Browsing the web for the Best 4-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 4-Year CD Rates.
CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
| Certificates of Deposit are going to give you the best return on your savings when investing with banks, so compare to the following: CIT 13-Month CD (3.50% APY), CIT 11-Month No-Penalty CD (2.75% APY), Discover Bank CD (Up to 3.30% APY), Citizens Access (Up to 3.00% APY), mph.bank (3.10% APY 15-Month CD), SkyOne Federal Credit Union (3.00% APY 18-Month CD), Quontic Bank (Up to 3.20% APY), Axiom Bank 7-Month CD (2.70% APY), Axiom Bank 24-Month CD (4.00% APY). |
Best 4-Year CD Rates – Nationwide
| Bank/Credit Union | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| NASA Federal Credit Union | 3.85% | $10K | --- | 49-Month Share Certificate Special | Review |
| Fidelity Brokered CD | 3.85% | $1K | --- | 48-Month Non-callable CD | Issued by COBNA |
| The Vanguard Group Brokered CD | 3.85% | $1K | --- | 48-Month Non-callable CD | Issued by COBNA |
| Bread Financial | 3.60% | $1,500 | --- | 48-Month Bread Savings CD | Review |
| Crescent Bank | 3.55% | $1K | --- | 48-Month CD | Review |
| Lafayette Federal Credit Union | 3.49% | $500 | --- | 48-Month Fixed CD | Review |
| USALLIANCE Financial | 3.40% | $500 | --- | 48-Month Certificate Special | Review |
| Luana Savings Bank | 3.35% | $100K | --- | 48-Month CD | Review |
| Department of Commerce Federal Credit Union | 3.31% | $500 | --- | 48-Month CD | Review |
| Popular Direct | 3.30% | $10K | --- | 48-Month CD | Review |
| First National Bank of America | 3.25% | $1K | --- | 48-Month CD | Review |
| Merrick Bank | 3.25% | $25K | --- | 48-Month CD | Review |
| State Bank of India | 3.24% | $25K | --- | 48-Month Senior Citizen CD | Review |
| Capital One | 3.15% | No min | --- | 48-Month 360 CD | Review |
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 1-Year CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 5-Year CD Rates
