Find the latest SoFi bonuses, promotions, and offers here.
You’ll find multiple products includes SoFi Money, Active Investing, and Loan Products.
Table of Contents
SoFi Bonuses Review
SoFi is an online finance company that provides multiple products such as student loan refinancing, mortgages and personal loans. The company was started in 2011 and had a vision to provide more affordable options for those dealing with debt to fund their education. SoFi doesn’t just let anyone open an account. They examine free cash flow, professional history and education in addition to a history of responsible bill payment to evaluate its borrowers to ensure members have a high likelihood of making their payments.
- Promotion Links:
- $50 Money Bonus (No expiration date)
- $100 Invest Bonus (No expiration date)
- $100 Loan Referral (No expiration date)
- Fee Free Loans (No expiration date)
- Account Type: SoFi Money, Invest, and Loan Accounts
- Availability: Nationwide (Online)
- Direct Deposit Requirement: No
Be sure to check out our best rates Savings, Money Market, and CD accounts below.
If you’re looking for different bonuses, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over all SoFi offers below.
SoFi $50 Referral Bonus
SoFi is offering a $50 bonus when you open a SoFi Money Account using the link provided. This type of account also allows you to earn a nice 1.60% APY.
- What you’ll get: $50 Bonus
- Eligible account: SoFi Money
- Where it’s available: Nationwide (Online)
- How to earn it:
- Open a SoFi Money account with at least $100
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account
- Monthly fee: None
(FDIC Insured)
I’d recommend comparing this checking offer with other popular ones. Chase Bank offers $200 & $300 bonuses, TD Bank offers $150 & $300 bonuses, Huntington Bank offers $150 & $200 bonuses, Discover Bank offers $360 bonus, and HSBC Bank offers $350 & $750 bonuses.
How To Earn The $50 Bonus
- Using the link provided, open a SoFi Money account
- Fund the account with $100 within 14 days of account opening
- Earn a generous 1.60% APY
- Get a $50 reward
- Earn 1.60% APY on all balances
- Free P2P payments
- Free bill pays
- Unlimited reimbursement for ATM fees each month (Visa)
- No monthly fees
- Terms and conditions apply.
- For each Eligible Money Recipient who opens and funds a New Money Account with $100 or more within fourteen days, SoFi Securities or its designee will: (a) credit the Money account of the Eligible Money Referrer, with a one-time cash referral bonus of $50 (the “Money Referral Bonus”); and (b) credit the New Money Account of the Eligible Money Recipient, with a one-time cash welcome bonus of $50 (the “Money Welcome Bonus”).
- Only one Money Referral Bonus and one Money Welcome Bonus will be awarded for each referred Eligible Money Recipient, regardless of whether the Eligible Money Recipient opens and funds multiple accounts.
- An Eligible Money Referrer will not earn a Money Referral Bonus if the Eligible Money Recipient has or had an existing funded SoFi Money account, or does not use the unique referral link provided by the Eligible Money Referrer.
- Money Referral Bonuses and Money Welcome Bonuses are each considered miscellaneous income, and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable)
SoFi $100 Invest Bonus
When you open an active brokerage account with this bonus from SoFi, you get a $100 bonus. You only need to fund the account with $1,000.
- What you’ll get: $100 Bonus
- Eligible account: SoFi Invest
- Where it’s available: Nationwide (Online)
- How to earn it:
- Fund a brokerage account with $1,000
- The $100 bonus is rewarded in the form of a fractional share in a company
- When you’ll receive it: Not specified, probably at account opening
- Monthly fee: None
(No expiration date)
How To Earn The $100 Bonus
- Use the link provided to get started
- Open an Active Investing Account and fund with $1,000
- Get $100 in the form of a share of the company
- Stock Bits let you buy fractional shares of select stocks and ETFs starting at $1.
- SoFi Invest charges zero trading fees to buy and sell Stocks Bits—so the money you invest is 100% invested.
- Fractional share investing, like Stock Bits, makes it easy to invest in a lot of companies without a lot of dollars.
- No monthly fees
- The Eligible Invest Referrers are encouraged to refer friends, colleagues, family members, and anyone else they believe may be interested in opening a SoFi Active Invest account (the “Eligible Invest Recipient(s)”).
- The Eligible Invest Referrers will NOT receive an Invest Referral Bonus for referrals for a SoFi Automated Invest account.
- SoFi Securities LLC, or its designee (collectively, “SoFi Securities”) reserve the right to disqualify anyone from participation in the Invest Referral Program at any time.
SoFi Loan Referral Bonus
New SoFi customers can earn a generous bonus for getting reffered for a student or personal loan through the referral program.
- What you’ll get: $100
- Eligible account: SoFi Loan Account
- Where it’s available: Nationwide (Online)
- How to earn it:
- Get $100 when your loan is funded
- When you’ll receive it: Not specified
- Monthly fee: None
(Offer has no expiration)
How To Earn The Bonus
- Use the link provided to get started
- Open a loan account
- Get $100 when your account is funded
- No monthly fees
- The Eligible Loan Referrers will NOT receive a Loan Referral Bonus for a new referral if they have received 20 Loan Referral Bonuses in the preceding 12 months or if they have received 60 total lifetime Loan Referral Bonuses.
- Loan Referral Bonuses and Loan Welcome Bonuses are considered miscellaneous income and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable).
- An Eligible Loan Referrer will not earn Loan Referral Bonus if the Eligible Loan Recipient has or had an existing funded SoFi loan account, or if the Eligible Loan Recipient does not use the unique referral link provided by the Eligible Loan Referrer.
- If the Eligible Loan Recipient already has a SoFi loan account, is on our opt-out list or the national email opt-out list, or has already used another Eligible Loan Referrer’s unique referral link, the Eligible Loan Recipient may not be sent an email.
SoFi Loan Referral Bonus
SoFi customers can borrow up to $100k with industry-leading low APR Rates. To get started, fill out the online application and find a rate that fits your financial needs.
- What you’ll get: $5,000-$100,000
- Eligible account: SoFi Loan Account
- Where it’s available: Nationwide (Online)
- How to earn it:
- Fill out the application and find a rate that fits your needs
- Monthly fee: None
(Offer has no expiration)
How To Earn The Bonus
- Fixed: 5.990% APR to 16.240% APR (with AutoPay)
- Variable: 5.74% APR to 14.700% APR (with AutoPay)
- No Fees: No fees. You will be able to receive the full amount of your loans, allowing you to save the potential fee of having a “middle-man”.
- Loan Terms: You are able to repay your loans over a set amount of time ranging between 5 to 20 years.
- Unemployment Protection: If you are no longer employed, you can temporarily pause your payments. However, you must be employed or have an offer to start within 90 days.
- Fixed Rates: Your competitive low fixed APR rates would vary depending on your credit. Existing SoFi members will receive the 0.125% Member Rate Discount on that new loan.
- Soft Pull Credit Check: When applying for a loan, the initial credit check will not affect your credit score. However, if your loan is approved, that process will show up as a hard pull on your report.
- Live Customer Support: Your questions will be answered with customer services available 7 days a week via phone or social media.
- Better Credit: Although the initial loan will trigger a hard pull, borrowers range an average of 31 points when paying off credit card debt with a SoFi personal loan.
- Cosigning: SoFi allows their customers the ability to have a joint application to better your chance of getting approved for a better, highly-competitive rate.
- Loans not available nationwide: You aren’t able to apply for a SoFi personal loan if you are currently residing in Mississippi.
- Online Access: Although online access gives you better rates, you will not have the ability to make payments or ask questions in person, due to SoFi not having any brick-and-mortar locations.
Conclusion
If you are currently interested in a new banking experience, then these promotions from SoFi could be for you. SoFi offers a unique selection of services. Take advantage of whichever accounts fit your needs!
Feel free to comment on this post with any questions you may have about SoFi, their accounts they offer, or SoFi coupon codes.
Check back often for more SoFi Bonuses, Promotions, or Offers!
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
| BONUS LINK | OFFER | REVIEW |
| Chase SapphireSM Checking | $1,000 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| Discover Cashback Debit | $360 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| CIT Bank Savings Builder | $300 Cash | Review |
