Here you’ll find the latest offers from Citi® – keep up to date with Citi bonuses, promotions, and offers here.
Citi is the fourth-largest bank in the U.S. and one of the biggest banks in the world. They are looking to find new customers with large deposits by offering up to $2,000 cash bonus if you open an account.
Citi Bonuses Review
Founded in 1812, Citi was previously known as Citi of New York.
However, they’ve expanded nationwide and has locations in nearly every state.
Plus, they have recently expanded their online banking service to reach everyone and make it easier to manage their accounts from anywhere.
I’ll go over all Citi bonuses, promotions, and offers below.
Citi Priority Account $200, $500, $1,000, $1,500, or $2,000 Cash Bonus
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citi Priority Account
- Expiration Date: 7/23/2023
- Monthly Fee:
- MONTHLY SERVICE FEE – $30 or $0 when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts.
- Certain “Checking Accounts” are eligible for the Welcome Checking Cash Bonus Offer. Your new Checking Account can be an Access, Basic, Citibank® Account, Citi Priority, Citigold from the time you open your account until you receive your Bonus.
- Checking Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit-sharing plans), and other trust accounts will not qualify for this offer.
- International Personal Bank customers are not eligible for this offer.
- MONTHLY SERVICE FEE – $30 or $0 when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts.
- How to earn it:
- Deposit New-to-Citi Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Member FDIC.
Fine Print
- Your Balance must be held in your eligible Checking Account
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- So long as you have not owned a Citi checking account in the last 180 days, are at least 18 years old, and furnish or have a valid Form W-9 or Form W-8BEN on file with Citibank and are not subject to backup withholding, you can participate in the New to Citi Checking Cash Bonus Offer in select markets. Customers who open via phone or apply online with a residential/home (not mailing) address in an Eligible Location can qualify.
- A monthly service fee of $30 is applied to the Citi Priority Account Package if a combined average monthly balance of $30,000 or more is not maintained.
Citigold® Checking Account $200, $500, $1,000, $1,500, or $2,000 Cash Bonus
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citigold® Checking Account
- Expiration Date: 7/23/2023
- Monthly Fee:
- MONTHLY SERVICE FEE – $30 or $0 when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts.
- Certain “Checking Accounts” are eligible for the Welcome Checking Cash Bonus Offer. Your new Checking Account can be a Access, Basic, Citibank® Account, Citi Priority, Citigold from the time you open your account until you receive your Bonus.
- Checking Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit-sharing plans), and other trust accounts will not qualify for this offer.
- International Personal Bank customers are not eligible for this offer.
- MONTHLY SERVICE FEE – $30 or $0 when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts.
- How to earn it:
- Deposit New-to-Citi Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Member FDIC.
Fine Print
- Your Balance must be held in your eligible Checking Account. You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold® Account Package will be converted to the Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package
Citi® Accelerate Savings
Citi Up to $2,000 Business Checking Bonus
Earn up to a $2,000 cash bonus. Here’s how to earn your Citi business checking cash bonus:
- Open a new Citi Business® (Analyzed), Streamlined, or Flexible Checking Account between January 5, 2023 and July 12, 2023
- Fund Your Account. Within 30 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citibank2 funds to eligible accounts.
- 3. Maintain Your Balance. Maintain your balance for 60 consecutive calendar days.
| Qualifying Balance Level | Cash Bonus |
| $5,000 | $200 |
| $15,000 | $500 |
| $25,000 | $700 |
| $50,000 | $1,000 |
| $100,000 | $1,500 |
| $200,000 | $2,000 |
The information for the Citi Business Checking Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
Citi Personal Wealth Management Up To $5000 Bonus
Earn up to $5,000 and help get your investments on track.
- Step 1: Contact us to enroll a new or existing eligible Citi Personal Wealth Management account by 06/30/2023.
- Step 2: Fund a new or existing Citi Personal Wealth Management account with a minimum of $50,000 of New-To-Citi funds between 04/01/2023 – 06/30/2023.
- Step 3: Enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline shown in the Terms and Conditions.
- Step 4: Maintain the New-To-Citi funds in your account through the Maintain Funds deadline shown in the Terms and Conditions.
| Cash Bonus | New-To-Citi Funding |
| $500 | $50,000 – $199,999 |
| $1,000 | $200,000 – $499,999 |
| $2,000 | $500,000 – $999,999 |
| $3,000 | $1,000,000 – $1,999,999 |
| $5,000 | $2,000,000+ |
The information for the Citi Personal Wealth Management has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
Citi Self Invest Up To $500 Bonus
Earn up to $500 when you open and fund a Citi Self Invest account and complete all requirements.
- Fund a new or existing Citi Self Invest account with a minimum of $10,000 of New-To-Citi funds between 2/1/23–6/30/23.
- The Date of Initial Funding will determine the Account Funding Period, during which you may continue to add New-To-Citi funds to establish your bonus amount.
- You must be enrolled in eDelivery of statements through the end of the Account Funding Period.
- Maintain the New-To-Citi funds in your Citi Self Invest account through the Maintain Funds deadline shown in the chart below.
