Browsing the web for the Best 3-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 3-Year CD Rates.
CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
| Certificates of Deposit are going to give you the best return on your savings when investing with banks, so compare to the following: CIT 13-Month CD (3.50% APY), CIT 11-Month No-Penalty CD (2.75% APY), Discover Bank CD (Up to 3.30% APY), Citizens Access (Up to 3.00% APY), mph.bank (3.10% APY 15-Month CD), SkyOne Federal Credit Union (3.00% APY 18-Month CD), Quontic Bank (Up to 3.20% APY), Axiom Bank 7-Month CD (2.70% APY), Axiom Bank 24-Month CD (4.00% APY). |
Best 3-Year CD Rates – Nationwide
| Bank/Credit Union | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| The Vanguard Group Brokered CD | 3.85% | $1K | --- | 36-Month Non-callable CD | Issued by MSPB |
| Fidelity Brokered CD | 3.85% | $1K | --- | 36-Month Non-callable CD | Issued by MSPB |
| Bread Financial | 3.55% | $1,500 | --- | 36-Month CD | Review |
| My e-BAnC | 3.51% | $5,000 | --- | 36-Month Online Time Deposit CD | Review |
| CFG Bank | 3.50% | $500 | --- | 36-Month CD | Review |
| Crescent Bank | 3.50% | $1K | --- | 36-Month CD | Review |
| Quorum Federal Credit Union | 3.50% | $500 | --- | 30-Month CD | Review |
| Connexus Credit Union | 3.46% | $5K | --- | 36-Month Certificate | Review |
| Veridian Credit Union | 3.45% | $100K | --- | 41-Month Jumbo Bump-Up CD | Review |
| USALLIANCE Financial | 3.40% | $500 | --- | 36-Month Certificate Special | Review |
| Lafayette Federal Credit Union | 3.34% | $500 | --- | 36-Month Fixed CD | Review |
| Limelight Bank | 3.30% | $1K | --- | 36-Month CD | Review |
| Agriculture Federal Credit Union | 3.25% | $250 | $100K | 36-Month Certificate | Review |
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 1-Year CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
