Find the best bank bonuses, promotions, and offers here for personal and business checking, savings, money market and investment accounts.
You’ll find the best bank promotions from the biggest banks such as Chase, Bank of America, Wells Fargo, Citi®, TD Bank, Capital One, HSBC, Huntington, U.S. Bank, KeyBank, PNC Bank, Regions Bank, and many others – to the smaller banks and credit unions.
These bank bonuses can earn you hundreds to thousands of dollars in free money in the form of new account bonuses by simply opening a new checking or savings account with the best offers.
Keep reading below to learn more about the latest new account offers and these deals to the best bank bonuses that are currently available.
Best Bank Account Bonuses
Continue reading on for the best bank bonuses and promotions we highly recommend, here on BankCheckingSavings.
Best Bank Checking & Savings Account Bonuses
U.S. Bank $800 Smartly® Checking & Savings Bonus
Earn up to $800 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 29, 2023. Member FDIC.
- What you’ll get: Up to $800 bonus
- Eligible account: Smartly® Checking & Savings
- Where it’s available: Offer may not be available if you live outside of the U.S. Bank footprint.
- How to earn it:
- Earn up to $500 with a new Bank Smartly Checking account.
- Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
- Earn up to $200 with a new Standard Savings account.
- Make new money deposit(s) totaling $25,000 by January 31, 2024
- Maintain that balance until July 31, 2024
- Earn an additional $100 by fulfilling both the Bank Smartly Checking and Standard Savings requirements!
(Expires 12/29/2023)
Chase Private $3,000 Bonus
You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities.
- What you’ll get: Up to $3,000 bonus
- Eligible account: Chase Private Client
- Where it’s available: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- How to earn it:
- Enjoy up to a $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities.
- Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase Personal and Business CDs, Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, and J.P. Morgan Wealth Management retirement accounts).
- Your bonus will be determined on day 45. Maintain your new money for 90 days from coupon enrollment and enjoy your bonus. We’ll add it to your account within 40 days.
(Expires 01/24/2024)
Citi® Priority Account Up to $2,000 Cash Bonus
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citi Priority Account
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Citigold® Checking Account Up to $2,000 Cash Bonus
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citigold® Checking Account
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
PNC Bank Up to $400 Checking Bonus
- What you’ll get: Up to $400 bonus
- Eligible account: Select new PNC Virtual Wallet®
- Where it’s available:
- PNC Bank Virtual Wallet® (In-Footprint): CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- PNC Bank Virtual Wallet® Checking Pro (Out of Footprint): AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY
- How to earn it:
- Earn up to $400 when you open and use a select new PNC Virtual Wallet®
- Virtual Wallet®: Earn $100 when you establish total qualifying direct deposit(s) of $500 or more to the Spend account
- Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account.
- Virtual Wallet® with Performance Select: Earn $400 when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.
Bank of America Checking Bonus Offer
- What you’ll get: $200 Bonus Offer. See offer page for more details
- How to earn it:
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page
- The offer is for new checking customers only.
- Offer expires 1/31/2024
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC
(Member FDIC)
KeyBank $200 Checking Bonus
-
What you’ll get: $200 Bonus
- Eligible accounts: Key Smart Checking® or Key Select CheckingSM
- Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Open a Key Smart Checking® or Key Select CheckingSM account online by December 8, 2023.
- Make the minimum opening deposit of $10 for Key Smart Checking® or $50 for Key Select CheckingSM, plus one direct deposit of at least $500 within the first 60 days of account opening.
- Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements. Account must not be closed or restricted during the time of promotional period.
(Offer Expires 12/08/2023)
SoFi Checking & Savings $275 Bonus + 4.30% APY
Earn more on your money with 4.30% APY and up to a $275 bonus when you direct deposit into a SoFi Checking and Savings Account. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: Up to $275 bonus + 4.30% APY
- Eligible account: SoFi Checking and Savings Account
- Where it’s available: Online nationwide
- How to earn it:
- For a limited time, get $25 when you sign up for a SoFi Checking & Savings account and deposit at least $10.
- Get an additional $275 with qualifying activity. In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Visit SoFi to learn more)
| Total Qualifying Direct Deposit Amount | Cash Bonus |
| $1,000.00 – $4,999.99 | $50 |
| $5,000 or more | $250 |
Chase Total Checking® $200 Bonus
Get a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit.
