Best Bank Promotions With No Direct Deposit – October 2019

See our best bank promotions and bonuses with no direct deposit. You’ll be able to find the best bank bonuses from across the country without the direct deposit requirement.

With banks ranging from Chase, Bank of America, Discover to more centralized banks such as U.S. Bank, Huntington Bank, there is definitely a financial institution for you to trust!

Whether it be Savings or Checking, we have listed all the banks that anyone nationwide can sign up for. In fact, a few of them can be applied from the comfort of your own home! If you are interested, please continue reading and discover the best bank promotions with no direct deposit for 2019:

Best Bank Bonuses Without Direct Deposit

Discover Savings

• Open a Discover Online Savings Account for all these features: • Bonus offer applies for your first Discover Online Savings Account • Earn $200/$150 Bonus with promo code BCS1019 by 11/4/2019 • Fund your first savings account with a minimum of $25K by 11/18/2019 to earn the $200 Bonus • Fund your first savings account with a minimum of $15K by 11/18/2019 to earn the $150 Bonus • Earn high interest rate of 1.85% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 Apply Now at Discover See advertiser website for full details

• Full Review

Chase Savings Bonus

• • Enjoy a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days • Access to 16,000 Chase ATMs and nearly 5,000 branches • Link this account to your Chase checking account for Overdraft Protection. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Apply online in minutes. Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

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Huntington Bank $200 Checking Bonus

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Huntington Bank $750 Business Bonus

• • Open a Huntington Unlimited Plus Business Checking Account • Earn $750 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening. • The $750 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. Apply Now at Huntington

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Huntington Bank $400 Business Bonus

• • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. Apply Now at Huntington

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Huntington Bank $200 Business Bonus

• • Open your Huntington Business Checking 100 Account today! • Earn $200 bonus when you open a Huntington Business 100 Checking account and make total deposits of at least $2,000 within 60 days of account opening. • The $200 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Do business without a minimum checking account balance fee or maintenance fee. • No monthly maintenance fee applies to this account. • Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge. • Ideal for start-ups and small businesses with lower balances and checking activity. • Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay. Apply Now at Huntington

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Chase $200 Business Checking Bonus

• • Get $200 as a new Chase business checking client, when you open a Chase Total Business Checking® account with qualifying activities • Access to 16,000 ATMs and nearly 5,000 Chase branches • Chase has business specialists at your local branch to help with your business needs • Account Alerts are a great way to stay on top of your account's activity and enhance security • Unlimited electronic deposits at no charge, including Chase QuickDepositSM, ACH and ATM Apply Now at Chase

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BMO Harris $500/$200 Checking Bonus

• Direct Link
• Expiration Date: 10/31/2019
• Availability: AZ, FL, IL, IN, KS, MO, MN & WI (Bank Locator)
• Soft pull
• No direct deposit requirement
• Earn a $500 bonus by opening an Essential Business Checking Account with a $1,500 opening deposit, maintain that balance for at least 90 days, and make at least 10 electronic transactions within 90 days of account opening.
• Earn a $200 bonus by opening a Business Advantage Checking Account with a $5,000 opening deposit, maintain that balance for at least 90 days, and make at least 10 electronic transactions within 90 days of account opening.
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Cincinnati Federal $300 Checking Bonus

• Direct link
• Expiration Date: None Listed
• Availability: OH (Bank Locator)
• Soft pull
• No Direct Deposit necessary
• Enroll in eStatements
• Maintain an average balance of $200
• Have 10 debit card transactions posted to your account
• Full Review

FirstBank $300 Checking Bonus

• Direct link
• Expiration Date: 08/20/2019
• Availability: AZ, CA, & CO (Branch Locator)
• Soft pull
• Optional Direct Deposit
• Set up one direct deposit greater than $500 posts to the new checking account OR
• May conduct $500 in net (purchase debits less return credits) Visa Debit Card purchases comprised of 10 or more purchase transactions within 60 days of account opening.
• Full Review

First Tennessee Bank $300 Business Checking Bonus

• Direct link
• Expiration Date: 10/31/2019
• Availability: FL, MS, NC, SC, TN, TX, VA (Branch Locator)
• Soft pull
• Up To $300 credit card funding
• No direct deposit required
• Earn $300 bonus by completing 5 qualifying payment transactions within the first 30 days of account opening.
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Associated Bank $300 Checking & Money Market Bonus

• Direct link
• Expiration Date: 07/31/2019
• Availability: IL, MN, WI (Bank Locator)
• Soft pull
• To earn the first $175, you must open the account with a $100 deposit and make 3 payments via Associated Bank Online Bill Pay
• For the remaining $100, you must open an Associate Advantage Money Market account with $10,000 and maintain that balance for 90 days.
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Webster Bank $250 Checking Bonus

• Direct Link
• Expiration Date: None
• Availability: CT, MA, NY, and RI (Branch Locator)
• Optional direct deposit requirement
• Have an average monthly balance of $10,000 during the second full month that your account is open to qualify for the bonus
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IC Federal Credit Union $250 Checking Bonus

