Find the best bank bonuses, promotions, and offers here for personal and business checking, savings, money market and investment accounts.
You’ll find the best bank promotions from the biggest banks such as Chase, Bank of America, Wells Fargo, Citi®, TD Bank, Capital One, HSBC, Huntington, U.S. Bank, KeyBank, PNC Bank, Regions Bank, and many others – to the smaller banks and credit unions.
These bank bonuses can earn you hundreds to thousands of dollars in free money in the form of new account bonuses by simply opening a new checking or savings account with the best offers.
Keep reading below to learn more about the latest new account offers and these deals to the best bank bonuses that are currently available.
Best Bank Account Bonuses
Continue reading on for the best bank bonuses and promotions we highly recommend, here on BankCheckingSavings.
Best Bank Checking & Savings Account Bonuses
Bank of America $100 Checking Bonus Offer
To earn this bonus offer, you must open an eligible checking account and meet all of their requirements. Additionally, this bonus offer is available online only for new checking customers.
- What you’ll get: $100 Bonus Offer
- Where it’s available: Online Only; Nationwide
- How to earn it:
- The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page
- The offer code is DMF100CIS
- The offer is for new checking customers only
- Offer expires 6/30/2023
- To qualify, open an account through the promotional page and set up and receive qualifying direct deposits totaling $1000 or more into that account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
(Member FDIC)
U.S. Bank Up to $400 Smartly® Checking Bonus
Earn up to $400 bonus when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 20, 2023. Member FDIC.
- What you’ll get: Up to $400 bonus
- Eligible account: SmartlyTM Checking
- Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
- How to earn it:
- Complete these steps within 90 days of opening your new U.S. Bank Smartly® Checking account online to earn $300:
- Enroll in online banking or the U.S. Bank Mobile App
- Complete two or more direct deposits of $5,000 or more
- Complete 10 or more debit card purchases totaling at least $100
- Earn $100 when you open a new Standard Savings account, by June 20, 2023, complete deposit(s) of $15,000 or more by July 13, 2023 and maintain a total account balance of $15,000 until October 13, 2023.
- Complete these steps within 90 days of opening your new U.S. Bank Smartly® Checking account online to earn $300:
(Expires 06/20/2023)
Chase Private $3,000 Bonus
You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities.
- What you’ll get: Up to $3,000 bonus
- Eligible account: Chase Private Client
- Where it’s available: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- How to earn it:
- Enjoy up to a $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities.
- Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, J.P. Morgan Wealth Management retirement accounts and CDs).
- Your bonus will be determined on day 45.
- Maintain your new money for 90 days from coupon enrollment and enjoy your bonus.
- We’ll add it to your account within 40 days.
(Expires 07/19/2023)
Citi Priority Account Up to $2,000 Cash Bonus
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citi Priority Account
- How to earn it:
- Deposit New-to-Citi Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Citigold® Checking Account Up to $2,000 Cash Bonus
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citigold® Checking Account
- How to earn it:
- Deposit New-to-Citi Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
PNC Bank Up to $400 Checking Bonus
- What you’ll get: Up to $400 bonus
- Eligible account: Select new PNC Virtual Wallet®
- Where it’s available:
- PNC Bank Virtual Wallet® (In-Footprint): CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- PNC Bank Virtual Wallet® Checking Pro (Out of Footprint): AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY
- How to earn it:
- Earn up to $400 when you open and use a select new PNC Virtual Wallet®
- Virtual Wallet®: Earn $50 when you establish total qualifying direct deposit(s) of $500 or more to the Spend account
- Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account.
- Virtual Wallet® with Performance Select: Earn $400 when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.
SoFi Checking & Savings $275 Bonus + 3.75% APY
Earn more on your money with 3.75% APY and up to a $275 bonus when you direct deposit into a SoFi Checking and Savings Account. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: Up to $275 bonus + 3.75% APY
- Eligible account: SoFi Checking and Savings Account
- Where it’s available: Online nationwide
- How to earn it:
- For a limited time, get $25 when you sign up for a SoFi Checking & Savings account and deposit at least $10.
