Browsing the web for the Best 1-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 1-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Best 1-Year CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name |
|---|---|---|---|---|
| Unify Financial Credit Union | 5.00% | $500 | --- | 15-Month CD |
| Pasadena Federal Credit Union | 5.00% | $1K | --- | 15-Month CD |
| Navy Federal Credit Union | 5.00% | $50 | $250K | 15-Month Certificate Special |
| Merchants Bank of Indiana | 4.86% | $1K | --- | 12-Month Flex Index CD |
| Brilliant Bank | 4.85% | $1K | --- | 15-Month CD |
| Connexus Credit Union | 4.85% | $5K | --- | 15-Month Share Certificate |
| INSBANK Online | 4.85% | $2.5K | --- | 12-Month CD |
| Ivy Bank | 4.85% | $1K | --- | 12-Month CD |
| Connexus Credit Union | 4.76% | $5K | --- | 12-Month Jumbo Share Certificate |
| North American Savings Bank | 4.76% | $5K | --- | 13-Month CD |
| Bellco Credit Union | 4.75% | $1 | --- | 13-Month CD |
| Colorado Federal Savings Bank | 4.75% | $5K | --- | 12-Month CD |
| Consumers Credit Union | 4.75% | $250K | --- | 11-Month Super Jumbo CD |
| Limelight Bank | 4.75% | $1K | --- | 12-Month CD |
| Popular Direct | 4.75% | $10K | --- | 12-Month CD |
| My eBanc | 4.71% | $100K | --- | 12-Month Jumbo Online Time Deposit |
| Blue Federal Credit Union | 4.70% | $1 | --- | 15-Month CD |
| CFG Bank | 4.70% | $500 | $250K | 12-Month CD |
| NASA Federal Credit Union | 4.70% | $10K | --- | 15-Month CD |
| CIT Bank | 4.65% | $1K | --- | 13-Month CD |
| State Bank of Texas | 4.65% | $25K | --- | 12-Month CD |
| The Vanguard Group Brokered CD | 4.65% | $1K | --- | 12-Month non-callable CD |
| Great Lakes Credit Union | 4.60% | $1 | --- | 12-Month CD via SaveBetter |
| Alliant Credit Union | 4.60% | $1K | --- | 12-Month Share CD |
| Ally Bank | 4.60% | None | --- | 13-Month CD |
| Fidelity Brokered CD | 4.60% | $1K | --- | 12-Month non-callable CD |
| Lafayette Federal Credit Union | 4.58% | $100K | --- | 12-Month CD |
| Merrick Bank | 4.55% | $25K | $250K | 12-Month CD |
| M.Y. Safra Bank | 4.52% | $500 | --- | 12-Month CD |
| Michigan State University Federal Credit Union | 4.51% | $100K | --- | 12-Month Jumbo CD |
| America First Credit Union | 4.50% | $1 | --- | 12-Month CD |
| SkyOne Federal Credit Union | 4.50% | $1 | --- | 15-Month CD |
| Bread Financial | 4.50% | $1.5K | --- | 12-Month Bread Savings CD |
| ConnectOne Bank | 4.50% | $1.5K | --- | 13-Month CD |
| Sallie Mae Bank | 4.40% | $1 | --- | 14-Month No-Penalty CD |
| SkyOne Federal Credit Union | 4.20% | $1 | --- | 12-Month CD |
| CIT Bank | 4.10% | $1K | --- | 11-Month No-Penalty CD |
| Idabel National Bank | 4.00% | $1 | --- | 15-Month CD |
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
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Melrose Bank CD Account Review: 2.50% APY 24-Month CD Rate Increased (CT, ME, MA, NH, RI & VT)
HarborOne Bank CD Account Review: 3.00% APY 14-Month CD Special (MA, NH, ME, CT, VT, RI) *7/17-7/18 ...
Wescom Credit Union CD Review: 2.85% APY 13-Month CD Rate Special (California only)
CIT Bank Term Certificate of Deposits Analysis
Hi Danny
I have a concern about Luther Burbank banks advertised interest rates on 1 year CDs and the rates actually paid.
Do you have or can you direct me to a source of information on the rates advertised since the first of the year?