Browsing the web for the Best 1-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 1-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | CIT Bank 12-Month CD Account | $1,000 | 1.86% | |
 | Discover Bank 12-Month CD Account | $2,500 | 1.75% | |
 | BBVA 12-Month CD Account | $500 | 0.70% |
Best 1-Year CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| Spectrum Credit Union | 2.10% | $500 | --- | 13-Month CD | Review |
| Gateway First Bank | 2.02% | $25,000 | $500k | 12-Month CD | Review |
| Live Oak Bank | 1.90% | $2.5k | --- | 12-Month CD | Review |
| Merrick Bank | 1.90% | $25K | --- | 12-Month CD | Review |
| CIT Bank | 1.86% | $1k | --- | 12-Month CD | Review |
| Barclays | 1.85% | --- | --- | 12-Month Online CD | Review |
| Marcus by Goldman Sachs | 1.85% | $500 | --- | 12-Month High-yield CD | Review |
| Banesco USA | 1.75% | $1.5K | $250K | 12-Month CD | Review |
| Pen Air Federal Credit Union | 1.70% | $500 | --- | 12-Month CD | Review |
| Veridian Credit Union | 1.70% | $100k | --- | 12-Month CD | Review |
| BONUS LINK | OFFER | REVIEW |
| Chase SapphireSM Checking | $1,000 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| BBVA Online Checking | $250 Cash | Review |
| CIT Bank Savings Builder | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $700 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
Related posts:
LAFCU CD Review: 3.50% APY 60-Month Jumbo CD Rate Special (Michigan only)
Utah Community Credit Union CD Review: 3.05% APY 22-Month CD Rate Special (Utah only)
United Bank CD Review: 2.85% 19-Month CD Rates (Nationwide)
F&M Bank CD Review: 2.50% APY 12- Month CD, 3.00% APY 24-Month CD Rate Special (Tennessee only)