- Get an additional $275 with qualifying activity. In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Visit SoFi to learn more)
| Total Qualifying Direct Deposit Amount | Cash Bonus |
| $1,000.00 – $4,999.99 | $50 |
| $5,000 or more | $250 |
Chase Total Checking® $200 Bonus
Get a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit.
- What you’ll get: $200 bonus
- Eligible account: Chase Total Checking® account
- Where it’s available: Online Nationwide except Alaska, Hawaii, and Puerto Rico (Bank Locator)
- How to earn it: Open a new Chase Total Checking® account and set up direct deposit.
(Expires 07/19/2023)
Fifth Third Bank Checking $225 Bonus
Earn $225 bonus when opening an eligible Fifth Third checking account with qualifying activities.
- What you’ll get: $225 bonus
- Eligible account: Momentum® Checking or Preferred checking account
- Where it’s available: FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA
- How to earn it:
- Open a new checking account by 06/30/2023.
- Make direct deposits totaling $500 or more within 90 days of account opening.
- The cash bonus will be deposited into your new account within 10 business days of completing qualifying activity requirements.
(Expires 06/30/2023)
Chase College CheckingSM $100 Bonus
Get a $100 bonus when you open a new Chase College CheckingSM account with qualifying activities.
- What you’ll get: $100 bonus
- Eligible account: Chase College CheckingSM
- Where it’s available: Online, Nationwide (Bank Locator)
- How to earn it:
- Open a new Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment.
- After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, Chase will deposit the bonus in your new account within 15 business days.
(Expires 07/19/2023)
Chase Secure BankingSM $100 Bonus
New Chase checking customers can earn a $100 bonus when opening a new Chase Secure BankingSM account with qualifying activities.
- What you’ll get: $100 bonus
- Eligible account: Chase Secure BankingSM
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Open online or at any Chase branch.
(Expires 07/19/2023)
Discover Online Savings Account $150/$200 Bonus
With this offer, you can earn either earn a $150 or $200 bonus with the Discover Bank Online Savings account. The bonus amount will be determined by your deposit amount. Offer code: BCS223. See advertiser website for full details.
- What you’ll get: $150/$200 Bonus + 4.00% APY
- Eligible account: Discover Online Savings Account
- Where it’s available: Online Nationwide
- How to earn it:
- To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code BCS223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
(See advertiser website for full details)
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.
Axos Bank Rewards Checking $100 Bonus
- What you’ll get: $100 bonus
- Eligible account: Rewards Checking account
- How to earn it:
- Use the promo code RC100 when you apply for a Rewards Checking account by 06/30/23. Then have qualifying direct deposit(s) to earn up a $100 welcome bonus!
(Expires 06/30/2023)
TD Bank Beyond Checking $300 Bonus
New customers only. Apply online for a new TD Bank Beyond CheckingSM Account and get a $300 cash bonus.
- What you’ll get: $300 bonus
- Eligible account: TD Bank Beyond CheckingSM
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- How to earn it:
- Open a new TD Beyond Checking account online.
- Receive direct deposits of $2,500+ within 60 days of account opening.
(Visit TD Bank to learn more)
TD Bank Convenience Checking $200 Bonus
New customers only. Apply online for a new TD Bank Convenience CheckingSM Account and earn a $200 cash bonus.
- What you’ll get: $200 bonus
- Eligible account: TD Bank Convenience CheckingSM
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- How to earn it:
- Open a new TD Convenience Checking account online.
- Receive direct deposits of $500+ within 60 days of account opening.
(Visit TD Bank to learn more)
First National Bank Checking $400 Bonus
First National Bank is offering up to a $400 bonus when you open a new qualifying checking account and complete certain requirements.
What you’ll get: $400 bonus- Eligible account: Checking
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- How to earn it:
- Open a new FNB checking account using this link. We recommend the Freestyle Checking account which has no monthly fees when you sign up for online statements or a minimum balance requirement)
- Once you select the checking account that you’d like to open, locate and click on the “Offers” tab and add the “Penguins® Power Play Package with up to $400 Promotional Offer” to your cart.
