Not only does Chase offer great bank accounts like the Chase Total Checking® + Chase SavingsSM or Chase Premier Plus CheckingSM accounts, they also offer excellent credit cards!
Chase is a consumer’s favorite, offering attractive sign-up bonuses for their credit cards and co-branded credit cards. Plus, they feature solid travel partners like JetBlue, Southwest Airlines, Hyatt, and Marriott!
As long as you are not a cardholder of a particular Chase card for 24 months, then you qualify to apply for the same card as a new customer.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
Table of Contents
Things You Should Know About Chase
- Chase’s infamous 5/24 Rule may be a bummer. You won’t be approved for most Chase cards if you’ve received more than 5 new cards in the last 24 months. Though, not officially confirmed by Chase, this guideline applies to all new card accounts opened in the past 24 months, not just Chase cards.
- You can get the sign up bonus on Chase cards more than one time. As long as you abide by the 5/24 Rule and it’s been at least 24 months since you’ve last received the bonus, it’s absolutely possible for you to get a Chase credit card sign-up bonus multiple times.
- You’ll only be approved for two Chase cards per month. Generally, Chase won’t approve you for more than two of their cards per month. Business and personal credit cards are considered separate. Sometimes, you can get approved for three or more by calling in, but that is difficult.
- Chase will match-up higher sign-up bonuses if you notify them within 90 days of application. If you sign up for a bonus and Chase increases the bonus amount within 90 days, contact them to have your bonus matched up. Though, if the annual fee is different, they will often reject your request. If they do approve, you’ll keep the lower annual fee, per the Credit CARD Act.
- They not only offer generous credit card bonuses, but they also offer lavish checking & savings accounts bonuses. Earning $150-$300 on the total checking account and $150-$300 on the savings account are definitely common. You can read more on current Chase Bank bonuses if you’re interested.
- If you apply for multiple Chase cards in one day, hard credit pulls will be combined. Business and personal inquiries will not be combined.
- Participate in the Refer-A-Friend Program. Refer friends to the Chase credit cards you have. The typically bonus is $100 or 10,000 points for every referred friend. The bonus your friend receives and what is available regularly changes.
- Expedite your cards with 1-2 day shipping. If your card is lost or stolen, they will expedite you a credit card via snail mail for free. Just be sure to contact Chase and make a request.
- Call for reconsideration if you’re declined a credit card. You may be approved after they ask some basic questions. Make sure you have a valid reason for wanting the card, for example, a unique feature that the card offers. In addition, know your credit score and report, as different cards require different scores.
- Check your application status online. Click on “Manage Accounts” under Customer Center. Then, find the “Check my application(s) status” under Open a New Account. You can also call (888) 338-2586.
- There is no credit limit to the amount of Chase credit cards you can have. This is limited to how much credit you’re approved for. If you’re denied for a card, you can always request to transfer some of that credit limit to a new card.
- See if you’re pre-approved for a card online. This feature only works on Chase branded cards (Chase Sapphire, Chase Freedom, etc.). It’s not available for Chase co-branded credit cards (Chase Southwest, Chase Marriott, etc.)
- Asking for a credit limit increase will result in a hard credit pull.
- Distributing your credit limits between existing cards will result in a soft credit pull. This is not an option if your increasing the credit limit on a card to more than $35,000. It will be a hard pull instead.
- There is a $500 minimum credit limit on all Chase cards. If you’re opening or closing an account and you wan to transfer credit limits, keep in mind you need to keep a credit limit of at least $500 on each card.
- It’s possible for Chase to pull from a different bureau if you freeze your report. If you want to limit the number of inquiries on one of your credit reports, you can freeze that. Usually, Chase will agree to pull your report from one of the other bureaus. If they don’t allow it, they’ll let you grant them a PIN, giving them access to the original report they wanted to pull.
- Get your points posted sooner than normal. All you have to do is make the minimum spending requirement, then change the statement closing date to something sooner. Then, once the statement closes, the bonus points should be posted onto your account.
- Change your statement closing date. Chase is flexible with your statement closing date usually when your account is in good standing.
- Chase business credit cards don’t get reported to personal credit bureaus. This is great for keeping your credit report cleaner.
