Bank of America Checking Account Bonus Offer

Here you’ll find the latest Bank of America Advantage Banking bonus, promotions, and offers here.

The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.

Update 3/21/25: You can currently earn a $300 bonus offer (improved offer) through 5/31/25 – simply open an eligible account and meet the simple requirements.

Bank of America Checking Bonus Offer

To earn this bonus offer, you must open an eligible Bank of America Advantage Banking account and meet all of their requirements. Additionally, this bonus offer is available online only for new checking customers.

• What you’ll get: $300 Bonus Offer. See offer page for more details
• How to earn it:
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page
  • The offer is for new checking customers only.
  • Offer expires 5/31/2025
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC

(Visit Bank of America to learn more)

Account Features

• Bank of America Advantage SafeBalance Banking®
  • If you’re looking for simple banking, SafeBalance® provides a straightforward, easy-to-use experience that lets you focus on the basics.
  • Banking that helps you stay within your balance
  • Digital banking in the palm of your hand – no paper check writing available with this account
  • Helps keep you from spending more than you have – and no overdraft fees
  • A great start for students and young adults
• Bank of America Advantage Plus Banking®
  • If you’re looking for flexible banking, Advantage Plus Banking has options and features to help you meet your needs.
  • Multiple ways to waive the monthly maintenance fee—including a qualifying direct deposit
  • Pay with a debit card, Mobile and Online banking or paper checks (if purchased)
  • Option to enroll in Balance Connect® for overdraft protection
    • Overdraft fee without Balance Connect®: $10 each item, up to 2 items per day
• Bank of America Advantage Relationship Banking®
  • If you’re looking for comprehensive banking, Advantage Relationship Banking helps you make the most of your banking relationship.
  • Digital Banking with the choice to pay using a variety methods
  • Benefits for higher balances, like fee waivers and interest
  • Earn interest on your balance
  • No fees on select deposit services and no monthly maintenance fees on up to three eligible checking accounts and four eligible savings accounts when you ask us to link them to your primary Advantage Relationship Banking account.
  • Option to enroll in Balance Connect® for overdraft protection
    • Overdraft fee without Balance Connect® : $10 each item, up to 2 items per day

How To Waive Monthly Maintenance Fee

• Bank of America Advantage SafeBalance Banking^®:
  • $4.95 or $0 –No monthly maintenance fee each statement cycle when you meet one of the following:
    • an owner of this account is under the age of 25 or
    • maintain a minimum daily balance of $500 in your account or
    • are a member of Bank of America Preferred Rewards®
• Bank of America Advantage Plus Banking^®:
  • $12 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
    • have at least one qualifying direct deposit of $250 or more or
    • maintain a minimum daily balance of $1,500 in your account or
    • are a member of Bank of America Preferred Rewards®
• Bank of America Advantage Relationship Banking^®:
  • $25 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
    • maintain a minimum daily balance of $20,000 in your account or
    • are a member of Bank of America Preferred Rewards®

(Visit Bank of America to learn more)

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For more, see our list of the latest Bank of America bonuses or an extensive list of the latest banking offers!

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