- Proceed to checkout and finalize your account application.
- Earn Up to $400 with The Penguins® Power Play Package
- Earn $150 for making direct deposits totaling $1,500 or more, OR
- Earn $250 for making direct deposits totaling $2,500 or more, PLUS
- Earn $150 for making 10 online bill payments using FNB’s Online Bill Paying Service.
(Expires 12/31/2023)
PSECU Checking $300 Bonus
PSECU is offering a $300 bonus when you open a new qualifying checking account and meet the requirements.
What you’ll get: $300 bonus- Eligible account: PSECU Checking
- Where it’s available: PA. Nationwide if you become Pennsylvania Recreation and Park Society (PRPS) for $20.
- How to earn it:
- Earn $100. Become a PSECU member using promo code: LEVELUP and add a free checking account with debit card. Log into digital banking (online or mobile). Activate your debit card.
- Earn $100. Establish one or more qualifying payroll direct deposits that together total $200 per calendar month.
- Earn $100. Maintain the qualifying payroll direct deposit(s) for 90 days after initial deposit.
(Expires 12/31/2023)
Aspiration Spend & Save $50 Bonus
Aspiration will give you a $50 bonus when you open a Spend & Save Account and complete certain requirements.
- What you’ll get: $50 bonus
- Eligible account: Aspiration Spend & Save Account
- Where it’s available: Nationwide
- How to earn it: Customer must complete the following activities:
- Open and fund an Aspiration Spend & Save Account with a deposit of $10 or more, and
- Use Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening
(Visit Aspiration to learn more)
Best Business Checking & Savings Account Bonuses
Chase Business Complete BankingSM $300 or $500 Bonus
For business owners, enjoy a $300 or $500 bonus when you open a new Chase Business Complete BankingSM account and meeting certain requirements.
- What you’ll get: $300 or $500 bonus
- Eligible account: Chase Business Complete BankingSM account
- Where it’s available: Nationwide
- How to earn it:
- Get a coupon code from the offer page and open an eligible business checking account online or in-branch.
- Open a new Chase Business Complete BankingSM account
- Deposit a total of $2,000 or more in new money into your new qualifying checking account within 30 days from offer enrollment. The new money cannot be existing deposits at Chase or its affiliates. Your new money deposit amount will be determined in the following manner at 30 days from offer enrollment:
- $300 bonus with $2,000 – $14,999 New Money Deposit Amount
- $500 bonus with $15,000 or more New Money Deposit Amount
- Maintain the new money of at least $2,000 in the new checking account for at least 60 days from the offer enrollment date. If balances decrease below the threshold during the 60 day period, your offer amount will change.
- Complete 5 qualifying transactions within 90 days of offer enrollment.
- After you have completed all the above checking requirements, we’ll deposit the offer amount in your new account within 15 days. To receive this offer, the enrolled account must not be closed or restricted at the time of payout. Offer is good for one-time use. Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible. Chase reserves the right to withdraw this offer at any time without notice. Offers are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
(Expires 08/03/2023)
Bank of America Business Advantage Checking Bonus Offer
Open a new Bank of America Business Advantage checking account and complete the eligible requirements to earn a $200 cash bonus offer. See offer page for more details.
- What you’ll get: $200 cash bonus offer. See offer page for more details.
- Account Type: Business Checking
- Where it’s available: Nationwide
- How to earn it:
- Open a new business checking account by June 30, 2023
- Make Qualifying Deposits of $5,000 or more in new money within 30 days of opening the new business checking account
- Maintain an average balance of $5,000 for next 60 days (day 31-90) during the maintenance period
(Expires 06/30/2023)
Live Oak Bank $300 Business Savings Bonus
Earn a $300 bonus from Live Oak Bank when you open a business savings account.
- What you’ll get: $300 bonus
- Eligible account: Business Savings
- Where it’s available: Nationwide
- How to earn it:
- Earn $300 when you open a new Live Oak business savings account between 4/3/23 and 5/31/23.
