See our best bank promotions and bonuses with no direct deposit.
Direct deposit requirements are usually the largest hurdle when applying for a bank bonus since updating payroll information to a new account can be a headache. On top of that, some banks are getting more restrictive to recurring direct deposits.
You will even find familiar banks such as Discover, Chase, offer simple requirements to meet their bonuses. Furthermore, large banks such as Huntington Bank provide their services online and makes it easy to sign-up.
Keep reading to find out the best bank promotions with no direct deposit requirements.
Table of Contents
- 1 Best Bank Bonuses Without Direct Deposit
- 1.1 Discover Savings Bonus
- 1.2 Chase Business Checking Bonus
- 1.3 Citi® Offers
- 1.4 Huntington Platinum Perks CheckingSM Bonus
- 1.5 Huntington Bank Unlimited Plus Business Bonus
- 1.6 Huntington Bank Unlimited Business Bonus
- 1.7 Huntington Bank Business Checking 100 Bonus
- 1.8 Aspiration Spend & Save Offer
- 1.9 Discover Checking & Savings
- 1.10 Associated Bank Bonuses
- 1.11 BMO Harris Bonuses
- 1.12 First Horizon Bank Bonuses
- 1.13 SunTrust Bank Bonuses
- 1.14 Santander Bank Bonuses
- 2 Bottom Line
Best Bank Bonuses Without Direct Deposit
Discover Savings Bonus
Open a Discover Online Savings Account for all these features:
• Earn $200/$150 Bonus with promo code BCS922 by 12/15/2022
• Earn high interest rate of 3.00% APY
• No minimum opening deposit, no minimum balance requirement, and now no fees
• Interest on Discover Online Savings Accounts is compounded daily and credited monthly
• Manage your account online or with the Discover mobile app
• FDIC insurance up to $250,000
• See advertiser website for full details
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code BCS922 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice.
Chase Business Checking Bonus
Huntington Platinum Perks CheckingSM Bonus
Huntington Bank Unlimited Plus Business Bonus
• Open a Huntington Unlimited Plus Business Checking Account
• Earn $750 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening.
• The $750 bonus will be deposited into your account after all requirements are met.
• Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee!
• Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®
• Ideal for businesses with higher checking activity and greater cash flow needs.
Huntington Bank Unlimited Business Bonus
• Open a Huntington Unlimited Business Checking Account
• Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
• The $400 bonus will be deposited into your account after all requirements are met.
• Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee.
• Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge.
• Designed for businesses with higher checking activity and greater cash flow needs.
• Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®.
Huntington Bank Business Checking 100 Bonus
• Open your Huntington Business Checking 100 Account today!
• Earn $100 bonus when you open a Huntington Business 100 Checking account and then make a minimum cumulative new money deposit into the new checking account of at least $2,000 within sixty (60) days of account opening.
• The $100 bonus will be deposited into your account after all requirements are met.
• Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee.
• Do business without a minimum checking account balance fee or maintenance fee.
• No monthly maintenance fee applies to this account.
• Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge.
• Ideal for start-ups and small businesses with lower balances and checking activity.
• Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay.
Aspiration Spend & Save Offer
Discover Checking & Savings
|Discover Bank Online Savings |
|Up to $200 Cash + 3.00%||Review|
|Discover Bank CD||Up to 4.25% APY||Review|
|Discover Bank Money Market||Up to 2.95% APY||Review|
|Discover Bank IRA CD||Up to 4.25% APY||Review|
Associated Bank Bonuses
BMO Harris Bonuses
First Horizon Bank Bonuses
SunTrust Bank Bonuses
- Availability: AL, AR, DC, FL, GA, MD, MS, NC, SC, TN, VA, WV (Bank Locator)
- Credit inquiry: Soft Pull
Santander Bank Bonuses
The bonuses listed above are what we considered as best bank promotions without direct deposit. If you know of any other great banks that do not require direct deposit, feel free to share it with our readers by commenting below and we will add it onto our list.
We strive to provide you the latest information on all bank deals and be sure to check our complete list of bank offers here across the nation for all your banking needs!
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