Browsing the web for the Best 1-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 1-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
| Certificates of Deposit are going to give you the best return on your savings when investing with banks, so compare to the following: CIT 13-Month CD (3.50% APY), CIT 11-Month No-Penalty CD (2.75% APY), Discover Bank CD (Up to 3.30% APY), Citizens Access (Up to 3.00% APY), mph.bank (3.10% APY 15-Month CD), SkyOne Federal Credit Union (3.00% APY 18-Month CD), Quontic Bank (Up to 3.20% APY), Axiom Bank 7-Month CD (2.70% APY), Axiom Bank 24-Month CD (4.00% APY). |
Best 1-Year CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| Fidelity Brokered CD | 3.70% | $1K | --- | 12-Month non-callable CD | Issued by MSB, MSPB |
| The Vanguard Group Brokered CD | 3.70% | $1K | --- | 12-Month non-callable CD | Issued by MSB, MSPB |
| Rising Bank | 3.30% | $1K | --- | 12-Month CD | Review |
| State Bank of Texas (SBT) | 3.25% | $25K | $250K | 12-Month CD | Review |
| Connexus Credit Union | 3.21% | $5K | --- | 12-Month CD | Review |
| Lafayette Federal Credit Union | 3.14% | $500 | --- | 12-Month Fixed CD | Review |
| ConnectOne Bank | 3.10% | $500 | $1M | 13-Month CD | Review |
| CFG Bank | 3.05% | $500 | $250K | 12-Month CD | Review |
| Sallie Mae Bank | 3.05% | $1 | --- | 14-Month No-Penalty CD | Review |
| TotalDirectBank | 3.05% | $25K | $500K | 12-Month CD | Review |
| Banesco USA | 3.00% | $1.5K | --- | 12-Month CD | Review |
| Bread Financial | 3.00% | $1.5K | --- | 12-Month CD | Review |
| Credit One Bank, N.A. | 3.00% | $100K | --- | 13-Month Jumbo CD | Review |
| mph.bank | 3.00% | $1 | --- | 12-month High-Yield CD via SaveBetter | Review |
| Popular Direct | 3.00% | $10K | --- | 12-Month CD | Review |
| Spectrum Credit Union | 3.00% | $500 | --- | 12-Month CD | Review |
| Sun East Federal Credit Union | 3.00% | $500 | --- | 12-Month CD | Review |
| Barksdale Federal Credit Union | 2.99% | $1K | --- | 12-Month Certificate | Review |
| SkyOne Federal Credit Union | 2.85% | $1 | --- | 12-Month CD | Review |
| My e-BAnC | 2.79% | $5,000 | --- | 12-Month Online Time Deposit CD | Review |
| Patriot Bank | 2.75% | $1 | --- | 13-Month CD | Review |
| Citizens Access | 2.70% | $5,000 | --- | 12-Month CD | Review |
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
Related posts:
Hi Danny
I have a concern about Luther Burbank banks advertised interest rates on 1 year CDs and the rates actually paid.
Do you have or can you direct me to a source of information on the rates advertised since the first of the year?