• Direct Link
• Expiration Date: None
• Availability: MA (Branch Locator)
• No direct deposit requirement
• Open an Intelligent Checking Account with a $5 opening deposit and maintain a balance of $1,500 for 90 days.
• Full Review

Fifth Third $250 Checking Bonus

• Direct link
• Expiration Date: 10/31/2019
• Availability: FL, GA, IL, IN, KY, MI, NC, OH, TN & WV (Branch Locator)
• Soft pull
• All you would have to do is have a deposit totaling $500 or more must be received within 45 days of account opening and maintain a $500 minimum balance for 60 days.
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Associated Bank $175 Checking Bonus

• Direct link Brewers Checking
• Expiration Date: 12/31/2019
• Availability: IL, MN, WI (Branch Locator)
• Soft pull
• Optional direct deposit requirement
• To qualify for the bonus, all you would need to do is have an account with a minimum deposit of $100.
• Once you have done so, be sure to make three payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening.
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Citizens Neighborhood Bank $150 Checking Bonus

• Direct link
• Expiration Date: None listed
• Availability: MA (Branch Locator)
• Open a personal checking account with $25 minimum opening deposit
• Complete ONE of the following within 60 days of opening the account
  • Set up to receive a direct deposit of $250 or more
  • Complete 6 debit card transactions
• Full Review

First Tennessee Bank $150 Checking Bonus

• Direct Link
• Expiration Date: 10/31/2019
• Availability: FL, MS, NC, SC, TN, TX, VA (Branch Locator)
• No direct deposit required
• Up to $300 in credit card funding
• Full Review

Valley National Bank $150 Checking Bonus

• Direct link
• Expiration Date: None listed
• Availability: NY, NJ, FL (Branch Locator)
• Soft pull
• No direct deposit requirement
• Within 60 days of account opening, enroll in online or mobile banking, and schedule 3 online bill payments or complete a minimum of 20 debit card transactions of $5 or more.
• Full Review

NASA Federal Credit Union $125 Checking Bonus

• Direct link
• Expiration Date: None
• Availability: VA, MD, DC (Branch Locator)
• Optional direct deposit requirement
• Active Bill Pay of 3 bill payments per month of at least $10 using the online BillPay+ service along with eStatements.
• Full Review

BrightStar Credit Union $100 Checking Bonus

• Direct link
• Expiration Date: None listed
• Availability: FL (Branch Locator)
• Optional direct deposit requirement
• Earn $100 bonus by completing 4 eligible transactions each 30 day period for 7 months
• Eligible transactions:  Visa Check Card purchases, Checks clearing, Direct Deposit, Bills paid via Online Bill Pay, In-branch deposits or withdrawals and ATM deposits
• Full Review

Charter Oak Credit Union $100 Checking Bonus

• Direct link
• Expiration Date: None listed
• Availability: CT (Branch Locator)
• Optional direct deposit requirement
• Earn $100 bonus by having a month-end minimum combined deposit and loan balance of $20,000 or more and have bill pay with a minimum of 4 unique payments posted within the month
• Full Review

Freedom Federal Credit Union $100 Checking Bonus

• Direct link
• Expiration Date: None listed
• Availability: MD (Bank Locator)
• No direct deposit requirement
• Earn $100 by enrolling in eStatements and complete one debit card transaction
• Full Review

Preferred Credit Union $100 Checking Bonus

• Direct link
• Expiration Date: None listed
• Availability: MI (Branch Locator)
• No direct deposit required
• Earn $100 by opening a Checking account (requires 10 transactions within 90 days of opening the account)
• Full Review

Rivermark Community Credit Union $100 Checking Bonus

• Direct link
• Expiration Date: 12/31/2019
• Availability: OR (Branch Locator)
• No direct deposit required
• Earn $100 bonus by simply opening your account, funding it with a minimum of $100.00, and completing 12 debit card transactions within 60 days of opening.
• Full Review

Wings Financial Credit Union $100 Checking Bonus

• Direct link 
• Expiration Date: None listed
• Availability: Chaska Community Center – 1661 Park Ridge Drive, MN (Branch Locator)
• No direct deposit requirement
• Earn $100 bonus by opening a checking account and as a member completed their SOAR Young Adult Program with a minimum test score of 70%
• Full Review

Republic Bank of Chicago $250 Savings Bonus

• Direct link
• Expiration Date: None listed
• Availability: IL (Bank Locator)
• Open a Savings account.
• Maintain a balance of $2,500 for 3 consecutive months
• Full Review

Associated Bank $100 Money Market Bonus

• Direct link
• Expiration Date: 12/31/2019
• Availability: IL, MN, WI (Branch Locator)
• Soft pull
• Requires a deposit of $10,000 and remain on deposit for 90 days to receive the bonus. $100 bonus will be deposited into money market accounts within 120 days of account opening
• Full Review

Bottom Line

The bonuses listed above are what we considered as best bank promotions without direct deposit. If you know of any other great banks that do not require direct deposit, feel free to share it with our readers by commenting below and we will add it onto our list.

We strive to provide you the latest information on all bank deals and be sure to check our complete list of bank offers here across the nation for all your banking needs!

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