Find the latest TD Bank bonuses, promotions, and offers here.
Typical TD Bank checking & Savings bonuses range in value from $50, $200, and $300.
I’ll review the TD Bank bonuses and offers below.
About TD Bank Bonuses
Established in 1852, TD Bank is based in Wilmington, Delaware. TD Bank has about 1,300 branch locations throughout the following states: Connecticut, District of Columbia, Delaware, Florida, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia, Vermont.
TD Bank Beyond Checking $300 Bonus
New customers only. Apply online for a new TD Bank Beyond CheckingSM Account and get a $300 cash bonus.
What you’ll get: $300 bonus- Eligible account: TD Bank Beyond CheckingSM
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
- Credit inquiry: Soft pull, which does not affect your credit
- Direct Deposit Required: Yes
- Monthly Fee: $25 monthly service fee waived with one of the following:
- $5,000 or more in direct deposits within a statement cycle
- $2,500 minimum daily balance is maintained
- $25,000 minimum daily combined balance of all deposit accounts, all outstanding loan accounts, and/or mortgages in good standing (excludes credit card) that you choose to link
- How to earn it:
- Open a new TD Beyond CheckingSM account online using the offer link.
- Earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- To qualify for this offer, you must be a U.S. resident and apply for the offer online.
(Visit TD Bank to learn more)
All TD Bank checking features includes free mobile banking and free bill pay. You’ll have free access to thousands of TD ATMs and live customer service.
Account Features
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you’ll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card – and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
Fine Print
- Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
- Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.
TD Bank Convenience Checking $200 Bonus
New customers only. Apply online for a new TD Bank Convenience CheckingSM Account and earn a $200 cash bonus.
- What you’ll get: $200 bonus
- Eligible account: TD Bank Convenience CheckingSM
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
- Credit inquiry: Soft pull, which does not affect your credit
- Direct Deposit Required: Yes
- Monthly Fee:$15 monthly service fee waived with one of the following:
- Maintain a $100 minimum daily balance
- Are a young adult ages 17 through 23
- How to earn it:
- Open a new TD Convenience CheckingSM account online using the offer link.
- Earn $200 when you receive direct deposits of $500 or more within 60 days of opening your account.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
(Visit TD Bank to learn more)
All TD Bank checking features includes free mobile banking and free bill pay. You’ll have free access to thousands of TD ATMs and live customer service.
Account Features
- Earn $200 when you receive direct deposits totaling $500 or more within 60 days
- Low minimum daily balance of $100 waives the $15 monthly fee.
- Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
- Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you
- Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service.
- TD checking accounts come with an instant-issue debit card – and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Get a 0.25% discount on TD Bank Home Equity and Personal Loans.
Fine Print
- Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
- Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.
TD Bank $200 TD Savings Bonus
Earn $200 and earn a relationship bump rate when you link an eligible TD account. Additionally, you’ll receive free perks with this account as well.
- What you’ll get: $200 bonus
- Eligible account: TD Beyond Savings or TD Simple Savings
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Direct Deposit Required: No
- Monthly Fee:
- TD Beyond Savings: $15 fee can be waived by:
- Keeping a $20,000 minimum daily balance. Or
- Linking your savings account to a TD Beyond Checking Account.
- TD Simple Savings: $5 monthly fee can be waived several ways:
- Keeping a $300 minimum daily balance.
- Link your savings account to a TD Beyond Checking account.
- Make recurring $25+ transfers from your linked TD Bank checking account.
- If you’re under 24, link your savings account to a TD Convenience Checking account.
- Waived automatically if you’re 18 or under/62 or older.
- TD Beyond Savings: $15 fee can be waived by:
- How to earn it:
- Open a new TD personal savings account online, deposit $10,000 or more in new money within 20 days, then maintain a balance of at least $10,000 for 90 days from the date the deposit requirement is initially met.
(Expired 10/31/2023)
The information for the TD Savings account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
Fine Print
- You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
- To receive the $200 Savings bonus, you must: 1) Open a TD Signature Savings or TD Simple Savings account (CD and IRA products are not eligible for the offer); AND 2) Deposit at least $10,000 in new money (not already held in any personal TD checking or TD savings account) that must post within 20 calendar days of account opening; AND 3) Maintain a balance of at least $10,000 for 90 additional days from the date you initially met the funding requirement.
- After you have completed the requirements outlined above, we’ll deposit the bonus in your new account on or before 180 days of account opening.
