Find the best bank bonuses, promotions, and offers here for personal and business checking, savings, money market and investment accounts.
Update 7/1/25: We’ve updated our list with the most up to date offers.
You’ll find the best bank promotions from the biggest banks such as Chase, Bank of America, Wells Fargo, Citi®, TD Bank, Capital One, HSBC, Huntington, U.S. Bank, KeyBank, PNC Bank, Regions Bank, and many others – to the smaller banks and credit unions.
These bank bonuses can earn you hundreds to thousands of dollars in free money in the form of new account bonuses by simply opening a new checking or savings account with the best offers.
Keep reading below to learn more about the latest new account offers and these deals to the best bank bonuses that are currently available.
Best Bank Account Bonuses
Continue reading on for the best bank bonuses and promotions we highly recommend, here on BankCheckingSavings.
Best Bank Checking & Savings Account Bonuses
HSBC Premier Checking $3,000 Bonus
We’re excited to offer1 you an opportunity to earn up to $3,000 when you open an HSBC Premier2 checking account from July 1, 2025, through September 30, 2025, and complete qualifying activities.
Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.
Start an HSBC Premier relationship today. You’ll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
Here’s how the offer works:
Earn one or more cash bonuses1 when you open an HSBC Premier2 checking account by September 30, 2025, AND complete additional qualifying activities:- $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
- $1,000 New Money Cash Bonus when you deposit or invest3 $100,000 or more and maintain balances for 3 consecutive months; and/or
- $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.
Discover what HSBC Premier can offer you:
Discover what an HSBC Premier relationship can offer you
- Easily open an account online, from the comfort of your home.
- Manage your international banking needs across different time zones, with 24/7 support.
- Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
- Manage your money safely and easily around the world – from Global Money Transfers to multi-currency needs.
- New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you’re buying a new home, you can use your international credit history to apply.
Qualifying criteria for HSBC Premier checking account:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment2 accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
- Consumers who maintain Private Bank status3.
(at HSBC)
Chase Private $3,000 Bonus
You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities.
- What you’ll get: Up to $3,000 bonus
- Eligible account: Chase Private Client
- Where it’s available: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- How to earn it:
- Enjoy up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities.
- Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase Personal and Business CDs, Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, and J.P. Morgan Wealth Management retirement accounts).
- Your bonus will be determined on day 45. Maintain your new money for 90 days from coupon enrollment and enjoy your bonus. We’ll add it to your account within 40 days.
(Expires 10/15/2025)
Discover® Bank Online Savings $150/$200 Bonus
What you’ll get: $150 or $200 bonus- Eligible account: Discover® Bank Online Savings
- Where it’s available: Nationwide
- How to earn it:
- Apply for your first Discover Online Savings Account through BankCheckingSavings.com by 9/11/2025
- Enter Offer Code LOP325 when applying. Enter your information, such as address, phone, email and social security number.
- Fund your first savings account with a minimum deposit of $15,000 within 45 days of account open date to earn a $150 bonus.
- Fund your first savings account with a minimum deposit of $25,000 within 45 days of account open date to earn a $200 bonus.
- Finally, verify information and electronically sign your application. They may ask your to verify some information on your credit report such as old addresses or loans.
(See advertiser website for full details. Member FDIC.)
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.
Bank of America Checking Bonus Offer
- What you’ll get: $300 Bonus Offer. See offer page for more details
- How to earn it:
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page
- The offer is for new checking customers only.
- Offer expires 7/31/2025
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC
(Member FDIC)
Chase Total Checking® $300 Bonus
Get a $300 bonus when you open a new Chase Total Checking® account and set up direct deposit.
- What you’ll get: $300 bonus
- Eligible account: Chase Total Checking® account
- Where it’s available: Online Nationwide except Alaska, Hawaii, and Puerto Rico (Bank Locator)
- How to earn it:
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a Chase Total Checking® account.
- Make direct deposits totaling $500 or more within 90 days of coupon enrollment.
- Receive your bonus within 15 days.
(Expires 10/15/2025)
Capital One $250 Checking Bonus
- What you’ll get: $250 Bonus
- Eligible accounts: 360 Checking
- Where it’s available: Nationwide
- How to earn it:
- Open 360 Checking. Open a new account with promo code CHECKING250.
- Get direct deposits. Set up and receive at least 2 direct deposits, each of $500 or more, within 75 days of account opening.
- Bonus time. Your $250 will be deposited into your new account after you complete these steps.
