Find the best bank bonuses, promotions, and offers here. We feature the best list of Best Bank Bonuses for Personal, Savings, and Business accounts.
Below are the best promotions from the biggest banks such as Chase, Bank of America, Wells Fargo, Citi, TD Bank, Capital One, HSBC, Huntington, US Bank, KeyBank, PNC Bank, Regions Bank, SunTrust Bank, and many others.
You’ll also find the best bonuses from online banks available to everyone nationwide, including Discover, Capital One 360, CIT, Charles Schwab, and Simple, just to name a few.
These bank bonuses can earn you $100, $200, $300, $400, $500, and so on, up to $1,000 or more. Many users combine several account types and different banks to earn hundreds and thousands of dollars every year.
Credit card promotions from many of the same banks also available and are a great way to maximize your earnings.
Banks are offering free cash when you open up new accounts to earn your business. We’ve listed all the banks that anyone can sign up from any state that can be done online in your pajamas. We also have local bank promotions that are only available for your specific state.
Bank promotions change frequently, so we try our best to keep this page updated. I recommend bookmarking this page and checking back often if an offer for the bank you’re interested doesn’t draw you in yet.
Helpful Guides:
- What methods meet Direct Deposit requirements for bank accounts
- Which banks trigger a Hard/Soft credit pull when opening accounts
- Which banks allow credit card funding for opening deposits
- Check out the best free Checking accounts and the best Savings accounts
- Check out the best CD rates and the best Money Market account rates
- Which banks have the lowest or free ATM fees internationally
Table of Contents
- 1 Featured Personal Bank Account Bonuses
- 1.1 Citi Priority Account Up to $1,500 Cash Bonus
- 1.2 Citigold® Checking Account Up to $1,500 Cash Bonus
- 1.3 HSBC Premier Checking Account $450 Bonus
- 1.4 Chase Total Checking® $225 Bonus
- 1.5 Chase Secure BankingSM $100 Bonus
- 1.6 Discover Online Savings Account $150/$200 Bonus
- 1.7 Huntington Bank 25 Checking Account $300 Bonus
- 1.8 SoFi Money $100 Bonus
- 1.9 TD Bank Beyond Checking $300 Bonus
- 1.10 TD Bank Convenience Checking $150 Bonus
- 1.11 PNC Bank Up to $400 Checking Bonus
- 1.12 BMO Harris Bank $200 or $350 Checking Bonus
- 2 Featured Business Checking Bonuses
- 2.1 Chase Business Complete BankingSM $300 Bonus
- 2.2 Huntington Bank Unlimited Plus Business Checking Account $750 Bonus
- 2.3 Huntington Bank Unlimited Business Checking Account $400 Bonus
- 2.4 Huntington Bank Business Checking 100 Account $100 Bonus
- 2.5 Axos Bank Basic Business Checking $100 Bonus
- 2.6 Aspiration Spend & Save $150 Bonus
- 2.7 Discover Cashback Debit $360 Bonus
- 2.8 *Expired* HSBC Premier Checking Account $600 Bonus
- 2.9 Bank Of America Personal Checking $100 Bonus Offer (Available Online)
- 3 Most Popular Bank Account Bonuses
- 4 Complete List of Bank Bonuses
- 5 Bank Account Bonuses A-M
- 6 Bank Account Bonuses N-Z
- 7 Business Bank Bonuses
Featured Personal Bank Account Bonuses
Many banks offer Checking account sign-up bonuses. These are the most popular bank account offers. For most customers, all banks offer what’s necessary in a bank account. Therefore, deciding on which bank you want to go for is a matter of branch locations and the bonus incentive.
Unlike with credit cards which generally trigger a Hard credit pull, applying for Checking accounts usually triggers only a Soft credit pull. This means it doesn’t affect your credit. Due to this, taking advantage of promotions from several different banks is a great way to make hundreds to thousands of dollars in return for our time.
