Browsing the web for the Best 5-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 5-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 1-Year CD Rates
- Best 18-Month CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
Best CD Accounts | ||||
---|---|---|---|---|
Account | Minimum | APY | ||
![]() | Discover Bank 12-Month CD Account | $2,500 | 2.00% | |
![]() | CIT Bank 11-Month No-Penalty CD Account | $1,000 | 1.80% | |
![]() | BBVA 12-Month CD Account | $500 | 1.50% |
Best 5-Year CD Rates – Nationwide
Bank/Credit Union | APY | Min | Max | Account Name | Review |
---|---|---|---|---|---|
Justice Federal Credit Union | 3.10% | $500 | --- | 60-Month CD | Review |
Lafayette Federal Credit Union | 3.03% | $500 | --- | 60-Month CD | Review |
State Department Federal Credit Union | 2.98% | $500 | --- | 60-Month IRA | Review |
Pen Air Federal Credit Union | 2.95% | $500 | --- | 60-Month CD | Review |
Dover Federal Credit Union | 2.90% | $100k | --- | 60-Month CD | Review |
Transportation Federal Credit Union | 2.88% | $1k | --- | 60-Month IRA | Review |
Hiway Federal Credit Union | 2.85% | $10k | --- | 60-Month CD | Review |
DollarSavingsDirect | 2.80% | $1k | --- | 60-Month CD | Review |
State Department Federal Credit Union | 2.78% | $500 | --- | 60-Month CD | Review |
Transportation Federal Credit Union | 2.78% | $1k | --- | 60-Month CD | Review |
BONUS LINK | OFFER | REVIEW |
Chase SapphireSM Checking | $1,000 Cash | Review |
Chase Private Client | $2,000 Cash | Review |
Chase Total Business Checking® | $200 Cash | Review |
Chase Premier Plus CheckingSM | $300 Cash | Review |
Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
Discover Bank Online Savings | $200 Cash | Review |
Discover Cashback Debit | $360 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
CIT Bank Savings Builder | $300 Cash | Review |