- The cash bonus will be credited to your Citi Self Invest account by the deadline shown in the chart below for customers who have met the qualifying requirements stated above. At the time the cash bonus is credited to that account, the Citi Self Invest account must be open and in good standing.
| Cash Bonus | New-To-Citi Funding |
| $100 | $10,000 – $49,999 |
| $200 | $50,000 – $199,999 |
| $500 | $200,000 or more |
The information for the Citi® Self Invest has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
Citi Up to $5,000 Savings Bonus (Expired)
Save for more outings. Earn up to $5,000.
- Step 1: Enroll and open a new Citi Savings Account by 04/03/2023.
- Step 2: Fund Your Account. Deposit New-to-Citibank Funds into your new savings account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus.
- Step 3: Maintain the Balance. Maintain the required Minimum Balance for an additional 60 days from the 21st day.
- Step 4: Get Rewarded. The cash bonus will be deposited to your open, eligible savings account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $100 | $10,000 – 29,999 |
| $150 | $30,000 – $49,999 |
| $250 | $50,000 – $99,999 |
| $500 | $100,000 – $199,999 |
| $1,000 | $200,000 – $499,999 |
| $2,500 | $500,000 – $999,999 |
| $5,000 | ≥ $1,000,000 |
The information for the Citi Savings Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
Citi Checking Account Features
- Citi Priority Account Package – Priority banking with financial guidance from Citi Personal Wealth Management.
- Key Benefits
- No Citi fees at non-Citi ATMs
- Preferred pricing and rates on select products and services
- Citi Priority Advisors
- Investment guidance and resources from Citi Personal Wealth Management
- Travel and global benefits
- Key Benefits
- Citigold® Account Package – Preferred banking benefits and a dedicated team from Citi Personal Wealth Management.
- Key Benefits
- All the features of the Citi Priority Package and more:
- Unlimited reimbursement of non-Citi ATM fees
- Dedicated team
- World-class investment platform from Citi Personal Wealth Management
- Complimentary financial planning
- Citigold Concierge
- All the features of the Citi Priority Package and more:
- Key Benefits
Citi Checking Account Benefits
On top of the fantastic bonuses offered by Citi, these are some of the great benefits included with all Citi checking accounts.
- ATM Access. Access cash at many fee-free ATMs across the U.S.
- Online Banking. Quickly check your account activity, pay bills and more without stepping into a branch.
- Seamless Money Movement. Send money to friends, transfer funds and deposit checks with easy-to-use digital services.
- Digital Wallets. Add your Citi Debit Card to mobile wallets to pay with confidence.
- Send Money with Zelle®. Send and request money directly from your Citi checking account.
- Security. Their ID theft and monitoring solutions can help detect fraud or unauthorized use.
Citi Bonuses Conclusion
These bonuses from Citi are fairly simple to earn and I recommend taking advantage of this offer before it expires.
- Best Savings/Money Market rates
- Best CD Account rates
- Best Business Savings Rates
- Best No Penalty CD Rates
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Bank of America, and many more.
Check back often for more Citi Bonuses, Promotions, or Offers!
Warning – We opened a checking account in May 2022 with hopes of earning a bonus of $700, called Citi multiple times and still no bonus into our account as December, 2022. No withdrawals were made since the initial deposit.
They tell us a deposit will be made within a few days, but still no deposit.
Not sure of their bonus accounts!
You mentioned above ‘ Citi Priority Account $300, $700, $1,500 Bonus
Citi is offering a promotion of a $300, $700, or $1,500 cash bonus when you open an eligible checking & savings account in The Citi Priority Account with required activities. ‘
I don’t see it requires the priority account to get the bonus. I think the basic account is also eligible. Can you clarify?
Yes, I had the same experience. They did not pay bonus. It has been 5 months now.
This looks like a scam. Is there a way to file a class action lawsuit?
SAME! Filing a complaint with CFPB right now…
citi bank $700 bonus is bogus.tried to apply says not available. yet promotion is good till 6/30/2020
I signed up for the $700 promotion for the priority package on March 31st. Be aware that this opens a Citi Savings account with standard interest of 0.10% and not the Accelerate Savings account (1.55%). It is really not that clear in the terms and conditions that the Accelerate account is not eligible for the promotion. The terms just say to you need to open a “Citi Savings Account” which is generic and seems like it would encompass all savings accounts at Citi. It is also not obvious during the account opening process that you are opening a standard Citi Savings account with the lower interest. I may have thought twice about opening an account package if I understood that at the time.
If you decide to go with this promotion you can transfer the balance from the Citi Savings to an Accelerate Savings once you meet the bonus requirements (maintain minimum balance across eligible accounts for 60 days). The other bonus programs likely work the same way in that the savings account will be a Citi Savings account and not an Accelerate Savings account. I should have known better and in the future I will take a screenshot of every screen during the application process.
Note: The difference between 1.55% and 0.10% on 50k over 60 days is about $120.
Never paid out the bonus – $500 check and savings with direct deposit. Now asking for the promo coed. This is the second time they failed to pay as promised after waiting 24 months to try again. I will be reporting their bad practice and false advertising to the governor general and bank ombudsmen.
Same thing happened to me. Not paying the bonus without the code. We clicked right from the offer. There was no code.
Applied for promotional bonus. Bad–incompetent customer service; did not send correct routing number unique to the promotional acct.
This is the 2nd time I tried to take advantage of a citibank promotional in past two years. Same problem.