Here you’ll find the latest offers from Citi® – keep up to date with Citi bonuses, promotions, and offers here.
Citi is the fourth-largest bank in the U.S. and one of the biggest banks in the world. They are looking to find new customers with large deposits by offering up to $5,000 cash bonus if you open an account.
Update 7/11/25:
- The $5,000 Citi Wealth Management bonuses have been extended through 9/30/25.
- The $1,500 checking bonus has been extended through 10/6/25.
- The prior $325 checking bonus has been extended through 10/6/25.
The $2000 business checking bonus is still available through 7/7/25.- The $500 Citi Invest offer no longer has a expiration date.
Citi Checking $1500 Cash Bonus
New checking customers may earn a cash bonus of $750 or $1,500 after opening an eligible checking account by 10/6/25 and completing required activities.
- Open new account. To enroll in this offer, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements. Open a new eligible checking account and enroll in the bonus offer the same day. Offer valid from 7/8/25 to 10/6/25.
- Fund your account. Deposit New-to-Citibank funds into your checking account within 45 calendar days from account opening. The balance on your 45th day will determine your maximum eligible cash bonus.
- Earn $750 bonus: Minimum balance $30,000
- Earn $1500 bonus: Minimum balance $200,000
- Maintain the required minimum balance in your eligible account for an additional 45 days from the 46th day. Your bonus will be paid to your open Regular Checking account between the 90th and 120th calendar day after account opening, and completing required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
Citi Checking $325 Cash Bonus
Earn a $325 bonus by opening a new Regular Checking account by 10/6/25 and completing Enhanced Direct Deposits and other required activities.
- Open a new eligible Regular Checking account by applying exclusively from this page from 7/8/25 to 10/6/25. Accounts opened in a branch or over the phone are not eligible for this online-only offer.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. The total of all your completed Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- Note: Deposit requirements for this offer differ from the Enhanced Direct Deposit requirement of $250+ to waive Monthly Service Fees.
- Earn a cash bonus of $325 after completing required activities, which include keeping your checking account open and in good standing from the time it’s opened until you receive your Bonus. Receive your bonus as a credit to your open, eligible Regular Checking account between the 90th and 120th calendar day after account opening. Only new checking customers qualify.
The information for the Citi Checking Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Citi Self Invest Up To $500 Bonus
Earn up to $500 when you open and fund a Citi Self Invest account and complete all requirements.
- Fund a new or existing Citigroup Global Markets Inc. (“CGMI”) Citi Self Invest (“CSI”) account with a minimum of $10,000 of New-To-Citi funds during an Account Funding Period as described below. See below for the definition of “New-to-Citi funds”. The date your CSI account receives the first New to Citi funds in your CSI account is defined as your “Date of Initial Funding.” The Date of Initial Funding will determine the Initial Funding Month that begins the Account Funding Period. During the Account Funding Period, you may continue to add New-To-Citi funds to establish your bonus amount.
- You must be enrolled in eDelivery of statements through the end of the Account Funding Period.
- Maintain the New-To-Citi funds in your Citi Self Invest account through the Maintain Funds Period shown in the Example of Funding and Maintenance Requirements
| Cash Bonus | New-To-Citi Funding |
| $100 | $10,000 – $49,999 |
| $200 | $50,000 – $199,999 |
| $500 | $200,000 or more |
The information for the Citi® Self Invest has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($150 Cash) |
| E*TRADE (Up to $6,000 Cash) | |
Citi Personal Wealth Management Up To $5000 Bonus
Earn up to $5,000 and help get your investments on track.
- Step 1: Contact a Financial Advisor to enroll a new or existing eligible Citi Personal Wealth Management account by 9/30/2025.
- Step 2: Fund a new or existing Citi Personal Wealth Management account with a minimum of $50,000 in New-to-Citi funds between 7/1/2025 – 9/30/2025.
- Step 3: Enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline shown in the Terms and Conditions.
- Step 4: Maintain the New-to-Citi funds in your account through the Maintain Funds deadline shown in the Terms and Conditions.