Truist Checking $400 Bonus
- Learn More at Truist
- What you’ll get: $400 Bonus
- Eligible accounts: Truist Checking Account
- Where it’s available: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- How to earn it:
- Open a new Truist One Checking account online from October 31, 2024 through April 30, 2025 using promo code AFL2425TR1400
- You must open the account online and enter the promo code to be eligible to participate in the promotion.
- Receive at least 2 qualifying Direct Deposits totaling $1,000 or more within 120 days of account opening.
- The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Truist verification will occur one time after the qualification requirements are initially met. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.
KeyBank $300 Checking Bonus
What you’ll get: $300 Bonus- Eligible accounts: Key Smart Checking®
- Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Earn $300 after qualified activities until 10.17.25 with the no-monthly-maintenance-fee Key Smart Checking®.
- Open a Key Smart Checking® account online by October 17, 2025.
- Make the minimum opening deposit of $10, plus a total of $1,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed or restricted at the time of gift payment.
(Expires 10/17/2025)
SoFi Checking & Savings $325 Bonus + 3.80% APY
Earn more on your money with 3.80% APY and up to a $325 bonus when you direct deposit into a SoFi Checking and Savings Account. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: Up to $325 bonus + 3.80% APY
- Eligible account: SoFi Checking and Savings Account
- Where it’s available: Online nationwide
- How to earn it:
- For a limited time, get $25 when you sign up for a SoFi Checking & Savings account and deposit at least $10.
- Get an additional $300 with qualifying activity. In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Visit SoFi to learn more)
| Total Qualifying Direct Deposit Amount | Cash Bonus |
| $1,000.00 – $4,999.99 | $50 |
| $5,000 or more | $300 |
Chase College CheckingSM $125 Bonus
Get a $125 bonus when you open a new Chase College CheckingSM account with qualifying activities.
- What you’ll get: $125 bonus
- Eligible account: Chase College CheckingSM
- Where it’s available: Online, Nationwide (Bank Locator)
- How to earn it:
- Open a new Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment.
- After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, Chase will deposit the bonus in your new account within 15 business days.
(Expires 10/15/2025)
Chase High School CheckingSM $125 Bonus
Get a $125 bonus when you open a new Chase High School CheckingSM account with qualifying activities.
- What you’ll get: $125 bonus
- Eligible account: Chase High School CheckingSM
- Where it’s available: Online, Nationwide (Bank Locator)
- How to earn it:
- The parent/guardian is the co-owner of the account and needs to have an eligible Chase checking account and be present at account opening. Account is subject to approval.
- Open the High School Checking account in branch with your 13-17 year old. To open the account, your teen will need to bring two acceptable forms of ID. You must be present at account opening. Account is subject to approval.
- Your teen needs to complete 5 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include:
- Debit card purchases
- Zelle®
- ACH Credits
- Chase QuickDepositSM
- Online bill payments
- Check your teen’s account for the $125 bonus. The bonus will appear in your teen’s account within 15 days of completing qualifying transactions.
(Expires 10/15/2025)
Chase Secure BankingSM $100 Bonus
New Chase checking customers can earn a $100 bonus when opening a new Chase Secure BankingSM account with qualifying activities.
- What you’ll get: $100 bonus
- Eligible account: Chase Secure BankingSM
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Open online or at any Chase branch.
(Expires 10/15/2025)
Best Business Checking & Savings Account Bonuses
Chase Business Complete Checking® $300 or $500 Bonus
- What you’ll get: $300 or $500 bonus
- Eligible account: Chase Business Complete Checking®
- Where it’s available: Nationwide
- How to earn it:
- Enter your email address to request an offer code from the offer page. You can open the account online or bring this offer code to your local branch when opening a new account.
- Open a new Chase Business Complete Checking® account.
- Fund: Deposit a total of $2,000 or more in new money into your new qualifying checking account within 30 days from offer enrollment. The new money cannot be existing deposits at Chase or its affiliates.
- Your new money deposit amount will be determined in the following manner at 30 days from offer enrollment:
- $300 when you fund with $2,000 – $9,999
- $500 when you fund with $10,000 or more
- Your new money deposit amount will be determined in the following manner at 30 days from offer enrollment:
- Maintain: Maintain the new money (at least $2,000 for the $300 offer OR at least $10,000 for the $500 offer) in the new checking account for at least 60 days from the offer enrollment. If new money deposit amount decreases below the threshold during the 60-day period, your offer amount may change or your checking account may no longer qualify for the offer.
