Browsing the web for the Best 3-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 3-Year CD Rates.
CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Best 3-Year CD Rates – Nationwide
Bank/Credit Union | APY | Min | Max | Account Name |
---|---|---|---|---|
Workers Credit Union | 4.86% | $500 | --- | 36-Month Flex Index CD |
Merchants Bank of Indiana | 4.86% | $1K | --- | 36-Month Flex Index CD |
Lafayette Federal Credit Union | 4.68% | $100K | --- | 36-Month Jumbo CD |
Crescent Bank | 4.65% | $1K | --- | 30-Month CD |
Alliant Credit Union | 4.60% | $1K | --- | 36-Month Share CD |
CFG Bank | 4.60% | $500 | $250K | 36-Month CD |
Popular Direct | 4.60% | $10K | --- | 36-Month Popular Direct CD |
Lafayette Federal Credit Union | 4.52% | $100K | --- | 36-Month Fixed CD |
Bread Financial | 4.50% | $1,500 | --- | 36-Month CD |
Prime Alliance Bank | 4.50% | $500 | --- | 36-Month CD |
Signature Federal Credit Union | 4.50% | $500 | --- | 36-Month CD |
M.Y. Safra Bank | 4.48% | $500 | --- | 36-Month CD |
First Internet Bank | 4.44% | $1K | --- | 36-Month CD |
Fidelity Brokered CD | 4.35% | $1K | --- | 36-Month Non-callable CD |
The Vanguard Group Brokered CD | 4.35% | $1K | --- | 36-Month Non-callable CD |
GTE Financial | 4.33% | $500 | --- | 36-Month Share Certificate |
Department of Commerce Federal Credit Union | 4.32% | $500 | --- | 36-Month CD |
Quontic Bank | 4.30% | $500 | --- | 36-Month CD |
Synchrony Bank | 4.30% | No min | --- | 36-Month CD |
Interior Federal Credit Union | 4.28% | $100K | --- | 36-Month Jumbo Share Certificate |
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 1-Year CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates