Capital One Credit Card Bonuses 2024

Here, you can find Capital One credit card bonuses, promotions, and offers. Capital One is a leader in the credit card industry by offering a variety of cards that tailors to students, travelers, businesses and anyone in between. They set the standard on reward programs and minimal fees, if any.

Best Capital One Credit Card Bonuses

Personal Cards

The Capital One Venture X Rewards Credit Card offers 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel. Get 10,000 anniversary miles bonus (equal to $100 towards travel) every year, starting on your first anniversary. You're earn: • 2X Miles per dollar on every purchase, every day. • Unlimited 10X miles on hotels and rental cars booked through Capital One Travel • 5X miles on flights and vacation rentals booked through Capital One Travel • Receive up to a $120 credit for Global Entry or TSA PreCheck Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection This card does come with a $395 annual fee. Enjoy no foreign transaction fees and get $300 annual travel credit (receive $300 back as statement credits for bookings through Capital One Travel, where you’ll get our best prices on thousands of options). Learn More About This Card

The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. You're able to earn: • 2 Miles per dollar on every purchase, every day. • 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $120 application fee credit for Global Entry or TSA Pre✔®. Learn More About This Card

The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months. You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! Learn More About This Card

The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. Learn More About This Card

With the Capital One QuicksilverOne Cash Rewards Credit Card, you can enjoy: Earning unlimited 1.5% cash back on every purchase, every day. No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. With responsible use, you can help strengthen your credit and be automatically considered for a higher credit line in as little as 6 months. You'll be able to monitor your credit profile with the free CreditWise® app and enjoy $0 fraud liability if your card is ever lost or stolen. This card comes with a $39 annual fee. Learn More About This Card

The Capital One SavorOne Cash Rewards Credit Card offers a one-time $200 Cash Back after you spend $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months. You'll earn: • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. Learn More About This Card

With the Capital One Platinum Credit Card: This card can help build your credit with responsible card use and be automatically considered for a higher credit line in as little as 6 months. Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app. Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges. You're able to pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you Monitor your credit score with CreditWise from Capital One. It's free for everyone. This card comes wit no annual or hidden fees. See if you're approved in seconds Learn More About This Card

With the Capital One Platinum Secured: Unlike a prepaid card, this card will help you build credit when used responsibly, with regular reporting to the 3 major credit bureaus. You'll get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness; and be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app This card comes with no annual fee, and all the credit building benefits with responsible card use. Learn More About This Card

With the Capital One SavorOne Student Cash Rewards Credit Card, you'll earn $50 Cash Back when you spend $100 in the first three months. You'll earn: • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. Enjoy no annual fee, foreign transaction fees, or hidden fees. Learn More About This Card

With the Capital One Quicksilver Student Cash Rewards Credit Card, earn $50 when you spend $100 in the first three months. You'll earn • Unlimited 1.5% cash back on every purchase, every day. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. This card is exclusively for students. Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you. Enjoy no annual fee, foreign transaction fees, or hidden fees. Learn More About This Card

Business Cards

The Capital One Venture X Business Card offers 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening. Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of our 15+ travel loyalty programs You'll earn: • 2 Miles per dollar on every purchase. • 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel. • 10 Miles per dollar on hotels and rental cars booked through Capital One Travel. • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel Receive up to a $120 credit for Global Entry or TSA PreCheck. Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass. Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection This is a pay-in-full card, so your balance is due in full every month. This card comes with a $395 annual fee and no foreign transaction fees. Learn More About This Card

The Capital One Spark Cash Plus offers $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. You'll earn: • Unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel • Get your $150 annual fee refunded every year you spend at least $150,000 This card comes with a $150 annual fee and no foreign transaction fees. Learn More About This Card

The Capital One Spark Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening. You'll earn: • 2 Miles per $1 on every purchase, everywhere. • 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. Receive up to a $120 credit for Global Entry or TSA PreCheck There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions. Learn More About This Card