(Expires 09/30/2025)
| Cash Bonus | New-To-Citi Funding |
| $500 | $50,000 – $199,999 |
| $1,000 | $200,000 – $499,999 |
| $2,000 | $500,000 – $999,999 |
| $3,000 | $1,000,000 – $1,999,999 |
| $5,000 | $2,000,000+ |
The information for the Citi Personal Wealth Management has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($150 Cash) |
| E*TRADE (Up to $6,000 Cash) | |
Citi Up to $2,000 Business Checking Bonus (Expired)
Earn up to a $2,000 cash bonus. Here’s how to earn your Citi business checking cash bonus:
- Open a new CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account between January 8, 2025 and July 7, 2025. Ask a Citibank Business Specialist to enroll you in the Citi Checking Offer.
- Fund your account. Within 45 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citibank2 funds to eligible accounts.
- Maintain your balance. Maintain the required minimum balance for an additional 45 days from the 46th day of offer enrollment. Your bonus will be deposited to your Citibank business checking account as a credit within 30 days from the end of the month in which you complete all requirements.
| Qualifying Balance Level | Cash Bonus |
| $5,000 – $19,999 | $300 |
| $20,000 – $99,999 | $750 |
| $100,000 – $199,999 | $1,500 |
| $200,000 and above | $2,000 |
The information for the Citi Business Checking Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Citi® Accelerate Savings
Citi Checking $325 or $450 Cash Bonus (Expired)
New checking customers can earn a $325 or $450 cash bonus when opening a new eligible checking account from 10/9/24 to 1/7/25 with qualifying Enhanced Direct Deposits and required activities.
- Open a new eligible Citi® Checking account with Enhanced Direct Deposits and enroll in this offer by applying directly from this page. Offer valid from 10/9/24 to 1/7/25.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- Earn $325 when you make $3,000 in qualifying Enhanced Direct Deposits
- Earn $450 when you make $6,000 in qualifying Enhanced Direct Deposits
- Earn and enjoy a $325 or $450 cash bonus. Your bonus amount will be determined by the sum of all Enhanced Direct Deposits made to your new Checking Account as of the 90th calendar day after account opening. Your bonus will be deposited as a credit to your open, eligible checking account within 30 days after the end of the 90-calendar day qualification period. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Citi Checking $400 Cash Bonus (Expired)
New checking customers can earn a $400 cash bonus by opening an eligible checking account from 8/21/24 to 10/8/24 and completing required activities.
- Open new account. To enroll in this offer, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements. Open a new eligible checking account and enroll in the bonus offer the same day. Offer valid from 8/21/24 to 10/8/24.
- Fund your account. Deposit a required minimum balance of $10,000 in New-to-Citibank funds into your checking account within 45 calendar days from account opening.
- Maintain your balance. Maintain the required minimum balance of $10,000 in your eligible Citi Checking Account for an additional 45 days from the 46th day. Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Citi Priority Account $200, $500, $1,000, $1,500, or $2,000 Cash Bonus (Expired)
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citi Priority Account
- Expiration Date: 1/9/2024
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Member FDIC.
Fine Print
- Your Balance must be held in your eligible Checking Account
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- So long as you have not owned a Citi checking account in the last 180 days, are at least 18 years old, and furnish or have a valid Form W-9 or Form W-8BEN on file with Citibank and are not subject to backup withholding, you can participate in the New to Citi Checking Cash Bonus Offer in select markets. Customers who open via phone or apply online with a residential/home (not mailing) address in an Eligible Location can qualify.
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
Citigold® Checking Account $200, $500, $1,000, $1,500, or $2,000 Cash Bonus (Expired)
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citigold® Checking Account
- Expiration Date: 1/9/2024
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Member FDIC.
Fine Print
- Your Balance must be held in your eligible Checking Account. You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold® Account will be converted to the Citi Priority Account and your accounts will be subject to the terms and conditions then in effect for that type of account.
Citi Up to $5,000 Savings Bonus (Expired)
Save for more outings. Earn up to $5,000.
- Step 1: Enroll and open a new Citi Savings Account by 04/03/2023.
