Here you’ll find the latest Bank of America Advantage Banking bonus, promotions, and offers here.

The up to $500 bonus offer is an online only offer and must be opened through the Bank of America promotional page.

Update 10/1/26: The Bank of America Advantage Banking up to $500 Bonus Offer is currently available through 01/31/2027.

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Bank of America Checking Bonus Offer

The up to $500 cash offer must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 01/31/2027.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days of account opening.
- $100 Cash Bonus with $2,000 Total Direct Deposits
- $300 Cash Bonus with $5,000 Total Direct Deposits
- $500 Cash Bonus with $10,000 Total Direct Deposits
After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC

(Visit Bank of America to learn more)

Bank of America Advantage Banking

Advantage Banking gives you the flexibility you deserve with distinct accounts to help meet you wherever you are in your journey.
Opening a personal checking account gives you access to BofA Rewards™ with exclusive benefits like cash back deals on debit card purchases and more.
Deposit checks from almost anywhere with the Bank of America Mobile Banking app on your smartphone or tablet.
Easy, anytime access. Visit Bank of America at thousands of financial centers and ATMs.
24/7 security. Total Security Protection® and fraud monitoring. Secure sign-in, card locking features and more.
Digital Banking with the choice to pay using a variety of methods.
Smart money management tools. Set custom alerts and savings goals. Get cash back deals and rewards customized for you.

If you’re looking for simple banking, SafeBalance® provides a straightforward, easy-to-use experience that lets you focus on the basics.
Banking that helps you stay within your balance.
Digital banking- no paper check writing available with this account.
Helps prevent overspending– and no Overdraft Item Fees.
A great start for students and young adults.

If you’re looking for flexible banking, Advantage Plus Banking has options and features to help you meet your needs.
Multiple ways to waive the monthly maintenance fee—including a qualifying direct deposit.
Pay with a debit card, Mobile and Online banking or paper checks (if purchased).
Option to enroll in Balance Connect® for overdraft protection.

If you’re looking for comprehensive banking, Advantage Relationship Banking helps you make the most of your banking relationship.
Digital Banking with the choice to pay using a variety methods.
Benefits for higher balances, like fee waivers and interest.
Earn interest on your balance.
Option to enroll in Balance Connect® for overdraft protection.

Bank of America Advantage SafeBalance Banking^®:
- $4.95 or $0 –No monthly maintenance fee each statement cycle when you meet one of the following:
  - an owner of this account is under the age of 25 or
  - maintain a minimum daily balance of $500 in your account or
  - Are enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
Bank of America Advantage Plus Banking^®:
- $12 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
  - have at least one qualifying direct deposit of $250 or more or
  - maintain a minimum daily balance of $1,500 in your account or
  - Are enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
Bank of America Advantage Relationship Banking^®:
- $25 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
  - maintain a minimum daily balance of $20,000 in your account or
  - Are enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier

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Member FDIC.