- Deposit at least $30,000 into your savings account within 15 days of opening the account and no later than 5/31/23.
- Maintain a balance of $30,000 or more for 90 consecutive days and watch your business savings grow.
- Must be a first-time Live Oak business savings customer to be eligible for this bonus offer. See full terms and conditions.
(FDIC Insured)
U.S. Bank $750 Business Checking Bonus
Earn up to $750 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q2AFL23 and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 30, 2023. Member FDIC.
- What you’ll get: $500 or $750 bonus
- Eligible account:
- Silver Business Checking Package
- Gold Business Checking Package
- Platinum Business Checking Package
- Where it’s available: Nationwide
- How to earn it:
- Open a new, eligible U.S. Bank business checking account with promo code Q2AFL23
- Earn your $500.
- Make a deposit of at least $5,000 in new money within 30 days of account opening and maintain the balance until the 60th day after account opening.
- Enroll in U.S. Bank business online banking or the U.S. Bank Mobile App within 60 days of account opening.
- Earn your $750.
- Make a deposit of at least $15,000 in new money within 30 days of account opening and maintain the balance until the 60th day after account opening.
- Enroll in U.S. Bank business online banking or the U.S. Bank Mobile App within 60 days of account opening.
(Offer Expires 06/30/2023)
Huntington Bank Unlimited Plus Business Checking $1,000 Bonus
Open your Huntington Unlimited Plus Business Checking account today and enjoy a $1,000 bonus when meeting certain requirements.
- What you’ll get: $1,000 bonus
- Eligible account: Huntington Unlimited Plus Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening.
(Expires 09/7/2023)
Huntington Bank Unlimited Business Checking $400 Bonus
Open your Huntington Unlimited Business Checking account today and enjoy a $400 bonus when meeting certain requirements.
- What you’ll get: $400 bonus
- Eligible account: Huntington Unlimited Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
(Expires 09/7/2023)
Huntington Bank Business Checking 100 $100 Bonus
Open your Huntington Business Checking 100 account today and enjoy a $100 bonus when meeting certain requirements.
- What you’ll get: $100 bonus
- Eligible account: Huntington Business Checking 100 Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Business Checking 100 account and make total deposits of at least $2,000 within 60 days of account opening.
(Expires 09/7/2023)
Nationwide Business Premium Savings $210 Bonus
You can earn up to a $210 bonus when opening a new Nationwide Business Premium Savings. To be eligible, you must complete certain requirements.
- What you’ll get: Up to $210 bonus
- Eligible account: Nationwide Business Premium Savings
- How to earn it:
- Use promo code BPS210 when you apply to get up to $210 bonus for your Business Premium Savings account.
- You must be approved for your new Business Savings account and fund it within 60 days of account opening.
- A cash bonus of up to $210 can be earned in the following manner during the first four (4) statement cycles.
- A statement cycle is a calendar month consisting of the days your account was open during that month.
- $70 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account must be at minimum $20,000 or greater.
- A maximum of three (3) payouts can be earned during the first four (4) statement cycles.
- The bonus will be deposited into your Business Premium Savings account within 10 business days following the end of the statement cycle in which the balance requirement was met.
(FDIC Insured)
Axos Bank Basic Business Checking $100 Bonus
You can earn a $100 bonus when opening a new Basic Business Checking account from Axos Bank. To be eligible, you must complete certain requirements.
- What you’ll get: $100 bonus
- Eligible account: Basic Business Checking account
- How to earn it: Customer must complete the following activities:
- Open a new Basic Business Checking account using promo code SBIZ100 to earn a $100 bonus.
- You must be approved for your new Small Business Checking account and fund it within 60 days of account opening.
- A cash bonus of up to $100 can be earned in the following manner during the first five (5) statement cycles. A statement cycle is a calendar month consisting of the days your account was open during that month.
- $25 will be earned for each statement cycle during which the average daily balance in your Small Business Checking account must be at a minimum $5,000 or greater.
