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Find the latest Chase Total Checking® coupon bonuses and new promotional offers here. The bonus amounts for this Checking account in the past have included $150, $200 and $300 offers.
Being one of the nation’s largest banks, Chase offers a wide selection of banking services available to consumers throughout AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.
For more Chase Checking coupons, definitely take a look at our list of Chase Bank checking offers.
Chase Total Checking® $200 Coupon Bonus
Earn a $200 checking bonus when you open a new Chase Total Checking® account and set up direct deposit.
- What you’ll get: $200 bonus
- Eligible account: Chase Total Checking®
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide except Alaska, Hawaii, and Puerto Rico (Bank Locator)
- How to earn it: Open a new Chase Total Checking® account and set up direct deposit.
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 10 business days.
- Monthly fee: $12; waived by doing one of the following:
- Have monthly direct deposits totaling $500 or more made to your Chase Total Checking® account
- Keep the daily balance in your checking account at or above $1,500
- Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances
(Expires 10/14/2019)
The Chase Total Checking® account is one of the more popular accounts from Chase bank. Make sure you meet the monthly requirement to waive the service fee on both accounts. You can bank easy knowing that you have the ability to use advanced online and mobile banking options.
How To Earn The $200 Bonus
- Apply for a new Chase Total Checking® account directly online or enter your email to receive a coupon, then visit a physical Chase branch to open your account, subject to approval.
- Open a new Chase Total Checking® account.
- Have your direct deposit made to this account within 60 days of account opening. There is no minimum direct deposit stated for the offer. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- Meet all the requirements associated with your account.
- Bonus will be deposited within 10 business days.
- Checking offer is not available to existing Chase checking customers, or those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
- Important: If your Checking account is closed by you or by Chase within six months after opening, they will deduct the bonus amount at closing.
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- Chase Mobile® app – Manage your accounts, deposit checks, transfer money and more — all from your device.
- Apply online in minutes
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Total Checking®: $12 monthly service fee; waived by
- Have monthly direct deposits totaling $500 or more made to your Chase Total Checking® account; or
- Keep the daily balance in your checking account at or above $1,500; or
- Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances
- Checking offer is not available to existing Chase checking customers.
- Offer not available to those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
- After you have completed all the above savings requirements, we’ll deposit the bonus in your new account within 10 business days.
- You can receive only one new checking account opening related bonus every two years from the last enrollment date and only one bonus per account.
- Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
Chase Total Checking – Major Fees
Asides from the Chase High School and Chase College Checking accounts, the Chase Total Checking Account has the lowest monthly maintenance fees along with the lowest waiver requirement of any Chase checking account product.
- Monthly Maintenance: $12
- Non-Chase ATM Transaction: $2.50
- International ATM Withdrawal: $5.00
- International Exchange Fee: 3%
- Overdraft/Insufficient Funds: $34
- Extended Overdraft: $15
- Deposited Item Returned: $12
- Incoming Wire Transfer: $15
- Outgoing Domestic Wire: $35
- Outgoing International Wire: $50
In order to waive the monthly maintenance fee, you must set up $500 in direct deposit to your account or keep a daily minimum balance of $1,500 in the account. You can also waive the fee by having a combined daily balance of $5,000 across all of your Chase accounts.
If you are looking for lower fees, I recommend that you check out online checking options, however you will not be able to enjoy the great in person services offered by Chase Bank.
Conclusion
The Chase Total Checking account is a great option for your everyday banking needs. If you are looking simple account that delivers convenient access to your money with minimal monthly fees, then this is the account for you.
There are no high balance requirements like other accounts and the monthly service fee can be waived with a direct deposit or a minimum balance requirement. Plus, you will be able to get all the great benefits of Banking with Chase, along with a $200 checking bonus!
However, if this is not for you, be sure to check out our complete list of Best Bank Bonuses for all your banking needs! Check back often for all the latest Chase Total Checking bonuses and coupons.
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank has big value offers available through this Checking Accounts. In addition, they are offering an attractive rate for their Online Savings Account. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
| BONUS LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $750 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Chase SapphireSM Checking | 60,000 Points | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Private Client | $1,250 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $500 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
A senior friend {who does not have a computer} opened a Chase Checking acct, last friday, March1.
She has direct deposit for the acct. I am trying to get the $200 coupon for her. How do I receive this coupon for her?
Click on the button on the post and it will take you to the offer page to put in your email for a coupon. Good luck!