Browsing the web for the Best 18-Month CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 18-Month CD Rates. CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.
Looking for a certain term? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 1-Year CD Rates
- Best 2-Year CD Rates
- Best 3-Year CD Rates
- Best 4-Year CD Rates
- Best 5-Year CD Rates
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | CIT Bank 12-Month CD Account | $1,000 | 0.30% | |
 | Discover Bank 12-Month CD Account | $2,500 | 0.50% |
Best 18-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| Langley Federal Credit Union | 1.25% | $1K | --- | 19-Month CD | Review |
| Consumer Credit Union | 1.00% | $250K | --- | 20-Month Super Jumbo CD Special | Review |
| Consumers Credit Union | 0.90% | $250k | --- | 20-Month Jumbo CD | Review |
| Evansville Teachers Credit Union | 0.75% | $1k | --- | 18-Month CD | Review |
| Lafayette Federal Credit Union | 0.75% | $500 | --- | 20-Month CD Special | Review |
| MutualOne Bank | 0.75% | $500 | --- | 18-Month CD | Review |
| Paramount Bank | 0.75% | $1k | --- | 18-Month CD | Review |
| American Heritage Federal Credit Union | 0.70% | $500 | --- | 20-Month CD Special | Review |
| CFG Community Bank | 0.70% | $500 | --- | 18-Month CD | Review |
| Merrick Bank | 0.65% | $25k | --- | 18-Month CD | Review |
| iGObanking | 0.60% | $1k | --- | 18-Month CD | Review |
| INSBANK | 0.60% | $2,500 | --- | 18-Month CD | Review |
| Limelight Bank | 0.60% | $1k | --- | 18-Month CD | Review |
| TIAA Bank | 0.60% | $5k | --- | 18-Month CD | Review |
| Marcus by Goldman Sachs | 0.55% | $500 | --- | 18-Month CD | Review |
| Premier America Credit Union | 0.55% | $100k | --- | 18-Month CD | Review |
| Rising Bank | 0.50% | $5k | --- | 18-Month CD | Review |
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