- Complete 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions are: debit card purchases, accepting credit and debit card payments with QuickAccept®, Chase QuickDepositSM, ACH (Credits), wires (Credits and Debits), Chase OnlineSM Bill Pay. The following are not considered qualifying transactions: ACH (Debits), Person to Person payments, Zelle® and online transfers to Chase credit card(s).
- After you have completed all the above checking requirements, we’ll deposit the offer amount in your new account within 15 days.
(Expires 10/16/2025)
U.S. Bank $1000 Business Checking Bonus
Earn a $400 bonus when you open a U.S. Bank Business Essentials Account or $1,000 when you open a Platinum Business Checking Account online with promo code Q3AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 30, 2025. Member FDIC.
- What you’ll get: $400 or $1000 Bonus
- Eligible account:
- Business Essentials Checking Package
- Platinum Business Checking Package
- Where it’s available: Nationwide
- How to earn it:
- Open a new, eligible U.S. Bank business checking account and complete qualifying activities. Complete these steps to earn the offer:
- Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 7/01/2025 and 9/30/2025.
- You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
- You must also complete 5 qualifying transactions within 60 days of account opening.
- Earn your $1000 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 7/01/2025 and 9/30/2025.
- You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening.
- You must also complete 5 qualifying transactions within 60 days of account opening.
- Promo code Q3AFL25 MUST be used when opening a U.S. Bank Business Essentials®, or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
(Offer Expires 09/30/2025)
Bank of America Business Advantage Checking Bonus Offer
Open a new Bank of America Business Advantage checking account and complete the eligible requirements to earn a $200 cash bonus offer. See offer page for more details.
- What you’ll get: $200 cash bonus offer. See offer page for more details.
- Account Type: Business Checking
- Bonus Requirements:
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
- Fine Print
- Offer is available only to applicants who apply for a new eligible Business Advantage checking account online and is intended for new customers only; you are not eligible for this offer is you were an owner or signer on a Bank of America Business Advantage checking account within the last twelve (12) months.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
- Only one bonus ($200) per business customer regardless of the number of businesses owned or operated by the customers.
- Bank of America employees are not eligible for this offer.
- Bank of America may change or discontinue this offer at any time before this date without notice.
- Reproduction, purchase, sale, transfer or trade of this offer is prohibited.
- Monthly Fee:
- Bank of America® Business Advantage Fundamentals™ Banking:
- Monthly Fee: $16 or $0 – Great news, there’s no monthly fee for the first 12 statement cycles.
- To avoid the Monthly Fee after, meet one of the following requirements each statement cycle:
- Maintain a $5,000 combined average monthly balance.
- Use your Bank of America business debit card to make at least $500 in new net qualified purchases.
- Become a member Preferred Rewards for Business.
- Business Advantage Relationship Banking:
- Monthly Fee: $29.95 or $0 – Pay no monthly fee for Business Advantage Relationship Banking when you meet one of the following requirements each statement cycle:
- Maintain a $15,000 combined average monthly balance.
- Become a member of Preferred Rewards for Business.
- Monthly Fee: $29.95 or $0 – Pay no monthly fee for Business Advantage Relationship Banking when you meet one of the following requirements each statement cycle:
- Bank of America, N.A. Member FDIC
- Bank of America® Business Advantage Fundamentals™ Banking:
(Visit Bank of America to learn more)
Huntington Bank Unlimited Plus Business Checking $1,000 Bonus
Open your Huntington Unlimited Plus Business Checking account today and enjoy a $1,000 bonus when meeting certain requirements.
- What you’ll get: $1,000 bonus
- Eligible account: Huntington Unlimited Plus Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening.
(Expires 10/09/2025)
Huntington Bank Unlimited Business Checking $400 Bonus
Open your Huntington Unlimited Business Checking account today and enjoy a $400 bonus when meeting certain requirements.
- What you’ll get: $400 bonus
- Eligible account: Huntington Unlimited Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
(Expires 10/09/2025)
Axos Bank Basic Business Checking Up to $400 Bonus
You can earn a $400 bonus when opening a new Basic Business Checking account from Axos Bank. To be eligible, you must complete certain requirements.
- What you’ll get: Up to $400
- Eligible account: Basic Business Checking account
- How to earn it:
- Open a new Basic Business Checking account using promo code NEW400.
- You must be approved for your new Basic Business Checking and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
(Visit Axos Bank to learn more)
Axos Bank Business Interest Checking Up to $400 Bonus
You can earn a $400 bonus when opening a new Business Interest Checking account from Axos Bank. To be eligible, you must complete certain requirements.
- What you’ll get: Up to $400
- Eligible account: Business Interest Checking account
- How to earn it:
- Open a new Business Interest Checking account using promo code NEW400.
- You must be approved for your new Business Interest Checking account and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
(Visit Axos Bank to learn more)
Axos Bank Business Premium Savings Up to $375 Bonus
- What you’ll get: Up to $375
- Eligible account: Business Premium Savings
- How to earn it:
- Unlock a bonus up to $375 with Business Premium Savings. Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account. Use promo code BPS375.†
- Business Premium Savings bonus of up to $375: You must be approved for your new Business Premium Savings account and fund it within 30 days of account opening.
- An incentive of up to $375 can be earned during the first four (4) statement cycles. A statement cycle is a calendar month consisting of at least one day your account was open during that month.
- $75 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is between $30,000 and $74,999.99.
- $125 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is a minimum of $75,000 or greater.
- You can earn a maximum of three (3) payouts during the four (4) statement cycles, and the incentive will be deposited into your Business Premium Savings account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- Your Business Premium Savings account must remain open and in good standing at the time the incentive is paid to be eligible.
- Furthermore, your Business Premium Savings account must remain open for 120 days, or an early closure fee of up to $375 may apply.
(Visit Axos Bank to learn more)
Fairwinds Checking Bonus
Earn a $175 bonus when you join FAIRWINDS.
How to earn bonus:
- Open a Preferred or Signature Checking Account and complete payroll deposit(s) totaling $1,000 or more within 60 days of account opening.
Complete List of the Best Bank Account Bonuses
Below you will find a complete list of all types of bank bonuses, promotions, and offers. This list includes checking, savings, and even referral bonuses. We rank them in alphabetical order and from highest to lowest for bonus amount plus the State(s) to qualify.
Banks want to earn your business, so they are offering many perks and cash bonuses with their bank promotions. Whether a major regional bank or a small local bank, you will find all bank deals listed for all States.
| Bank or Credit Union | Bonus | Expiration | Review |
|---|---|---|---|
| HSBC Premier Checking Member FDIC | Up to $3,000 | 09/30/2025 | Review |
| Chase Private Client | $3,000 | 10/15/2025 | Review |
| U.S. Bank Business Checking | $1,000 | 09/30/2025 | Review |
| Chase Business Complete Checking® | $300 or $500 | 10/16/2025 | Review |
| Chase Total Checking® | $300 | 10/15/2025 | Review |
| Chase College CheckingSM | $125 | 10/15/2025 | Review |
| Chase High School CheckingSM | $125 | 10/15/2025 | Review |
| Chase Secure BankingSM | $100 | 10/15/2025 | Review |
| Truist One Checking | $400 | 04/30/2025 | Review |
| KeyBank Key Smart Checking® | $300 | 10/17/2025 | Review |
| Bank of America Business Checking | $300 Offer | 12/31/2025 | Review |
| Bank of America Checking | $200 Offer | 07/31/2025 | Review |
| Huntington Unlimited Plus Business Checking | $1,000 | 10/09/2025 | Review |
| Huntington Unlimited Business Checking | $400 | 10/09/2025 | Review |
| SoFi Checking & Savings | $325 | 01/31/2026 | Review |
| Axos Bank Basic Business Checking | $400 | 09/30/2025 | Review |
| Axos Bank Business Interest Checking | $400 | 09/30/2025 | Review |
| Axos Bank Business Premium Savings | $375 | 09/30/2025 | Review |
Best Bank Account Bonuses A-M
Best Bank Account Bonuses N-Z
