U.S. Bank Bonuses: $200, $300, $400, $500, $600, $1,000 Personal & Business Checking, Brokerage Promotions

Find the most updated U.S. Bank Bonuses, offers and promotions here.

You’ll find a $600, $500, $400, $200 personal checking bonuses and $400 business checking cash offers from U.S. Bank below.

About U.S. Bank Bonuses Review

In 1863, U.S. Bank was established but known as the “First National Bank of Cincinnati”. Today, U.S. Bank is owned by U.S. Bancorp. U.S. Bank has 3,000+ locations and is one of the top banks in the nation in terms of assets.

U.S. Bank bonuses & offers many options for those looking to open a new personal checking account. You’re able to open a U.S. Bank checking account in-branch, online, over the phone.

I’ll go over the U.S. Bank bonuses & promotions below.

U.S. Bank $600 Smartly^TM Checking Bonus

Earn up to $600 bonus when you open a new U.S. Bank Smartly^TM checking account and a Standard savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through February 7, 2023. Member FDIC.

• What you’ll get: Up to $600 Bonus
• Account Type: U.S. Bank Smartly^TM Checking
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: Yes
• Bonus Requirements:
  • To earn the bonus, complete these steps within 90 days of opening your new U.S. Bank Smartly^TM checking account online:
    • Enroll in online banking or the U.S. Bank Mobile App
    • Complete two or more direct deposits of $3,000 to $5,999.99 to earn $200 or $6,000 or more to earn $400.
    • Earn an additional $200 when you open a new Standard Savings account, complete deposit(s) of $25,000 or more February 28, 2023 and maintain a total account balance of $25,000 until May 31, 2023.

How To Waive Monthly Fee

This account does carry a $6.95 Monthly Maintenance Fee waived with one of the following:

• Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
• Have combined monthly direct deposits totaling $1,000+, OR
• Keep average account balance of $1,500+, OR
• Hold an eligible U.S. Bank credit card, OR
• Qualify for one of the four Smart Rewards™ tiers (Primary, Plus,Premium or Pinnacle)

(Expires 02/7/2023)

U.S. Bank $400 Silver Business Checking Package Bonus

Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 30, 2023. Member FDIC.

• What you’ll get: $400 Bonus
• Account Type: Silver Business Checking Package
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: No
• Bonus Requirements:
  • Open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.

How To Waive Monthly Fee

With the U.S. Bank Silver Business Checking Package, there is a $0 monthly maintenance fee.

(Offer Expires 01/30/2023)

U.S. Bank $400 Gold Business Checking Package Bonus

Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 30, 2023. Member FDIC.

• What you’ll get: $400 Bonus
• Account Type: Gold Business Checking Package
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: No
• Bonus Requirements:
  • Open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.

How To Waive Monthly Fee

With the U.S. Bank Gold Business Checking Package, there is a $20 monthly maintenance fee waived with:

• U.S. Bank Payment Solutions Merchant Account – OR –
• $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option – OR –
• $20,000 in combined average collected deposit balances or $50,000 in combined average collected deposit balance on interest-bearing option – OR –
• $50,000 combined average collected business deposits and outstanding business credit balances – OR –
• $75,000 in combined business deposit and outstanding business credit

(Offer Expires 01/30/2023)

U.S. Bank $400 Platinum Business Checking Package Bonus

Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 30, 2023. Member FDIC.

• What you’ll get: $400 Bonus
• Account Type: Platinum Business Checking Package
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: No
• Bonus Requirements:
  • Open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.

How To Waive Monthly Fee

With the U.S. Bank Platinum Business Checking Package, there is a $30 monthly maintenance fee waived with:

• $25,000 average collected checking balance – OR –
• $75,000 combined average collected business deposits and outstanding business credit balances

(Offer Expires 01/30/2023)

U.S. Bank $1,000 Brokerage Bonus (Expired)

Earn up to $1,000 bonus when you open and fund an investment account.

