The AccountNow Gold Prepaid VISA Card is basically a debit card with a pricey monthly fee coming standard with online account access, online bill pay, free direct deposit, etc., on top of a 100% guaranteed approval upon successful ID verification; No Credit check, No ChexSystems check, And no existing bank account required. Now, be aware that when I say pricey monthly fee, I emphasize that there is a $9.95 monthly fee imposed, but the main purpose of this card should be to help your credit, so they are possibly targeting towards that desperate audience.
AccountNow Gold Prepaid Mastercard Summary:
- Sign up Offer
- Account Type: Prepaid VISA
- Availability: Nationwide.
- Credit Inquiry: None.
- Opening Deposit: None.
- Credit Card Funding: N/A
- Direct Deposit Requirement: None.
- Monthly Fee: $9.95
- Additional Requirements: None.
- Closing Account Fee: None.
AccountNow Gold Prepaid Mastercard Requirements:
- Apply for the AccountNow Prepaid Gold VISA
- Sign up with your credentials
- You will need to provide a social security number. There is no credit checked performed.
AccountNow Gold Prepaid Mastercard Features:
- $15 Bonus with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
- Get Paid up to 2 days faster with Free Direct Deposit – get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
- 100% Guaranteed Approval – upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
- $0 Activation Fee. No Minimum Balance. No Overdraft fees.
- Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
- Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
- BBB Accredited A+ Company. Excellent Customer Service.
Conclusion:
Before considering this card, you should know that Prepaid debit cards were created for individuals who have no or limited credit history, or have past or current credit issues. Now when you open a AccountNow Gold Prepaid VISA, you could take advantage of $15 when you set up qualifying direct deposit on the account, however this card is quite expensive reiterating the $9.95 monthly fee and thus I recommend trying a Discover IT Secured Card prior to applying for this card. Again, If your intentions are to attempt to improve a damaged credit score, I recommend trying out a secure credit card. See our complete list of Bank Deals for all your banking needs!