- You won’t usually earn a retention bonus. However, it’s still worth calling. These bonuses or spending offers are generally given when you annual fee is coming, but it’s best to call in early for one.
- Receive targeted spending bonuses. Chase often sends out targeted offers for spending on their cards on MyChaseBonus.com.
- You usually have between 103 – 115 days after being approved to meet the minimum spend requirement. If you don’t make your minimum spend in time, it’s still worth the try to ask them for the bonus. Sometimes, they’ll give you it.
- Chase allows product downgrades but only within the same brand. For example, if you have a Chase United MileagePlus Explorer Card and you want to change to a Chase United Card, it’s possible. But, you can’t exchange it for a British Airways co-branded card.
- Participate in Chase Offers. Log into your account and add Chase Offers to your card. You can receive up to an extra 10% cash back or points for your purchases with your Chase credit cards.
- Usually, Chase will refund the annual fee if you cancel within one or two statements. The rule varies among what card it is. However, if you forget to cancel your card and your annual fee is posted, you can get a refund. Just don’t stall too long!
- A closed credit card account can be reinstated up to 30 days after you close it if you change your mind and decide you want the card.
- If you make a partial or full payment and have auto pay set up, they will pull the full amount.
Best Chase Credit Card Bonuses
Chase Personal Credit Cards
 The Chase Freedom Unlimited® Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • 5% on travel purchased through Chase, • 3% on dining at restaurants and drugstores, and • Unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
 The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. You'll earn: • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. • 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases. You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter! This card has no annual fee. |
 The Chase Sapphire Preferred Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! Furthermore, you'll earn 2X total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services. You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
 The Chase Sapphire Reserve® offers 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. You'll earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre✓®. |
 The Southwest Rapid Rewards® Priority Credit Card offers up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. In addition, you'll earn 7,500 bonus points after your Cardmember anniversary & get $75 Southwest® travel credit each year. You'll earn: • 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month. • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases. Some perks include receiving 4 Upgraded Boardings per year when available, savings of 20% back on in-flight drinks and WiFi, and more! This card carries a $149 annual fee and no transaction fees. |
 The Southwest Rapid Rewards® Plus Credit Card offers up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. On top of this, you'll earn 3,000 bonus points after your Cardmember anniversary each year. You'll earn: • 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month. • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases - in which all points earned with either card count towards Companion Pass. You're able to redeem your your points for flights, hotel stays, gift cards, access to events & more! This card does carry a $69 annual fee. |
 The Southwest Rapid Rewards® Premier Credit Card offers up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary. You'll earn: • 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month. • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
 The IHG® Rewards Club Premier Credit Card offers 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening. You'll earn up to 25 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases. This card offers several perks that you'll sure enjoy like: a free night after each account anniversary (you'll also receive a free night when you redeem points for any stay of 4 or more nights.) And as long as you're a cardmember, you'll have Platinum Elite status. You'll get Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. There is an annual fee of $89. |
 The British Airways Visa Signature Card offers 50,000 bonus Avios after spending $3,000 within the first 3 months. You'll have the opportunity to earn an additional 50,000 bonus Avios after spending $20,000 within your first year of account opening. You'll earn 3X Avios for every $1 spent on British Airways, Aer Lingus, Iberia, and Level purchases & 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases. This card comes with a $95 annual fee and no foreign transaction fees. |
 The Marriott Bonvoy BoundlessTM Credit Card offers 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott BonvoyTM & 2X Bonvoy points for every $1 spent on all other purchases. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. |
 The UnitedSM Explorer Card offers 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. You'll earn 2X Miles per $1 spent at restaurants, hotel stays, eligible delivery services, & purchases from United; 1X miles for all other purchases. Perks of this card include: • Getting up to $100 Global Entry / TSA Pre✔TM Fee Credit • Get your first bag checked for free (up to $140 savings per roundtrip) when you using your Card to purchase your ticket • Get priority boarding perks & visit the United Club with 2 one-time passes each year for your anniversary This card does come with a $95 annual fee, however, the annual fee is waived for the first year. |