- Step 2: Fund Your Account. Deposit New-to-Citibank Funds into your new savings account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus.
- Step 3: Maintain the Balance. Maintain the required Minimum Balance for an additional 60 days from the 21st day.
- Step 4: Get Rewarded. The cash bonus will be deposited to your open, eligible savings account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $100 | $10,000 – 29,999 |
| $150 | $30,000 – $49,999 |
| $250 | $50,000 – $99,999 |
| $500 | $100,000 – $199,999 |
| $1,000 | $200,000 – $499,999 |
| $2,500 | $500,000 – $999,999 |
| $5,000 | ≥ $1,000,000 |
The information for the Citi Savings Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
Citi Checking Account Benefits
On top of the fantastic bonuses offered by Citi, these are some of the great benefits included with all Citi checking accounts.
- ATM Access. Access cash at many fee-free ATMs across the U.S.
- Online Banking. Quickly check your account activity, pay bills and more without stepping into a branch.
- Seamless Money Movement. Send money to friends, transfer funds and deposit checks with easy-to-use digital services.
- Digital Wallets. Add your Citi Debit Card to mobile wallets to pay with confidence.
- Send Money with Zelle®. Send and request money directly from your Citi checking account.
- Security. Their ID theft and monitoring solutions can help detect fraud or unauthorized use.
Citi Bonuses Conclusion
These bonuses from Citi are fairly simple to earn and I recommend taking advantage of this offer before it expires.
- Best Savings/Money Market rates
- Best CD Account rates
- Best Business Savings Rates
- Best No Penalty CD Rates
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Bank of America, and many more.
Check back often for more Citi Bonuses, Promotions, or Offers!
Warning – We opened a checking account in May 2022 with hopes of earning a bonus of $700, called Citi multiple times and still no bonus into our account as December, 2022. No withdrawals were made since the initial deposit.
They tell us a deposit will be made within a few days, but still no deposit.
Not sure of their bonus accounts!
You mentioned above ‘ Citi Priority Account $300, $700, $1,500 Bonus
Citi is offering a promotion of a $300, $700, or $1,500 cash bonus when you open an eligible checking & savings account in The Citi Priority Account with required activities. ‘
I don’t see it requires the priority account to get the bonus. I think the basic account is also eligible. Can you clarify?
Yes, I had the same experience. They did not pay bonus. It has been 5 months now.
This looks like a scam. Is there a way to file a class action lawsuit?
SAME! Filing a complaint with CFPB right now…
citi bank $700 bonus is bogus.tried to apply says not available. yet promotion is good till 6/30/2020
I signed up for the $700 promotion for the priority package on March 31st. Be aware that this opens a Citi Savings account with standard interest of 0.10% and not the Accelerate Savings account (1.55%). It is really not that clear in the terms and conditions that the Accelerate account is not eligible for the promotion. The terms just say to you need to open a “Citi Savings Account” which is generic and seems like it would encompass all savings accounts at Citi. It is also not obvious during the account opening process that you are opening a standard Citi Savings account with the lower interest. I may have thought twice about opening an account package if I understood that at the time.
If you decide to go with this promotion you can transfer the balance from the Citi Savings to an Accelerate Savings once you meet the bonus requirements (maintain minimum balance across eligible accounts for 60 days). The other bonus programs likely work the same way in that the savings account will be a Citi Savings account and not an Accelerate Savings account. I should have known better and in the future I will take a screenshot of every screen during the application process.
Note: The difference between 1.55% and 0.10% on 50k over 60 days is about $120.
Never paid out the bonus – $500 check and savings with direct deposit. Now asking for the promo coed. This is the second time they failed to pay as promised after waiting 24 months to try again. I will be reporting their bad practice and false advertising to the governor general and bank ombudsmen.
Same thing happened to me. Not paying the bonus without the code. We clicked right from the offer. There was no code.
Applied for promotional bonus. Bad–incompetent customer service; did not send correct routing number unique to the promotional acct.
This is the 2nd time I tried to take advantage of a citibank promotional in past two years. Same problem.