- What you’ll get: $200 bonus
- Eligible account: Chase Total Checking® account
- Where it’s available: Online Nationwide except Alaska, Hawaii, and Puerto Rico (Bank Locator)
- How to earn it:
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a Chase Total Checking® account.
- Make direct deposits totaling $500 or more within 90 days of coupon enrollment.
- Receive your bonus within 15 days.
(Expires 01/24/2024)
Chase College CheckingSM $100 Bonus
Get a $100 bonus when you open a new Chase College CheckingSM account with qualifying activities.
- What you’ll get: $100 bonus
- Eligible account: Chase College CheckingSM
- Where it’s available: Online, Nationwide (Bank Locator)
- How to earn it:
- Open a new Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment.
- After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, Chase will deposit the bonus in your new account within 15 business days.
(Expires 01/24/2024)
Chase Secure BankingSM $100 Bonus
New Chase checking customers can earn a $100 bonus when opening a new Chase Secure BankingSM account with qualifying activities.
- What you’ll get: $100 bonus
- Eligible account: Chase Secure BankingSM
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Open online or at any Chase branch.
(Expires 01/24/2024)
Fifth Third Bank $350 Checking Bonus
Fifth Third Bank is offering a $350 bonus when you open an eligible checking account and complete the qualifying activity.
- What you’ll get: $350 bonus
- Eligible account: Momentum® Checking or Preferred checking account
- Where it’s available: FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA
- How to earn it:
- Open a new checking account by 1/7/2024.
- Make direct deposits totaling $500 or more within 90 days of account opening.
- The cash bonus will be deposited into your new account within 10 business days of completing qualifying activity requirements.
(Expires 01/07/2024)
Discover Online Savings Account $150/$200 Bonus
With this offer, you can earn either earn a $150 or $200 bonus with the Discover Bank Online Savings account. The bonus amount will be determined by your deposit amount. See advertiser website for full details.
- What you’ll get: $150/$200 Bonus + 4.35% APY
- Eligible account: Discover Online Savings Account
- Where it’s available: Online Nationwide
- How to earn it:
- To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code BCS923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
(See advertiser website for full details)
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.
Axos Bank Rewards Checking $300 Bonus
- What you’ll get: $300 bonus
- Eligible account: Rewards Checking account
- How to earn it:
- Use the promo code AXOS300 when you apply for a Rewards Checking account by December 31st. Then meet qualifying requirements to earn up a $300 welcome bonus!
(Expires 12/31/2023)
TD Bank Beyond Checking $300 Bonus
New customers only. Apply online for a new TD Bank Beyond CheckingSM Account and get a $300 cash bonus.
- What you’ll get: $300 bonus
- Eligible account: TD Bank Beyond CheckingSM
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- How to earn it:
- Open a new TD Beyond Checking account online.
- Receive direct deposits of $2,500+ within 60 days of account opening.
(Visit TD Bank to learn more)
TD Bank Convenience Checking $200 Bonus
New customers only. Apply online for a new TD Bank Convenience CheckingSM Account and earn a $200 cash bonus.
- What you’ll get: $200 bonus
- Eligible account: TD Bank Convenience CheckingSM
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- How to earn it:
- Open a new TD Convenience Checking account online.
- Receive direct deposits of $500+ within 60 days of account opening.
(Visit TD Bank to learn more)
PSECU Checking $300 Bonus
PSECU is offering a $300 bonus when you open a new qualifying checking account and meet the requirements.
What you’ll get: $300 bonus- Eligible account: PSECU Checking
- Where it’s available: PA. Nationwide if you become Pennsylvania Recreation and Park Society (PRPS) for $20.
- How to earn it:
- Earn $100. Become a PSECU member using promo code: LEVELUP and add a free checking account with debit card. Log into digital banking (online or mobile). Activate your debit card.
- Earn $100. Establish one or more qualifying payroll direct deposits that together total $200 per calendar month.
- Earn $100. Maintain the qualifying payroll direct deposit(s) for 90 days after initial deposit.
(Expires 12/31/2023)
Truist Checking $300 Bonus
Aspiration Spend & Save $50 Bonus
Aspiration will give you a $50 bonus when you open a Spend & Save Account and complete certain requirements.
- What you’ll get: $50 bonus
- Eligible account: Aspiration Spend & Save Account
- Where it’s available: Nationwide
- How to earn it: Customer must complete the following activities:
- Open and fund an Aspiration Spend & Save Account with a deposit of $10 or more, and
- Use Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening
(Visit Aspiration to learn more)
Best Business Checking & Savings Account Bonuses
Chase Business Complete Checking® $300 Bonus
For business owners, enjoy a $300 bonus when you open a new Chase Business Complete Checking® account and meeting certain requirements.
- What you’ll get: $300 bonus
- Eligible account: Chase Business Complete Checking®
- Where it’s available: Nationwide
- How to earn it:
- Enter your email address to request an offer code from the offer page. You can open the account online or bring this offer code to your local branch when opening a new account.
- Open: Open a new Chase Business Complete Checking® account or an eligible Chase business checking account. Accounts are subject to approval.
- To open a Chase Performance Business Checking® (or Chase Performance Business Checking® with Interest) account or Chase Platinum Business CheckingSM account, please visit a branch.
- Fund: Deposit a total of $2,000 or more in new money into your new qualifying checking account within 30 days from offer enrollment. The new money cannot be existing deposits at Chase or its affiliates. Your new money deposit amount will be determined in the following manner at 30 days from offer enrollment.
- Maintain: Maintain at least a $2,000 balance for 60 days from the offer enrollment. The new money cannot be funds held by your business at Chase or its affiliates.
- Complete: Complete 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions are: debit card purchases, accepting credit and debit card payments with QuickAccept®, Chase QuickDepositSM, ACH (Credits), wires (Credits and Debits), Chase OnlineSM Bill Pay. ACH (Debits), Person to Person payments such as Zelle® and online transfers to Chase credit card(s) are not considered qualifying transactions.
- After you have completed all the above checking requirements, Chase will deposit the offer amount in your new account within 15 days.
(Expires 01/18/2024)
Bank of America Business Advantage Checking Bonus Offer
Open a new Bank of America Business Advantage checking account and complete the eligible requirements to earn a $200 cash bonus offer. See offer page for more details.
- What you’ll get: $200 cash bonus offer. See offer page for more details.
- Account Type: Business Checking
- Where it’s available: Nationwide
- How to earn it:
- Open a new business checking account by June 30, 2024
- Make Qualifying Deposits of $5,000 or more in new money within 30 days of opening the new business checking account
- Maintain an average balance of $5,000 for next 60 days (day 31-90) during the maintenance period
(Visit Bank of America to learn more)
U.S. Bank $800 Business Checking Bonus
Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through January 8, 2024. Member FDIC.
- What you’ll get: $350 or $800 bonus
- Eligible account:
- Silver Business Checking Package
- Gold Business Checking Package
- Platinum Business Checking Package
- Where it’s available: Nationwide
- How to earn it:
- Open a new, eligible U.S. Bank business checking account with promo code Q3AFL23 and complete qualifying activities.
- Earn your $350.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Earn your $800.
- Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
(Offer Expires 01/08/2024)
Huntington Bank Unlimited Plus Business Checking $1,000 Bonus
Open your Huntington Unlimited Plus Business Checking account today and enjoy a $1,000 bonus when meeting certain requirements.
- What you’ll get: $1,000 bonus
- Eligible account: Huntington Unlimited Plus Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening.
(Expires 01/15/2024)
Huntington Bank Unlimited Business Checking $400 Bonus
Open your Huntington Unlimited Business Checking account today and enjoy a $400 bonus when meeting certain requirements.
- What you’ll get: $400 bonus
- Eligible account: Huntington Unlimited Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
(Expires 01/15/2024)
Huntington Bank Business Checking 100 $100 Bonus
Open your Huntington Business Checking 100 account today and enjoy a $100 bonus when meeting certain requirements.
- What you’ll get: $100 bonus
- Eligible account: Huntington Business Checking 100 Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Business Checking 100 account and make total deposits of at least $2,000 within 60 days of account opening.
(Expires 01/15/2024)
Axos Bank Business Premium Savings $375 Bonus
You can earn up to a $375 bonus when opening a new Business Premium Savings. To be eligible, you must complete certain requirements.