• What you’ll get: Up to $1,000 Bonus
• Account Type: Brokerage Account
• Where it’s available: Nationwide
• Direct Deposit Requirement: No
• Bonus Requirements:
  • From September 12, 2022 through December 31, 2022, you can earn up to $1,000 when you open a new investment account with U.S. Bancorp Investments and add balances.
  • You can earn cash based on the balances below starting at $250,000 in assets. The more balances you add and maintain, the more you earn.

Learn more.

(Offer Expires 12/31/2022)

Fine Print

• This offer is valid for clients who are 18 years or older, who open a new investment account with a U.S. Bancorp Investments Advisor and add net new assets of at least $250,000 (the “Threshold Amount”) into the new account between September 12, 2022 and December 31, 2022 and maintain the Threshold Amount through May 31, 2023.
• Funds currently held at U.S. Bancorp Investments are not applied to the Threshold Amount.
• Note that it can take up to six weeks for any external transfers to be completed.

U.S. Bank Payment Solutions Account $500 Bonus (Expired)

Earn a $500 bonus when you open a new U.S. Bank Payment Solutions Account with qualifying activity.

• What you’ll get: $500 Bonus
• Account Type: U.S. Bank Payment Solutions Account
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: No
• Bonus Requirements:
  • To qualify for the $500 statement credit offer, you must open a new U.S. Bank Payment Solutions Merchant Account by 10/28/2022 and accept and settle a payment transaction within 60 days of the open date of your Payment Solutions account.

Learn more.

(Offer Expires 10/21/2022)

Fine Print

• Promotional offer is available for establishment of a new payment processing account including certain Elavon compatible equipment rented to new and existing U.S. Bank customers not currently using Elavon for merchant processing services.
• The one-time statement credit of $500 will be credited by the January 2023 billing cycle. Merchant accounts (MIDs) must be activated and actively processing payment transactions for a minimum of one week and be in open status at the time of the incentive credit.
• Accounts must process and settle at least $50 in payment transactions in a single day to be considered an activation.
• Everyday funding requires funding to a U.S. Bank business checking account.
• U.S. Bank and/or Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time. Restrictions may apply.

U.S. Bank Checking Account Bonuses & Features

U.S. Bank offers cash incentives and bonuses for customer opening a new checking account from time to time.

Some offers may include opening a checking along savings account package.

All US Bank checking accounts offer:

• free online banking
• bill pay
• mobile deposits
• overdraft protection.

To help cover overdrafts, you’re able to link up to 3 eligible accounts.

Funds can be transferred with no transfer fee if you like an US Bank savings or money market account. You’re also able to link a US Bank credit card, line of credit, or home equity line of credit (heloc) – however, with these options, there may be a transfer fee / subject to interest charge.

*Tip: To help avoid overdrafts, you’re able to set up custom alerts which alert you via email / text when your balance reaches a certain level.

With Zelle, you’re able to send money easily to anyone with just a U.S. email address or phone number.

What You’ll Need to Open a U.S. Bank Business Checking Account

• Your business’s EIN (Employer Identification Number) or tax ID number (Sole proprietors are able to use the owner’s Social Security number)
• Articles of Incorporation, Articles of Organization, or a charter or a similar legal document that indicates when your company was formed (not required for sole proprietors)
• Government-issued photo ID and Social Security number (SSN) for you and anyone else authorized to sign checks or make transactions on behalf of your organization

Conclusion

These are all the current offers and bonuses from U.S. Bank. We will continue to update you with the latest coupons and the best promotions U.S. Bank has to offer. Find a location near you.

Keep in mind that U.S. Bank will report your bonus as interest earned to the IRS via form 1099-INT and that you’ll be responsible for any applicable taxes owed.

Furthermore, use our bank bonuses page to find other offers. Comparatively, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo, Citi, Bank of America, and many more.

You can also compare U.S, Bank rates to our list of the best CD rates here and savings/money market rates here.

Check back often for more U.S. Bank Bonuses, Promotions, or Offers!