Browsing the web for the Best 4-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 4-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 1-Year CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 5-Year CD Rates
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | CIT Bank 12-Month CD Account | $1,000 | 0.30% | |
 | Discover Bank 12-Month CD Account | $2,500 | 0.50% |
Best 4-Year CD Rates – Nationwide
| Bank/Credit Union | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| NASA Federal Credit Union | 1.50% | $10k | --- | 49-Month CD | Review |
| Ideal Credit Union | 1.21% | $70k | --- | 48-Month CD | Review |
| Wings Financial Credit Union | 1.21% | $250k | --- | 48-Month CD | Review |
| Barksdale Federal Credit Union | 1.20% | $1k | --- | 48-Month CD | Review |
| Evansville Teachers Federal Credit Union | 1.20% | $1k | --- | 48-Month CD | Review |
| Georgia's Own Credit Union | 1.20% | $500 | --- | 48-Month CD | Review |
| Hiway Federal Credit Union | 1.20% | $25k | --- | 48-Month CD | Review |
| Hyperion Bank | 1.20% | $500 | --- | 48-Month CD | Review |
| Michigan State University Federal Credit Union | 1.17% | $500 | --- | 48-Month CD | Review |
| Pen Air Federal Credit Union | 1.15% | $1k | --- | 48-Month CD | Review |
| Primary Bank | 1.04% | $1k | --- | 48-Month CD | Review |
| Ideal Credit Union | 1.00% | $500 | --- | 48-Month CD | Review |
| Blue Federal Credit Union | 0.80% | $2k | --- | 48-Month CD | Review |
| Agriculture Federal Credit Union | 0.75% | $250 | --- | 48-Month CD | Review |
| Interior Federal Credit Union | 0.70% | $500 | --- | 48-Month CD | Review |
