Browsing the web for the Best 4-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 4-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 1-Year CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 5-Year CD Rates
Best CD Accounts | ||||
---|---|---|---|---|
Account | Minimum | APY | ||
![]() | CIT Bank 12-Month CD Account | $1,000 | 0.30% | |
![]() | Discover Bank 12-Month CD Account | $2,500 | 0.50% | |
![]() | BBVA 36-Month CD Account | $500 | 0.10% |
Best 4-Year CD Rates – Nationwide
Bank/Credit Union | APY | Min | Max | Account Name | Review |
---|---|---|---|---|---|
Ideal Credit Union | 1.21% | $70k | --- | 48-Month CD | Review |
Wings Financial Credit Union | 1.21% | $250k | --- | 48-Month CD | Review |
Barksdale Federal Credit Union | 1.20% | $1k | --- | 48-Month CD | Review |
Evansville Teachers Federal Credit Union | 1.20% | $1k | --- | 48-Month CD | Review |
Georgia's Own Credit Union | 1.20% | $500 | --- | 48-Month CD | Review |
Hiway Federal Credit Union | 1.20% | $25k | --- | 48-Month CD | Review |
Hyperion Bank | 1.20% | $500 | --- | 48-Month CD | Review |
Pen Air Federal Credit Union | 1.15% | $1k | --- | 48-Month CD | Review |
Primary Bank | 1.04% | $1k | --- | 48-Month CD | Review |
Blue Federal Credit Union | 0.90% | $2k | --- | 48-Month CD | Review |
BONUS LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
HSBC Advance Checking Member FDIC | $200 Cash | Review |
HSBC Advance Checking Member FDIC | Up To $240 | Review |
Aspiration | $100 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington 25 Checking | $500 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Axos Bank Basic Business Checking | $100 Cash | Review |
Ally Invest | Up to $3,500 Cash | Review |