Truist Bank Bonuses: $400 Checking, Business Promotions (AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV)

Check out Truist Bank bonuses, promotions, and offers here!

Currently, Truist Bank is currently offering $400 bonuses.

Update 5/2/25: The $400 checking bonus is available through 10/29/25 and the $400 business checking offer has been extended through 9/30/25. The $400 personal checking bonus and $400 business checking bonus are phenomenal offers.

Truist Bank Bonuses Review

Truist is headquartered in Charlotte, North Carolina and was founded in 1872. Since then they have grown to 2,523 and they boast an A+ health rating. They offer a variety of checking options and savings accounts.

I’ll go over the Truist Bank bonuses & offers below.

Truist Bank $400 Checking Bonus

Truist Bank is offering a $400 bonus when you open a new qualifying checking account.

• Learn More
• What you’ll get: $400 Bonus
• Eligible account: Checking Account
• Availability: AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0-$12; waivable
• How to earn it:
  • Open a new Truist One Checking account online from May 1, 2025 through October 29, 2025 using promo code TRUIST25DC400
  • You must open the account online and enter the promo code to be eligible to participate in the promotion.
  • Receive at least 2 qualifying Direct Deposits totaling $1,000 or more within 120 days of account opening.
  • The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Truist verification will occur one time after the qualification requirements are initially met. The new checking account must be open, not restricted, and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.

Fine Print

• Offer Information: Open a new Truist One Checking account online from 5/1/25 through 10/29/25 and receive at least 2 qualifying Direct Deposits* totaling $1,000 or more within 120 days of account opening and earn $400.
• Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code TRUIST25DC400. Please refer to the Account Opening and Enrollment section below for full instructions.
• *A qualifying Direct Deposit is an electronic credit (greater than $5.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency via ACH. Person to person payments (such as Zelle®) or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits
• Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 5/1/24 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
• Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. In order to receive the reward, the new checking account must be open, not restricted, and in good standing with a balance of at least $0.01 at the time of Truist verification and at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.
• Reward Forfeiture: Reward forfeiture will occur if: (1) the new checking account is changed to an account type not included in this client offer prior to payout, (2) the new checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met or (3) the new checking account is closed or restricted at the time of payout.
• Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right, in its sole discretion: 1) to prohibit a reward payout for any offers claimed through third-party websites with no affiliation or prior authorization from Truist; and 2) to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 7/31/26 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made.
• Account Opening & Enrollment Instructions: To open and enroll your new account in the promotion, visit the offer website and click on “Open an account online.” Enter TRUIST25DC400 into the promo code field provided, review the offer Terms and Conditions, and then select “Accept Offer”. Accounts opened without the promo code applied will not be eligible to participate in the offer. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800.709.8700.

Truist Bank $400 Business Checking Bonus

Open a new business checking at Truist Bank and earn a $400 bonus once you meet the requirements.

• What you’ll get: $400 Bonus
• Eligible account: Business Checking Account
• Availability: AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$20; waivable
• How to earn it:
  • Open a new Simple Business Checking or Dynamic Business Checking account.
  • Use promo code SB25Q2CHECKING online or in a branch between April 1, 2025 and September 30, 2025.
  • Make qualifying deposits of $2,000 or more within 30 days of opening your account.
  • Earn $400.

(Expires 09/30/2025)

Editor’s Note: Here’s an alternative link to the offer.

Fine Print

• Offer Information: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, via phone, or in a branch from 4/1/2025 through 9/30/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.
• Enrollment in the promotion is required at the time of account opening using promo code SB25Q2CHECKING to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment section below for instructions.
• *Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.
• Offer Eligibility: You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 10/3/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The account opened for this offer must have the same account ownership with matching client Taxpayer Identification Number (TINs). The business’s physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
• Reward Processing: The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been met and verified. In order to receive the reward, the new business checking account must be open, not restricted, and in good standing with a balance of at least $0.01 at the time of Truist verification and at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met. Promotion is only applicable once per client and for one new qualifying business checking account. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.
• Reward Forfeiture: Reward forfeiture will occur if: (1) the new business checking account is changed to an account type not included in this offer prior to payout, (2) the new business checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met or, (3) the new business checking account is closed or restricted at the time of payout.
• Other Terms: Minimum opening deposit is $100. A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000; the monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more. See Truist’s Business Deposit Accounts Fee Schedule for additional information.
• The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. Truist reserves the right, in its sole discretion, to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 3/31/2026, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

How To Avoid Monthly Fees

• Truist Dimension Checking: $20 monthly fee waived with one of the following:
  • Monthly direct deposits over $3,000 or $10,000 average ledger balance
  • Have a personal Truist credit card, mortgage, or consumer loan
  • Have a linked Small Business checking account
• Truist Bright Checking: $12.00 monthly fee waived with one of the following:
  • Monthly direct deposits10 over $500
  • $1,500 average ledger balance
• Truist Fundamental Checking: $5.00 monthly ($3.00 in New Jersey), cannot be waived.
• Truist Student Checking: No monthly fees
• Money Account (Prepaid Debit): $5.00 monthly, can be waived when you have a monthly load of at least $500.
• Truist Online Savings: No monthly fee
• Truist Money Market Account: $12 monthly fee waived by maintaining a minimum daily ledger balance7 of $1,000 or more
• Simple Business Checking: No monthly fee
• Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
• Community Business Checking: No monthly fee
• Truist Simple Business Savings: $5 monthly fee waived with one of the following:
  • $250 minimum daily balance
  • $500 average monthly balance,
  • One recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.
• Business Money Market: $10 monthly fee waived when you maintain a $5,000 minimum daily balance

Conclusion

Lastly, make sure to check out Truist Bank to learn more about the current bonuses. Additionally, you gain access to a range of features to better your financial experience.

Furthermore, don’t forget to comment on this post with any questions you may have about Truist Bank, their accounts they offer, or coupon codes.

Additionally, our list of Savings, Money Market, and CD Rates is a great source to find other generous promotions you can take advantage of.

• Best Savings/Money Market rates
• Best CD Account rates

However, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Furthermore, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Lastly, check back often for more Truist Bank Bonuses, Promotions, or Offers!