Take advantage of our updates on the latest Citibank bonuses, promotions, and offers here.
Currently, you’ll find Citibank Checking, Savings, and Business offers starting at $200, $500, $700, $1,500 and $2,000 bonuses.
Table of Contents
- 1 Citibank Bonuses Review
- 2 Citibank $200, $500, $700 Checking Bonus
- 3 Citibank $200-$1,500 Checking Savings Bonus
- 4 CitiBank $2,000 Business Checking Bonus *Targeted*
- 5 Citibank 10,000 to 50,000 AAdvantage Miles *Targeted*
- 6 Citibank 60,000 Thank You Points *Expired*
- 7 Citibank $500 Checking Bonus *Expired*
- 8 Conclusion
Citibank Bonuses Review
Founded in 1812, Citibank was previously known as Citibank of New York. However, they’ve expanded nationwide and has locations in nearly every state. Plus, they have recently expanded their online banking service to reach everyone and make it easier to manage their accounts from anywhere.
- Promotion Links:
- $700 Checking Bonus (03/31/2020)
- $500 Checking Bonus (03/31/2020)
- $200 Checking Bonus (03/31/2020)
- $200-$1,500 Checking Savings Bonus (03/31/2020)
- $200-$2,000 Business Checking Bonus (03/31/2020) *Targeted*
- 20,000-50,000 AAdvantage Miles *Targeted*
- Account Type: Checking, Savings Plus, Business Checking account
- Availability: Nationwide
- Branches: 800+ (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Options: Many Options.
These bonuses from Citibank are fairly simple to earn and I recommend taking advantage of this offer before it expires. However, Citibank rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over all Citibank offers below.
Citibank $200, $500, $700 Checking Bonus
Citibank is offering a $200, $500, and $700 bonus when you open a new qualifying banking package and complete certain requirements.
- What you’ll get: $200, $500, and $700 Bonus
- Expiration Date
- $700 Checking Bonus (03/31/2020)
- $500 Checking Bonus (03/31/2020)
- $200 Checking Bonus (03/31/2020)
- Eligible account: Basic Banking Package ($200), CitiBank Account Package ($500), Citi Priority Account Package ($700)
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide (Bank Locator)
- Monthly fee: $12 – $30 monthly maintenance fee, see below on how to waive
I’d recommend comparing this checking offer with other popular ones. Chase Bank offers $200 & $300 bonuses, TD Bank offers $150 & $300 bonuses, Huntington Bank offers $150 & $200 bonuses, Discover Bank offers $360 bonus, and HSBC Bank offers $350 & $750 bonuses.
How To Earn the $200, $500, $700 Bonuses
HOW TO EARN $200 BONUSHOW TO EARN $500 BONUSHOW TO EARN $700 BONUSACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEE
- Open a new eligible checking account in the Basic Banking Package during the offer period.
- Within 30 days of opening your account, deposit $5,000 in New-to-Citibank funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
- Open new eligible checking and savings accounts in the Citibank Account Package during the offer period.
- Within 30 days of opening your account, deposit $15,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $15,000 between the checking and savings accounts for 60 consecutive calendar days.
- An additional $100: Also complete one qualifying direct deposit each month for two consecutive months within 60 days of account opening for a total cash bonus of $500!
- Open new eligible checking and savings accounts in the Citi Priority Account Package during the offer period.
- Within 30 days of opening your account, deposit $50,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.
- Online Banking
- Free ATMs
- Waive the Service Fee
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zell
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
- Use thousands of fee-free ATMs throughout the US
- Basic Banking Package: $12 monthly service fee waived by making one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older.
- Citibank Account Package: Waive the $25 monthly service fee by having a greater combined average monthly balance of $10,000
- The Citi Priority Account Package. $30 monthly service fee waived by having a greater combined average monthly balance of $50,000
Citibank $200-$1,500 Checking Savings Bonus
Citibank is offering up to $1,500 when you open a Checking Savings Account and meet the deposit requirements.
- What you’ll get: Up to $1,500 Bonus
- Expiration Date: 03/31/2020
- Eligible account: Checking and Savings Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: NY, CT, MD, VA, DC, CA, NV, IL, NJ, FL (Bank Locator)
- Monthly fee: None
(Expires March 31, 2020)
How To Earn the $1,500 Bonus
HOW TO EARN $1,500 BONUSACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEEFINE PRINT
- Open a checking and savings accounts in the Citigold® Account Package during the offer period
- Within 30 days of opening your account, deposit $200,000 or more in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $200,000 between the checking and savings accounts for 60 consecutive calendar days.
- After all required activities are met, the $1,500 bonus will be deposited to your account within 90 calendar days!
