Find new Chase Total Checking® coupon bonuses and promotional offers here. The bonus amounts for this Checking account have been $150, $225 and $300 offers.
Being one of the nation’s largest banks, Chase offers a wide selection of banking services available to consumers throughout AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.
See the latest Chase Total Checking® account promotion below.
(Visit Chase to learn more)
For more Chase Checking coupons, definitely take a look at our list of Chase Bank checking offers.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $225 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Table of Contents
Chase Total Checking® $225 Coupon Bonus
Earn a $225 checking bonus when you open a new Chase Total Checking® account and set up direct deposit.
- What you’ll get: $225 bonus
- Eligible account: Chase Total Checking®
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide except Alaska, Hawaii, and Puerto Rico (Bank Locator)
- How to earn it: Open a new Chase Total Checking® account and set up direct deposit.
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 15 business days.
- Monthly fee: $12; waived by doing one of the following:
- Have monthly direct deposits totaling $500 or more made to your Chase Total Checking® account
- Keep the daily balance in your checking account at or above $1,500
- Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances
(Offer Expires 10/18/2021)
The Chase Total Checking® account is one of the more popular accounts from Chase bank. Make sure you meet the monthly requirement to waive the service fee on both accounts. You can bank easy knowing that you have the ability to use advanced online and mobile banking options.
How To Earn The $225 Bonus
- Apply for a new Chase Total Checking® account directly online or enter your email to receive a coupon, then visit a physical Chase branch to open your account, subject to approval.
- Open a new Chase Total Checking® account.
- Have your direct deposit made to this account within 90 days of account opening. There is no minimum direct deposit stated for the offer. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- Meet all the requirements associated with your account.
- Bonus will be deposited within 15 business days.
- Checking offer is not available to existing Chase checking customers, or those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
- Important: If your Checking account is closed by you or by Chase within six months after opening, they will deduct the bonus amount at closing.
- New Chase customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app – Manage your accounts, deposit checks, transfer money and more — all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Total Checking®: $12 monthly service fee; waived by
- Have monthly direct deposits totaling $500 or more made to your Chase Total Checking® account; or
- Keep the daily balance in your checking account at or above $1,500; or
- Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances
- Checking offer is not available to existing Chase checking customers.
- Offer not available to those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
- After you have completed all the above savings requirements, we’ll deposit the bonus in your new account within 15 business days.
- You can receive only one new checking account opening related bonus every two years from the last enrollment date and only one bonus per account.
- Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
Chase Total Checking – Major Fees
Asides from the Chase High School and Chase College Checking accounts, the Chase Total Checking Account has the lowest monthly maintenance fees along with the lowest waiver requirement of any Chase checking account product.
- Monthly Maintenance: $12
- Non-Chase ATM Transaction: $2.50
- International ATM Withdrawal: $5.00
- International Exchange Fee: 3%
- Overdraft/Insufficient Funds: $34
- Extended Overdraft: $15
- Deposited Item Returned: $12
- Incoming Wire Transfer: $15
- Outgoing Domestic Wire: $35
- Outgoing International Wire: $50
In order to waive the monthly maintenance fee, you must set up $500 in direct deposit to your account or keep a daily minimum balance of $1,500 in the account. You can also waive the fee by having a combined daily balance of $5,000 across all of your Chase accounts.
If you are looking for lower fees, I recommend that you check out online checking options, however you will not be able to enjoy the great in person services offered by Chase Bank.
Conclusion
The Chase Total Checking account is a great option for your everyday banking needs. If you are looking simple account that delivers convenient access to your money with minimal monthly fees, then this is the account for you.
There are no high balance requirements like other accounts and the monthly service fee can be waived with a direct deposit or a minimum balance requirement. Plus, you will be able to get all the great benefits of Banking with Chase, along with a $200 checking bonus!
Build your savings with the Chase SavingsSM account.
However, if this is not for you, be sure to check out our complete list of Best Bank Bonuses for all your banking needs! Check back often for all the latest Chase Total Checking bonuses and coupons.
A senior friend {who does not have a computer} opened a Chase Checking acct, last friday, March1.
She has direct deposit for the acct. I am trying to get the $200 coupon for her. How do I receive this coupon for her?
Click on the button on the post and it will take you to the offer page to put in your email for a coupon. Good luck!