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Best 18-Month CD Rates 2023

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Browsing the web for the Best 18-Month CD Rates to invest your funds in? Well, you’re in the right spot. Below is our guide to help you find the Best 18-Month CD Rates.

CDs, short for Certificate of deposits, will offer you one of the top & secure return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.

FEATURED CD RATES
Sallie Mae 27-Month High Yield CD5.00% APYReview
Bellco Credit Union 13-Month Certificate4.75% APYReview
Blue Federal Credit Union 15-Month Share Certificate4.70% APYReview
CIT Bank 13-Month CD4.65% APYReview
American First Credit Union 24-Month Certificate4.65% APYReview
CIT Bank 18-Month CD4.60% APYReview
Great Lakes Credit Union 12-Month Certificate4.60% APYReview
American First Credit Union 12-Month Certificate4.50% APYReview
SkyOne Federal Credit Union 15-Month CD4.50% APYReview
Quontic BankUp to 4.45% APYReview
Ponce Bank 4-Month No Penalty CD4.41% APYReview
Sallie Mae 14-Month No Penalty CD4.40% APYReview
Discover BankUp to 4.40% APYReview
Idabel National Bank 24 Month High Yield CD4.35% APYReview
Sallie Mae 10-Month No Penalty CD4.25% APYReview
SkyOne Federal Credit Union 12-Month CD4.20% APYReview
CIT Bank 11-Month No Penalty CD4.10% APYReview
Idabel National Bank 15 Month High Yield CD4.00% APYReview
American First Credit Union 18-Month Certificate3.85% APYReview
State Exchange Bank 13-Month CD3.75% APYReview
State Exchange Bank 9-Month CD3.50% APYReview
Ponce Bank 36-Month No-Penalty CD3.10% APYReview
mph.bank 15-Month CD3.10% APYReview
SkyOne Federal Credit Union 18-Month CD3.00% APYReview
Patriot Bank 13-Month High Yield CD2.70% APYReview
Axiom Bank 7-Month CD2.70% APYReview

Best 18-Month CD Rates – Nationwide

BankAPYMinMaxAccount Name
Pen Air Federal Credit Union5.02%$500---18-Month CD
INSBANK Online4.92%$2.5K---18-Month CD
Brilliant Bank 4.85%$1K---15-Month CD
Connexus Credit Union4.85%$5K---15-Month Share Certificate Special
Luana Savings Bank4.81%$5K---17-Month CD Special
Michigan State University Federal Credit Union4.76%$100K---18-Month Jumbo Certificate
CFG Bank 4.75%$500---18-Month CD
My eBanc4.71%$100K---18-Month Jumbo Online Time Deposit
Blue Federal Credit Union4.70%$1---15-Month CD
Popular Direct4.65%$10K---18-Month CD
CIT Bank4.60%$1K---18-Month CD
The Vanguard Group Brokered CD 4.60%$1K---18-Month non-callable CD
Fidelity Brokered CD 4.60%$1K---18-Month non-callable CD
Merrick Bank 4.55%$25K$250K18-Month CD
SkyOne Federal Credit Union4.50%$1---15-Month CD
KS StateBank 4.37%$100K---18-Month Jumbo CD
Idabel National Bank4.00%$1---15-Month CD

Editor’s Note: Need to see a more full, extensive list of available CD rates before deciding? See our post on the Best CD Rates.

Looking for a certain term? See below for our list of the best CD rates in the following terms:

FEATURED BANK BONUSES
U.S. Bank SmartlyTM Checking$600 CashReview
Chase Private Client $2,000 CashReview
U.S. Bank Business Checking$400 CashReview
Chase Business Complete BankingSM$300 CashReview
Chase Total Checking®$200 CashReview
Bank of America Checking $100 OfferReview
Citi Priority AccountUp to $2,000 Cash Bonus
with required activities.		Review
Citigold® Checking AccountUp To $2,000 Cash Bonus
with required activities.		Review
HSBC Premier Checking Member FDIC$500 CashReview
Discover Bank Online Savings$200 CashReview
SoFi Checking and Savings Account$275 CashReview
Chase College CheckingSM $100 CashReview
Chase Secure BankingSM$100 CashReview
PSECU Checking$300 CashReview
Huntington Bank Unlimited Plus Business Checking$1,000 CashReview
Huntington Bank Unlimited Business Checking$400 CashReview
Huntington Bank Business Checking 100$100 CashReview
TD Bank Beyond Checking$300 CashReview
TD Bank Convenience CheckingSM$200 CashReview
Axos Bank Rewards Checking$100 CashReview
Axos Bank Basic Business Checking$200 CashReview
Axos Bank Business Interest Checking$200 CashReview
Axos Business Savings$200 CashReview
Axos Self Directed Trading$200 CashReview
J.P. Morgan Self-Directed InvestingUp to $700 CashReview
BlockFiUp To $250 BTCReview
Related posts:
North Bay Credit Union CD Review: 3.02% APY 12-Month CD Rate Special (California only)
General Electric Credit Union CD Review: 1.21% APY 11-Month CD (IN, KY, OH)
ableBanking CD Review: Up to 0.20% APY (Nationwide)
Marcus By Goldman Sachs CD Rates: Up to 4.25% APY (Nationwide)
More

Filed under: CD Rates

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Danny Nguyen

Danny Nguyen has a keen sense in how to save and make money while being as frugal as possible. With this, he is committed to passing on this knowledge and skills to our readers. Outside of work, Danny enjoys helping and giving back to the community, reading, working out, and spending time with what matters most - family!

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