Best Business Bank Account Bonuses
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| U.S. Bank Silver Business Checking | $900 Cash | Review |
| U.S. Bank Gold Business Checking | $900 Cash | Review |
| U.S. Bank Platinum Business Checking | $900 Cash | Review |
| Huntington Bank Unlimited Plus Business | $1,000 Cash | Review |
| Huntington Bank Unlimited Business | $400 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Novo Business Checking | $40 Cash | Review |
| NorthOne Bank Account | $20 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| Bank | State(s) | Bonus | Expiration | Review |
|---|---|---|---|---|
| Regions Bank | AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN & TX | $150 | None | Review |
| 1st United Credit Union | CA | $200 | 12/31/2023 | Review |
| Air Academy Credit Union | CO | $1,000 | None | Review |
| AltaOne Federal Credit Union | CA | $650 | 10/31/2024 | Review |
| Altra Federal Credit Union | CO, MN, NJ, TN, TX, WI | $250 | None | Review |
| Amalgamated Bank | Nationwide | $300 | 04/30/2024 | Review |
| American Airlines Federal Credit Union | Nationwide | $25 | 12/31/2023 | Review |
| American Bank & Trust | SD, MN | $750 | 08/19/2023 | Review |
| American Bank & Trust | SD, MN | $100 | None | Review |
| American Express | Nationwide | 30K Points | None | Review |
| Arc | Nationwide | $500 | None | Review |
| Arkansas Federal Credit Union | AR | $300 | 01/04/2023 | Review |
| Associated Bank | IA, IL, IN, KS, MI, MN, MO, OH, WI | $750 | 06/30/2025 | Review |
| BankPlus | AL, LA, MS | $110 | None | Review |
| Banner Bank | CA, ID, OR, WA | $600 | 06/30/2025 | Review |
| Baselane Banking | Nationwide | $500 | None | Review |
| Blue Foundry Bank | Nationwide | $1,000 | None | Review |
| BMO | AZ, FL, IL, IN, KS, MO, MN, WI | $750 | 09/02/2025 | Review |
| Brightstar Credit Union | FL | $100 | None | Review |
| Broadway Bank | TX | $1000 | None | Review |
| Broadway Bank | TX | $500 | None | Review |
| California Bank & Trust | CA | $2,500 | 08/31/2024 | Review |
| Cambridge Savings Bank | MA | $200 | 05/31/2023 | Review |
| CenterBank | OH | $750 | 11/30/2023 | Review |
| Cape Ann Savings Bank | MA | $400 | 10/01/2023 | Review |
| Central Bank | CO, IL, KS, MO, OK | $500 | 07/31/2025 | Review |
| Central Pacific Bank | HI | $1200 | 11/30/2023 | Review |
| Chartway Federal Credit Union | Nationwide | $500 | 08/31/2024 | Review |
| Citadel Credit Union | PA | $1,000 | 12/31/2024 | Review |
| Citi | Nationwide | Up to $2000 | 07/07/2025 | Review |
| Citizens Bank | CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL | $750 | 08/31/2025 | Review |
| Community Financial Credit Union | MI | $750 | None | Review |
| Community First Credit Union | FL | $200 | None | Review |
| Comerica Bank | AZ, FL, MI, TX, CA | $2500 | 10/15/2023 | Review |
| Consumers Credit Union | MI | $200 | None | Review |
| Country Bank | MA | $300 | 12/30/2022 | Review |
| Cyprus Credit Union | UT | $100 | 08/31/2024 | Review |
| Dedham Savings Bank | MA, RI | $300 | 12/31/2025 | Review |
| East Cambridge Savings Bank | MA | $475 | 12/31/2023 | Review |
| Equity Bank | AR, KS, OK, MO | $400 | 12/31/2024 | Review |
| Excite Credit Union | CA, NC | $300 | None | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Farmers State Bank | IA | $500 | 06/30/2025 | Review |
| Fidelity Bank | PA | $800 | None | Review |
| Fifth Third Bank | FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA | $500 | 09/08/2023 | Review |
| First Community Bank | NC, SC, TN, VA, WV | $50 | None | Review |
| First Federal Bank | FL | $400 | None | Review |
| First Financial Bank | IN, KY, OH | $250 | 08/31/2023 | Review |
| First Horizon Bank | AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA | $650 | 06/30/2025 | Review |
| First National Bank | PA, OH, MD, DC, VA, NC, SC, WV | $800 | 12/31/2024 | Review |
| First Service Bank | AR | $500 | None | Review |
| First South Financial | TN | $1000 | 10/31/2024 | Review |
| First United Credit Union | MI | $100 | None | Review |