- A maximum of four (4) payouts can be earned during the five (5) statement cycles and the bonus will be deposited into your Small Business Checking account within 10 business days following the end of the statement cycle in which the balance requirement was met.
(Visit Axos Bank to learn more)
Axos Bank Business Interest Checking $100 Bonus
You can earn a $100 bonus when opening a new Business Interest Checking account from Axos Bank. To be eligible, you must complete certain requirements.
- What you’ll get: $100 bonus
- Eligible account: Business Interest Checking account
- How to earn it: Customer must complete the following activities:
- Open a new Basic Business Checking account using promo code SBIZ100 to earn a $100 bonus.
- You must be approved for your new Small Business Checking account and fund it within 60 days of account opening.
- A cash bonus of up to $100 can be earned in the following manner during the first five (5) statement cycles. A statement cycle is a calendar month consisting of the days your account was open during that month.
- $25 will be earned for each statement cycle during which the average daily balance in your Small Business Checking account must be at a minimum $5,000 or greater.
- A maximum of four (4) payouts can be earned during the five (5) statement cycles and the bonus will be deposited into your Small Business Checking account within 10 business days following the end of the statement cycle in which the balance requirement was met.
(Visit Axos Bank to learn more)
Complete List of the Best Bank Account Bonuses
Below you will find a complete list of all types of bank bonuses, promotions, and offers. This list includes checking, savings, and even referral bonuses. We rank them in alphabetical order and from highest to lowest for bonus amount plus the State(s) to qualify.
Banks want to earn your business, so they are offering many perks and cash bonuses with their bank promotions. Whether a major regional bank or a small local bank, you will find all bank deals listed for all States.
Best Bank Account Bonuses A-M
Best Bank Account Bonuses N-Z
Best Business Bank Account Bonuses
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $500 Cash | Review |
| Chase Business Complete BankingSM | $300 Cash | Review |
| U.S. Bank Silver Business Checking | $750 Cash | Review |
| U.S. Bank Gold Business Checking | $750 Cash | Review |
| U.S. Bank Platinum Business Checking | $750 Cash | Review |
| Live Oak Bank Small Business Checking | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business | $1,000 Cash | Review |
| Huntington Bank Unlimited Business | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Axos Bank Business Interest Checking | $100 Cash | Review |
| Nationwide Business Premium Savings | $210 Cash | Review |
| Novo Business Checking | $40 Cash | Review |
| NorthOne Bank Account | $20 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| Bank | State(s) | Bonus | Expiration | Review |
|---|---|---|---|---|
| Regions Bank | AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN & TX | $150 | None | Review |
| 1st United Credit Union | CA | $200 | 12/31/2023 | Review |
| American Airlines Federal Credit Union | Nationwide | $25 | 12/31/2023 | Review |
| American Bank & Trust | SD, MN | $750 | 04/30/2023 | Review |
| American Bank & Trust | SD, MN | $100 | None | Review |
| American Express | Nationwide | 30K Points | None | Review |
| Arkansas Federal Credit Union | AR | $300 | 01/04/2023 | Review |
| Associated Bank | IA, IL, IN, KS, MI, MN, MO, OH, WI | $300 | 06/30/2023 | Review |
| Bank of America | Nationwide | $200 | 06/30/2023 | Review |
| BankPlus | AL, LA, MS | $110 | None | Review |
| Banner Bank | CA, ID, OR, WA | $200 | 06/30/2023 | Review |
