U.S. Bank Bonuses: $300, $400, $500 Personal & Business Checking Promotions

Find the most updated U.S. Bank Bonuses, offers and promotions here.

You’ll find a $500, $400 personal checking bonuses and $300 business checking cash offers from U.S. Bank below.

About U.S. Bank Bonuses Review

In 1863, U.S. Bank was established but known as the “First National Bank of Cincinnati”. Today, U.S. Bank is owned by U.S. Bancorp. U.S. Bank has 3,000+ locations and is one of the top banks in the nation in terms of assets.

U.S. Bank bonuses & offers many options for those looking to open a new personal checking account. You’re able to open a U.S. Bank checking account in-branch, online, over the phone.

I’ll go over the U.S. Bank bonuses & promotions below.

U.S. Bank $300 Silver Business Checking Package Bonus

Earn a $300 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities, subject to certain terms and limitations. Offer valid through October 3, 2022. Member FDIC.

• What you’ll get: $300 Bonus
• Account Type: Silver Business Checking Package
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: No
• Bonus Requirements:
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.

How To Waive Monthly Fee

With the U.S. Bank Silver Business Checking Package, there is a $0 monthly maintenance fee.

(Offer Expires 10/3/2022)

U.S. Bank $300 Gold Business Checking Package Bonus

Earn a $300 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities, subject to certain terms and limitations. Offer valid through October 3, 2022. Member FDIC.

• What you’ll get: $300 Bonus
• Account Type: Gold Business Checking Package
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: No
• Bonus Requirements:
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.

How To Waive Monthly Fee

With the U.S. Bank Gold Business Checking Package, there is a $20 monthly maintenance fee waived with:

• U.S. Bank Payment Solutions Merchant Account – OR –
• $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option – OR –
• $20,000 in combined average collected deposit balances or $50,000 in combined average collected deposit balance on interest-bearing option – OR –
• $50,000 combined average collected business deposits and outstanding business credit balances – OR –
• $75,000 in combined business deposit and outstanding business credit

(Offer Expires 10/3/2022)

U.S. Bank $300 Platinum Business Checking Package Bonus

Earn a $300 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities, subject to certain terms and limitations. Offer valid through October 3, 2022. Member FDIC.

• What you’ll get: $300 Bonus
• Account Type: Platinum Business Checking Package
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: No
• Bonus Requirements:
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.

How To Waive Monthly Fee

With the U.S. Bank Platinum Business Checking Package, there is a $30 monthly maintenance fee waived with:

• $25,000 average collected checking balance – OR –
• $75,000 combined average collected business deposits and outstanding business credit balances

(Offer Expires 10/3/2022)

U.S. Bank Payment Solutions Account $500 Bonus

Earn a $500 bonus when you open a new U.S. Bank Payment Solutions Account with qualifying activity.

• What you’ll get: $500 Bonus
• Account Type: U.S. Bank Payment Solutions Account
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: No
• Bonus Requirements:
  • To qualify for the $500 statement credit offer, you must open a new U.S. Bank Payment Solutions Merchant Account by 10/28/2022 and accept and settle a payment transaction within 60 days of the open date of your Payment Solutions account.

(Offer Expires 10/28/2022)

Fine Print

• Promotional offer is available for establishment of a new payment processing account including certain Elavon compatible equipment rented to new and existing U.S. Bank customers not currently using Elavon for merchant processing services.
• The one-time statement credit of $500 will be credited by the January 2023 billing cycle. Merchant accounts (MIDs) must be activated and actively processing payment transactions for a minimum of one week and be in open status at the time of the incentive credit.
• Accounts must process and settle at least $50 in payment transactions in a single day to be considered an activation.
• Everyday funding requires funding to a U.S. Bank business checking account.
• U.S. Bank and/or Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time. Restrictions may apply.

U.S. Bank $400 Platinum Checking Bonus (Expired)

Earn a $400 bonus when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 2, 2022. Member FDIC.