- What you’ll get: Up to $375 bonus
- Eligible account: Business Premium Savings
- How to earn it:
- Business owners get up to $375 welcome bonus!*
- Choose smarter business banking by Dec. 31 and enjoy up to 4.01% APY* and a bonus of up to $375 when you maintain a minimum average daily balance of $75,000.† Just use promo code BPS375 on your application.
(FDIC Insured)
Axos Bank Basic Business Checking Up to $400 Bonus
You can earn a $400 bonus when opening a new Basic Business Checking account from Axos Bank. To be eligible, you must complete certain requirements.
- What you’ll get: Up to $400
- Eligible account: Basic Business Checking account
- How to earn it:
- Open a new Basic Business Checking account using promo code NEW400.
- You must be approved for your new Basic Business Checking and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
(Visit Axos Bank to learn more)
Axos Bank Business Interest Checking Up to $400 Bonus
You can earn a $400 bonus when opening a new Business Interest Checking account from Axos Bank. To be eligible, you must complete certain requirements.
- What you’ll get: Up to $400
- Eligible account: Business Interest Checking account
- How to earn it:
- Open a new Business Interest Checking account using promo code NEW400.
- You must be approved for your new Business Interest Checking account and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
(Visit Axos Bank to learn more)
Complete List of the Best Bank Account Bonuses
Below you will find a complete list of all types of bank bonuses, promotions, and offers. This list includes checking, savings, and even referral bonuses. We rank them in alphabetical order and from highest to lowest for bonus amount plus the State(s) to qualify.
Banks want to earn your business, so they are offering many perks and cash bonuses with their bank promotions. Whether a major regional bank or a small local bank, you will find all bank deals listed for all States.
Best Bank Account Bonuses A-M
Best Bank Account Bonuses N-Z
Best Business Bank Account Bonuses
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 Cash | Review |
| U.S. Bank Silver Business Checking | $800 Cash | Review |
| U.S. Bank Gold Business Checking | $800 Cash | Review |
| U.S. Bank Platinum Business Checking | $800 Cash | Review |
| Huntington Bank Unlimited Plus Business | $1,000 Cash | Review |
| Huntington Bank Unlimited Business | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Nationwide Business Premium Savings | $375 Cash | Review |
| Novo Business Checking | $40 Cash | Review |
| NorthOne Bank Account | $20 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| Bank | State(s) | Bonus | Expiration | Review |
|---|---|---|---|---|
| Regions Bank | AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN & TX | $150 | None | Review |
| 1st United Credit Union | CA | $200 | 12/31/2023 | Review |
| Amalgamated Bank | Nationwide | $300 | 07/31/2023 | Review |
| American Airlines Federal Credit Union | Nationwide | $25 | 12/31/2023 | Review |
| American Bank & Trust | SD, MN | $750 | 08/19/2023 | Review |
| American Bank & Trust | SD, MN | $100 | None | Review |
| American Express | Nationwide | 50K Points | None | Review |
| Arkansas Federal Credit Union | AR | $300 | 01/04/2023 | Review |
| Associated Bank | IA, IL, IN, KS, MI, MN, MO, OH, WI | $300 | 12/31/2023 | Review |
| Bank of America | Nationwide | $200 | 06/30/2023 | Review |
| BankPlus | AL, LA, MS | $110 | None | Review |
| Banner Bank | CA, ID, OR, WA | $600 | 12/15/2023 | Review |
| Baselane Banking | Nationwide | $500 | None | Review |
| Blue Foundry Bank | NJ | $1,000 | None | Review |
| BMO Harris Bank | AZ, FL, IL, IN, KS, MO, MN, WI | $500 | 09/15/2023 | Review |
| Brightstar Credit Union | FL | $100 | None | Review |
| Broadway Bank | TX | $500 | None | Review |
| California Bank & Trust | CA | $250 | 12/31/2023 | Review |
