Best Bank Promotions With No Direct Deposit 2022

See our best bank promotions and bonuses with no direct deposit.

Direct deposit requirements are usually the largest hurdle when applying for a bank bonus since updating payroll information to a new account can be a headache. On top of that, some banks are getting more restrictive to recurring direct deposits.

You will even find familiar banks such as Discover, Chase, offer simple requirements to meet their bonuses. Furthermore, large banks such as Huntington Bank provide their services online and makes it easy to sign-up.

Keep reading to find out the best bank promotions with no direct deposit requirements.

Best Bank Bonuses Without Direct Deposit

Discover Savings Bonus

Open a Discover Online Savings Account for all these features: • Bonus offer applies for your first Discover Online Savings Account • Earn $200/$150 Bonus with promo code BCS622 by 09/15/2022 • Fund your first savings account with at least of $25K within 30 days of account open date to earn the $200 Bonus • Fund your first savings account with at least of $15K within 30 days of account open date to earn the $150 Bonus • Earn high interest rate of 1.50% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 Apply Now at Discover See advertiser website for full details

Chase Business Checking Bonus

Citi® Offers

Huntington Platinum Perks Checking^SM Bonus

Open your Huntington Platinum Perks CheckingSM account today and enjoy: • $300 bonus by making cumulative new money deposits of at least $25,000 within 60 days of account opening. $300 will be deposited in your new account within 14 days of meeting requirements. • 24-Hour Grace Overdraft Fee Relief. It is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. • Earn Interest on Balances. • Free ATM Withdrawals. They’ll waive all non-Huntington ATM cash withdrawal fees at any ATM and reimburse you for some withdrawal fees charged by another ATM owner. • Waived Monthly Maintenance Fee • Credit score and identity monitoring at no added cost Apply Now at Huntington

Huntington Bank Unlimited Plus Business Bonus

• Open a Huntington Unlimited Plus Business Checking Account • Earn $750 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening. • The $750 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. Apply Now at Huntington

Huntington Bank Unlimited Business Bonus

• Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. Apply Now at Huntington

Huntington Bank Business Checking 100 Bonus

• Open your Huntington Business Checking 100 Account today! • Earn $100 bonus when you open a Huntington Business 100 Checking account and then make a minimum cumulative new money deposit into the new checking account of at least $2,000 within sixty (60) days of account opening. • The $100 bonus will be deposited into your account after all requirements are met. • Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Do business without a minimum checking account balance fee or maintenance fee. • No monthly maintenance fee applies to this account. • Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge. • Ideal for start-ups and small businesses with lower balances and checking activity. • Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay. Apply Now at Huntington

Aspiration Spend & Save Offer

With Aspiration Spend & SaveTM, get the world’s first cash back account that lets you track the impact of your spending - all managed through one intuitive app. You'll save the planet and earn a $50 bonus and up to 5.00% APY. Customer must complete the following activities: • Open and fund an Aspiration Spend & Save Account or Aspiration Plus Account with a deposit of $10 or more, and • Uust use their Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening Apply Now at Aspiration

Discover Checking & Savings

Associated Bank Bonuses

• Availability: IL, MN, WI (Bank Locator)
• Credit inquiry: Soft Pull

BMO Harris Bonuses

• Availability: AZ, FL, IL, IN, KS, MN, MO, WA, WI  (Bank Locator)
• Credit inquiry: Soft Pull

First Horizon Bank Bonuses

• Availability: AL, AR, GA, KY, NC, MS, TN, VA (Bank Locator)
• Credit inquiry: Soft Pull

SunTrust Bank Bonuses

• Availability: AL, AR, DC, FL, GA, MD, MS, NC, SC, TN, VA, WV (Bank Locator)
• Credit inquiry: Soft Pull

Santander Bank Bonuses

• Availability: CT, DE, MA, NH, NJ, NY, RI, PA (Bank Locator)
• Credit inquiry: Soft Pull

Bottom Line

The bonuses listed above are what we considered as best bank promotions without direct deposit. If you know of any other great banks that do not require direct deposit, feel free to share it with our readers by commenting below and we will add it onto our list.

We strive to provide you the latest information on all bank deals and be sure to check our complete list of bank offers here across the nation for all your banking needs!

Stay updated and bookmark this page for the best bank bonuses with no direct deposit requirements!

Chase Coupon Promo Codes: $100, $200, $300, $625, $2000 Bonuses For Checking, Savings, Business – August 2022

Huntington Bank Bonuses: $100, $300, $400, $750 Checking, Business Promotions for August 2022

U.S. Bank Bonuses: $300, $400 Personal & Business Checking Promotions

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