Usually, Checking account bonuses will require Direct Deposit, while Savings account bonuses don’t. If you’re looking for accounts with the highest bonuses available, keep in mind of the Direct Deposit requirements.
Continue reading on for the best bank bonuses and promotions we highly recommend, here on BankCheckingSavings.
Citi Priority Account Up to $1,500 Cash Bonus
Citi is offering up to $1,500 cash bonus when you open The Citi Priority Account and also complete required banking activities.
- What you’ll get: Up to $1,500 cash bonus
- Account Type: Citi Priority Account
- How to earn it:
- Deposit New-to-Citi Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 90 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $300 | $15,000 – $49,999 |
| $700 | $50,000 – $199,999 |
| $1,500 | $200,000+ |
Citigold® Checking Account Up to $1,500 Cash Bonus
Citi is offering a promotion of up to $1,500 cash bonus when you open a new Citigold® Checking Account and also complete required activities.
- What you’ll get: Up to $1,500 cash bonus
- Account Type: Citigold® Checking Account
- How to earn it:
- Deposit New-to-Citi Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 90 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $300 | $15,000 – $49,999 |
| $700 | $50,000 – $199,999 |
| $1,500 | $200,000+ |
HSBC Premier Checking Account $450 Bonus
HSBC Bank is currently offering qualified residents nationwide a $450 bonus when you sign up and open a new HSBC Premier Checking Account online.
- What you’ll get: $450 bonus
- Eligible account: HSBC Premier Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide
- How to earn it:
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by March 31, 2022; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
(Expires 03/31/2022)
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.
Chase Total Checking® $225 Bonus
Get a $225 checking bonus when you open a new Chase Total Checking® account and set up direct deposit.
- What you’ll get: $225 bonus
- Eligible account: Chase Total Checking® account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide except Alaska, Hawaii, and Puerto Rico (Bank Locator)
- How to earn it: Open a new Chase Total Checking® account and set up direct deposit.
(Offer Expires 04/20/2022)
Chase Secure BankingSM $100 Bonus
Get a $100 bonus when you open a new Chase Secure BankingSM account with qualifying activities.
- What you’ll get: $100 bonus
- Eligible account: Chase Secure BankingSM
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- Open the Chase Secure BankingSM account online or you can go also open an account at your local Chase branch, just enter your email address to get the coupon needed.
- Then complete 10 qualifying transactions within 60 days of enrollment.
(Offer Expires 04/20/2022)
Discover Online Savings Account $150/$200 Bonus
With this offer, you can earn either earn a $150 or $200 bonus for a new Discover Bank Online Savings account. The bonus amount will be determined by your deposit amount. Offer code: BCS122. See advertiser website for full details. Expires 03/15/2022.
- What you’ll get: $150/$200 Bonus + 0.40% APY
- Eligible account: Discover Online Savings Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide
- How to earn it:
- Open a new Discover Online Savings Account online or by phone and use promo code BCS122 when applying.
- Deposit into your account a total of at least $15,000 within 30 days of account open date to earn a $150 Bonus
- Deposit into your account a total of at least $25,000 within 30 days of account open date to earn a $200 Bonus
(See advertiser website for full details)
Huntington Bank 25 Checking Account $300 Bonus
Open your Huntington 25 Checking account today and enjoy a $300 bonus when meeting certain requirements.
- What you’ll get: $300 bonus
- Eligible account: Huntington 25 Checking account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington 25 Checking account and make cumulative new money deposits of at least $25,000 within 60 days of account opening and keep your account open for 90 days.
(Expires 02/07/2022)
SoFi Money $100 Bonus
Get $100 when you switch your direct deposit to SoFi Money.
- What you’ll get: $100 bonus
- Eligible account: SoFi Money
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online nationwide
- How to earn it:
- In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualify Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
- Qualifying Direct Deposits must be made from the enrolled member’s employer, payroll, or benefits provider via ACH deposit.