| Cambridge Savings Bank | MA | $200 | 05/31/2023 | Review |
| CenterBank | OH | $750 | 11/30/2023 | Review |
| Cape Ann Savings Bank | MA | $400 | 10/01/2023 | Review |
| Central Pacific Bank | HI | $1200 | 11/30/2023 | Review |
| Citizens Bank | CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL | $500 | 05/15/2023 | Review |
| Community First Credit Union | FL | $200 | None | Review |
| Comerica Bank | AZ, FL, MI, TX, CA | $2500 | 10/15/2023 | Review |
| Consumers Credit Union | MI | $200 | None | Review |
| Country Bank | MA | $300 | 12/30/2022 | Review |
| East Cambridge Savings Bank | MA | $475 | 12/31/2023 | Review |
| Excite Credit Union | CA, NC | $300 | None | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Fidelity Bank | PA | $500 | None | Review |
| Fifth Third Bank | FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA | $500 | 09/08/2023 | Review |
| First Community Bank | NC, SC, TN, VA, WV | $50 | None | Review |
| First Financial Bank | IN, KY, OH | $250 | 08/31/2023 | Review |
| First National Bank | PA, OH, MD, DC, VA, NC, SC, WV | $1000 | 12/15/2023 | Review |
| First United Credit Union | MI | $100 | None | Review |
| Flagstar Bank | MI, IN, OH | $500 | None | Review |
| Flushing Bank | NY,NJ | $200 | None | Review |
| FNBO | CO, IA, IL, KS, NE, SD, TX, MO, WI, WY | $200 | 12/31/2023 | Review |
| FNCB Bank | PA | $1,100 | None | Review |
| Freedom Federal Credit Union | MD | $100 | None | Review |
| Gulf Coast Bank & Trust | LA | $200 | 09/24/2022 | Review |
| Hancock Whitney Bank | AL, FL, LA, MS, TX | $400 | 11/30/2023 | Review |
| Investors Bank | NY, NJ | $300 | None | Review |
| Katahdin Trust Company | ME | $500 | None | Review |
| Ledyard Bank | NH, VT | $300 | 06/30/2023 | Review |
| Level One Bank | MI | $100 | None | Review |
| Live Oak Bank | Nationwide | $300 | 11/18/2022 | Review |
| M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $500 | 12/29/2023 | Review |
| Mercury | Nationwide | $500 | None | Review |
| Mercury | Nationwide | $100 | None | Review |
| MIDFLORIDA Credit Union | FL | $300 | None | Review |
| Newtown Savings Bank | CT | $300 | 04/15/2023 | Review |
| North State Bank | NC | $450 | None | Review |
| Old National Bank | IL, IN, KY, MI, WI | $500 | 07/31/2023 | Review |
| OnPoint Community Credit Union | OR | $200 | 08/15/2023 | Review |
| PNC Bank | AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV | $500 | 12/31/2023 | Review |
| Popular Bank | FL, NJ, NY | $750 | 06/30/2023 | Review |
| Provident Bank | NJ, PA | $600 | 05/31/2023 | Review |
| Provident Credit Union | CA | $300 | None | Review |
| Regent Bank | OK, MO | $2000 | None | Review |
| Relay Financial Banking | Nationwide | $150 | None | Review |
| Republic Bank of Chicago | IL | $2,000 | None | Review |
| Republic Bank | FL, IN, KY, OH, TN | $200 | 12/31/2023 | Review |
| Rockland Trust Bank | MA | $300 | 12/30/2022 | Review |
| Rockland Trust Bank | MA | $300 | 11/30/2022 | Review |
| S&T Bank | OH, PA | $600 | 12/31/2023 | Review |
| Santander Bank | NH, MA, RI, CT, DE, NY, NJ & PA | $500 | 07/31/2022 | Review |
| Seacoast Bank | FL | $600 | 12/31/2023 | Review |
| Seacoast Bank | FL | $250 | 12/31/2023 | Review |
| St. Jean's Credit Union | MA | $25 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $150 | None | Review |
| Technology Credit Union | CA | $100 | None | Review |
| Texas Capital Bank | TX | $700 | 08/01/2023 | Review |
| Truist Bank | AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV | $400 | 09/30/2023 | Review |
| WaterStone Bank | WI | $250 | None | Review |
| Webster Bank | NY, MA, RI, CT | $250 | None | Review |
| WECU | WA | $250 | 12/31/2023 | Review |
| WesBanco | IN, KY, OH, PA, WV | $500 | None | Review |
| Winden | Nationwide | $200 | None | Review |
| Wintrust Bank | IL, FL, IN, WI | $500 | 01/31/2024 | Review |
How To Qualify For Checking Account Bonuses?