- Deposit bonuses are as followed:
- Basic Banking Package:
- $5,000 minimum deposit: $200 bonus
- Citibank® Account Package:
- $15,000 minimum deposit: $400 bonus
- Citibank® Account Package:
- $15,000 minimum deposit: $500 bonus
- Citi Priority Account Package:
- $50,000 minimum deposit: $700 bonus
- Citigold® Account Package:
- $200,000 minimum deposit: $1,500 bonus
- Basic Banking Package:
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- Basic Banking Package: to waive the $12 monthly service fee, make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500 or more combined average monthly balance in eligible linked accounts.
- Citibank Account Package: A monthly service fee of $25 and a $2.50 non-Citibank ATM fee apply to the checking account if a combined average monthly balance of $10,000 or more is not maintained.
- Citi Priority Account Package: A monthly service fee of $30 applies to the checking account if a combined average monthly balance of $50,000 or more is not maintained.
- Citigold Account Package: There is no monthly service fee for a checking account
- For the $500 offer only: The bonus will be reported to the IRS as miscellaneous income to the first signer on the account, in the year received, as required by applicable law.
- Bonus payments received by U.S. persons will be reported on IRS Form 1099-MISC for the year received.
- Customer is responsible for any applicable taxes and consulting a tax advisor.
- Citi is not a tax advisor.
- To be eligible for the bonus, U.S. persons must furnish Citibank with a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification).
- Foreign persons are ineligible to participate in this offer.
- Note: You may not convert your Citigold Account Package to the Citi Priority Account, Citibank Account, or Basic Banking Packages and still be eligible for the Cash Bonus. You may not convert from your Citi Priority Account Package to the Citibank Account or Basic Banking Package, nor can you convert from your Citibank Account Package to the Basic Banking Package and still be eligible for the Cash Bonus.
CitiBank $2,000 Business Checking Bonus *Targeted*
Take advantage of a $2,000 bonus when you sign up for a new Business Checking Account and meet the tiered deposit amount.
- What you’ll get: $200-$2,000
- Eligible account: Business Checking account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- Open a Business Checking Account
- Meet the tiered deposit amount
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 90 business days.
- Monthly fee: $15 monthly maintenance fee, see below on how to waive
(Expires March 31, 2020)
How To Earn The $2,000 Business Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- No direct link to offer.
- Open a Citibank Business Checking Account and provide a deposit balance, which must be maintained for 60 calendar days after deposit.
- Bonus tier breakdown below:
- $200 bonus with a $5,000 deposit
- $500 bonus with a $15,000 deposit
- $700 bonus with a $25,000 deposit
- $1,000 bonus with a $50,000 deposit
- $1,500 bonus with a $100,000 deposit
- $2,000 bonus with a $200,000 deposit
- Online Banking
- Bill Pay
- Interest Bearing
- Exclusive Mobile App
- Zelle
- CitiBusiness®Streamlined Checking Account: Monthly fee of $15 and is waived have an average monthly balance of $5,000 or more.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Citibank 10,000 to 50,000 AAdvantage Miles *Targeted*
Citibank is offering up to a 50,000 AAdvantage Miles when you open a Citi Miles Ahead Savings Account.
- What you’ll get: 50,000 AAdvantage Miles
- Eligible account: Miles Ahead Savings
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- Open a Citi Miles Ahead Savings Account
- Meet the tiered deposit amount below
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 60 business days.
- Monthly fee: None
How To Gain The 50,000 AAdvantage Miles
HOW TO EARN BONUSACCOUNT FEATURES
- No direct link
- Qualified customers can open a Citi Miles Ahead Savings Account
- Earn the following miles based on tiered deposit amount
- 20,000 AAdvantage Miles + 1.01% APY
- $10,000-$49,999
- 40,000 AAdvantage Miles + 1.25% APY
- $50,000-$199,999
- 50,000 AAdvantage Miles + 1.50% APY
- $200,000+
- 20,000 AAdvantage Miles + 1.01% APY
- Online Banking
- Bill Pay
- Exclusive Mobile App
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Use thousands of fee-free ATMs throughout the US
Citibank 60,000 Thank You Points *Expired*
Citibank is offering a 60,000 Thank You Points when you open a Citibank Checking Account by December 31, 2019.
- What you’ll get: 60,000 Thank You Points
- Eligible account: Personal Checking account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- Open a new Checking account in the Citi Priority Account Package
- Be sure to use your unique offer code when opening to qualify
- Meet the requirements for the account to earn your Thank You Points
- Open a new Checking account in the Citi Priority Account Package
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 60 business days.