| Flagstar Bank | MI, IN, OH | $1000 | 06/30/2025 | Review |
| Flushing Bank | NY,NJ | $200 | None | Review |
| FNBO | CO, IA, IL, KS, NE, SD, TX, MO, WI, WY | $250 | 08/15/2025 | Review |
| FNCB Bank | PA | $1,100 | None | Review |
| Found Banking | Nationwide | $125 | 09/30/2025 | Review |
| Freedom Federal Credit Union | MD | $100 | None | Review |
| Fulton Bank | DE, DC, MD, NJ, PA, VA | $500 | 06/27/2025 | Review |
| Guaranty Bank | TN, MS | $300 | 12/08/2024 | Review |
| Gulf Coast Bank & Trust | LA | $200 | 09/24/2022 | Review |
| Hancock Whitney Bank | AL, FL, LA, MS, TX | $200 | 03/31/2025 | Review |
| Hanmi Bank | CA, IL, NJ, NY, TX, VA | $2000 | 06/30/2025 | Review |
| Hudson Valley Federal Credit Union | NY | $1500 | 05/23/2025 | Review |
| Investors Bank | NY, NJ | $300 | None | Review |
| Katahdin Trust Company | ME | $500 | None | Review |
| Kemba Financial Credit Union | OH | $300 | 09/30/2024 | Review |
| https://kpcu.com/Checking/Business-Checking | CA | $500 | None | Review |
| Ledyard Bank | NH, VT | $300 | 06/30/2023 | Review |
| Level One Bank | MI | $100 | None | Review |
| LiLi Banking | Nationwide | $300 | 12/31/2024 | Review |
| Live Oak Bank | Nationwide | $300 | 11/18/2022 | Review |
| M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $1500 | 06/30/2025 | Review |
| Mercury | Nationwide | $500 | None | Review |
| MidFirst Bank | AZ, OK, TX | $300 | 08/31/2025 | Review |
| MIDFLORIDA Credit Union | FL | $300 | None | Review |
| Newtown Savings Bank | CT | $300 | 08/30/2025 | Review |
| North State Bank | NC | $450 | None | Review |
| Old National Bank | IL, IN, KY, MI, WI | $500 | 09/30/2025 | Review |
| OnPoint Community Credit Union | OR | $200 | 08/15/2023 | Review |
| Pentucket Bank | MA, NH | $500 | None | Review |
| Partner Colorado Credit Union | CO | $250 | 12/31/2024 | Review |
| PNC Bank | AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV | $1000 | 06/30/2025 | Review |
| PNC Bank | AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV | $1000 | 06/30/2025 | Review |
| Popular Bank | FL, NJ, NY | $750 | 06/30/2023 | Review |
| Primis Bank | Nationwide | $100 | 07/31/2024 | Review |
| Provident Credit Union | CA | $475 | None | Review |
| Red Canoe Credit Union | WA | $250 | None | Review |
| Regent Bank | OK, MO | $2000 | None | Review |
| Relay Financial Banking | Nationwide | $150 | 01/15/2025 | Review |
| Republic Bank of Chicago | IL | $2,000 | None | Review |
| Republic Bank | FL, IN, KY, OH, TN | $200 | 12/31/2025 | Review |
| Rockland Trust Bank | MA | $300 | 12/30/2022 | Review |
| Rockland Trust Bank | MA | $300 | 11/30/2022 | Review |
| S&T Bank | OH, PA | $900 | 06/30/2025 | Review |
| Santander Bank | NH, FL, MA, RI, CT, DE, NY, NJ, PA | $500 | 12/31/2024 | Review |
| Seacoast Bank | FL | $600 | 12/31/2024 | Review |
| Seacoast Bank | FL | $600 | 12/31/2025 | Review |
| South State Bank | AL, FL, GA, NC, SC, VA | $400 | None | Review |
| St. Jean's Credit Union | MA | $25 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $150 | None | Review |
| TD Bank | CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT | $500 | 07/31/2025 | Review |
| Technology Credit Union | CA | $100 | None | Review |
| Texas Capital Bank | TX | $600 | 03/31/2025 | Review |
| Truist Bank | AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV | $400 | 09/30/2025 | Review |
| Trustco Bank | FL, MA, NJ, NY, VT | $150 | 04/30/2024 | Review |
| Union Savings Bank | CT | $500 | 03/31/2025 | Review |
| Valley First Credit Union | CA | $500 | None | Review |
| Vectra Bank | CO | $2,500 | 08/31/2024 | Review |
| WaterStone Bank | WI | $250 | None | Review |
| Webster Bank | NY, MA, RI, CT | $250 | None | Review |
| WECU | WA | $250 | 12/31/2023 | Review |
| Wells Fargo | Nationwide | $825 | 09/02/2025 | Review |
| Wells Fargo | Nationwide | $400 | 06/30/2025 | Review |
| WesBanco | IN, KY, OH, PA, WV | $500 | None | Review |
| Winden | Nationwide | $200 | None | Review |
| Wintrust Bank | IL, FL, IN, WI | $500 | 11/05/2025 | Review |
How To Qualify For Checking Account Bonuses?
