Browsing the web for the Best 1-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 1-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates or the Best Regional CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6 or 9-Month CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | CIT Bank 11-Month No-Penalty CD Account | $1,000 | 2.05% | |
 | Synchrony Bank 15-Month CD Account | $2,000 | 2.85% | |
 | Discover Bank 12-Month CD Account | $2,500 | 2.65% | |
 | BBVA Compass Bank 36-Month CD Account | $500 | 2.25% |
Best 1-Year CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| State Bank of India | 2.88% | $25K | --- | 12-Month CD | Review |
| Colorado Federal Savings Bank | 2.86% | $5K | --- | 12-Month CD | Review |
| WebBank | 2.86% | $2,500 | --- | 12-Month CD | Review |
| Rising Bank | 2.85% | $1K | 500K | 12-Month CD | Review |
| Limelight Bank | 2.85% | $1K | --- | 12-Month CD | Review |
| Banesco | 2.85% | $1.5K | $250k | 12-Month CD | Review |
| Citizens Access | 2.85% | $5K | --- | 12-Month CD | Review |
| First Internet Bank | 2.81% | $1K | --- | 12-Month CD | Review |
| Live Oak Bank | 2.80% | $2.5K | --- | 12-Month CD | Review |
Best 1-Year CD Rates – State/Local
| Bank/Credit Union | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| Home Loan Investment Bank | CT, MA, RI | 3.15% | $100K | --- | 14-Month CD | Review |
| America First Credit Union | AZ, ID, NV, OR, UT | 3.00% | $500 | --- | 12-Month CD | Review |
| PathFinder Bank | NY | 3.00% | $1K | --- | 11-Month CD | Review |
| Wasatch Peaks Credit Union | UT | 3.00% | $500 | --- | 12-Month CD | Review |
| Jefferson Financial Credit Union | AL, LA | 2.96% | $10K | --- | 12-Month CD | Review |
| Rhinebeck Bank | NY | 2.95% | $10K | --- | 14-Month CD | Review |
| Cross River Bank | NJ | 2.90% | $500 | --- | 12-Month CD | Review |
| Passumpsic Bank | VT, NH | 2.90% | $10k | $100k | 13-Month CD | Review |
| First Florida Credit Union | FL | 2.89% | $1K | --- | 13-Month CD | Review |
| 3Rivers Federal Credit Union | IN | 2.85% | $20K | --- | 13-Month CD | Review |
| Centris Federal Credit Union | IA, NE | 2.85% | $90K | --- | 14-Month CD | Review |
| Navy Army Community Credit Union | TX | 2.83% | $1K | --- | 13-Month CD | Review |
Related posts:
Alliant Credit Union 18-23-Month CD Review: 1.25% APY
Financial One Credit Union CD Review: 2.00% APY 11-Month CD, 2.30% APY 23-Month CD, 2.60% APY 35-Mon...
Firelands Federal Credit Union CD Account Review: 3.60% APY 60-Month CD Special (Ohio only)
Union Bank CD Review: 2.90% APY 18-23 Month CD Special (Nationwide)
