Browsing the web for the Best 1-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 1-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | Discover Bank 12-Month CD Account | $2,500 | 2.40% | |
 | CIT Bank 11-Month No-Penalty CD Account | $1,000 | 2.05% | |
 | BBVA 36-Month CD Account | $500 | 2.25% |
Best 1-Year CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| CD Bank | 3.00% | $10k | --- | 12-Month CD | Review |
| State Bank of India Illinois | 2.89% | $2.5k | --- | 12-Month CD | Review |
| State Bank of India | 2.88% | $25K | --- | 12-Month CD | Review |
| Merrick Bank | 2.87% | $25K | --- | 12-Month CD | Review |
| Comenity Direct | 2.86% | $1.5k | --- | 12-Month CD | Review |
| Rising Bank | 2.85% | $1K | $500K | 12-Month CD | Review |
| Limelight Bank | 2.85% | $1K | --- | 12-Month CD | Review |
| Quontic Bank | 2.85% | $1K | --- | 12-Month CD | Review |
| Banesco | 2.85% | $1.5K | $250k | 12-Month CD | Review |
| NBKC | 2.85% | $10k | --- | 10-Month CD | Review |
| TotalDirectBank | 2.82% | $25k | --- | 12-Month CD | Review |
| Colorado Federal Savings Bank | 2.80% | $5k | --- | 12-Month CD | Review |
| PurePoint Financial | 2.75% | $10K | --- | 12-Month CD | Review |
| BankUnitedDirect | 2.60% | $1k | --- | 12-Month CD | Review |
Best 1-Year CD Rates – State/Local
| Bank/Credit Union | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| Granite Federal Credit Union | UT | 3.05% | $500 | --- | 11-Month CD | Review |
| Cyprus Credit Union | UT | 3.05% | $500 | --- | 13-Month CD | Review |
| Prince George's Community Federal Credit Union | MD | 3.04% | $1k | --- | 13-Month CD | Review |
| Town & Country FCU | ME | 3.04% | $500 | --- | 12-Month CD | Review |
| Red Rocks Credit Union | CO | 3.00% | $1k | --- | 12-Month CD | Review |
| PathFinder Bank | NY | 3.00% | $1K | --- | 11-Month CD | Review |
| Jefferson Financial Credit Union | AL, LA | 2.96% | $10K | --- | 12-Month CD | Review |
| University Federal Credit Union | UT | 2.95% | $500 | --- | 12-Month CD | Review |
| Rhinebeck Bank | NY | 2.95% | $10K | --- | 14-Month CD | Review |
| Cross River Bank | NJ | 2.90% | $500 | --- | 12-Month CD | Review |
| Linn Area Credit Union | IA | 2.85% | $1,000 | --- | 12-Month CD | Review |
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Independent Bank CD Account Review: 2.73% APY 13-Month CD Special (Texas, Colorado)
MutualOne Bank CD Review: 2.53% APY 7-Month CD, 2.68% APY 13-Month CD, 2.89% APY 61-Month CD Rates (...
PurePoint Financial CD Review: 2.75% 12-Month CD Rate (Nationwide)