| Baselane Banking | Nationwide | $500 | None | Review |
| BMO Harris Bank | AZ, FL, IL, IN, KS, MO, MN, WI | $500 | 09/15/2023 | Review |
| Brightstar Credit Union | FL | $100 | None | Review |
| Cambridge Savings Bank | MA | $200 | 05/31/2023 | Review |
| Cape Ann Savings Bank | MA | $400 | 07/01/2023 | Review |
| Central Pacific Bank | HI | $1200 | 07/15/2023 | Review |
| Citizens Bank | CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL | $500 | 05/15/2023 | Review |
| Community First Credit Union | FL | $200 | None | Review |
| Consumers Credit Union | MI | $200 | None | Review |
| Country Bank | MA | $300 | 12/30/2022 | Review |
| Excite Credit Union | CA, NC | $300 | None | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Fidelity Bank | PA | $500 | None | Review |
| Fifth Third Bank | FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA | $500 | 09/08/2023 | Review |
| First Community Bank | NC, SC, TN, VA, WV | $50 | None | Review |
| First Financial Bank | IN, KY, OH | $250 | 08/31/2023 | Review |
| First United Credit Union | MI | $100 | None | Review |
| Flagstar Bank | MI, IN, OH | $500 | None | Review |
| Flushing Bank | NY,NJ | $200 | None | Review |
| FNBO | CO, IA, IL, KS, NE, SD, TX, MO, WI, WY | $200 | 03/31/2023 | Review |
| FNCB Bank | PA | $1,100 | None | Review |
| Freedom Federal Credit Union | MD | $100 | None | Review |
| Gulf Coast Bank & Trust | LA | $200 | 09/24/2022 | Review |
| Investors Bank | NY, NJ | $300 | None | Review |
| Katahdin Trust Company | ME | $500 | None | Review |
| Ledyard Bank | NH, VT | $300 | 06/30/2023 | Review |
| Level One Bank | MI | $100 | None | Review |
| Live Oak Bank | Nationwide | $300 | 11/18/2022 | Review |
| M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $500 | 06/30/2023 | Review |
| Mercury | Nationwide | $500 | None | Review |
| Mercury | Nationwide | $100 | None | Review |
| MIDFLORIDA Credit Union | FL | $300 | None | Review |
| Newtown Savings Bank | CT | $300 | 04/15/2023 | Review |
| North State Bank | NC | $450 | None | Review |
| Old National Bank | IL, IN, KY, MI, WI | $500 | 06/30/2023 | Review |
| OnPoint Community Credit Union | OR | $200 | 08/15/2023 | Review |
| PNC Bank | AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV | $500 | 03/31/2023 | Review |
| Popular Bank | FL, NJ, NY | $750 | 06/30/2023 | Review |
| Provident Bank | NJ, PA | $600 | 05/31/2023 | Review |
| Provident Credit Union | CA | $300 | None | Review |
| Regent Bank | OK, MO | $1000 | None | Review |
| Relay Financial Banking | Nationwide | $150 | None | Review |
| Republic Bank of Chicago | IL | $2,000 | None | Review |
| Rockland Trust Bank | MA | $300 | 12/30/2022 | Review |
| Rockland Trust Bank | MA | $300 | 11/30/2022 | Review |
| S&T Bank | OH, PA | $600 | 06/30/2023 | Review |
| Santander Bank | NH, MA, RI, CT, DE, NY, NJ & PA | $500 | 07/31/2022 | Review |
| Seacoast Bank | FL | $600 | 12/31/2023 | Review |
| Seacoast Bank | FL | $250 | 12/31/2023 | Review |
| St. Jean's Credit Union | MA | $25 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $150 | None | Review |
| Technology Credit Union | CA | $100 | None | Review |
| Texas Capital Bank | TX | $700 | 08/01/2023 | Review |
| Truist Bank | AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV | $400 | 06/30/2023 | Review |
| WaterStone Bank | WI | $250 | None | Review |
| Webster Bank | NY, MA, RI, CT | $250 | None | Review |
| WECU | WA | $250 | 12/31/2022 | Review |
| Winden | Nationwide | $200 | None | Review |
| Wintrust Bank | IL, FL, IN, WI | $500 | 03/31/2023 | Review |
| Wintrust Bank | IL, FL, IN, WI | $300 | 03/31/2023 | Review |
| Wintrust Bank | IL, FL, IN, WI | $300 | 03/31/2023 | Review |
How To Qualify For Checking Account Bonuses?
- First, you will usually be required to be a new customer.