(Expires 12/31/2021)
TD Bank Beyond Checking $300 Bonus
New customers only. Apply online for a new TD Bank Beyond CheckingSM Account and get a $300 cash bonus.
- What you’ll get: $300 bonus
- Eligible account: TD Bank Beyond CheckingSM
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- How to earn it:
- Open a new TD Beyond Checking account online.
- Receive direct deposits of $2,500+ within 60 days of account opening.
(Limited time offer)
TD Bank Convenience Checking $150 Bonus
New customers only. Apply online for a new TD Bank Convenience CheckingSM Account and earn a $150 cash bonus.
- What you’ll get: $150 bonus
- Eligible account: TD Bank Convenience CheckingSM
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- How to earn it:
- Open a new TD Convenience Checking account online.
- Receive direct deposits of $ 500+ within 60 days of account opening.
(Limited time offer)
PNC Bank Up to $400 Checking Bonus
BMO Harris Bank $200 or $350 Checking Bonus
Open a new BMO Harris Bank account and complete the eligible requirements to earn a $200/$350 bonus.
- What you’ll get: $200 or $350 bonus
- Eligible account: BMO Harris Smart Advantage or Premier Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- How to earn it:
- Get a $200 bonus when you open a new BMO Harris Smart Advantage Account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of opening.
- Get a $350 bonus when you open a new BMO Harris Premier™ Account and have a cumulative total of $7,500 in qualifying direct deposits within 90 days of opening.
Featured Business Checking Bonuses
When you have a business, searching for a business bank account is a crucial step many business owners should take. Whether you’re just getting started and needing a business debit card or you’re already a well-established business owner looking for ways to earn more savings, there are many decisions you have to make.
Because this is an important decision for your business’ finances, you should know what you’re doing when you’re looking through all the business bank account options. Thus, we have provided you a selection of our featured business checking accounts below.
Business checking accounts are great for storing your business’ working capital cash flow that allows your money to be easily accessible. On the other hand, business savings accounts are the perfect way to store your business’ money away to save and even earn for it. Both accounts work well together.
Generally speaking, newer businesses that are just starting up will likely be in more need of a business checking account, while more well-established businesses with a lot of cash on hand will likely be searching for savings accounts.
Chase Business Complete BankingSM $300 Bonus
For business owners, enjoy a $300 bonus when you open a new Chase Business Complete BankingSM account and meeting certain requirements.
- What you’ll get: $300 bonus
- Eligible account: Chase Business Complete BankingSM account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide
- How to earn it:
- Get a coupon code from the offer page and open an eligible business checking account online or in-branch.
- Deposit a total of $2,000 or more in new money into your new checking account within 30 business days of account opening.
- Maintain at least $2,000 balance for 60 days from the date of deposit.
- Complete 5 qualifying transactions within 90 days
(Expires 04/21/2022)
Huntington Bank Unlimited Plus Business Checking Account $750 Bonus
Open your Huntington Unlimited Plus Business Checking account today and enjoy a $750 bonus when meeting certain requirements.
- What you’ll get: $750 bonus
- Eligible account: Huntington Unlimited Plus Business Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening.
(Expires 03/07/2022)
Huntington Bank Unlimited Business Checking Account $400 Bonus
Open your Huntington Unlimited Business Checking account today and enjoy a $400 bonus when meeting certain requirements.
- What you’ll get: $400 bonus
- Eligible account: Huntington Unlimited Business Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
(Expires 03/07/2022)
Huntington Bank Business Checking 100 Account $100 Bonus
Open your Huntington Business Checking 100 account today and enjoy a $100 bonus when meeting certain requirements.
- What you’ll get: $100 bonus
- Eligible account: Huntington Business Checking 100 Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Business Checking 100 account and make total deposits of at least $2,000 within 60 days of account opening.
- When you’ll receive it: After you have completed all the requirements, Huntington will deposit the bonus in your new account within 14 business days of meeting requirements.
