Browsing the web for the Best 2-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 2-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best National CD Rates or the Best Regional CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6 or 9-Month CD Rates
- Best 1-Year CD Rates
- Best 18-Month CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | CIT Bank 11-Month No-Penalty CD Account | $1,000 | 2.05% | |
 | Synchrony Bank 15-Month CD Account | $2,000 | 2.85% | |
 | Discover Bank 12-Month CD Account | $2,500 | 2.65% | |
 | BBVA Compass Bank 36-Month CD Account | $500 | 2.35% |
Best 2-Year CD Rates – Nationwide
| Bank/Credit Union | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| State Bank of India | 3.19% | $500K | --- | 2-Year Senior Citizen CD | Review |
| Community Financial Services Bank | 3.19% | $1K | --- | 29-Month CD | Review |
| Latino Credit Union | 3.15% | $500 | --- | 24-Month Jumbo CD | Review |
| CD Bank | 3.07% | $10K | --- | 24-Month CD | Review |
| Advancial | 3.05% | $50K | --- | 2-Year Jumbo CD | Review |
| Georgia Banking Company | 3.00% | $500 | --- | 2-Year CD | Review |
| USALLIANCE Financial | 3.00% | $500 | --- | 2-Year CD | Review |
| Greenwood Credit Union | 3.00% | $1K | --- | 24-Month CD | Review |
| Connexus Credit Union | 3.00% | $5K | --- | 24-Month CD | Review |
| KS StateBank | 3.00% | $500 | --- | 24-Month CD | Review |
| Live Oak Bank | 3.00% | $2.5K | --- | 2-Year CD | Review |
| First Internet Bank | 2.96% | $1K | --- | 24-Month CD | Review |
| TIAA Bank | 2.95% | $5K | $1M | 2-Year CD | Review |
Best 2-Year CD Rates – State/Local
| Bank/Credit Union | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| Money One Federal Credit Union | MD, VA | 3.60% | --- | --- | 36-Month IRA CD | Review |
| Members First Credit Union | MI | 3.26% | $1,000 | --- | 27-Month CD | Review |
| Arsenal Credit Union | IL, MO | 3.25% | $500 | --- | 24-Month CD | Review |
| Pelican State Credit Union | LA | 3.20% | $500 | --- | 24-Month CD | Review |
| State Bank of India (IL) | IL | 3.20% | $2.5K | --- | 2-Year Senior Citizens CD | Review |
| Signal Financial FCU | MD, VA, DC | 3.10% | $500 | --- | 24-Month CD | Review |
| State Bank of India (IL) | IL | 3.09% | $2.5K | --- | 2-Year Consumer CD | Review |
| Teachers Credit Union | ID, MI | 3.09% | $1,000 | --- | 25-Month CD | Review |
| Credit Union One of Oklahoma | OK | 3.04% | $2.5K | --- | 23-Month CD | Review |
| Aventa Credit Union | KY, TN | 3.03% | $10K | --- | 24-Month CD | Review |
| Apple Federal Credit Union | VA | 3.00% | $500 | --- | 23-Month CD | Review |
| Blue Hills Bank | MA | 3.00% | $500 | --- | 29-Month CD | Review |
| F&M Bank | TN | 3.00% | $1K | --- | 24-Month CD | Review |
| Franklin Mint Federal Credit Union | DE, PA | 3.00% | $500 | --- | 24-Month CD | Review |
| Jefferson Financial Credit Union | AL, LA | 3.00% | $500 | --- | 24-Month CD | Review |
| Navigant Credit Union | RI, CT, MA | 3.00% | $500 | --- | 23-Month CD | Review |
