the lower annual fee, per the Credit CARD Act.
5. They not only offer generous credit card bonuses, but they also offer lavish checking & savings accounts bonuses. Earning $150-$300 on the total checking account and $150-$300 on the savings account are definitely common. You can read more on current Chase Bank bonuses if you’re interested.
6. If you apply for multiple Chase cards in one day, hard credit pulls will be combined. Business and personal inquiries will not be combined.
7. Participate in the Refer-A-Friend Program. Refer friends to the Chase credit cards you have. The typically bonus is $100 or 10,000 points for every referred friend. The bonus your friend receives and what is available regularly changes.
8. Expedite your cards with 1-2 day shipping. If your card is lost or stolen, they will expedite you a credit card via snail mail for free. Just be sure to contact Chase and make a request.
9. Call for reconsideration if you’re declined a credit card. You may be approved after they ask some basic questions. Make sure you have a valid reason for wanting the card, for example, a unique feature that the card offers. In addition, know your credit score and report, as different cards require different scores.
10. Check your application status online. Click on “Manage Accounts” under Customer Center. Then, find the “Check my application(s) status” under Open a New Account. You can also call (888) 338-2586.
11. There is no credit limit to the amount of Chase credit cards you can have. This is limited to how much credit you’re approved for. If you’re denied for a card, you can always request to transfer some of that credit limit to a new card.
12. See if you’re pre-approved for a card online. This feature only works on Chase branded cards (Chase Sapphire, Chase Freedom, etc.). It’s not available for Chase co-branded credit cards (Chase Southwest, Chase Marriott, etc.)
13. Asking for a credit limit increase will result in a hard credit pull.
14. Distributing your credit limits between existing cards will result in a soft credit pull. This is not an option if your increasing the credit limit on a card to more than $35,000. It will be a hard pull instead.
15. There is a $500 minimum credit limit on all Chase cards. If you’re opening or closing an account and you wan to transfer credit limits, keep in mind you need to keep a credit limit of at least $500 on each card.
16. It’s possible for Chase to pull from a different bureau if you freeze your report. If you want to limit the number of inquiries on one of your credit reports, you can freeze that. Usually, Chase will agree to pull your report from one of the other bureaus. If they don’t allow it, they’ll let you grant them a PIN, giving them access to the original report they wanted to pull.
17. Get your points posted sooner than normal. All you have to do is make the minimum spending requirement, then change the statement closing date to something sooner. Then, once the statement closes, the bonus points should be posted onto your account.
18. Change your statement closing date. Chase is flexible with your statement closing date usually when your account is in good standing.
19. Chase business credit cards don’t get reported to personal credit bureaus. This is great for keeping your credit report cleaner.
20. You won’t usually earn a retention bonus. However, it’s still worth calling. These bonuses or spending offers are generally given when you annual fee is coming, but it’s best to call in early for one.
21. Receive targeted spending bonuses. Chase often sends out targeted offers for spending on their cards on MyChaseBonus.com.
22. You usually have between 103 – 115 days after being approved to meet the minimum spend requirement. If you don’t make your minimum spend in time, it’s still worth the try to ask them for the bonus. Sometimes, they’ll give you it.
23. Chase allows product downgrades but only within the same brand. For example, if you have a Chase United MileagePlus Explorer Card and you want to change to a Chase United Card, it’s possible. But, you can’t exchange it for a British Airways co-branded card.
24. Participate in Chase Offers. Log into your account and add Chase Offers to your card. You can receive up to an extra 10% cash back or points for your purchases with your Chase credit cards.
25. Usually, Chase will refund the annual fee if you cancel within one or two statements. The rule varies among what card it is. However, if you forget to cancel your card and your annual fee is posted, you can get a refund. Just don’t stall too long!
26. A closed credit card account can be reinstated up to 30 days after you close it if you change your mind and decide you want the card.
27. If you make a partial or full payment and have auto pay set up, they will pull the full amount.

Conclusion

Didn’t find any Chase credit card bonuses you liked from this list? See our list of the best credit card promotions and their respective reviews to find the best one that suits your needs, here on BankCheckingSavings.

If you’re interested in opening a new checking and/or savings account, you can find a an extensive list of the best bank bonuses with some of our helpful guides listed on there if you need any additional information!

For more from Chase, see our list of their latest banking promotions here.

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.