- Second, you’ll need to be sure that you’re able to meet the bank bonus’ requirements during the specified period of time.
- Some of these qualifying activities can be:
- Maintaining a minimum balance, minimum deposit
- Qualifying direct deposit(s)
- Using your debit card
- Enrolling in mobile banking / e-Statements / etc
- or a combination of the above.
- Please note that these are just your typical requirements. There could be some other requirements outside of this scope.
- Some of these qualifying activities can be:
Let’s take the above requirements and go a little more in-depth. Bank bonus requirements typically (not always) will be in these four categories:
- Minimum Balance: Some bank bonuses will require you to transfer new money to your new account and maintaining that balance for a specified period of time. This amount of time may vary, but typical range is between 30-90 days.
- Direct Deposit(s): Some bank bonus offers will require you to set up and receive qualifying direct deposits – such as your employer, government (lke social security), etc. Some offers may have a specified amount such as an x amount per direct deposit for x amount of months or multiple direct deposits totaling a certain amount within a certain time frame.
- Debit Card Transactions: Other bank bonus promotions may require you to use your debit card such as making a certain number of debit card transactions within a certain time frame. Please not that ATM withdrawals/deposits will not count toward this requirement.
- Account Features: The other common bank offer requirement includes using account features like Bill Pay, enrolling in e-Statements, using / logging into the mobile app, using mobile features like remote deposit capture, and more.
Unsure of what the requirements will be or if you’ll be able to meet them? Don’t fret, as these bank bonuses will lay out the requirements for you so you will know if you’re able to meet the qualifying activity or note.
Be sure to read the fine print to get a better understanding.
After you meet the requirements, be sure that you are in good standing. My recommendation is to have the account open for at least 6 months. Some accounts will come with an “early account closure or termination fee” – meaning they may revoke the bonus, have a fee for closing the account early, etc. You typically can find this information in the fine print or in their disclosures.
Wow! Your website is a wealth of information. Thank you. One possible suggestion that could improve your reader’s experience: Indicate when an offer is new with possible wording like this in the margin:
NEW OFFER 11/02/2021. That would make it easy for people to easily identify new offers rather than scrolling through the long list of old offers. Thanks.
Thanks Anthony for compiling all this useful banking information!
Thanks to you, I am going back to Santander for my 2nd time $400…
The devil is always in the details. Must be meticulous to win the bank promotion game.
Anthony,
Thank you for always providing excellent information!
Happy New Year!
I received a flyer from PNC with a $300 bonus offer for opening the Virtual Wallet with Performance Select Checking account. I met all of the requirements including the direct deposit from “an outside agency” totally more than $5,000 and using the debit card more than 10 times. Needless to say, I never received the promised bonus. Even after repeated calls to PNC and reporting the fraudulent advertising to the BBB, the bonus was never paid. If you open a checking account expecting to receive a bonus — beware!
PNC is very corrupt, So is TD Bank. Key Bank is a great bank to deal with
Incredible amount of research. Thanks for putting it all together. I am amazed you have the patients to dig through all the mess to find the details.
Anthony,
Can you post this information on my Twitter.com/ICCGRPLEWIS? You have updated it substantially and I would like to always have the most current and accurate information.
Thank you for all you do!
What bank is currently offering a good promotion to simply open up a Savings (preferably passbook – I’m old school) and Checking account out there, in south FL?
First Merchants is not Nationwide, it is for residents of Indiana, Illinois & Ohio.
I followed this article, followed the links , went to the capital one 360 site ,
https://www.capitalone.com/bonus400/.
opened the account, felt weird , why no print out the bonus offer under my account ? i called 18884640727
was told by capital one there is no any bonus at all .
i have found this article a lot bank offers not valid when i verified with the banks
From your link, in the qualifying details bottom of page: IF YOU DID NOT RECEIVE AN EMAIL OR MAIL PIECE DIRECTLY FROM CAPITAL ONE 360 WITH THE ABOVE CODE, YOU ARE INELIGIBLE FOR THIS BONUS OFFER.