- Monthly fee: None
(Expires 03/07/2022)
Axos Bank Basic Business Checking $100 Bonus
You can earn a $100 bonus when opening a new Basic Business Checking account from Axos Bank. To be eligible, you must complete certain requirements.
- What you’ll get: $100 bonus
- Eligible account: Basic Business Checking account
- Credit inquiry: Unknown
- Where it’s available: Nationwide
- How to earn it: Customer must complete the following activities:
- Open a new Basic Business Checking by 09/30/2021.
- In the first two months after account opening, the average daily balance of the account must be at least $2,500 in order to qualify for the $100 bonus.
- Account must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit.
- When you’ll receive it: Bonus will be deposited into your new account within 5 business days of your statement cycle date.
- Monthly fee: None
(Expires 09/30/2021)
Aspiration Spend & Save $150 Bonus
Aspiration will give you a $150 bonus when you open a Spend & Save Account and complete certain requirements.
- What you’ll get: $150 bonus
- Eligible account: Aspiration Spend & Save Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide
- How to earn it: Customer must complete the following activities:
- Open and fund an Aspiration Spend & Save Account with a deposit of $10 or more, and
- Use their Aspiration debit card to make at least $1,000 worth of cumulative transactions within the first 60 calendar days from account opening.*
- *$1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).*
- When you’ll receive it: The bonus will be credited up to 120 calendar days from account opening
- Monthly fee: Pay Aspiration a monthly fee you think is fair
(Visit Aspiration to learn more)
Discover Cashback Debit $360 Bonus
Discover Bank offers 1.00% cash back on debit card purchases up to $3,000 each month when you open a new Discover Cashback Debit account.
- What you’ll get: Up to $360 Checking Bonus
- Eligible account: Discover Cashback Debit Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide
- How to earn it:
- Open a new Discover Cashback Debit Account online and start earning 1% cash back on up to $3,000 in debit card purchases each month, up to $360 a year in Cash Back Bonuses.
(See advertiser website for full details)
*Expired* HSBC Premier Checking Account $600 Bonus
HSBC Bank is currently offering qualified residents nationwide up to $600 bonus when you sign up and open a new HSBC Premier Checking Account online.
- What you’ll get: $600 bonus
- Eligible account: HSBC Premier Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide
- How to earn it:
- Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by January 5, 2022; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.
Bank Of America Personal Checking $100 Bonus Offer (Available Online)
- What you’ll get: $100 bonus offer
- Where it’s available: Nationwide
- How to earn it:
- Offer from Bank of America, N.A. Member FDIC.
- See offer page for more details.
(Visit Bank of America to learn more)
Most Popular Bank Account Bonuses
Checking account sign up bonuses are one of the easiest and most popular bank offers. Unlike credit cards, these accounts trigger a Soft Pull credit inquiry which will not affect your credit. Because of this, taking advantage of these promotions from different banks can earn you lots of money.
Most Personal Checking account bonuses will require Direct Deposit, while Business and Savings account bonuses do not. Go for accounts with the highest bonuses, but be sure you are able to meet the Direct Deposit requirements. Take a look at our list of the most popular bank account bonuses currently available. Most of these bonuses are available to anyone nationwide, however there are a few that are restricted to certain states. Be sure to check if you are eligible to earn the bonus before opening a new account.