• What you’ll get: $400 Bonus
• Account Type: Platinum checking account
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: Yes
• Bonus Requirements:
  • Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
    • Enroll in online banking or the U.S. Bank Mobile App.
    • Complete two or more direct deposits totaling $4,000 to earn $400

How To Waive Monthly Fee

With the U.S. Bank Platinum Checking account, there is a$24.95 monthly maintenance fee waived with $25,000 in combined personal deposits, credit balances with U.S. Bank and/or investments through our affiliate, U.S. Bancorp Investments. Or, through a personal trust relationship with U.S. Bank Wealth Management

(Visit US Bank to learn more)

U.S. Bank $400 Gold Checking Bonus (Expired)

Earn a $400 bonus when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 2, 2022. Member FDIC.

• What you’ll get: $400 Bonus
• Account Type: Gold checking account
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: Yes
• Bonus Requirements:
  • Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
    • Enroll in online banking or the U.S. Bank Mobile App.
    • Complete two or more direct deposits totaling $4,000 to earn $400

How To Waive Monthly Fee

With the U.S. Bank Gold Checking, there is a$14.95 monthly maintenance fee waived with an open U.S. Bank personal loan, line of credit or credit card (excluding U.S. Bank Reserve Line of Credit and Student Loans)

(Visit US Bank to learn more)

U.S. Bank $400 Easy Checking Bonus (Expired)

Earn a $400 bonus when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 2, 2022. Member FDIC.

• What you’ll get: $400 Bonus
• Account Type: Easy checking account
• Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
• Direct Deposit Requirement: Yes
• Bonus Requirements:
  • Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
    • Enroll in online banking or the U.S. Bank Mobile App.
    • Complete two or more direct deposits totaling $4,000 to earn $400

How To Waive Monthly Fee

With the U.S. Bank Easy Checking, there is a $6.95 monthly maintenance fee waived with one of the following:

• Combined monthly direct deposits totaling $1,000+, OR
• Average account balance of $1,500, OR
• Account holder(s) age 65 or greater

(Visit US Bank to learn more)

U.S. Bank Checking Account Bonuses & Features

U.S. Bank offers cash incentives and bonuses for customer opening a new checking account from time to time. Some offers may include opening a checking along savings account package.

All US Bank checking accounts offer:

• free online banking
• bill pay
• mobile deposits
• overdraft protection.

To help cover overdrafts, you’re able to link up to 3 eligible accounts.

Funds can be transferred with no transfer fee if you like an US Bank savings or money market account. You’re also able to link a US Bank credit card, line of credit, or home equity line of credit (heloc) – however, with these options, there may be a transfer fee / subject to interest charge.

*Tip: To help avoid overdrafts, you’re able to set up custom alerts which alert you via email / text when your balance reaches a certain level.

With Zelle, you’re able to send money easily to anyone with just a U.S. email address or phone number.

What You’ll Need to Open a U.S. Bank Business Checking Account

• Your business’s EIN (Employer Identification Number) or tax ID number (Sole proprietors are able to use the owner’s Social Security number)
• Articles of Incorporation, Articles of Organization, or a charter or a similar legal document that indicates when your company was formed (not required for sole proprietors)
• Government-issued photo ID and Social Security number (SSN) for you and anyone else authorized to sign checks or make transactions on behalf of your organization

Conclusion

These are all the current offers and bonuses from U.S. Bank. We will continue to update you with the latest coupons and the best promotions U.S. Bank has to offer. Find a location near you.

Keep in mind that U.S. Bank will report your bonus as interest earned to the IRS via form 1099-INT and that you’ll be responsible for any applicable taxes owed.

Furthermore, use our bank bonuses page to find other offers. Comparatively, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo, Citi, Bank of America, and many more.

You can also compare U.S, Bank rates to our list of the best CD rates here and savings/money market rates here.

Check back often for more U.S. Bank Bonuses, Promotions, or Offers!