Browsing the web for the Best 2-Year CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 2-Year CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best National CD Rates or the Best Regional CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6 or 9-Month CD Rates
- Best 1-Year CD Rates
- Best 18-Month CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | CIT Bank 11-Month No-Penalty CD Account | $1,000 | 2.05% | |
 | Synchrony Bank 15-Month CD Account | $2,000 | 2.85% | |
 | Discover Bank 12-Month CD Account | $2,500 | 2.65% | |
 | BBVA Compass Bank 36-Month CD Account | $500 | 2.25% |
Best 2-Year CD Rates – Nationwide
| Bank/Credit Union | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| CD Bank | 3.20% | $10K | --- | 24-Month CD | Review |
| Community Financial Services Bank | 3.19% | $1K | --- | 29-Month CD | Review |
| State Bank of India | 3.19% | $25K | --- | 2-Year Senior Citizen CD | Review |
| CD Bank | 3.07% | $10K | --- | 24-Month CD | Review |
| Georgia Banking Company | 3.00% | $500 | --- | 2-Year CD | Review |
| USALLIANCE Financial | 3.00% | $500 | --- | 2-Year CD | Review |
| WebBank | 3.00% | $2.5K | --- | 2-Year CD | Review |
| Sallie Mae Bank | 3.00% | $2.5K | --- | 2-Year CD | Review |
| TotalDirectBank | 2.98% | $25K | --- | 2-Year CD | Review |
| Rising Bank | 2.95% | $1K | --- | 2-Year CD | Review |
| Colorado Federal Savings Bank | 2.95% | $5K | --- | 2-Year CD | Review |
| Citizens Access | 2.80% | $5K | --- | 2-Year CD | Review |
Best 2-Year CD Rates – State/Local
| Bank/Credit Union | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| Dort Federal Credit Union | MI | 4.00% | $50K | --- | 25-Month CD | Review |
| Jefferson Financial Credit Union | AL, LA | 3.26% | $10k | --- | 24-Month CD | Review |
| Members First Credit Union | MI | 3.26% | $1,000 | --- | 27-Month CD | Review |
| Hudson Valley Federal Credit Union | NY | 3.25% | $500 | --- | 24-Month Flex CD | Review |
| Suncoast Credit Union | FL | 3.25% | $100K | --- | 24-Month Jumbo CD | Review |
| Wasatch Peaks Credit Union | UT | 3.25% | $500 | --- | 24-Month CD | Review |
| Arsenal Credit Union | IL, MO | 3.25% | $500 | --- | 24-Month CD | Review |
| Kellogg Community Credit Union | MI | 3.15% | $500 | --- | 29-Month CD | Review |
| CFBank | OH | 3.15% | $5,000 | --- | 25-Month CD | Review |
| Wright-Patt Credit Union | OH | 3.14% | $100K | --- | 27-Month CD | Review |
| Brightstar Credit Union | FL | 3.10% | $500 | --- | 23-Month CD | Review |
| Teachers Credit Union | ID, MI | 3.09% | $1,000 | --- | 25-Month CD | Review |
| Utah Community Credit Union | UT | 3.05% | $500 | --- | 22-Month CD | Review |
| First Bank and Trust | LA, MS, FL | 3.05% | $1,000 | --- | 23-Month CD | Review |
| First Advantage Bank | KY, TN | 3.03% | $10K | --- | 24-Month CD | Review |
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