| Bank or Credit Union | Bonus | Expiration | Review |
|---|---|---|---|
| Wells Fargo Everyday Checking | $200 | 12/31/2021 | Review |
| HSBC Premier Checking Member FDIC | $450 | 03/31/2022 | Review |
| Chase Business Complete BankingSM | $300 | 04/21/2022 | Review |
| Chase Total Checking® | $225 | 04/20/2022 | Review |
| Chase Secure BankingSM | $100 | 04/20/2022 | Review |
| Discover Bank Online Savings | $200 | 03/15/2022 | Review |
| Discover Bank Online Savings | $150 | 03/15/2022 | Review |
| Huntington 25 Checking | $300 | 02/07/2022 | Review |
| Huntington Unlimited Plus Business Checking | $750 | 03/07/2022 | Review |
| Huntington Unlimited Business Checking | $400 | 03/07/2022 | Review |
| Huntington Business Checking 100 | $100 | 03/07/2022 | Review |
| TD Bank Beyond Checking | $300 | None | Review |
| TD Bank Convenience Checking | $150 | None | Review |
| Discover Cashback Debit | $360 | None | Review |
| Axos Bank Basic Business Checking | $100 | 12/31/2021 | Review |
| SoFi Money | $100 | 12/31/2021 | Review |
Complete List of Bank Bonuses
Below you will find a complete list of all types of bank bonuses, promotions, and offers. This list includes checking, savings, and even referral bonuses. We rank them in alphabetical order and from highest to lowest for bonus amount plus the State(s) to qualify. Banks want to earn your business, so they are offering many perks and cash bonuses with their bank promotions. Whether a major regional bank or a small local bank, you will find all bank deals listed for all States.
Bank Account Bonuses A-M
Bank Account Bonuses N-Z
Business Bank Bonuses
If you are a business owner looking to open a business checking account, you are in the right spot. We have a compiled list of the Best Business Bank Promotions & Bonuses to open a small business checking account.
Below you will find the most extensive list of business checking account promotions on the web! Top Banks include Chase, Huntington, Wells Fargo, Bank of America, PNC, Suntrust, and more. Bonuses range anywhere from $50 and even up to $600.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business | $750 Cash | Review |
| Huntington Bank Unlimited Business | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axox Bank Basic Business Checking | $100 Cash | Review |
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.
Wow! Your website is a wealth of information. Thank you. One possible suggestion that could improve your reader’s experience: Indicate when an offer is new with possible wording like this in the margin:
NEW OFFER 11/02/2021. That would make it easy for people to easily identify new offers rather than scrolling through the long list of old offers. Thanks.
Thanks Anthony for compiling all this useful banking information!
Thanks to you, I am going back to Santander for my 2nd time $400…
The devil is always in the details. Must be meticulous to win the bank promotion game.
Anthony,
Thank you for always providing excellent information!
Happy New Year!
I received a flyer from PNC with a $300 bonus offer for opening the Virtual Wallet with Performance Select Checking account. I met all of the requirements including the direct deposit from “an outside agency” totally more than $5,000 and using the debit card more than 10 times. Needless to say, I never received the promised bonus. Even after repeated calls to PNC and reporting the fraudulent advertising to the BBB, the bonus was never paid. If you open a checking account expecting to receive a bonus — beware!
PNC is very corrupt, So is TD Bank. Key Bank is a great bank to deal with
Incredible amount of research. Thanks for putting it all together. I am amazed you have the patients to dig through all the mess to find the details.
Anthony,
Can you post this information on my Twitter.com/ICCGRPLEWIS? You have updated it substantially and I would like to always have the most current and accurate information.
Thank you for all you do!
What bank is currently offering a good promotion to simply open up a Savings (preferably passbook – I’m old school) and Checking account out there, in south FL?
First Merchants is not Nationwide, it is for residents of Indiana, Illinois & Ohio.
I followed this article, followed the links , went to the capital one 360 site ,
https://www.capitalone.com/bonus400/.
opened the account, felt weird , why no print out the bonus offer under my account ? i called 18884640727
was told by capital one there is no any bonus at all .
i have found this article a lot bank offers not valid when i verified with the banks
From your link, in the qualifying details bottom of page: IF YOU DID NOT RECEIVE AN EMAIL OR MAIL PIECE DIRECTLY FROM CAPITAL ONE 360 WITH THE ABOVE CODE, YOU ARE INELIGIBLE FOR THIS BONUS OFFER.