- Monthly fee: None
Earning The 60,000 Thank You Points
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a new Checking account in the Citi Priority Account Package
- Be sure to use your unique offer code when opening to qualify
- Meet the requirements for the account to earn your Thank You Points:
- Citi Gold Account – 60,000 Thank You Points
- Make at least $1,000 worth of debit card purchases
- Citi Priority Checking – 50,000 Thank You Points
- Make at least $750 worth of debit card purchases
- Citibank Account – 30,000 Thank You Points
- Make at least $375 worth of debit card purchases
- Citi Basic Account – 10,000 Thank You Points
- Make at least $125 worth of debit card purchases
- Make one or more qualifying bill payments for two consecutive months.
- Citi Gold Account – 60,000 Thank You Points
- The Thank You Points will be credited within 90 calendar days of meeting all the requirements.
- Online Banking
- Bill Pay
- Exclusive Mobile App
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Use thousands of fee-free ATMs throughout the US
- Citigold Account: There is no monthly service fee for this account. However if you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold Account Package will be converted to The Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package.
- Citi Priority Account: The $30 monthly fee can be waived when you maintain a combined average monthly balance of $50,000 or more in eligible linked deposits, retirement and investment balances.
- Citibank Account: The $25 monthly fee can be waived when you maintain a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
- Citi Basic Banking Account: The $12 monthly fee can be waived you make one qualifying direct deposit per month and one qualifying bill payment per month or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older.
- You must meet qualifying debit card transactions totals to earn the bonus points.
- A bill payment or two is required for each of the account packages.
- Contact Citibank for more information on this promotion.
Citibank $500 Checking Bonus *Expired*
Citibank is offering a $500 bonus when you open a Checking and Savings Account when you meet all the requirements.
- What you’ll get: $500 Bonus
- Eligible account: Personal Checking and Savings account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- Open a new eligible checking and savings account in the Citibank Account Package with $15,000 new-to-bank funds.
- Maintain a $15,000 balance for 60 consecutive days.
- Complete one qualifying direct deposit each month for two consecutive months within 60 days of account opening
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 60 business days.
- Monthly fee: None
(Expired)
I’d recommend comparing this checking offer with other popular ones. Chase Bank offers $200 & $300 bonuses, TD Bank offers $150 & $300 bonuses, Huntington Bank offers $150 & $200 bonuses, Discover Bank offers $360 bonus, and HSBC Bank offers $350 & $750 bonuses.
Gaining The $500 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- To earn the initial $400, enroll in Citibank’s “$400/$500 Checking and Savings Offer”.
- Open a new Eligible Checking and Savings Account by September 30, 2019.
- Within 30 days deposit $15,000 or more into the account and maintain for 60 days
- In addition, $10,000 in the Checking Account and $5,000 in the Savings Account will also fulfill the Minimum Balance requirement.
- To earn the last $100, set up a Qualifying Direct Deposit into the Checking Account for two consecutive months
- Online Banking
- Bill Pay
- Exclusive Mobile App
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
- Use thousands of fee-free ATMs throughout the US
- There are no monthly fees with this account.
- Within thirty (30) calendar days of the opening of the new Eligible Checking Account, any owner of either eligible account must make a deposit of $15,000 or more (multiple deposits allowed) in New-to-Citibank Funds into the new Eligible Checking Account and/or the new Eligible Savings Account.
- A minimum balance of $15,000 must be maintained for sixty (60) consecutive calendar days following the date when the $15,000 deposit was made (“Minimum Balance”). The Minimum Balance may be held in one of the eligible accounts or in a combination of the eligible accounts. For example, a $15,000 balance in the Eligible Checking or Savings Account for sixty (60) consecutive calendar days will fulfill the Minimum Balance requirement. In addition, balances of $10,000 in the Eligible Checking Account and $5,000 in the Eligible Savings Account for sixty (60) consecutive calendar days will also fulfill the Minimum Balance requirement.
- To qualify for a $500 cash bonus, within sixty (60) days of opening the new Eligible Checking Account, you must complete the required activities above and also complete one (1) Qualifying Direct Deposit into the Eligible Checking Account for two consecutive months. A “Qualifying Direct Deposit” is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer, or an outside agency.
Conclusion
Overall, Citibank is always coming out with new coupons and bonuses for their Checking, Savings and Business accounts. However, it’s a lot to keep up with. That’s why, we’re here to provide you with the best promotions Citibank has to offer.
Furthermore, feel free to comment on this post with any questions you may have about Citibank, their accounts they offer, or Citibank coupon codes.
Lastly, check back often for more Citibank Bonuses, Promotions, or Offers!
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
| BONUS LINK | OFFER | REVIEW |
| Chase SapphireSM Checking | $1,000 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| BBVA Online Checking | $250 Cash | Review |
| CIT Bank Savings Builder | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $700 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
Never paid out the bonus – $500 check and savings with direct deposit. Now asking for the promo coed. This is the second time they failed to pay as promised after waiting 24 months to try again. I will be reporting their bad practice and false advertising to the governor general and bank ombudsmen.