Browsing the web for the Best 1-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 1-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | CIT Bank 12-Month CD Account | $1,000 | 0.30% |
Best 1-Year CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| American Heritage Federal Credit Union | 1.15% | $500 | --- | 11-Month CD | Review |
| ParkeBank | 1.01% | $500 | --- | 12-Month CD Special | Review |
| Communitywide Federal Credit Union | 0.90% | $1k | --- | 12-Month CD | Review |
| Credit Union of Denver | 0.90% | $5k | --- | 13-Month CD | Review |
| Quontic Bank | 0.90% | $500 | --- | 12-Month CD | Review |
| Evansville Teachers Federal Credit Union | 0.85% | $1k | --- | 14-Month CD | Review |
| Hiway Federal Credit Union | 0.85% | $25k | --- | 12-23 Month CD | Review |
| Bank of Baroda | 0.80% | $1,000 | --- | 12-Month CD | Review |
| LaFayette Federal Credit Union | 0.80% | $500 | --- | 12-Month CD | Review |
| Northrop Grumman Federal Credit Union | 0.79% | $40,000 | --- | 12-Month CD | Review |
| Paramount Bank | 0.75% | $1,000 | --- | 12-Month CD | Review |
| iGobanking | 0.60% | $1,000 | --- | 12-Month CD | Review |
| Total Direct Bank | 0.50% | $25,000 | --- | 12-Month CD | Review |
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Bank of America Checking | $100 Offer | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Aspiration | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 25 Checking | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| Discover Bank Cashback Debit | $360 Debit Cashback | Review |
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Hi Danny
I have a concern about Luther Burbank banks advertised interest rates on 1 year CDs and the rates actually paid.
Do you have or can you direct me to a source of information on the rates advertised since the first of the year?