- First, you will usually be required to be a new customer.
- Second, you’ll need to be sure that you’re able to meet the bank bonus’ requirements during the specified period of time.
- Some of these qualifying activities can be:
- Maintaining a minimum balance, minimum deposit
- Qualifying direct deposit(s)
- Using your debit card
- Enrolling in mobile banking / e-Statements / etc
- or a combination of the above.
- Please note that these are just your typical requirements. There could be some other requirements outside of this scope.
- Some of these qualifying activities can be:
Let’s take the above requirements and go a little more in-depth. Bank bonus requirements typically (not always) will be in these four categories:
- Minimum Balance: Some bank bonuses will require you to transfer new money to your new account and maintaining that balance for a specified period of time. This amount of time may vary, but typical range is between 30-90 days.
- Direct Deposit(s): Some bank bonus offers will require you to set up and receive qualifying direct deposits – such as your employer, government (lke social security), etc. Some offers may have a specified amount such as an x amount per direct deposit for x amount of months or multiple direct deposits totaling a certain amount within a certain time frame.
- Debit Card Transactions: Other bank bonus promotions may require you to use your debit card such as making a certain number of debit card transactions within a certain time frame. Please not that ATM withdrawals/deposits will not count toward this requirement.
- Account Features: The other common bank offer requirement includes using account features like Bill Pay, enrolling in e-Statements, using / logging into the mobile app, using mobile features like remote deposit capture, and more.
Unsure of what the requirements will be or if you’ll be able to meet them? Don’t fret, as these bank bonuses will lay out the requirements for you so you will know if you’re able to meet the qualifying activity or note.
Be sure to read the fine print to get a better understanding.
After you meet the requirements, be sure that you are in good standing. My recommendation is to have the account open for at least 6 months. Some accounts will come with an “early account closure or termination fee” – meaning they may revoke the bonus, have a fee for closing the account early, etc. You typically can find this information in the fine print or in their disclosures.
Wow! Your website is a wealth of information. Thank you. One possible suggestion that could improve your reader’s experience: Indicate when an offer is new with possible wording like this in the margin:
NEW OFFER 11/02/2021. That would make it easy for people to easily identify new offers rather than scrolling through the long list of old offers. Thanks.
Thanks Anthony for compiling all this useful banking information!
Thanks to you, I am going back to Santander for my 2nd time $400…
The devil is always in the details. Must be meticulous to win the bank promotion game.
Anthony,
Thank you for always providing excellent information!
Happy New Year!
I received a flyer from PNC with a $300 bonus offer for opening the Virtual Wallet with Performance Select Checking account. I met all of the requirements including the direct deposit from “an outside agency” totally more than $5,000 and using the debit card more than 10 times. Needless to say, I never received the promised bonus. Even after repeated calls to PNC and reporting the fraudulent advertising to the BBB, the bonus was never paid. If you open a checking account expecting to receive a bonus — beware!
PNC is very corrupt, So is TD Bank. Key Bank is a great bank to deal with
Incredible amount of research. Thanks for putting it all together. I am amazed you have the patients to dig through all the mess to find the details.
Anthony,
Can you post this information on my Twitter.com/ICCGRPLEWIS? You have updated it substantially and I would like to always have the most current and accurate information.
Thank you for all you do!
What bank is currently offering a good promotion to simply open up a Savings (preferably passbook – I’m old school) and Checking account out there, in south FL?
First Merchants is not Nationwide, it is for residents of Indiana, Illinois & Ohio.
I followed this article, followed the links , went to the capital one 360 site ,
https://www.capitalone.com/bonus400/.
opened the account, felt weird , why no print out the bonus offer under my account ? i called 18884640727
was told by capital one there is no any bonus at all .
i have found this article a lot bank offers not valid when i verified with the banks
From your link, in the qualifying details bottom of page: IF YOU DID NOT RECEIVE AN EMAIL OR MAIL PIECE DIRECTLY FROM CAPITAL ONE 360 WITH THE ABOVE CODE, YOU ARE INELIGIBLE FOR THIS BONUS OFFER.