See our best bank promotions and bonuses with no direct deposit. Additionally, we provided some information on each bonus but read each review for more details before signing up.
Direct deposit requirements are usually the largest hurdle when applying for a bank bonus.
You will even find familiar banks such as Discover, Chase, offer simple requirements to meet their bonuses.
Furthermore, large banks such as Huntington Bank provide their services online and makes it easy to sign-up.
Keep reading to find out the best bank promotions with no direct deposit requirements.
Table of Contents
- 1 Best Bank Bonuses Without Direct Deposit
- 1.1 Huntington Bank 25 Checking Bonus
- 1.2 Huntington Bank 5 Checking Bonus
- 1.3 Huntington Bank Asterisk-Free Checking Bonus
- 1.4 Huntington Bank Unlimited Plus Business Bonus
- 1.5 Huntington Bank Unlimited Business Bonus
- 1.6 Huntington Bank Business Checking 100 Bonus
- 1.7 Discover Savings
- 1.8 Citibank Bonuses
- 2 Capital One 360 Bonuses
- 3 Bottom Line
Best Bank Bonuses Without Direct Deposit
Huntington Bank 25 Checking Bonus
 Open your Huntington 25 Checking account today and enjoy: • $500 bonus by making cumulative new money deposits of at least $15,000 within 60 days of account opening and keep your account open for 90 days. $500 will be deposited in your new account within 14 days of meeting requirements. • 24-Hour Grace Overdraft Relief. It is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. • Earn Interest on Balances. 0.10% Annual Percentage Yield applies to all balance tiers. • Free ATM Withdrawals. They’ll waive all non-Huntington ATM cash withdrawal fees at any ATM and reimburse you for some withdrawal fees charged by another ATM owner. • Waived Monthly Maintenance Fee • Credit score and identity monitoring at no added cost |
Huntington Bank 5 Checking Bonus
 Open your Huntington 5 Checking account today and enjoy: • $200 bonus by making total deposits of at least $1,000 within 60 days of account opening. $200 will be deposited in your Huntington 5 Checking account after all requirements are met and your account is open for 90 days. • Earn interest on all balance tiers • 24-Hour Grace Overdraft Relief • Five Non-Huntington ATM withdrawal fees waived per statement • No minimum deposit needed to open • Enjoy mobile & online banking • 10% credit card rewards bonus |
Huntington Bank Asterisk-Free Checking Bonus
 Open your Asterisk-Free Checking® account today and enjoy: • $150 bonus by making total deposits of at least $1,000 within 60 days of account opening. • Free to open and free to maintain with no monthly maintenance fees • 24-Hour Grace Overdraft Relief • All Day DepositSM • Enjoy mobile & online banking |
Huntington Bank Unlimited Plus Business Bonus
 • Open a Huntington Unlimited Plus Business Checking Account • Earn $750 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening. • The $750 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
Huntington Bank Unlimited Business Bonus
 • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
Huntington Bank Business Checking 100 Bonus
 • Open your Huntington Business Checking 100 Account today! • Earn $200 bonus when you open a Huntington Business 100 Checking account and make total deposits of at least $2,000 within 60 days of account opening. • The $200 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Do business without a minimum checking account balance fee or maintenance fee. • No monthly maintenance fee applies to this account. • Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge. • Ideal for start-ups and small businesses with lower balances and checking activity. • Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay. |
Discover Savings
 Open a Discover Online Savings Account for all these features: • Earn high interest rate of 1.15% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 See advertiser website for full details |
Citibank Bonuses
Availability: Nationwide (Bank Locator)- Credit inquiry: Soft Pull
See Citibank offers here.
Capital One 360 Bonuses
Currently, Capital One is offering up to a $500 bonus with their Performance Savings account.
See all Capital One Promotions here.
Associated Bank Bonuses
Availability: IL, MN, WI (Bank Locator)- Credit inquiry: Soft Pull
BMO Harris Bonuses
- Availability: AZ, FL, IL, IN, KS, MN, MO, WA, WI (Bank Locator)
- Credit inquiry: Soft Pull
First Horizon Bank Bonuses
Availability: AL, AR, GA, KY, NC, MS, TN, VA (Bank Locator)- Credit inquiry: Soft Pull
SunTrust Bank Bonuses
Availability: AL, AR, DC, FL, GA, MD, MS, NC, SC, TN, VA, WV (Bank Locator)- Credit inquiry: Soft Pull
Santander Bank Bonuses
Availability: CT, DE, MA, NH, NJ, NY, RI, PA (Bank Locator)- Credit inquiry: Soft Pull
Chase Savings Bonus
See Chase Savings offers here and all Chase Bank bonuses here.
Chase Total Business Checking Bonus
Bottom Line
The bonuses listed above are what we considered as best bank promotions without direct deposit. If you know of any other great banks that do not require direct deposit, feel free to share it with our readers by commenting below and we will add it onto our list.
We strive to provide you the latest information on all bank deals and be sure to check our complete list of bank offers here across the nation for all your banking needs!
Stay updated and bookmark this page for the best bank bonuses with no direct deposit requirements!
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
| BONUS LINK | OFFER | REVIEW |
| HSBC Premier Checking Member FDIC | $475 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $700 | Review |
| HSBC Advance Checking Member FDIC | $225 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $270 | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 25 Checking | $500 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Simple | 1.40% APY | Review |
| CIT Bank Money Market | 1.30% APY | Review |
| CIT Bank Savings Builder | 1.25% APY | Review |
How can I open new accounts, receive sign-up bonuses, and make my own deposits overcoming the “qualifying direct deposit” requirements?
What about ACH?
Please email me the solutions-
Ideally, the answer to you’re question would be posted as a reply to you here publicly. Someone else out there reading this may have the same question.
My husband and I have excellent credit and we tried to get the HSBC advanced checking bonuses and
our application kept being denied! We even checked our credit report for unauthorized activity and
there was nothing.
Hancock Whitney bank required Direct deposit set up to qualify for the bonus. Thanks!