The Capital One Spark Cash Select offers $500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening. You'll earn: • Unlimited 1.5% cash back could mean thousands of dollars each year going back into your business with no categories to limit your purchasing. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel This card comes with no annual fee and employee cards at no additional cost. Learn More About This Card

The Capital One Spark Miles Select for Business offers a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening. You can earn 1.5 miles per $1 on every purchase. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy. There is no annual fee or foreign transaction fees to worry about making this card a viable option for business travel. Learn More About This Card

Things You Should Know About Capital One

Capital One isn’t one of the most popular credit card issuers known. However, they do offer a lot of credit card sign-up bonuses in their portfolio.

Here are things that I recommend you should take into consideration when looking for a Capital One card. Hopefully, this list is thorough enough to give you an idea of how Capital One works before you dive in!

1. Capital One lets you get the sign up bonus more than once. As soon as you’re approved, you’ll get the bonus. There isn’t any specified minimum waiting period between each card either.
2. Capital One will not match higher sign up bonuses. Make sure you apply for the best offer.
3. You can have a maximum of two personal Capital One branded cards. There’s no maximum on Capital One co-branded cards. In addition, cards that have had a product change due to discontinuation don’t count.
4. You can only get one Capital One credit card per six months.
5. Capital One uses all three credit bureaus to do a credit pull. This could have an affect on your FICO score with new applications on your credit report. Otherwise, they usually just pull from one of the three credit bureaus.
6. If you have one credit report frozen, Capital One will still approve you. You can freeze either your TransUnion or Experian credit reports and get an approval. This doesn’t work for Equifax.
7. If you’re denied for one of their credit cards, you can try contacting Capital One. They don’t necessarily have a Reconsideration department, but if you have received a letter from them about your denied card, you can call the numbers listed below and they may ask you a few questions.
8. Check your credit card application by calling (800) 903-9177. Unfortunately, you can’t check it online.
9. You can get an instant credit card number through their app.
10. Request credit limit increases online with a soft credit pull. You can do this once every six months.
11. Request credit limit reallocations online. Both cards must be opened for a minimum of six months. This will be a soft pull.
12. Your statement balance will be reported as credit used to credit reporting agencies. Therefore, if you want to lower your credit utilization, pay off your card before your statement closes.
13. Capital One doesn’t have a referral program.
14. Retention bonuses aren’t common with Capital One, but they’ll usually waive the annual fee on your card.
15. Capital One business credit cards do get reported to the personal credit bureaus. Unlike for other credit card companies, these cards will show up on your credit report.
16. View what cards you’re pre-approved for online.
17. New cards aren’t expedited. If an existing card is lost or stolen, they may expedite it. However, sometimes you may have to pay a fee for it.
18. Minimum spending requirements start as soon as the card is approved.
19. Product changes are available for different cards. However, sometimes the request will be processed and sometimes it’ll be denied. This depends on their rules.
20. If you cancel the card within 30 days of the annual fee posting, they will refund the annual fee.
21. If you close a Capital One credit card, you usually can’t reinstate it if you change your mind later.
22. Capital One will always do auto=pay for the full statement balance, even if you make payments beforehand.

More Credit Card Bonuses

Didn’t find any Capital One credit card bonuses you liked from this list? See our list of the best credit card promotions and their respective reviews to find the best one that suits your needs, here on BankCheckingSavings.

In addition, if you’re interested in opening a new checking and/or savings account, you can find a collection of our best bank bonuses with some of our helpful guides listed on there if you need any additional information!

If you’re a traveler, Capital One makes your adventures more memorable with No Hassle Miles that never expire or have black out dates and no foreign transaction fees to worry about. If you’re a student, you can select the perfect card to help establish your credit with no annual fee.

Whether you’re a new start up business or have an established company, Capital One’s business credit cards allow you to earn cash back on purchases and miles after a nice sign up bonus.

Capital One’s family of credit cards runs on the MasterCard network. It’s almost universally accepted, unlike Discover or American Express. So, take one with you to travel with.