- To receive the bonus, your account must not be closed or restricted at the time of payout. If your new savings account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership.
- The primary owner of the new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information.
- You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions.
- TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- In the event any of the above-mentioned savings account are no longer for sale, offer is transferable to an equal tier account.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Bank $50 Referral Bonuses
TD Bank offers members a chance to earn $50 in bonus(es) when you refer your friends and family to open up a new personal checking account.
- What you’ll get: You and your referee will each earn $50
- Eligible account: Personal Checking Account
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Direct Deposit Required: Yes
- Monthly Fee: $15 or 25; waivable
- How to earn it:
- If you haven’t already, stop by a TD Bank and open up an account with them.
- Download the referral form and print it out.
- Hand the referral form out to your friends & family.
- Your referee must bring the form into a TD Bank branch and open up a Checking account with them.
- Checking account must include direct deposit of at least $250 or make 15 debit card purchases within 60 days of opening the account
- You and your friend will receive a $50 bonus once all of the requirements are met.
(Limited time offer)
All TD Bank checking features includes free mobile banking and free bill pay. You will have free access to thousands of TD ATMs and live customer service.
Fine Print
- Referred customer must open a new TD Bank personal checking account as the primary owner and can’t have any existing or prior personal TD checking accounts.
- Referring customer must be a current TD Bank personal checking customer.
- Referred customer must receive a direct deposit of $250 or more, or make a minimum of 15 debit card purchases within 60 days of the new account opening to receive this bonus.
- $50 will be deposited 60 days after the requirements have been met as long as accounts are open and in good standing.
- Only one bonus will be provided per referred customer.
- You can receive up to 10 referral bonus deposits (totaling $500) per calendar year.
- This offer may be withdrawn at any time
TD Business Convenience Checking Plus
If you’re looking to open a new business checking account, the TD Business Convenience Checking Plus account has all the essential account features you need to run your business.
- Waive the monthly fee with a $1,500 minimum daily balance between this account and a TD personal checking account
- Send money where it needs to go with ACH, Bill Pay and Wire Transfers
- Pay with confidence with the TD Visa® Business Debit Card and continuous fraud monitoring
- Get up to 500 free transactions each month
- Up to $5,000 free in cash deposits processed free each month
This account is ideal if you want to get rewarded for your personal checking balances and maintain a moderate amount of transactions. This account includes convenient & hassle-free services services like free instant issue Visa debit card, online banking, and 24/7 live customer service.
TD Bank Checking Account Benefits
With a TD Bank checking account, you can expect these perks:
- Savings Overdraft Protection. If you link a savings or money market account to your checking account, the funds from the money market or savings accounts will automatically be transferred to cover an overdraft. Keep in mind that a transfer fee may apply (this is waived on some accounts), but you’ll save on overdraft fees (this service is optional that requires enrollment).
- In addition, you can set up custom email alerts to alert you when you reach certain balance levels ($500, $300, $100, etc) to help you avoid overdrafts.
- Instant debit card replacement. If you happen to lose your debit card, you can simply stop by your local TD Bank branch and get a new card.
- Loan rate discounts. If you have a TD Bank checking account, you’ll get a 0.25% discount when you apply for a Personal Loan or a Home Equity loan (you must enroll in autopay from your personal TD Bank checking or savings account).
- No foreign transaction fees. You’ll pay no foreign transaction fees when you travel abroad and use your TD Bank debit card.
- Send money with Zelle. You can easily send money to anyone with just a U.S. phone number or U.S. email address using Zelle.
Conclusion
To be eligible for these TD Bank bonuses, new customers are only required to open an account and follow certain requirements.
TD Bank offers a variety of accounts to suit your financial needs and offers monthly fee waivers if you follow their simple requirements.
If you live in a qualifying State, you have the chance to score a TD Bank bonus with a new checking account.
If you don’t live in TD Bank’s footprint, be sure to visit our popular bank bonuses page.
Let us know in the comment section about your experience of opening an account with TD Bank.
We appreciate you visiting our website, and be sure to check back often for the latest TD Bank bonuses, promotions, and offers!
You article consistently says to see below for how to waive maintenance fees but that info is not listed.
Nevermind, I found it. I thought it would be listed but its a link. Thank you
That should be “mediation” not moderation.
I am trying to open a checking account, but can’t get beyond the first page.