 The The World Of Hyatt Credit Card offers 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, 25,000 Bonus Points after you spend $6,000 total within 6 months of account opening. With those points, free nights start at 5,000 points. You'll earn 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member. To add, you'll earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships. This card does carry a $95 annual fee, however, the perks sure make up for it. For instance, you'll receive 1 free night at any Category 1-4 Hyatt hotel or resort after your Cardmember anniversary and an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 during your cardmember anniversary year. |
 The Marriott Bonvoy Bold offers 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening. This card earns 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott BonvoyTM & 2X points for all other travel purchases. You’ll receive 1X points per $1 spent on all other purchases. This card comes with no foreign transaction fees and you'll get 15 elite night credits each calendar year! |
 The IHG® Rewards Club Traveler Credit Card offers 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening. You'll earn up to 15X points total per $1 spent when you stay at an IHG hotel; 2X points per $1 spent on purchases at gas stations, grocery stores, and restaurants. 1X point per $1 spent on all other purchases. This card comes with no annual fee or foreign transaction fees. |
 With the United ClubSM Infinite Card: With this card, you'll earn: • 4X miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges. • 2X miles per $1 spent on all other travel • 2X miles per $1 spent on dining at restaurants and eligible delivery services • 1X mile per $1 spent on all other purchases Plus, you'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card. This card does carry an annual fee of $525 (waived first year). However, you can get up to $100 Global Entry or TSA PrecheckTM Fee Credit. In addition, you'll get a savings of up to $320 per roundtrip (terms apply) by getting your first and second checked bags for free! |
 The United GatewaySM Card offers 10,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. With this card, you'll earn: • 3X miles per $1 spent at grocery stores, on up to $1,500 per month through 9/30/2021 • 2X miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting • 2X miles per $1 spent on United Airlines purchases • 2X miles per $1 spent on local transit and commuting • 1X mile per $1 spent on all other purchases This card comes with no annual fee. |
Chase Business Credit Cards
 The Ink Business UnlimitedSM Credit Card offers $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee and you'll have the opportunity to take advantage of a 0% introductory APR for 12 months on purchases |
 The Chase Ink Business CashSM Card offers $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, & % cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost & the 0% introductory APR for 12 months on purchases. |
 The Chase Ink Business PreferredSM Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The Southwest Rapid Rewards® Premier Business Card offers 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open in addition to 6,000 bonus points after your Cardmember anniversary. You'll earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases; 1 point per $1 spent on all other purchases. This card does carry a $99 annual fee and there are no foreign transaction fees. |
 The Southwest Rapid Rewards® Performance Business Credit Card offers 70,000 points after you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months. This card earns 3X points per $1 spent on Southwest Airlines® purchases. 2X points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1X point per $1 spent on all other purchases In addition, you can score 9,000 bonus points after your Cardmember anniversary, get 4 upgraded boarding passes per year, and more! Learn more about this card and its features here. |
 The UnitedSM Business Card offers 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You can also receive 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card. You'll earn 2X miles per $1 spent on United purchases, at gas stations, office supply stores, restaurants (including eligible delivery services), and on local transit and commuting; 1X mile per $1 spent on all other purchases. The card does carry a $99 annual fee (waived first year), however, you're able to save up to $140 per round-trip with a free checked bag. In addition, you have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year. Also, enjoy $100 annual United travel credit after 7 flight purchases of $100 or more. |
Chase Bank Bonuses
 • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities. • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card • Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM. • Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost. • Alerts to help you stay on top of your account activity. • Easy account management through Chase Business online and the Chase Mobile® app. • Unlimited electronic deposits, ACH and Chase Quick DepositSM. • Convenient access to 16,000 ATMs and more than 4,700 branches. |
See our Chase Business Checking Review
 • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
See our Chase Total Checking Review
See our Chase Private Client Review
See our Chase Savings Review
See our Chase College Checking Review
See our Chase Sapphire Checking Review
Conclusion
Didn’t find any Chase credit card bonuses you liked from this list? See our list of the best credit card promotions and their respective reviews to find the best one that suits your needs, here on BankCheckingSavings.
In addition, if you’re interested in opening a new checking and/or savings account, you can find a collection of our best bank bonuses with some of our helpful guides listed on there if you need any additional information!
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Aspiration | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 25 Checking | $500 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
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