- First, you will usually be required to be a new customer.
- Second, you’ll need to be sure that you’re able to meet the bank bonus’ requirements during the specified period of time.
- Some of these qualifying activities can be:
- Maintaining a minimum balance, minimum deposit
- Qualifying direct deposit(s)
- Using your debit card
- Enrolling in mobile banking / e-Statements / etc
- or a combination of the above.
- Please note that these are just your typical requirements. There could be some other requirements outside of this scope.
- Some of these qualifying activities can be:
Let’s take the above requirements and go a little more in-depth. Bank bonus requirements typically (not always) will be in these four categories:
- Minimum Balance: Some bank bonuses will require you to transfer new money to your new account and maintaining that balance for a specified period of time. This amount of time may vary, but typical range is between 30-90 days.
- Direct Deposit(s): Some bank bonus offers will require you to set up and receive qualifying direct deposits – such as your employer, government (lke social security), etc. Some offers may have a specified amount such as an x amount per direct deposit for x amount of months or multiple direct deposits totaling a certain amount within a certain time frame.
- Debit Card Transactions: Other bank bonus promotions may require you to use your debit card such as making a certain number of debit card transactions within a certain time frame. Please not that ATM withdrawals/deposits will not count toward this requirement.
- Account Features: The other common bank offer requirement includes using account features like Bill Pay, enrolling in e-Statements, using / logging into the mobile app, using mobile features like remote deposit capture, and more.
Unsure of what the requirements will be or if you’ll be able to meet them? Don’t fret, as these bank bonuses will lay out the requirements for you so you will know if you’re able to meet the qualifying activity or note.
Be sure to read the fine print to get a better understanding.
After you meet the requirements, be sure that you are in good standing. My recommendation is to have the account open for at least 6 months. Some accounts will come with an “early account closure or termination fee” – meaning they may revoke the bonus, have a fee for closing the account early, etc. You typically can find this information in the fine print or in their disclosures.
Wow! Your website is a wealth of information. Thank you. One possible suggestion that could improve your reader’s experience: Indicate when an offer is new with possible wording like this in the margin:
NEW OFFER 11/02/2021. That would make it easy for people to easily identify new offers rather than scrolling through the long list of old offers. Thanks.
Thanks Anthony for compiling all this useful banking information!
Thanks to you, I am going back to Santander for my 2nd time $400…
The devil is always in the details. Must be meticulous to win the bank promotion game.
Anthony,
Thank you for always providing excellent information!
Happy New Year!
I received a flyer from PNC with a $300 bonus offer for opening the Virtual Wallet with Performance Select Checking account. I met all of the requirements including the direct deposit from “an outside agency” totally more than $5,000 and using the debit card more than 10 times. Needless to say, I never received the promised bonus. Even after repeated calls to PNC and reporting the fraudulent advertising to the BBB, the bonus was never paid. If you open a checking account expecting to receive a bonus — beware!
PNC is very corrupt, So is TD Bank. Key Bank is a great bank to deal with
Incredible amount of research. Thanks for putting it all together. I am amazed you have the patients to dig through all the mess to find the details.
Anthony,
Can you post this information on my Twitter.com/ICCGRPLEWIS? You have updated it substantially and I would like to always have the most current and accurate information.
Thank you for all you do!
What bank is currently offering a good promotion to simply open up a Savings (preferably passbook – I’m old school) and Checking account out there, in south FL?
First Merchants is not Nationwide, it is for residents of Indiana, Illinois & Ohio.
I followed this article, followed the links , went to the capital one 360 site ,
https://www.capitalone.com/bonus400/.
opened the account, felt weird , why no print out the bonus offer under my account ? i called 18884640727
was told by capital one there is no any bonus at all .
i have found this article a lot bank offers not valid when i verified with the banks
From your link, in the qualifying details bottom of page: IF YOU DID NOT RECEIVE AN EMAIL OR MAIL PIECE DIRECTLY FROM CAPITAL ONE 360 WITH THE ABOVE CODE, YOU ARE INELIGIBLE FOR THIS BONUS OFFER.